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Imad Muratspahic

Emergency Savings and Debt: Making a Practical Plan

Compare Trade-Offs, Set Priorities, and Build Financial Resilience

Winner of the Axiom Business Book Awards 2025 Discover why true wealth extends far beyond your bank balance - and how to achieve it. We find ourselves at a crossroads. We all know that true wealth is about far more than money. Wealth is friends, family, health, a vocation, command of your time, leisure, and whatever else is important to you. And yet, we are all guilty of acting as if money alone is wealth and an end in itself. How do we navigate this crossroads to find the right balance between monetary wealth and true, soulful wealth? Enter Daniel Crosby - behavioural finance expert and author of the smash hits The Laws of Wealth and The Behavioral Investor. In The Soul of Wealth, Daniel presents 50 short essays exploring what wealth really is and provides practical suggestions for changing your thinking and actions in small, powerful ways. You'll learn: - How your spending reveals your values - That money can buy happiness if spent well - What makes a good financial plan - Why willpower is overrated - How to master delayed gratification for the ultimate wealth hack - Why anything worth doing carries some risk - And much, much more! Accessible and inspirational, The Soul of Wealth is the ultimate compendium of the world's best behavioural and personal finance knowledge. It will challenge your thinking, rekindle forgotten truths, and empower you to embrace a new relationship with your money. Now part of the Harriman House Essentials Collection, a series showcasing the very best of business and finance books.

Harriman House Essentials

The Soul of Wealth

Romance crackles in magical Regency London in this dazzling tale of a stolen jewel and the heroine who will do anything to retrieve it—even don a disguise and work with a high-handed-but-attractive stranger who is not what he seems. From New York Times bestseller Garth Nix! On her eighteenth birthday, Lady Truthful Newington—nicknamed “Newt”— is dreaming about her upcoming trip to London, where the streets are filled with magic and eligible young lords. Before she goes, she is to inherit her family’s treasure: the Newington Emerald. A dazzling heart-shaped gem, the Emerald contains mysterious and powerful magic.When the Emerald is stolen, Newt sets off to recover it. Her plan entails dressing up as a man, mustache included, as no well-bred young lady should be seen out and about on her own. While disguised, Newt encounters the handsome but insufferable Major Harnett, who joins the hunt for the missing Emerald. Offended by her new ally’s high-handedness but eager for assistance, Newt strives to conceal her true identity from Harnett, little guessing that he too is not as he appears.A sweeping adventure ensues filled with sinister fey, fancy dresses, witty banter, daring seaborne escapes, grand balls, and a sorceress whose evil plot threatens everyone from Newt herself to the Prince Regent. And as Newt and Harnett face danger together, each realizes there is more to the other than meets the eye—and more alarming yet, they may actually be falling in love.The New York Times bestselling author of Sabriel, Garth Nix, shares his own love for the Regency romantasy genre in a charmed world where everyone has something to hide.Tropes: <ul><li>Mistaken Identity</li><li>Enemies to Lovers</li><li>Forced Proximity</li><li>Dark Fey</li><li>Slow Burn</li><li>Regency Romance</li></ul>

A Regency Romantasy

Newt's Emerald

A unique, unforgettable and tragically romantic YA debut, perfect for readers of Laura Nowlin's If He Had Been With Me, Adam Silvera's They Both Die at the Endand Dustin Thao's You've Reached Sam.72 hours before someone dies, Sydney Hoffman sees a pink neon countdown clock over their head. Seeing death's status updates in real time without being able to do anything has left Syd closed-off, cynical and alone.Then she meets Peter Beckett. Outgoing, optimistic and annoyingly gorgeous, Peter convinces Syd to wander NYC, looking for pink clocks and helping strangers live their best final hours.As they grow closer, Syd starts to believe that maybe she can let go of the past and have a future instead. Until the universe shows her the one clock she can't ignore ...

