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Pat  Rock Day

Hack the Time Wealth Matrix

Creating Real Wealth in a World of Fake Money

The exciting new Georgette Heyer novel, written by Sunday Times bestselling author Sophie Irwin. 'Utterly joyous' Santa Montefiore 'Henrietta is an absolute balm for the soul' Sarra Manning 'It has brought me so much happiness' Cressida McLaughlin***Henrietta has secretly loved Arthur, Lord Allerton, since childhood. He is the only man who is interested in her rather than her fortune - just not in the way that she wants.After three years away at war, Arthur has returned to London to find everything changed. His finances are ruined, his family in chaos. And sweet, shy Hetty is ... different.For Hetty has set herself a challenge: she has one summer to become the charming, dashing Diamond she's always wished to be. And either Arthur will notice her, or she'll give up her dreams entirely.But in a glittering Season plagued by scandal and intrigue, is there still room for love . . . ?***PRAISE FOR SOPHIE IRWIN . . .'A must-buy author for me' Taylor Jenkins Reid 'A formidable Austentacious talent' Janice Hallett 'Charming, witty and infectiously exuberant' Santa MontefiorePRAISE FOR HENRIETTA . . .'[Henrietta] reads like the real thing', with 'all the drama and period detail that you would hope for from a book by the original queen of Regency romance'. The Times'Henrietta is a beautifully written, meticulously researched, entertaining and compelling read. Above all, it's utterly joyous.' Santa Montefiore'Loved it - very much in Heyer's style, with a racing plot and an irresistible heroine.' Joanne Harris'I absolutely devoured this ... All the magic of an original Georgette Heyer with added Sophie Irwin wit and charm' Jessica Bull'An extraordinary achievement. I laughed out loud and the ending had me beaming with joy. A triumph!' Beth O'Leary 'Oh how I adored it. A wonderful, warm, witty Regency romance. Better than a masked ball. Loved it.' Cesca Major'Henrietta is as sharp and witty as Venetia or Frederica or any of Georgette Heyer's beloved romances, with all their delightful hallmarks. Capital!' Beth Morrey 'I completely adored this novel. I know it will delight Heyer devotees and new readers alike.' Niamh Hargan'A charming Regency Romance ... the story is delightful' Jennifer Kloester, Patroness of the International Georgette Heyer Society'It's heaven . . . Irwin gets everything right, including the sharp intelligence, the vocab, the period detail, the verbal sparring, the charm and the wit. And, obviously, THE ROMANCE.' India Knight

Henrietta

Winner of the Axiom Business Book Awards 2025 Discover why true wealth extends far beyond your bank balance - and how to achieve it. We find ourselves at a crossroads. We all know that true wealth is about far more than money. Wealth is friends, family, health, a vocation, command of your time, leisure, and whatever else is important to you. And yet, we are all guilty of acting as if money alone is wealth and an end in itself. How do we navigate this crossroads to find the right balance between monetary wealth and true, soulful wealth? Enter Daniel Crosby - behavioural finance expert and author of the smash hits The Laws of Wealth and The Behavioral Investor. In The Soul of Wealth, Daniel presents 50 short essays exploring what wealth really is and provides practical suggestions for changing your thinking and actions in small, powerful ways. You'll learn: - How your spending reveals your values - That money can buy happiness if spent well - What makes a good financial plan - Why willpower is overrated - How to master delayed gratification for the ultimate wealth hack - Why anything worth doing carries some risk - And much, much more! Accessible and inspirational, The Soul of Wealth is the ultimate compendium of the world's best behavioural and personal finance knowledge. It will challenge your thinking, rekindle forgotten truths, and empower you to embrace a new relationship with your money. Now part of the Harriman House Essentials Collection, a series showcasing the very best of business and finance books.

