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Imad Muratspahic

What Equity Really Means

Breaking the Myths That Divide Us and Building a Fairer Workplace

Compare Snowball, Avalanche, and Hybrid Strategies with Worked Examples

Debt Payoff Without Guesswork

Generative AI Insights for Financial Decision Making

How credit card interest, APR, grace periods, and minimum payments work, plus how to use one without paying fees

Credit Cards Explained

So, it's finally happening. The months of back-and-forth, the over-analysis of texts, the wondering is she into me or just nice? - all leading to one terrifying, thrilling moment: an IRL meeting. Is it a date? Is it not? Oh f*ck. This is complicated. Enter Girlfriend Material: the survival manual for women dating women. If you're questioning your sexuality, figuring out who you are or simply want to understand yourself and others better, this is the no-bullsh*t, practical and honest guide you've been waiting for. Blending personal stories, community voices and expert insight, Rosie Turner cuts through the clichés to discuss the conversations everyone's having - and some they're still not brave enough to start. With unfiltered chapters on coming out, sex, relationships, labels, friendship and the messy grey areas of love - alongside sharp insights into the psychology and cultural landscape shaping the workd for LGBTQIA+ people right now - Girlfriend Material delivers reassurance, practical advice and plenty of laughs. Plus, answers to all the important questions, including: is she really flirting... or just being friendly? Warm, inclusive and unapologetically real, Girlfriend Material gives you permission to laugh through the chaos and feel truly seen. Wherever you are on your journey, you're welcome here.

An honest guide to dating women and owning your identity

Girlfriend Material

What if the biggest obstacle to solving our problems is nothing more than a failure to believe that we can?Rick Caruso has spent his life stepping optimistically into places where other people see no way forward by asking a deceptively simple question: What can we do to make this better? From his appointment as Commissioner to the Los Angeles Department of Water and Power and later the City's troubled Police Department, to the creation of his bold and innovative real estate ventures including L.A.'s world-renowned retail center The Grove, Caruso built a reputation for finding steadfast solutions even in the face of staunch adversity. By employing the great teachers of experience and curiosity, he continues to do what he can to improve Los Angeles, the city he loves, and in Breaking New Ground, he shares lessons learned along the way--while offering us all a path forward to a better future.Again and again, Caruso discovered that breakthroughs rarely come from knowing everything at the outset. They come from asking better questions, bringing the right people into the room, listening without ego, separating ideology from reality, and refusing to give up until workable solutions emerge. Ultimately, they require a steadfast dedication to the belief that there is always a solution and that defeat is not an option.Breaking New Ground is the story of how his philosophy was forged--from the examples of immigrant grandparents and a father who lost one fortune and built another, to Caruso's own successes, failures, public battles, family life, faith, and unexpected turns through business and government.Caruso is less interested in prescribing a formula for becoming successful than in exploring how successful problem-solvers think: how they distinguish what matters from what merely makes noise; how they balance conviction with compromise; how they recognize when conventional wisdom has stopped working; and how they remain fearless enough to see difficult decisions through.Part memoir, part argument, and part blueprint for action, Breaking New Ground offers a timely proposition for anyone confronting a problem that feels too complicated, entrenched, or divisive to solve.There is always another way forward. Sometimes you simply have to be willing to build it.

It’s Not too Late to Build Toward a Better Future!

The Power of Finding Steadfast Solutions

Breaking New Ground

Business and Management (R0)

Anna M. Górska

Barbara Czarniawska

Monika Kostera

A Multidisciplinary Approach Beyond Borders

Diversity, Equity, and Inclusion in Central and Eastern Europe

Instant enemies William and Florence are horrified to find out
 their dads are dating each other - and are forced to work together
 to split them up! This fun, warm-hearted, celebratory adventure
 for readers aged 9+ is a modern, inclusive twist on The Parent
 Trap for readers of Jacqueline Wilson, Elle McNicoll and Benjamin
 Dean.

 When William and Florence meet on the first day of Year Six, they
 instantly dislike each other. 

 William is impulsive, endlessly chatty and struggles in school.
 His home life is safe and predictable - just him and Dad, who adopted
 him as a solo parent - and that's how William likes it.