72 Hours Of You

Give your graduate the gift of wisdom, hope, and inspiration as they finish one journey and embark on a new one.This is Worth Remembering will inspire your graduate with highlights from memorable commencement messages by leading thinkers, scientists, social activists, musicians, and more, all in a unique illustrated format from renowned New Yorker cartoonist Drew Dernavich.Today's graduates face a world where uncertainty abounds, but where opportunities await those who proceed with determination and wisdom.This collection of encouraging and hopeful commencement speeches by individuals like Allyson Felix, Hank Green, Angela Duckworth, Patton Oswalt, and more will give your graduate the collective wisdom of some of today's best and brightest, as they set off on the exciting road ahead.Inside, your grad will find speeches on topics like: <ul><li>Using your creativity</li><li>Finding connection in an isolating world</li><li>Money vs. Happiness</li><li>Extending empathy and compassion</li><li>Technology vs. humanity</li><li>Freedom and democracy</li></ul> Each speech, told through Dernavich's full-color illustrations, features a short bio and illustrated portrait of the speaker along with a visual representation of their inspiring words. From athletes and actors to economists and entrepreneurs--each of these accomplished speakers imparts wisdom that is truly worth remembering. With this book, your graduate can get the same kind of encouragement and wisdom as recent graduates of schools like Duke, William &amp; Mary, Princeton, Georgia, Stanford, Michigan, and beyond, and gain inspiration for wherever life takes them in the future.Laced with touches of humor and a prevailing theme of hope for the future, this book is the perfect gift for graduation or any new career or personal venture! This is Worth Remembering is also ideal for educators, info nerds, life coaches, business leaders, and more.

From New Yorker cartoonist Drew Dernavich, This Is Worth Remembering is an illustrated collection of inspiring commencement speeches from individuals like Allyson Felix, Hank Green, Angela Duckworth, Patton Oswalt, and more. Give your graduate the wisdom of some of today’s best and brightest, as they set off on the road ahead.

Graduation Wisdom for a New Tomorrow (An Illustrated Guide)---The Perfect Gift to Celebrate Your Grad

This Is Worth Remembering

Your Journey to Financial Freedom&nbsp;stands out as a beacon of financial wisdom. This book goes beyond money—it's about mindset, empowerment, and designing a life you truly deserve.&nbsp;—Farnoosh Torabi, author of&nbsp;A Healthy State of Panic As a wife, mother of three and first-generation Jamaican immigrant, Jamila knows all too well the struggles of saving for tomorrow while spending liberally today. Her voice resonates with the dynamic and diverse population of everyday people who long to break free from smart-spending rules and money-saving ultimatums that reek of joylessness. Now, podcaster Jamila offers her seasoned expertise in&nbsp;Your Journey to Financial Freedom, providing readers with the resources they need to not only save for cake but eat it, too. Your Journey to Financial Freedom&nbsp;is a firm but kind guide to being your best financial self.&nbsp;—Erin Lowry, author of the Broke Millennial series A comprehensive guide to achieving true financial independence that empowers you to make informed money decisions.&nbsp;—Bola Sokunbi, author, founder and CEO of Clever Girl Finance

A Step-by-Step Guide to Achieving Wealth and Happiness

Your Journey to Financial Freedom

This completely updated edition walks you through every step of the process--from valuation to securities laws to closing and successful integration. When done correctly and cautiously, your company's next merger or acquisition should be an exciting, profitable time. But these complex transactions carry significant risk, no matter how simple or appealing they may look on the outside.Complete with expert advice, case studies, checklists, and sample documents, this fully updated edition of Mergers and Acquisitions from A to Z is your complete guide to help you be prepared and take steps to eliminate rivals, extend territory, and diversify offerings.It includes: <ul><li>The latest trends and regulatory developments.</li><li>Best practices for structuring profitable deals.</li><li>The latest tax and ERISA developments</li><li>Roles and risks for boards of directors in M&amp;A.</li><li>Guidelines for keeping deals on track and managing post-closing challenges.</li><li>Valuable tools, checklists, and sample forms.</li></ul>It is absolutely vital for all involved in the deal to make sure they are guarding themselves against costly mistakes that have been the downfall for many leaders and organizations before them.

This completely updated edition walks you through every step of the process---from valuation to securities laws to closing and successful integration.