Harriman House Essentials

The Soul of Wealth

Shortlisted for The Sunday Times Young Writer of the Year AwardHow much should one person give to make the world a better place?&nbsp;How much can one family take?**The hilarious, thought-provoking new novel from the Somerset Maugham and British Book Award-winning Ben Brooks**'Brooks is a frightening young talent.'&nbsp;Tim Key&nbsp;&nbsp;'I love Ben Brooks.' Matt Haig'This book made me laugh so much' Sathnam Sanghera'I really loved this book' Graham Norton'You'll not forget the Candlewicks once you meet them! This splendid, wry satire is about a wealthy family, self-important and confident in their morality, whose blithe and bumptious existences are thrown into disarray when their father clandestinely decides to give all their money to charity, and so (in their opinions) completely destroys their lives. Droll and all-too-real.' LitHub'A warmhearted tragicomedy about what it means to live a good life.' People Magazine 'A sharp-witted tragicomedy about money, morality, and a family teetering on the brink. A splendidly funny novel.' Jenny Jackson, New York Times bestselling author of Pineapple Street &nbsp; 'I'd like you to imagine that you're walking to work one day and you come upon a child drowning in a pool of water. But imagine that someone refused to jump in after the child on the grounds that it would ruin his three-hundred-pound pair of John Lobb loafers. We'd consider them utterly immoral, would we not?' Arthur Candlewick spends three days in a disused mineshaft with only his son's drug stash, a book on the concept of 'effective altruism' and a bottle of medium-priced Bordeaux for company. When he emerges, he has made the life-changing decision to become a good man. &nbsp; Deciding to sell the family timber business and give away his wealth to charity, Arthur's family become convinced that he has lost his mind. &nbsp; His university-bound daughter, Evangeline, wants to change the world but perhaps not at the cost of her own privileged life. &nbsp; His son, Emil, good at maths and not much else, becomes more distant than ever. &nbsp; And his wife, Yara, who arrives at airports four hours early and fears that AI and climate change will leave her children unemployed, just wants the doctor to run another brain scan on her husband. &nbsp; Incisive, hilarious and unflinchingly human, The Greatest Possible Good asks fundamental questions about what it means to live a good life while introducing the world to one of the great families of contemporary literature. 'Ben Brooks is a magical imp who pumps out dark nuggets of poetry and makes you snort with laughter.' Noel Fielding 'Brooks has the timing of a genius stand-up comic.' Richard Milward &nbsp; 'Ben Brooks is a writer who genuinely excites me.' Colin Herd, 3:AM Magazine

Shortlisted for the Sunday Times Young Writer of the Year Award

The Greatest Possible Good

"A complex, beautiful coming-of-age novel...a love story unlike any I've ever read." —ALI HAZELWOOD"A soulful book about the politics of labor and submission." —RAVEN LEILANIA sharp and provocative coming-of-age debut chronicling the turbulent romance between a brilliant economics grad student and a magnetic Wall Street banker two decades her senior.When Lili Marwan—seeking to escape the unrelenting pressures of her master’s thesis, recent rejection from her foster family, and unresolved grief from the death of her parents—has an intense one-night stand with Aleksandr Petrov, her restless mind finally goes calm.At twenty-two, Lili is already opinionated beyond her years: whether it’s astrology, democratic socialism, veganism, or the ravages of late-stage capitalism run rampant. But when a tall, dark stranger buys her a drink in a FiDi bar, she suddenly meets her match. Aleksandr is formidable, fiercely intelligent, and infuriatingly disarming. He’s also more than two decades older than her, a Capricorn with a birth chart full of red flags, a neoliberal capitalist, and a strong believer in the power of free markets, having escaped the Soviet Union in its dying days.He’s the opposite of Lili in nearly every way. He challenges her at every turn. And she can’t stay away.Over the course of a heady New York City summer, Lili and Aleksandr reach across the divide of their differences and the decades of their lives, discovering startlingly shared experiences. Their casual arrangement—rough sex, hours where Lili does not need to make any decisions—gives way fast to an unexpected intimacy, by turns breathtaking, then devastating.As Lili struggles to understand herself and the complicated threads of her ambition, pain, and desire, she will have to decide: is she willing to risk great loss again, for the hope of profit that is finally within reach?