 Florence is sullen, cold, and everything seems to come easily to
 her. She's moved after her parents' divorce - but she's convinced
 she won't be staying long because they'll definitely get
 back together... 

 But then Florence and William find out that their dads have started
 seeing each other. Now they must put their differences to one
 side. Because only if they work together might they stand a chance
 of splitting up their dads... Let the sabotage commence!

 
 <ul>
 <li> "You are an inspiration!" - Mariah Carey on Ian Eagleton
 
 </li><li> A heartfelt story filled with funny, energetic pranks and antics!

 </li><li> Sensitively explores LGBTQ themes, neurodivergence, adoption,
 blended families and the unshakeable love between a father and
 his son
 </li><li> Ian Eagleton is the author of the novels Glitter Boy
 and The Boy Who Cried Ghost, and his picture book Nen and
 the Lonely Fisherman won the Polari Children's and YA Prize
 2022

 </li></ul>
 Praise for Glitter Boy:
 "Poignant, defiantly fabulous story" - Guardian
 "A nuanced, heart-warming and character led story of finding joy
 and love" - Elle McNicoll, author of A Kind of Spark 

 "An unflinching and ultimately uplifting read about identity,
 and finding the strength to be your true self. Brilliant for group
 discussion." - Empathy Lab

The Dad Trap

A Better Way to Live Is Within ReachNumber one national bestselling author and trusted financial expert Anthony O'Neal provides the practical tools and everyday habits needed to build margin even if you're starting from zero. Drawing from his own story and years of coaching thousands toward financial freedom, Anthony shows you how to create real breathing room and finally take control of your money. Through simple, proven steps, you'll learn how to: <ul><li>Stabilize your finances and cast a vision for the goals that will guide you forward</li><li>Eliminate all consumer debt and regain control of your spending</li><li>Save three to six months of take-home pay and create habits that protect your progress</li><li>Invest with confidence so your money starts working harder than you do</li><li>Pay off your home, lock in your family's legacy, and start building wealth that blesses the people you love most</li></ul> If you're tired of the stress and exhaustion of barely getting by, this book offers a proven roadmap to break the cycle for good. You don't need more shame. You need a plan and someone to walk with you while you take the first step. This is your fresh start.

Financial expert and bestselling author Anthony O'Neal shows you how to break the cycle of living paycheck to paycheck with proven steps to stabilize your money, eliminate debt, and create lasting financial freedom.

The Proven Path to Break Free from Debt, Build Real Wealth, and Live Free on Any Income

Stop Living Paycheck to Paycheck

"An inclusive, softly sparkling picture book." Guardian "Princess Pete made my heart sing! A sweet, kind, funny story about being yourself." Lisa Williamson, author of The Art of Being Normal "A sparkling, heartfelt story full of hope and joy." Ian Eagleton, author of Glitter Boy Pete is just like you. They like a LOT of different things - wearing red trousers and flowery dresses, playing with make-up and running outside in the mud. They like playing, reading, and imagining fantastical worlds filled with flying pegacorns and singing hedgehogs. Sometimes Pete wants to be a prince, and sometimes a princess. But whoever Pete wants to be, their family and friends love and accept them, just as they are. Filled with messages of love and inclusivity, every child will feel reassured and confident to express their unique identity in this empowering and authentic picture book by two LGBTQIA+ creators, illustrated with heart and imagination by a Waterstones Children's Book Prize-shortlisted artist. - Perfect for children aged 3+ - With sparkling foil on the cover! - For fans of Julian is a Mermaid, My Shadow is Pink and Grandad's Camper. - Bright, dreamlike and magical illustrations, plus Pete's companion sausage dog! - A gently powerful introduction to identity, self-expression and belonging. - For parents, schools and libraries looking for inclusive books that champion diversity, and equality. - LGBTQIA+ representation and a must-read for Pride.