Mergers and Acquisitions from A to Z Fifth Edition

Lift the flaps and join the PAW Patrol Pups as they help Farmer Al find his missing sheep!No job is too big, no pup is too small! The PAW Patrol have been called to Farmer Yumi's farm to help solve the mystery of the disappearing sheep!When Farmer Yumi's sheep start escaping through a mysterious hole in the fence, the PAW Patrol are called in to help repair the fence and discover who or what has been making the holes. Marshall agrees to go undercover to try and solve the mystery. Read this adorable story to see if our favourite Pups can save the day.With vibrant, colourful illustrations and exciting flaps to lift on every page, your child will be able to enjoy this story again and again.Whenever you need them, just baaaa for help.Look out for these other pup-tacular PAW Patrol books:<ul><li>PAW Patrol Search and Rescue Pups: A Lift-the-Flap Book</li><li>PAW Patrol Dinosaur Lookout Lift-the-Flap Book</li><li>PAW Patrol Dream Patrol: A Lift-the-Flap Book</li><li>PAW Patrol Rubble's Toolbox: A Carry-Along Board Book</li><li>PAW Patrol Playtime Pups: A Carry-Along Board Book</li><li>PAW Patrol Pop-Up Pups Board Book</li></ul>

PAW Patrol A Day At The Farm Lift-the-Flap book

Occupational Outlook

The Occupational Outlook Handbook (OOH) is the premier, nationally recognized source for career information. Especially designed to provide valuable up-to-date information, the Handbook is great for all individuals making decisions about their future including students about to graduate from high school or college, recent graduates, individuals returning to the workforce after an absence, or anyone looking for a career change. It has been used by millions since the 1940s.

Occupational Outlook Handbook, 2024-2034

'No matter where you're starting from, No Worries has something to teach you' - Joshua M. Brown, start of CBNC's The Halftime Report Drawing on decades of expertise, finance expert Jared Dillian gives you the essential facts about personal finance that will help you see things as you never have before. This is not about millions of tiny decisions that drain the joy from life, like skipping daily coffee to save a few bucks. And it's not simply about having more money. The secret lies in adopting the right attitude to money and getting a small number of big things right. Jared reveals: - How the right kind of abundance mindset works wonders - How to purge the urge to splurge (without making life a drag) - The most effective ways to use credit cards and the smart ways to buy big-ticket items - What's gone wrong with student loans and how to use them sensibly - How to ace investing with the set-and-forget 'Awesome Portfolio' No matter where you're at, Jared can help you get your finances in shape and build wealth for the long term. With this book as your guide, you'll have no financial stress, and no worries. Now part of the Harriman House Essentials Collection, a series showcasing the very best of business and finance books.

No Worries

You know you have more to offer, but you're tired of waiting for a seat at the table to prove it. Most emerging leaders feel stuck in a holding pattern, believing that their ability to make an impact is capped by their current title or the person above them on the org chart. But influence isn't a reward for a promotion. It's a muscle you build in the mundane, everyday moments of your current role.In 90 Days to Grow Your Influence Clay Scroggins, bestselling author of How to Lead When You're Not in Charge, provides a daily roadmap for the "not-in-charge" leader. Drawing from his foundational work on leveraging influence without authority, this 90-day reader helps you navigate the tension of having great responsibility but very little power.Each day is designed to be a "snackable" but substantial 5-minute read, perfect for your morning coffee or the commute to the office. Through a mix of relatable stories, leadership metaphors, and spiritually grounded reflections, you'll learn how to: <ul><li>Understand Identity: Secure your worth in who you are, not just what you do or what your business card says.</li><li>Lead Yourself: Master the disciplines of self-awareness and emotional intelligence.</li><li>Choose Positivity: Cultivate a resilient, solution-oriented mindset that shifts the energy of every room you enter.</li><li>Think Critically: Stop being a passive observer and start solving problems.</li><li>Reject Passivity: Take ownership of the ground you're standing on today.</li><li>Challenge Well: Influence the leaders above you with relational equity and wisdom.</li></ul>Whether you are a new hire, a middle manager, or an aspiring executive, this book is your daily reminder that your seat on the org chart doesn't define your impact. You have everything you need to start leading right where you are. Real influence starts here.

