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Pat  Rock Day

Hack the Time Wealth Matrix

Creating Real Wealth in a World of Fake Money

Veronika von Heise-Rotenburg

CFO-Know-how von Accounting bis Treasury. Wissen und Best Practices von aktiven CFOs und Fachexpert:innen - modular aufgebaut und peer-reviewed

Finanzmanagement in Start-ups und Scale-ups

#1 NEW YORK TIMES BESTSELLER • “A scorching portrait of modern America. And yet it also brings a sense of sense of hope, not only because [it] reminds us how powerful a great novel can be, but because of the sense . . . that a universal justice will prevail.”—R. J. Palacio for Time, “25 Books That Capture This American Moment” ONE OF BARACK OBAMA’S FAVORITE BOOKS OF THE SUMMER A “spectacular” (Los Angeles Times) novel from the Booker Prize–winning author of Lincoln in the Bardo, taking place at the bedside of an oil company CEO in the twilight hours of his life as he is ferried from this world into the next “Vibrant, fiendishly clever . . . Vigil is pure Saunders: the death of empathy, he insists, is greatly exaggerated.”—The Boston Globe Not for the first time, Jill “Doll” Blaine finds herself hurtling toward earth, reconstituting as she falls, right down to her favorite black pumps. She plummets towards her newest charge, yet another soul she must usher into the afterlife, and lands headfirst in the circular drive of his ornate mansion. She has performed this sacred duty 343 times since her own death. Her charges, as a rule, have been greatly comforted in their final moments. But this charge, she soon discovers, isn’t like the others. The powerful K. J. Boone will not be consoled, because he has nothing to regret. He lived a big, bold, epic life, and the world is better for it. Isn’t it? Vigil transports us, careening, through the wild final evening of a complicated man. Visitors begin to arrive (worldly and otherworldly, alive and dead), clamoring for a reckoning. Birds swarm the dying man’s room; a black calf grazes on the love seat; a man from a distant, drought-ravaged village materializes; two oil-business cronies from decades past show up with chilling plans for Boone’s postdeath future. With the wisdom, playfulness, and explosive imagination we’ve come to expect, George Saunders takes on the gravest issues of our time—the menace of corporate greed, the toll of capitalism, the environmental perils of progress—and, in the process, spins a tale that encompasses life and death, good and evil, and the thorny question of absolution.

#1 NEW YORK TIMES BESTSELLER • “A scorching portrait of modern America. And yet it also brings a sense of sense of hope, not only because [it] reminds us how powerful a great novel can be, but because of the sense . . . that a universal justice will prevail.”—R. J. Palacio for Time, “25 Books That Capture This American Moment” A “spectacular” (Los Angeles Times) novel from the Booker Prize–winning author of Lincoln in the Bardo, taking place at the bedside of an oil company CEO in the twilight hours of his life as he is ferried from this world into the next “Vibrant, fiendishly clever . . . Vigil is pure Saunders: the death of empathy, he insists, is greatly exaggerated.”—The Boston Globe Not for the first time, Jill “Doll” Blaine finds herself hurtling toward earth, reconstituting as she falls, right down to her favorite black pumps. She plummets towards her newest charge, yet another soul she must usher into the afterlife, and lands headfirst in the circular drive of his ornate mansion. She has performed this sacred duty 343 times since her own death. Her charges, as a rule, have been greatly comforted in their final moments. But this charge, she soon discovers, isn’t like the others. The powerful K. J. Boone will not be consoled, because he has nothing to regret. He lived a big, bold, epic life, and the world is better for it. Isn’t it? Vigil transports us, careening, through the wild final evening of a complicated man. Visitors begin to arrive (worldly and otherworldly, alive and dead), clamoring for a reckoning. Birds swarm the dying man’s room; a black calf grazes on the love seat; a man from a distant, drought-ravaged village materializes; two oil-business cronies from decades past show up with chilling plans for Boone’s postdeath future. With the wisdom, playfulness, and explosive imagination we’ve come to expect, George Saunders takes on the gravest issues of our time—the menace of corporate greed, the toll of capitalism, the environmental perils of progress—and, in the process, spins a tale that encompasses life and death, good and evil, and the thorny question of absolution.

