Serving Those Who Serve

You earned this benefit. Nobody handed you the manual.

In 2008, Sarah Newcomb and her husband bought their first San Diego home with his VA loan - knowing almost nothing about what the benefit could actually do. Their lender gave them one number and zero education. It took years, and a real estate license, to learn everything they were never told.

This is the book she wishes someone had handed them.

Short, direct, and written from real life - not theory - this guide covers what military families and veterans actually need to know to buy their first home in San Diego:

• Zero down, no PMI, and why there's NO loan limit with full entitlement
• The funding fee - who's exempt (this alone can save you five figures)
• Seller credits that can pay your closing costs and even pay down your debt
• How VA offers win in a competitive market - yes, San Diego sellers take them
• Low appraisals, MPRs, Tidewater, and the escape clause that protects you
• Buying from another state mid-PCS, sight unseen, safely
• Turning your first home into your first rental - and buying again at the next duty station

No fluff. No 400 pages of filler. One evening of reading, and you'll know your own benefit better than most of the professionals you'll meet.