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M. Arul Jothi

Assessing the Impact of Capital Structure on Profitability. A Case Study of Indian Railways Finance Corporation (IRFC)

 Anonymous

Central Bank Digital Currency. Eine kritische Analyse der ökonomischen und gesellschaftlichen Folgen

Penn Emmanuel Mbuh

The Effect of Mobile Banking Systems on The Survival of Traditional Banks in Cameroon

Veronika von Heise-Rotenburg

CFO-Know-how von Accounting bis Treasury. Wissen und Best Practices von aktiven CFOs und Fachexpert:innen - modular aufgebaut und peer-reviewed

Finanzmanagement in Start-ups und Scale-ups

Moritz Eisfeller

Risikoadjustierte Performance und Erholungsfähigkeit von Multi-Asset-ETF Portfolios in Krisenzeiten

Tamilla Javadi

Tesla, Inc. Strategic Expansion and Value Creation through the Gigafactory Berlin-Brandenburg

Performance Evaluation of Financial Holding Companies

The Retail Sales Survival Series

The No-BS Playbook for Furniture, Mattress, and Appliance Salespeople

The Complete Furniture and Appliance Sales Survival Guide

Springer Texts in Business and Economics

This textbook is designed to facilitate a thorough learning for students of financial mathematics. It includes exercises and theoretical questions across seven chapters: Interest Theory, Financial Flows and Annuities, Profitability and Risk of Financial Operations, Portfolio Analysis, Bonds, Modigliani-Miller Theory, and Brusov-Filatova-Orekhova Theory. The last two chapters are dedicated to modern theories of capital structure, including problems and tasks. More than 130 detailed solutions are provided to help students solve the assignments in the textbook.


This textbook is suitable for undergraduate and graduate students in all financial and economic fields, including finance and credit, accounting and auditing, taxes, insurance, and international economic relations. It is also useful for professionals in financial and economic specialties, including financial analysts, as well as anyone interested in mastering quantitative methods in finance and economics.

Exercises and Solutions

Financial Mathematics

Etienne Krieger

25 idées clés pour entreprendre et innover

A client you'd worked with for years went quiet. A new prospect asked you to "just polish" what AI already wrote. Your rates started to feel like something you had to defend. Sound familiar?

Freelance After AI is a practical, no-nonsense survival and reinvention guide for freelance writers and copywriters watching AI tools eat into the work they used to bill for. This isn't a book about whether AI is good or bad - that debate is over. It's a step-by-step system for repositioning what you sell, pricing it correctly, and building a client base that pays for judgment instead of word count.

Inside, you'll learn how to:

- Audit your freelance business like a CFO - real effective hourly rates, client concentration, and exactly how AI-exposed your current revenue actually is
- Reposition your pitch from "I write well" to a specific, outcome-based problem you solve
- Move away from per-word pricing toward value-based and scope-based pricing that pays you for thinking, not typing
- Have the AI conversation with clients confidently, without losing the room or the sale
- Build a genuinely AI-resistant service menu, from fractional content leadership to specialist niches machines can't fake
- Diversify income with retainers, productized offerings, and smart passive streams
- Find and keep clients who value craft, and screen out the ones who never will
- Use AI tools as your assistant - not your replacement - with a simple floor-work-versus-ceiling-work framework
- Handle contracts, scope creep, and late payments like a business owner, not a freelancer hoping for the best

Freelance After AI

This book shows small and medium-sized businesses how to gain more time, attract better customers, and sustainably increase their profits by using the right levers. Instead of theoretical management models, it delivers 50 immediately actionable strategies for greater focus, clearer processes, stronger offers, more efficient sales, better customer retention, and higher profitability. It addresses the core challenges many SMEs face: too much chaos in day-to-day operations, too few clear priorities, unproductive workflows, lost leads, weak margins, and a lack of financial control. The book helps readers identify exactly those levers that create the greatest impact in everyday business operations. Its practical structure makes it especially valuable: from focus and positioning to standardisation, automation, and communication, all the way to customer acquisition, sales, KPIs, and cash flow. It also includes a Quick Start, a Quick Audit, a 30-day implementation plan, as well as checklists and templates, so readers do not just gain knowledge, but can take action immediately.

Immediately implementable strategies for processes, growth and profitability

50 SME levers for more time, customers and profit

Want to be happier, healthier, and enjoy your job more?
Make better friends at work.
The data is in. It is virtually impossible to feel connected and supported in life when we don't feel that way where we spend most of our time--at work. Whether we work remotely or in an office, who we interact with consistently impacts everything from our longevity and mental health to our career success and job satisfaction.
Unfortunately, too many of us don't feel like we belong at work in the ways we need. In addition to the 20% of us who report feeling lonely at work almost all the time, 60% of us report feeling it at least half the time., and that disconnection is taking a toll: more stress and burnout, less energy, decreased loyalty to our company, and increased dread for "Monday morning."
In The Business of Friendship, Shasta Nelson, a friendship expert, unpacks the distinct ways we can make work relationships the healthiest they can be, both for the sake of the employee and the mission of the company. She inspires readers to see why friendship is crucial to our health and our careers and teaches us exactly how to develop the supportive and meaningful connections we need.
Our organizations benefit as well when our leaders encourage friendships at work. The outcome is higher levels of workplace productivity, employee retention, safety, innovation, collaboration, and profitability. In fact, having a best friend at work we are seven times more engaged in our job, which translates to better customer service, less absenteeism, fewer workplace accidents, and more loyalty to our organizations. The best employees are the ones who feel connected.
Work is to adults as school is to kids--a consistent place with familiar people. But too few of us are taking advantage of this environment. This leaves us no other choice but to try to get all our relational needs met in our off-work hours, where most of us already report feeling "too busy." The result? We stay lonely, wishing for more meaningful connections.
Through Shasta's stories, research, and practical guidance, sheBreaks down what creates healthy bonds and reveals the 3 requirements necessary in all healthy relationships and teams
Helps managers and employees assess the health of their relationships and learn ways to repair and improve them
Provides advice for addressing some of the biggest fears around workplace friendships, such as increased drama, favoritism, confidentiality, gossip, toxic coworkers, relationship with bosses, and potential romantic attractions


The Business of Friendship is for those who are ready to maximize the two most significant factors of our wellbeing--career and relationships. Whether you are a leader or an employee, when you feel more connected and supported at work, everyone wins.

Making the Most of Our Relationships Where We Spend Most of Our Time

The Business of Friendship

Assessing the Impact of Capital Structure on Profitability. A Case Study of Indian Railways Finance Corporation (IRFC)

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