A Novel

Vigil

How to Accelerate Wealth on Any Income explains the basic concepts of personal money management and points out Biblical principles pertaining to money. It covers many areas of finance, including insurance, buying a house, taxes, investments, and estate planning. It also contains a worksheet on each of these areas to enable the reader to apply principles personally.

How to Accelerate Wealth on any Income; The Road to Mastering Money Management

The author of the internationally successful book From Zero to Millionaire is back with a book on the best ways to invest in the stock market. Stop treating the stock market like a casino - discover the proven, stress-free strategy that builds lasting wealth. In The Art of Multiplying Your Money, financial journalist and bestselling author Nicolas Bérubé uses rigorous academic research and real-world historical data to dismantle the myth that successful investing requires picking winning stocks, timing the market, or chasing hot tech trends. Instead, he reveals how anyone can achieve exceptional long-term wealth, whether you have $100 or $100 million to invest. Across 17 engaging lessons, this book answers the most pressing questions investors face today. By the time you've finished this book, you'll know the answers to the following questions:- Will the stock market always keep rising? How do you survive if it crashes? - How much can you withdraw from your investments each year to live on? - Is the concentration of the U.S. market in a handful of tech stocks cause for concern? Crucially, the book focuses on the greatest risk of all: human psychology. By highlighting the cognitive biases that lead investors to panic and sabotage their own portfolios, Bérubé teaches readers how to automate their success, providing a comprehensive roadmap to financial independence. Whether you have $100 or $100 million, this is the ultimate guide to passive investing and behavioural finance so you can learn how to ignore the financial noise and let the global market multiply your money whilst you sleep.

17 lessons for success in the stock market

The Art of Multiplying Your Money

Winner of the Axiom Business Book Awards 2025 Discover why true wealth extends far beyond your bank balance - and how to achieve it. We find ourselves at a crossroads. We all know that true wealth is about far more than money. Wealth is friends, family, health, a vocation, command of your time, leisure, and whatever else is important to you. And yet, we are all guilty of acting as if money alone is wealth and an end in itself. How do we navigate this crossroads to find the right balance between monetary wealth and true, soulful wealth? Enter Daniel Crosby - behavioural finance expert and author of the smash hits The Laws of Wealth and The Behavioral Investor. In The Soul of Wealth, Daniel presents 50 short essays exploring what wealth really is and provides practical suggestions for changing your thinking and actions in small, powerful ways. You'll learn: - How your spending reveals your values - That money can buy happiness if spent well - What makes a good financial plan - Why willpower is overrated - How to master delayed gratification for the ultimate wealth hack - Why anything worth doing carries some risk - And much, much more! Accessible and inspirational, The Soul of Wealth is the ultimate compendium of the world's best behavioural and personal finance knowledge. It will challenge your thinking, rekindle forgotten truths, and empower you to embrace a new relationship with your money. Now part of the Harriman House Essentials Collection, a series showcasing the very best of business and finance books.

Harriman House Essentials

The Soul of Wealth

How fiscal and economic policy choices reflect moral points of view How much of your hard-earned money is it fair for the state to tax? What public services should the state finance with that money? Surveys show that people care more about fairness than efficiency in fiscal and economic matters, and that they are increasingly anxious about inequalities of income, wealth, and opportunities. It’s clear that the choices made by policymakers about who benefits from a given economic policy are also moral choices. In this book, economist Paolo Mauro looks at the interplay between moral perspectives and policy decisions. After analyzing how the role of the state has evolved in response to economic transformations and changing notions of good government, he traces the rising gap between actual practice and what citizens consider to be fair taxation and public service provision policies. Mauro connects fiscal policy trends to insights from other fields, including ideas from moral philosophy, social science surveys on attitudes toward taxation and public services, and studies of corruption. He offers a concise but compelling overview of philosophy relevant to fiscal issues; considers how people perceive inequalities; traces the moral choices made by states as they develop new policies on taxation and spending; and looks at opportunities and incentives for malfeasance within the system. Building on this, Mauro calls for policymakers to engage with a wider range of moral viewpoints. If we are open to ideas from a variety of disciplines, he argues, we can chart a path for fiscal policies that will help preserve democracy, combat inequality, and promote social cohesion.

