<div class="raw-html-embed"><a href="https://libratech.ai/ch/?utm_source=partner&amp;utm_medium=website&amp;utm_campaign=wkch_libra_prsp_staempfli_07_2026
">Stämpfli - L’innovation technologique au service de la littérature juridique - Testez gratuitement !</a></div>

Über uns

À propos de nous

Nachhaltigkeit

Durabilité

Open Access

Karriere

Carrière

Aboverträge Kündigen

Résiliation d’abonnement

Vertrag widerrufen

Résiliation de contrat 

Datenschutz

Protection des données

Impressum

Mentions légales

Zahlung und Lieferung

Paiement et livraison

Libra

Was ist Libra?

C'est quoi Libra ?

Kostenlos testen

Tester gratuitement

LEXIA

LEXIA Arbeitsrecht

Was ist LEXIA?

C'est quoi LEXIA ?

LEXIA Familienrecht

Zeitschriften

Revues

recht

Pflegerecht

ZBJV

forumpoenale

ZStrR

Anwaltsrevue

Revue de l'avocat

RSAS

FamPra.ch

ASYL

Life Science Recht

BlAR

Sachbuch

Livres spécialisés

LOKI

Semaphor

Fokusthemen

Focus

Thema

Recht studieren

Arbeitsrecht

Droit du travail

Studium

Études

Familienrecht

Droit de la famille

Sozialversicherungsrecht

Droit des assurances sociales

Strafrecht

Droit pénal

Aktienrecht

Droit des sociétés anonymes

Publikationen

Publications

Literatur

Digitales Angebot

Bücher

Livres

Buchreihen

Collections

Onlinemodule LEXIA

Modules en ligne LEXIA

recht.ch

Studienliteratur

Littérature pour les études

Dienstleistungen

Services

Dienstleistungen für

Corporate Books

Publishing Lösungen

Aktuelles

Geschäftskunden

Professionnels

Corporate Publishing

Content solutions

Buchhandlungen

Librairies

Veranstaltungen

Événements

Presse

Dozierende

Enseignants

Studierende

Étudiants

Inserierende

Annonceurs

Newsletter

Blog

Autorinnen/Autoren

Auteurs

Unsere Schreibenden

Hilfe

Unsere Autorinnen und Autoren

Liste

Autorenlounge

Espace des auteurs

Bei uns publizieren

Publier chez nous

Autorenstimmen

Témoignages

Open Access Policy

Verlag

Éditions

Themen

Mehr wissen

Mitarbeitende

Collaborateurs

Geschichte

Histoire

Unser Magazin

Notre magazine

Vision und Mission

Vision et mission

Partner

Partenaires

Unternehmenskultur

Culture d'entreprise

Kontakt

Contact

Shop

Schweizer Recht

Ausländisches Recht

Über unseren Shop

Neuerscheinungen

Nouveautés

Unsere Funktionen

Nos fonctions

Vorankündigungen

À paraître

Nach Rechtsgebiet

Par domaine juridique

Kommentare

Commentaires

Gesamtkatalog

Catalogue complet

Fachkatalog Recht

Catalogue de droit

Alfano R: Reverse Mortgages

Reverse Mortgages

Using Your Home Equity to Create a Better Retirement

The Life Strategy Series

Most people spend thirty-five years honoring a deal that was never fully real. Work hard. Stay loyal. Build your career. Save consistently. And at the end - retire, rest, and enjoy the life you deferred.

The problem is the deal has changed. The retirement model is broken. The financial math no longer works the way it was promised. And the version of you that can actually live the life you imagined - the one with functional knees, sharp curiosity, and the appetite for something genuinely new - will not wait until sixty-five.

The Golden Gap is not a vacation. It is not early retirement. It is not a gap year borrowed from someone else's life stage.
It is the moment you stop making the responsible choice at the expense of the irreplaceable one.

The Golden Gap is the deliberately designed period of reset, exploration, and reinvention taken at the specific moment when health, wealth, and time align. That window falls, for most people, between fifty and sixty-five. It may be open right now. It is almost certainly narrowing.

This book is the comprehensive guide to using it.