Games: A Love Story

A BBC Radio 2 Book Club Pick 'A brilliantly clever tale about time travel gone wrong. Bold, convincing and beautifully told - I could not put this book down' - CLARE LESLIE HALL 'So impressive. It made me see London in a completely new way and brought the Blitz to life. Incredibly clever - I loved it' - HARRIET TYCE 'Ellery Lloyd is one of my favourite writers. Time to Burn is a riveting time traveler thriller packed with rollicking action and epic imagination - and a smart, satirical heart' - ABIGAIL DEAN From the author of The Club, a Reese Witherspoon Book Club Pick, Time to Burn is Ellery Lloyd's compelling time travel thriller. If the past catches up with you, time travel can be murder . . . London, the present day: commercial time travel is a reality. Tempus Tours - owned by controversial tech entrepreneur Inigo Frank - offers the wealthy a chance to witness pivotal moments in history. To immortalise his achievement, Frank enlists award-winning filmmaker Phoebe Hunt to create a fly-on-the-wall documentary. On her first day shadowing Inigo, she is set to witness the return of a billionaire property developer and his family from their trip to the past. But instead of their awe-filled return, she captures the group arriving bloodied and traumatized, with one of their number missing. Not only that, but Phoebe recognizes the missing woman. She knows not only that she's not who she claims to be, but that the woman has every reason to harbor a grudge against her. And as events begin to unravel in the present day, it seems increasingly clear that the woman had sinister motives for returning to the past - and that people close to Phoebe are in danger. Can Phoebe stop the ripple effect before she loses everything - and everyone - she holds dear? * * * 'Absolutely thrilling. Mind bending and totally immersive. It takes the idea of time travel to new and exciting heights. Ingenious!' - JOHN MARRS 'A mesmerizing time-hopping mystery around the question: what if time travel is possible, but only for the uber-rich? Time to Burn offers twists and turns galore, a true delight to the last page!' - KATE QUINN

Time to Burn

AN INSTANT #1 NEW YORK TIMES BESTSELLER A must-have guide to optimizing your life for wealth and success, from bestselling author, NYU professor, and cohost of the Pivot podcast Scott Galloway. Today’s workers have more opportunities and mobility than any generation before. They also face unprecedented challenges, including inflation, labor and housing shortages, and climate volatility. Even the notion of retirement is undergoing a profound rethink, as our lifespans extend and our relationship with work evolves. In this environment, the tried-and-true financial advice our parents followed is no longer enough. It’s time for a new playbook. In The Algebra of Wealth, Scott Galloway lays bare the rules of financial success in today’s economy. In his characteristic unvarnished, no-BS style, he explains what you need to know in order to better your chances for economic security no matter what. You’ll learn: <ul><li>How to find and follow your talent, not your passion, when making career decisions</li><li>How to ride and optimize big economic waves (hard truth: market dynamics always trump individual achievement)</li><li>What small steps you can take that pay big returns later, including diversification and tax planning</li><li>How stoicism can help you minimize spending and develop better financial habits</li></ul> Brimming with wise,&nbsp;game-changing advice from one of the world’s most popular business school professors, The Algebra of Wealth offers a powerful framework for making the most of what opportunities come your way.

A Simple Formula for Financial Security

The Algebra of Wealth

The Guide to Generational Wealth

Rich Mom

A blunt, accountability-driven road map for anyone ready to stop being broke and start building real financial stability, from Financial Audit host and personal finance guru Caleb Hammer You don’t have a money problem; you have a discipline problem. You've been swiping, hoping, and avoiding your bank app like it’s going to personally insult you. In Financial Audit, Caleb Hammer brings the same raw, no-excuses energy of his wildly popular YouTube show straight to you. Now anyone can get the audit they need—privately, and step-by-step. There's no sugarcoating, coddling, or millionaire fantasy talk here. Instead of vague motivation or complicated investing theory, you get a clear plan: Track your money, face the truth, fix the leaks, kill the debt, and build real savings. You’ll learn how to: <ul><li>Stop spending money you don’t have</li><li>Build a budget you’ll actually follow</li><li>Destroy high-interest debt</li><li>Stack a real emergency fund</li><li>Start investing in your future</li></ul> You don’t need a miracle, and you certainly don't need to "manifest abundance." You need the audit. So let’s get to work.