A Global Perspective on Morality and Public Finance

The State and Your Hard-Earned Money

BUILD YOUR OWN SAND BOX

YOUR MIND IS YOUR MONEY

Etienne Krieger

25 idées clés pour entreprendre et innover

¿Quieres sacarle el mejor provecho a tu dinero, pero no sabes por dónde empezar? Este libro es para ti. No importa si eres doctor en ciencias ocultas, programadora, floricultor, psicoanalista, emprendedor en ciernes o músico, poeta y loco; ya seas millonario o becario, puedes utilizar tu dinero de forma más inteligente, aunque no seas fan de los números y las finanzas. Con Pequeño Cerdo Capitalista -el libro más vendido de finanzas personales en los últimos 10 años escrito por una autora de habla hispana y que ha cautivado a más de 500 mil lectores-tendrás las herramientas más efectivas para ahorrar, invertir y maximizar tus ingresos. Sofía Macías te explica sin rollos -y con una que otra pedrada o coscorrón para ser más claros- por qué todos podemos ahorrar, los trucos para lograrlo, cómo usar las tarjetas de crédito a tu favor y salir de deudas terroríficas, formas de bajarle a tus impuestos, cómo poner tu dinero a trabajar y animarte a invertir, así como tus opciones para el retiro. En esta edición actualizada encontrarás los clásicos infalibles que han ayudado a miles de lectores y también los últimos cambios, consejos y datos para actualizar tus finanzas. ¡El tiempo es dinero! ¿Qué esperas para arreglar tu relajito financiero y usarlo a tu favor? ENGLISH DESCRIPTION Do you want to make the most of your money but don’t know where to start? This book is for you. It doesn’t matter if you’re a doctor in occult sciences, a programmer, a flower grower, a psychoanalyst, an aspiring entrepreneur, or a musician, poet, and madman, whether you’re a millionaire or an intern, you can use your money more intelligently, even if you’re not a fan of numbers and finance. With Pequeño Cerdo Capitalista—the best-selling personal finance book of the past 10 years written by a Spanish-speaking author and loved by more than 500,000 readers—you’ll have the most effective tools to save, invest, and maximize your income. Sofía Macías explains without fluff—and with a few playful jabs or wake-up slaps to make things clearer—why everyone can save, tricks to achieve it, how to use credit cards to your advantage and escape terrifying debts, ways to reduce your taxes, how to make your money work for you and dare to invest, as well as your options for retirement. In this updated edition, you’ll find the classic infallible tips that have helped thousands of readers and also the latest changes, advice, and data to refresh your finances. *Time is money!* What are you waiting for to fix your financial mess and make it work in your favor?

Pequeño cerdo capitalista (Edición actualizada 2025) / The Little Capitalist Pig (Update 2025 Edition)

Written by a successful entrepreneur who has guided hundreds of clients to six- and seven-figure breakthroughs,&nbsp;this book offers&nbsp;a grounded, spiritually aligned path to prosperity—so your&nbsp;income, your values, and your purpose finally&nbsp;match. Heal Your Money Karma is for yogis, seekers, and spiritually curious entrepreneurs who consult their astrological chart, know their dosha, or pull oracle cards for guidance—yet still feel stuck when it comes to money. Vedic astrologer and business coach Paula Crossfield reveals how inherited beliefs, ancestral patterns, and karmic imprints quietly shape your income, your career choices, and your sense of worth.&nbsp; Drawing on Indian philosophy and the psychology of money, Paula shows you how to bring your financial life into alignment with your values—without sacrificing prosperity. Weave ancient remedies like honoring Lakshmi, the Hindu goddess of wealth and prosperity, and work with planetary influences, with concrete tools like budgeting, tracking, and mindset work.&nbsp; You’ll learn how to:&nbsp; <ul><li>Spot the karmic patterns and ancestral stories that keep repeating in your finances&nbsp;</li></ul><ul><li>Use simple Vedic remedies (mantra, puja, charity, and timing) to shift stuck money karma&nbsp; </li><li>Work consciously with planetary influences on wealth and opportunity&nbsp;&nbsp; </li><li>Clarify your soul-level desires so you stop undercharging, overgiving, or playing small&nbsp; </li><li>Build practical systems—budgets, tracking, and structures—that feel supportive&nbsp; </li><li>Rewrite limiting money beliefs so your income reflects your gifts, not your fears&nbsp; </li></ul> Get ready to transform your relationship with money into one that is clear, empowered, and spiritually grounded—so your prosperity finally reflects the truth of who you are.​

