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Pat  Rock Day

Hack the Time Wealth Matrix

Creating Real Wealth in a World of Fake Money

NAMED A MOST ANTICIPATED BOOK OF 2026 BY TIME, OPRAH DAILY, USA TODAY, PEOPLE, ELECTRIC LIT, HARPER'S BAZAAR, VULTURE, LITHUB, BOOK RIOT, PUBLISHER'S WEEKLY, THE BOSTON GLOBE, TOWN &amp; COUNTRY, SHE READS, LIBRARY JOURNAL, AND MORE! New York Times bestselling author Xochitl Gonzalez delivers a captivating story about a young woman whose life becomes ensnared in her glamorous neighbor's secret past SPRING, 2007 At twenty-six, Alicia Canales Forten feels smothered by her future. She's in a long-distance relationship, living at home with her mother's beliefs, saving up for her wedding to a future doctor. But after Alicia ventures out one night in the neighborhood of Fort Greene, Brooklyn, she finds herself lured by the siren song of youth and possibility that the striving crowd of creatives holds, and moves in. No one embodies this milieu more than La Garza, a larger-than-life, up-and-coming fashion designer whose epic house parties fuel neighborhood lore. La Garza's life, observed by Alicia from her apartment across the street, seems to hold the allure and fearlessness Alicia has never dared to imagine for herself. But when Alicia's wealthy banker cousin moves to the neighborhood, she finds herself increasingly drawn into both his and La Garza's precarious lives. Against the backdrop of a potentially life-changing presidential election and a looming once-in-a-generation fiscal crisis, Last Night in Brooklyn explores the dark compromise of the American Dream for people of color living, unknowingly, in the twilight of a cultural moment. It is a story about everything money can buy-and the destruction of what it can't.

Last Night in Brooklyn

The new roadmap to financial longevity, from the longtime on-air financial editor on the TODAY show and AARP's personal finance columnist, Jean Chatzky: capitalize on the power of a paycheck to build a retirement you love A comfortable retirement is the American dream. Yet only 8% of people feel it's easy to achieve. Even if you have been saving money in your retirement accounts for decades, there are endless questions: Do you have enough money to retire? At what age? How much can you withdraw per year? With lifespans longer than ever, are you at risk of running out of money? The solution? A paycheck that lasts for the rest of your life: a Forever Paycheck. With the power of a Forever Paycheck comes a simple, revelatory truth: you can spend more, and enjoy your life more, than you think you can.&nbsp; It’s a revolutionary concept. The latest research shows that workers who’ve been diligently socking money into their 401(k)s and IRAs get to retirement and can’t bring themselves to spend. But when their money comes as a steady monthly paycheck, they feel much more confident in using it to enjoy life to the fullest.&nbsp;Many find they can spend double – with no risk of running out. The tools and the financial products exist to build a Forever Paycheck that’s right for you. Whether you plan to work to 50 or 75, have a small 401(k) or a large stock portfolio, like to take risks with your money or always play it safe, bestselling author and financial expert Jean Chatzky provides a step-by-step plan for making your money work for you. &nbsp; Written in collaboration with AARP, The Forever Paycheck is for you if:&nbsp; <ul><li>You want to be able to confidently spend in retirement without worrying about running out of money</li><li>The thought of your paycheck ending fills you with dread</li><li>You want a sanity check that your retirement plan will sustain you</li><li>You’re 40, 50 or 60 and really haven’t thought about a retirement plan yet</li><li>You want to be able to leave something for your kids (and/or causes) and still enjoy your money yourself</li></ul> Filled with insights on the changing landscape of financial products and practical advice for how to actually use them, The Forever Paycheck is packed with the information you need to plan for the future you want.

The New Retirement Strategy to Spend More, Worry Less, and Never Run Out of Money

The Forever Paycheck

The 7-Capital Framework for Building Families That Endure

Generational Wealth

Don't just chase your goals, smash them - with this empowering, action-filled approach...

The No-Bullsh*t Guide to Levelling Up Your Life

Upgrade

Your Journey to Financial Freedom&nbsp;stands out as a beacon of financial wisdom. This book goes beyond money—it's about mindset, empowerment, and designing a life you truly deserve.&nbsp;—Farnoosh Torabi, author of&nbsp;A Healthy State of Panic As a wife, mother of three and first-generation Jamaican immigrant, Jamila knows all too well the struggles of saving for tomorrow while spending liberally today. Her voice resonates with the dynamic and diverse population of everyday people who long to break free from smart-spending rules and money-saving ultimatums that reek of joylessness. Now, podcaster Jamila offers her seasoned expertise in&nbsp;Your Journey to Financial Freedom, providing readers with the resources they need to not only save for cake but eat it, too. Your Journey to Financial Freedom&nbsp;is a firm but kind guide to being your best financial self.&nbsp;—Erin Lowry, author of the Broke Millennial series A comprehensive guide to achieving true financial independence that empowers you to make informed money decisions.&nbsp;—Bola Sokunbi, author, founder and CEO of Clever Girl Finance