You know you have more to offer, but you're tired of waiting for a seat at the table to prove it. Most emerging leaders feel stuck in a holding pattern, believing that their ability to make an impact is capped by their current title or the person above them on the org chart. But influence isn't a reward for a promotion. It's a muscle you build in the mundane, everyday moments of your current role.In 90 Days to Grow Your Influence Clay Scroggins, bestselling author of How to Lead When You're Not in Charge, provides a daily roadmap for the "not-in-charge" leader. Drawing from his foundational work on leveraging influence without authority, this 90-day reader helps you navigate the tension of having great responsibility but very little power.Each day is designed to be a "snackable" but substantial 5-minute read, perfect for your morning coffee or the commute to the office. Through a mix of relatable stories, leadership metaphors, and spiritually grounded reflections, you'll learn how to:<ul><li>Understand Identity: Secure your worth in who you are, not just what you do or what your business card says.</li><li>Lead Yourself: Master the disciplines of self-awareness and emotional intelligence.</li><li>Choose Positivity: Cultivate a resilient, solution-oriented mindset that shifts the energy of every room you enter.</li><li>Think Critically: Stop being a passive observer and start solving problems.</li><li>Reject Passivity: Take ownership of the ground you're standing on today.</li><li>Challenge Well: Influence the leaders above you with relational equity and wisdom.</li></ul>Whether you are a new hire, a middle manager, or an aspiring executive, this book is your daily reminder that your seat on the org chart doesn't define your impact. You have everything you need to start leading right where you are. Real influence starts here.

Daily Habits for Leading from Any Level

90 Days to Grow Your Influence

Step into the irresistibly cute world of the Fuzzballs and discover a joyful guide to creativity, kindness, friendship, and self¿care packed with activities and feel¿good fun to dip into anytime.&nbsp; &nbsp; Fuzzballs’ Guide to a Super Cute Life invites you to immerse yourself in the wonderfully whimsical lives of Whisky the cat, Ollie the bunny, Timmy the tiger, and their friends, as they share their tips for living life the Fuzzballs way. &nbsp; &nbsp; With color¿coded sections and a lively, easy¿tönavigate format, you can jump straight into the activities that suit your mood, whether you want to draw, relax, bake, or reflect.&nbsp; &nbsp; For example, there are:&nbsp;<ul><li>Quizzes and personality tests to find out which Fuzzball you’re most like.&nbsp;</li><li>Comics and short stories featuring the Fuzzballs’ funny and heartwarming adventures.&nbsp;</li><li>Creative drawing guides to help you draw their favourite characters or design your own.&nbsp;</li><li>Simple, kid¿friendly recipes for delicious treats like cookies and ice cream.&nbsp;</li><li>Guides to friendship, kindness, and everyday life.&nbsp;</li><li>Gentle wellbeing tips focused on mindfulness, creativity, gratitude, rest, and self¿care.&nbsp;</li><li>Games and activities designed for both solo fun and sharing with friends.&nbsp;</li></ul> Fun, bright and bursting with personality, Fuzzballs’ Guide to a Super Cute Life is a playful companion for all readers ages 11+. &nbsp; &nbsp; Let the Fuzzballs show you how to live your cutest life.

Fuzzballs Guide to a Super Cute Life

THE INSTANT SUNDAY TIMES BESTSELLERWe're living in a cashless age, yet more money is printed than ever before. Up to $5 trillion is washed globally each year - and criminals keep almost all of it. Without money laundering, crime doesn't pay. Yet every effort to stop them has failed. Why?Oliver Bullough is on a mission to find out, following a trail from Miami to Hong Kong via crooked casinos, printers churning out eye-watering quantities of banknotes and a luxury shopping outlet on the edge of Oxfordshire.Because only by understanding this dark world - where designer goods and baby eels prop up vast, illicit flows of dirty banknotes - can we ever hope to dismantle it.

The Secret Life of Dirty Money

Everybody Loves Our Dollars

Emergency Savings and Debt: Making a Practical Plan

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