Written from inside the experience - not from the comfortable distance of having already arrived at the ending - The Golden Gap covers the full architecture of stepping away from the grind on your own terms. The financial reality: two people have documented living a slow-travel life across four continents and nineteen countries for an average of $28,000 per year. The psychological journey: who you are when the title is gone, how the identity transition works, and what the curiosity the career suppressed has been waiting to do. The practical framework: slow travel as both a philosophy and a financial strategy, the base camp model, and the weekly architecture that gives the gap structure without recreating the schedule you left behind. And the preparation: a comprehensive three-chapter timeline covering everything from the home decision to the health sprint to what the first week will actually feel like.

Six types of gap-taker are recognized throughout - from the person whose company made the decision for them to the person who has been planning this for years. You will recognize yourself in at least one of them.

The Northern Lights are still there. The stairs are still climbable. The window is open.

Now go.

Reclaim, Reset, and Reposition Your Life After 50

The Golden Gap

Am I actually going to be okay?

That's the question almost every retiree asks - and almost no calculator ever really answers.

Stop Guessing About Retirement walks through the real questions people lie awake asking: Am I behind? Can I retire early? Will my money last? Through relatable stories and a practical planning framework, this book replaces retirement guesswork with lasting confidence.

In this book, you'll discover:

¿ Why the "magic number" everyone chases isn't the answer
¿ The four pillars every real retirement plan needs
¿ The five hidden risks most retirees never see coming
¿ A simple way to stress-test your own plan

This isn't a book about becoming wealthy. It's a book about knowing - clearly, honestly - whether your plan actually works.

Stop Guessing About Retirement

Heidi outete sich mit fast 70 als Transfrau. Victor blickte dem Tod in die Augen und tritt heute, mit 83, als Nacktdarsteller auf. Gladis wagte mit 62 einen beruflichen Neuanfang. Josef plant seine Segelreise ums Kap Hoorn. Zehn Menschen erzählen, was sie durchs Altwerden gewonnen oder verloren haben - und was sie noch vorhaben.
Die Porträts räumen auf mit der Vorstellung, dass im Alter nur noch Rückzug und Routine bleiben. Sie zeigen: Auch jenseits der 60 ist das Leben bewegt, gibt es Neues zu lernen, Hindernisse zu überwinden - und Momente des Glücks. Ergänzt werden die persönlichen Geschichten durch drei Fachinterviews: zu Wohnformen und Identitätsentwicklung im Alter sowie dem gesellschaftlichen Umgang mit Demenz.
Ein Buch, das zum Umdenken einlädt - nicht nur für ältere Leser:innen, sondern gerade auch für Jüngere, die ihr eigenes Älterwerden noch vor sich haben.

10 Menschen erzählen

Anders alt

What makes a Midwestern Millionaire?Hardworking
Frugal
Diligent Saver



In a world obsessed with flashy lifestyles, Midwestern Millionaires embody a different kind of financial success: one built on making smart choices over their working years. Now, they require more advanced and specific planning because of the wealth they have created. This book reveals their traits and why Peak Retirement Planning, Inc. was founded to help serve them. Inside, you'll learn how to:Protect your hard-earned savings from unnecessary taxes
Understand the advanced planning strategies required for those with $1,000,000 or more saved
Safeguard your wealth for future generations through smart estate planning



If you've saved consistently, live by a strong set of values, and want to make sure you're maximizing your wealth through proactive planning, this book is for you. This book offers a clear roadmap, packed with real-life examples and actionable advice, that will help you confidently steward your wealth through retirement.

Hardworking, Frugal, Diligent Saver

Midwestern Millionaire

Gottesdienstpraxis Serie B / Arbeitshilfen für die Gestaltung von Gottesdiensten zu Kasualien, Feiertagen, besonderen Anlässen und Arbeitsbücher für die Gemeindepraxis