The No-Excuses Guide to Getting Out of Debt and Finally Taking Control of Your Money

Financial Audit

A challenge to incentivization as a dominant framework for understanding and governing people From corporate management and consumer behavior to public health and climate policy, incentives are widely treated as a neutral and effective way to shape how people act. In this book, Guus Dix shows that incentives are not simple policy nudges; they lull us into a passive understanding of ourselves as being merely responsive to changes others make to our environment. They foster a politics of incremental tweaks to a socially and ecologically destructive economic system that we are expected to accept without question. Dix argues that it is time to challenge the reign of incentives in contemporary science and public life. Dix traces the evolution of the incentive, from the engineering of performance charts and rewards for factory workers to combating gridlock at Britain’s National Health Service. He describes the function of incentives under socialism, theories of adjustment incentives developed at the Harvard Business School to manage employees, and incentivizing whole economies—both socialist and capitalist. He shows that incentivization is a distinct way of wielding power. Incentives have become part of a quasi-universal governing philosophy that keeps us from addressing such major issues as poverty and the climate crisis. Finally, Dix analyzes the limits of incentivization, arguing that being governed by incentives keeps us from considering government policies that have the potential to bring about meaningful and transformative change.

A Critical History of a Powerful Idea

Incentives

The author of the internationally successful book From Zero to Millionaire is back with a book on the best ways to invest in the stock market. Stop treating the stock market like a casino - discover the proven, stress-free strategy that builds lasting wealth. In The Art of Multiplying Your Money, financial journalist and bestselling author Nicolas Bérubé uses rigorous academic research and real-world historical data to dismantle the myth that successful investing requires picking winning stocks, timing the market, or chasing hot tech trends. Instead, he reveals how anyone can achieve exceptional long-term wealth, whether you have $100 or $100 million to invest. Across 17 engaging lessons, this book answers the most pressing questions investors face today. By the time you've finished this book, you'll know the answers to the following questions: - Will the stock market always keep rising? How do you survive if it crashes? - How much can you withdraw from your investments each year to live on? - Is the concentration of the U.S. market in a handful of tech stocks cause for concern? Crucially, the book focuses on the greatest risk of all: human psychology. By highlighting the cognitive biases that lead investors to panic and sabotage their own portfolios, Bérubé teaches readers how to automate their success, providing a comprehensive roadmap to financial independence. Whether you have $100 or $100 million, this is the ultimate guide to passive investing and behavioural finance so you can learn how to ignore the financial noise and let the global market multiply your money whilst you sleep.

17 lessons for success in the stock market

The Art of Multiplying Your Money

The action guide to building serious financial power.For too long, women have worked twice as hard to earn less than men, and women have felt emotionally broke and financially stressed. It's time for a change and time for women--especially women of color--to make bank.In her first book, We Should All Be Millionaires, Rachel Rodgers--Black woman, mother of four kids, and self-made millionaire--shared her personal story. How she climbed from crushing debt and financial stress to wealth and abundance, running a multi-million-dollar company, and owning a blissful 57-acre horse ranch.Her book inspired thousands of readers and listeners to construct a new attitude about money, claim their power, and build the financial security that we all need and deserve. Now, with Hello Seven, Rachel provides a practical framework to achieving seven-figure wealth. This is the book that makes it happen. Rachel lays out the Hello Seven Growth Scale so you can identify where you fall on one of seven levels -- from $0 to 7 figures -- and map out the specific action steps you need to take to grow from one level to the next.

Your Step-by-Step Guide to Earning a Million Dollars in Annual Income

Hello Seven

Longlisted for the International Booker Prize!From the author and translator of The Details, shortlisted for the International Booker Prize 2024, comes a story about five people—or five stories about small talk and big lies.From a successful child actor who has now turned into a failing thief to an actor hired to give a speech at a stranger's wedding to a couple feigning married bliss to keep their inheritance, Small Comfort brilliantly examines the value of people and money.Capturing the profound beauty of everyday moments, each tale is an evocative journey written with sharp insight and emotional depth. From the subtle undercurrents of wealth and loss to the naked vulgarity of greed, Small Comfort invites us to reflect on the ways in which material pursuits can fulfill or betray us. Whether it's illuminating the fragile comfort found in wealth or the devastating consequences of its absence, Ia Genberg's narratives resonate with universal truths about human nature, vulnerability, and ambition, and effortlessly reminds us of their deeper meaning.

Small Comfort

Hack the Time Wealth Matrix

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