Feel confident to be exactly who you are in this happy, feel-good picture book sparkling with love, kindness and acceptance of everybody. For ages 3+

Princess Pete

Tomes & Tea

A wedding should be fun . . . right? The Princess Bride meets Travis Baldree's Legends &amp; Lattes in Tea You at the Altar, the third cosy fantasy in Rebecca Thorne's bestselling Tomes &amp; Tea series. Our sapphic adventurers must navigate the ultimate maelstrom - their own wedding! Kianthe and Reyna are finally ready to walk down the aisle. This feels so right, but their plans are going all wrong. Pirates crowd the town, Kianthe's estranged parents invited themselves, the baby dragons are causing mayhem - and they might run out of tea. Yet the truth overshadows everything . . . Their wedding has nothing to do with marriage, and everything to do with overthrowing the vicious Queen Tilaine. But the Queendom's secret heir would rather manage a hive of bees or study city planning than take the throne. As the big day nears and the coup unravels, Kianthe and Reyna must rely on each other and their friends to survive the experience. Six days until they say 'I do'. Six days until the Realm changes for ever . . . * * * The Tomes &amp; Tea Quartet is everyone's cup of tea! Readers agree: 'The perfect blend of cosiness and action' 'An utter delight' 'I could not put this book down' 'I would die a million times over for these lesbians' 'The perfect book for cosying up with a hot drink' The Tomes &amp; Tea Quartet: - Can't Spell Treason Without Tea - A Pirate's Life for Tea - Tea You at the Altar - Alchemy and a Cup of Tea Can't Spell Treason without Tea was a Sunday Times HB fiction bestseller w/c 06/05/2024

Tea You at the Altar

Have you ever felt unsure about what to say to a friend, a colleague, or your boss? Do you freeze in small talk, tiptoe through tricky topics, or second guess your instincts in high-stakes moments like salary negotiations or meeting your partner's parents? If so, you're not alone. And the good news is--you can learn to handle it all with ease. In Was It Something I Said? etiquette expert Alison M. Cheperdak demystifies social and professional situations, teaching you how to address each one with respect, confidence, and grace.In any scenario, whether in your personal or professional life, respecting others and ourselves requires soft skills and social-emotional intelligence--in a word, etiquette.Drawing on her experience in high-pressure moments as a lawyer, news anchor, and White House West Wing staff member, Alison shares the soft skills that set people apart in social and professional settings--grace under pressure, kindness in action, and polished presence without pretense.This book will help you: <ul><li>Honor others and the important moments you share with them.</li><li>Talk to strangers, start and end a conversation, and speak about yourself with charm.</li><li>Navigate awkward situations (and recover from them!).</li><li>Demystify dress codes and dining etiquette in all sorts of settings.</li></ul> Whether you're giving a toast, sending a text, or sitting down to dinner, the small things make a big difference. Was It Something I Said? is your guide to handling them with heart, confidence, and care--so you can build deeper connections and move through the world with gracious ease.

Have you ever felt unsure about what to say to a friend, a colleague, or your boss? Do you freeze in small talk, tiptoe through tricky topics, or second guess your instincts in high-stakes moments like salary negotiations or meeting your partner's parents? If so, you're not alone. And the good news is—you can learn to handle it all with ease. In Was It Something I Said? etiquette expert Alison M. Cheperdak demystifies social and professional situations, teaching you how to address each one with respect, confidence, and grace.In any scenario, whether in your personal or professional life, respecting others and ourselves requires soft skills and social-emotional intelligence—in a word, etiquette.Drawing on her experience in high-pressure moments as a lawyer, news anchor, and White House West Wing staff member, Alison shares the soft skills that set people apart in social and professional settings—grace under pressure, kindness in action, and polished presence without pretense.This book will help you:<ul style="list-style-type: disc;"><li>Honor others and the important moments you share with them.</li><li>Talk to strangers, start and end a conversation, and speak about yourself with charm.</li><li>Navigate awkward situations (and recover from them!).</li><li>Demystify dress codes and dining etiquette in all sorts of settings.</li></ul>&nbsp;Whether you're giving a toast, sending a text, or sitting down to dinner, the small things make a big difference. Was It Something I Said? is your guide to handling them with heart, confidence, and care—so you can build deeper connections and move through the world with gracious ease.

Everyday Etiquette to Avoid Awkward Moments in Relationships, Work, and Life

Was It Something I Said?

Essential insights that get to the heart of who you want to be as a leader and help you identify the actions that will take you there.

Essential insights that get to the heart of who you want to be as a leader and help you identify the actions that will take you there.

7 Essentials for Enduring Impact

What Great Leaders Do

What Equity Really Means

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