Mit CD-ROM

Gottesdienste zu neuen Kasualien

Webcoach

Mondadori Electa

La pensione è un traguardo che tutti attendono, ma quando finalmente arriva può sorprendere, spiazzare, perfino mettere alla prova. Dopo anni di routine, orari serrati e responsabilità quotidiane, ci si ritrova con più tempo a disposizione che mai. Ma cosa significa davvero "avere tempo"? Come si affrontano le nuove emozioni, le incertezze economiche, i cambiamenti nelle relazioni e nella propria identità? In questo libro Andrea Di Vincenzo, CEO di Prestiter S.p.A., raccoglie le voci autentiche di chi la pensione la sta vivendo davvero. Le storie di Piero, Giovanna, Antonio, Mauro diventano uno specchio in cui riconoscersi, perché parlano di libertà ritrovata ma anche di smarrimento, nuove sfide e grandi opportunità. Con un linguaggio diretto e vicino, l'autore guida i lettori a scoprire come la pensione possa diventare un nuovo inizio, ricco di possibilità. Il libro è un compagno di viaggio che offre riflessioni, strategie pratiche ed esercizi semplici per vivere meglio questo nuovo tempo. Pagina dopo pagina, emerge un messaggio chiaro: anche questa fase della vita può essere vissuta con più leggerezza, più consapevolezza e più soddisfazione. Un libro che emoziona, orienta e rassicura: perfetto per chi è già in pensione ma anche per chi si prepara ad affrontarla, per non farsi trovare impreparato e costruire un futuro a misura dei propri desideri. Das Urheberrecht an bibliographischen und produktbeschreibenden Daten und an den bereitgestellten Bildern liegt bei Informazioni Editoriali, I.E. S.r.l., oder beim Herausgeber oder demjenigen, der die Genehmigung erteilt hat. Alle Rechte vorbehalten.

Vivere la pensione al 100%. Riscoprire il tempo, gestire i soldi, coltivare le relazioni

Ein humorvoller Begleiter, der den Alltag im Ruhestand leicht und übersichtlich macht.Der 'Ruhestand-Streifenkalender 2027' bringt Struktur in die neue Freiheit und verbindet Planung mit Humor. Ein frischer Cartoon zeigt jeden Monat mit leichtem Augenzwinkern typische Momente aus dem Un¿Ruhestand. Das schmale Hochformat schafft klare Übersicht und passt an jede Wand. Das Kalendarium bietet viel Platz für persönliche Notizen, Termine und Erinnerungen und hilft, Aktivitäten, Kurse oder Treffen gut zu organisieren. Farblich gekennzeichnete Sonn¿ und Feiertage erleichtern die Orientierung. Kalenderwochen und Mondphasen unterstützen eine schnelle und einfache Planung. Eine praktische Jahresübersicht ergänzt den Alltagsnutzen. Die humorvollen Illustrationen verschiedener Cartoon¿Künstler sorgen für ein abwechslungsreiches Jahr voller kleiner Schmunzelmomente. Dieser Streifenkalender eignet sich als dekorativer Wandplaner im Wohnbereich, Büro oder Flur und schafft jeden Monat einen kleinen Lichtblick. Ein ideales Geschenk für Menschen im Ruhestand, die Struktur und Humor gleichermaßen schätzen.<ul><li>Mit lustigen Cartoons:Jeden Monat gibt es einen neuen Cartoon verschiedener Künstler, die humorvolle Momente im Ruhestand zeigen.</li><li>Übersichtliches Kalendarium:Monatsseiten mit viel Platz für Notizen, Kalenderwochen und Mondphasen sowie Jahresübersicht.</li><li>Praktisches Format: Schmales Streifenformat mit Spiralbindung und stabilem Aufhänger, ideal für die Küche oder den Flur.</li><li>Dieser Kalender wurde von Menschen gestaltet und gezeichnetund nicht von einer generativen KI.</li></ul>Ein übersichtlicher und humorvoller Jahresbegleiter für Rentnerinnen und Rentner - perfekt für den Un¿Ruhestand und als Geschenk mit Herz.

Schmaler Terminplaner zum Aufhängen mit Spiralbindung

Ruhestand Streifenkalender 2027: Monatskalender für die Wand

Reverse Mortgages explains how Home Equity Conversion Mortgages (HECMs) can be evaluated and used within a retirement income plan, with an emphasis on decision-making for homeowners who may want to convert home equity into accessible cash flow while remaining in their primary residence. The book outlines the role of housing wealth alongside Social Security, pensions, investment portfolios, and insurance, and frames reverse mortgages within common retirement risks such as longevity, market volatility, inflation, unexpected spending needs, and cognitive decline. The content focuses on variable-rate HECM options, covering eligibility requirements, counseling, principal limit factors, upfront and ongoing costs, repayment mechanics, tax considerations, and key program features such as line-of-credit growth. It also compares reverse mortgages with alternatives such as HELOCs and income annuities, and presents strategy-oriented use cases including portfolio withdrawal coordination, debt management in retirement housing decisions, term and tenure payment structures, and ways to manage retirement contingencies and home value protection.