A Step-by-Step Guide to Achieving Wealth and Happiness

Your Journey to Financial Freedom

A groundbreaking bridge between traditional financial theories and emerging interdisciplinary approaches, offering a unique perspective on finance in these uncertain times. From a seasoned expert in finance, behavioral finance, complexity science, and quantum finance. Adaptive Finance is a forward-looking exploration of the evolving world of finance, addressing the most pressing challenges and emerging trends facing financial markets today. It examines how traditional economic and financial models, long dominant in the field, are being redefined by advancements in behavioral science, mathematics, and technology. Financial professionals and academics must confront risks and dynamics that established theories often fail to capture in an era marked by complexity, technological disruption, and global uncertainty. This book provides the intellectual foundation needed to tackle these challenges. The chapters span a wide range of topics—from behavioral finance and causal models to quantum finance and innovations in financial systems—offering a comprehensive view of the forces reshaping finance. The book begins with well-established frameworks and progressively explores cutting-edge concepts, guiding readers through the transformation of financial theory and practice. Each chapter stands on its own, making the book suitable for both comprehensive study and selective reading. The authors present a timely perspective on how finance must adapt to a more complex and dynamic world.

Embracing Uncertainty and Complexity

Adaptive Finance

An enthralling, groundbreaking reimagining of an iconic queen, from the #1 Sunday Timesbestselling author'Enchanting, smart, and subversive - El-Arifi's masterpiece' R. F. KUANG'Lush world-building and lyrical prose burn brightly on every page' JENNIFER SAINT'Addictive and entertaining' STYLIST'An extraordinary achievement' SAMANTHA SHANNONYOU KNOW MY NAME.BUT YOU DO NOT KNOW ME.Your historians call me seductress, but I was ever in love's thrall.Your playwrights speak of witchcraft, but my talents came from the gods themselves.Your poets sing of my bloodlust, but I was always protecting my children.How wilfully they refuse to concede that a woman could be powerful, strategic, divinely blessed to rule.Death will silence me no longer.This is not the story of how I died. But how I lived.From one of the most remarkable and acclaimed storytellers of her generation, the #1 bestselling author of FAEBOUND and THE FINAL STRIFE, this epic and groundbreaking new novel shows us Cleopatra on her own terms.

Cleopatra

Written by a banking professional turned coach, this book empowers working women to overcome money anxieties and master their finances to create their dream life. Break free from your money prison by learning how to manage your money – and to make more of it – by designing the life of purpose and passion you’ve been dreaming of. Drawing from more than twenty years working in investment banking, plus her own journey from financial despair to success, Sarah Bennett-Nash takes you on a journey to redefine your relationship with wealth so that you can make more money and use it to create your dream life. Break free from the cycle of living from paycheck to paycheck, spend more time with loved ones and follow your passions. This book will empower you to step into a new reality where stable finances are a cornerstone for your emotional, intellectual, physical and spiritual growth. Sarah provides clear steps towards aligning your finances with your deepest aspirations, based on practical tools and tangible techniques that have worked for her. Discover Sarah's comprehensive three-step roadmap to wealth: <ul><li>Awareness of your money story and limiting beliefs – what is holding you back?</li><li>Alignment of your financial goals with your values and dreams – what do you want your ideal life to look like?</li><li>Action – learn practical steps to turn your vision into your legacy by automating your finances and developing additional income streams.</li></ul> This book is a call to redefine your relationship with money and step into a life teeming with balance and purpose. The time for more is now!

Every woman's guide to breaking free from money worries and funding your dreams

More Money, More Life

*** WINNER OF THE BEST PERSONAL FINANCE BOOK SILVER AWARD IN THE INVESTING INSIDERS FINANCIAL BOOK AWARDS 2025 *** Have you ever avoided looking at your banking app after a big night out? Placed an online order during a late-night doomscroll? Felt helpless when your new budget simply failed to stick, despite your best intentions? If that sounds familiar, this is the book for you. In the age of smartphones and social media, we're surrounded by an endless stream of stuff we could buy, not to mention social conditioning around what makes us happy, as well as fast fashion, algorithmic advertising and 'where did you get that?' culture. Financial behaviour expert Emma Edwards will help you unpack the reasons you're so emotionally tangled with your money (spoiler: it's absolutely not your fault) and look at what might be keeping you stuck. She'll teach you to reclaim your decision-making, deep-dive into your beliefs, identity and habits, and come out the other side feeling 'good with money'. With a step-by-step guide to creating a money management system that actually works, Good With Money will change the way you think about budgeting, consumption and yourself, and put you back in the driver's seat of your own financial future.

Reprogramme Your Spending Habits and Take Control of Your Money

Good with Money

Drowning in Debt? Wondering How to Grow Rich?
The economy continues to have ups and downs and is still, to a great extent, recovering from the pandemic, which put millions of companies out of business. Now, we're in a massive wave of layouts from the tech industry, pharmaceutical companies, and national retailers that are hitting people in the pocketbook. Even those who previously held 6-figure jobs are struggling to find employment in an extremely competitive market. Baby boomer retirees are forced to find part-time jobs immediately after retiring. People are struggling financially.
Duncan MacLeod offers the tips and tricks that he learned to go from poverty and couch surfing to a life of prosperity. It reads like your kind and wise friend offering you helpful tips and a lot of common sense. With Duncan's guidance, you, too, can have an abundant life!
Wealth is not a big salary or your possessions; wealth is when your money earns money
10% of all you earn is yours to KEEP (not spend)
Freeze your credit cards in a Tupperware bowl of water
Be grateful for your bills - somebody trusted you.

Hack the Time Wealth Matrix

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