Written by a successful entrepreneur who has guided hundreds of clients to six- and seven-figure breakthroughs,&nbsp;this book offers&nbsp;a grounded, spiritually aligned path to prosperity—so your&nbsp;income, your values, and your purpose finally&nbsp;match. Heal Your Money Karma is for yogis, seekers, and spiritually curious entrepreneurs who consult their astrological chart, know their dosha, or pull oracle cards for guidance—yet still feel stuck when it comes to money. Vedic astrologer and business coach Paula Crossfield reveals how inherited beliefs, ancestral patterns, and karmic imprints quietly shape your income, your career choices, and your sense of worth.&nbsp; Drawing on Indian philosophy and the psychology of money, Paula shows you how to bring your financial life into alignment with your values—without sacrificing prosperity. Weave ancient remedies like honoring Lakshmi, the Hindu goddess of wealth and prosperity, and work with planetary influences, with concrete tools like budgeting, tracking, and mindset work.&nbsp; You’ll learn how to:&nbsp; <ul><li>Spot the karmic patterns and ancestral stories that keep repeating in your finances&nbsp;</li></ul><ul><li>Use simple Vedic remedies (mantra, puja, charity, and timing) to shift stuck money karma&nbsp; </li><li>Work consciously with planetary influences on wealth and opportunity&nbsp;&nbsp; </li><li>Clarify your soul-level desires so you stop undercharging, overgiving, or playing small&nbsp; </li><li>Build practical systems—budgets, tracking, and structures—that feel supportive&nbsp; </li><li>Rewrite limiting money beliefs so your income reflects your gifts, not your fears&nbsp; </li></ul> Get ready to transform your relationship with money into one that is clear, empowered, and spiritually grounded—so your prosperity finally reflects the truth of who you are.​

Making Peace with Money and Honoring Your Soul's Purpose

Heal Your Money Karma

Part life philosophy, part financial clarity, and part real-world wisdom from a hugely popular estate planning attorney who has seen what happens when families plan and when they don't. I'm Sorry I'm Dead helps readers confront the reality of life's end, not in a morbid way, but in a deeply empowering one. Estate planning attorney, entrepreneur, and best-selling author Pamela Maass Garrett aka Law Mother has helped thousands of families navigate what happens when someone dies. She has seen firsthand that the biggest problems families face are rarely legal: they are emotional, relational, and the result of decisions never made . . . siblings that stop speaking over a dispute about their parent's home, a grieving widow locked out of bank accounts because she didn't know how to get access, and families forced to guess about critical medical decisions. All of these problems can be easily avoided. In this book, Garrett introduces a powerful mindset shift: when you face the end of life honestly, you begin living more intentionally today. Through compelling stories from real families, practical financial insights, and simple decision-making frameworks, readers learn how to take control of their lives before circumstances take control of them. The book guides readers through the most important life decisions most people avoid: · how to organize finances and build real wealth · how to protect loved ones legally and emotionally · how to make difficult family decisions before crisis strikes · how to prevent conflict, confusion, and regret after death · how to create a legacy that strengthens future generations rather than unintentionally burdening them with a huge tax bill · what you really can and can't do Rather than overwhelming readers with technical legal details, I'm Sorry I'm Dead offers a clear philosophy and practical tools for making the decisions that matter most. The result is a life lived with greater clarity, stronger relationships, and the peace of knowing the people you love will be protected. This book is for anyone who wants to stop drifting through life and start deciding it.

Estate Planning for Peace of Mind, Protection and a Life Well Lived

I’m Sorry I’m Dead . . . Now What?

The 7-Capital Framework for Building Families That Endure

Generational Wealth

Hack the Time Wealth Matrix

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