How to Use Reverse Mortgages to Secure Your Retirement

Life after retirement is often imagined as a smooth journey toward relaxation and financial security. However, for many, it feels more like a roller-coaster ride, filled with unexpected drops, sharp turns, and moments of pure uncertainty. In The Market Ride You Didn't Know You Signed Up For, LG Canales reveals the hidden financial risks that could derail your retirement dreams and offers real, actionable strategies to navigate them with confidence.

From market crashes to rising healthcare costs, from the anxiety of outliving your money to the crushing impact of inflation, Canales breaks down the risks we often overlook and provides a roadmap for transforming fear into clarity. With straightforward language and no-nonsense advice, he shows how the right strategies can give you peace of mind, no matter what financial twists life throws your way.

This book is not about avoiding risk; it is about understanding it and making it work for you.

Why Retirement Plans Break Down and How to Stay in Control

The Market Ride You Didn't Know You Sign Up For

READY TO EMBARK ON YOUR RETIREMENT JOURNEY?

You've built up a nest egg for retirement, but you're not quite sure what comes next. No problem-it's time to shift from confusion to clarity. It's focused around five key areas of your current financial life: income planning, investment planning, tax planning, healthcare planning, and legacy planning. Do you have all five key areas planned out for your retirement, or do you just have that stack of statements? You'll discover how to enjoy a secure and confident retirement, understanding where you are in the process and feeling confident about where you're headed. As you read, you'll discover:
the GPS process to plan for income, investments, taxes, healthcare, and legacy
the top 10 financial questions you must ask
a method for choosing the right professional
a retirement checklist to keep you on track
and much more



This is a retirement planning book for all those ready to enjoy their golden years, free from financial concerns. It's for those who know they deserve a worry-free and fruitful retirement. Your retirement journey doesn't have to be a perilous trek. Take this book as your guide to a destination of confidence and joy.

MAPPING OUT YOUR JOURNEY

NETWORTH FOR RETIREMENT

Discover what it means to live wealthy in all areas of your life.
In Live Wealthy, Retire Happy, Cora bravely shares her story as a powerful guide to building a life of true abundance. As she shares the raw, real experiences of adversity and shows how even the most difficult beginnings can become the foundation for a life of meaning, purpose and prosperity, you will:find that sweet trifecta of perfectly balanced and harmonised time, health and financial freedom
learn how to make smart money moves, cultivate lasting wealth, nurture good health and well-being and build meaningful relationships 
design and rise into a vibrant retirement, where dreams are fulfilled and life is satisfying, joyful, purposeful and intentional rather than obligatory 
weave into the sacred principles of unwavering faith, gratitude, trust, divine timing, peace and spiritual surrender


This book is written for anyone who has felt the sting of scarcity and hopelessness, overlooked or disadvantaged by poverty. With practical strategies, mindset shifts and real-life insights, Cora shows you how to live wealthy - beyond your bank account!

Embracing Human Experiences to Live a Life of Abundance

Live Wealthy Retire Happy

You spend decades building something. Then one day, it goes on without you.P. Scott Bening was the CEO of the science-driven company that enabled one of the most recognizable consumer products in the world, Tide Pods. When he retired from that role, he found himself asking a question many ambitious professionals spend their entire careers avoiding: What now?In The Back Nine, Scott shares the unvarnished truth about what comes next: the grief no one warns you about, the mentorship that gives retirement its meaning, the fairness battles that follow you off the field, and the social shifts that make the world feel both unrecognizable and full of possibility.With the candor of a seasoned leader and the warmth of someone who's been exactly where you are, this book is for anyone who refuses to believe the best rounds are behind them.

Inspiration and Insights on Retaining Relevance, Purpose, and Integrity in Retirement

The Back Nine

Reverse Mortgages

Autres titres sur ce thème