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Law, Behavior, and Decision - Recht,
Verhalten und Entscheidung

Law, Behavior, and Decision - Recht, Verhalten und Entscheidung

Festschrift zum 70. Geburtstag von Christoph Engel

This book provides the first in-depth scholarly analysis of fraud, the highest volume crime in England and Wales, addressing the challenges faced in building a principled criminal law response by presenting an innovative normative analysis. The UK is now in a pandemic of fraud. There were 4.6 million fraud offences recorded in the year ending March 2021, accounting for 42% of all crime committed against individuals. Fraud is now the highest volume crime in England and Wales; its incidence in the first half of 2021 was described by UK Finance as a 'national security threat'. The book provides the answers to key questions, such as: - How can the rapidly changing nature of fraud be understood and mapped by criminal lawyers? - How does fraud connect to economic crime more broadly? - Is the current landscape for criminalising fraud fit for purpose, in the light of changes to the nature and complexity of wrongdoing? - What are the principled limits to using Artificial Intelligence technologies to detect and to penalise fraud? - Which principles should inform fraud criminalisation and governance following the COVID-19 pandemic, to meet the challenges of a digital age and a stretched criminal justice system?

The Future of Criminalisation of Fraud in England and Wales

The Fraud Pandemic

Zum Werk Dieser Praxiskommentar zeichnet sich dadurch aus, dass er die Anforderungen der täglichen Rechtsanwendung konsequent in den Mittelpunkt stellt. Die relevanten urheberrechtlichen Regelwerke - vom URHG über das URHDAG, VGG und die Portabilitäts-Vo bis hin zum Kugbildnisschutz, urheberrechtsbezogenen Insolvenzrecht und zu fortwirkenden Regelungen des Einigungsvertrags - werden praxisnah und fundiert erläutert. Wissenschaftliche Streitfragen Werden Stets Mit Blick auf Ihre Bedeutung für Die Konkrete Rechtsanwendung Beantwortet. Besonderes Gewicht erhält die Behandlung des Urheberrechts im digitalen Umfeld, indem sich die rechtlichen Bewertungen präzise an den modernen Nutzungsszenarien orientieren. Vorteile auf einen Blick<ul><li>Berücksichtigung digitaler Nutzungsformen</li><li>anwendungsbezogen</li><li>griffig und doch gründlich</li></ul> Zur Neuauflage Die Neuauflage berücksichtigt neben einer Fülle höchstrichterlicher Entscheidungen auch die vielfachen Fragen, die sich aus dem Training und dem Einsatz von Künstlicher Intelligenz (KI) ergeben. Zudem werden auch die Auswirkungen der europäischen Plattformregulierung, etwa durch den Digital Service Act (DSA), beleuchtet. Zielgruppe Für Kanzleien, Medienunternehmen, urheberrechtliche Wahrnehmungs- und Verwertungsgesellschaften, Gerichte, Universitäten.

Zum Werk 
 Dieser Praxiskommentar zeichnet sich dadurch aus, dass er die Anforderungen der täglichen Rechtsanwendung konsequent in den Mittelpunkt stellt. Die relevanten urheberrechtlichen Regelwerke - vom URHG über das URHDAG, VGG und die Portabilitäts-Vo bis hin zum Kugbildnisschutz, urheberrechtsbezogenen Insolvenzrecht und zu fortwirkenden Regelungen des Einigungsvertrags - werden praxisnah und fundiert erläutert.
 
 Wissenschaftliche Streitfragen Werden Stets Mit Blick auf Ihre Bedeutung für Die Konkrete Rechtsanwendung Beantwortet.
 
 Besonderes Gewicht erhält die Behandlung des Urheberrechts im digitalen Umfeld, indem sich die rechtlichen Bewertungen präzise an den modernen Nutzungsszenarien orientieren.
 Vorteile auf einen Blick<ul><li>Berücksichtigung digitaler Nutzungsformen</li><li>anwendungsbezogen</li><li>griffig und doch gründlich</li></ul> Zur Neuauflage 
 Die Neuauflage berücksichtigt neben einer Fülle höchstrichterlicher Entscheidungen auch die vielfachen Fragen, die sich aus dem Training und dem Einsatz von Künstlicher Intelligenz (KI) ergeben. Zudem werden auch die Auswirkungen der europäischen Plattformregulierung, etwa durch den Digital Service Act (DSA), beleuchtet.
 Zielgruppe 
 Für Kanzleien, Medienunternehmen, urheberrechtliche Wahrnehmungs- und Verwertungsgesellschaften, Gerichte, Universitäten.

UrhG, UrhDaG, VGG, InsO, UKlaG, KUG, EVtr, InfoSoc-RL, Portabilitäts-VO

Praxiskommentar Urheberrecht. UrhR

<div><div>Das erste Lexikon im Fintech-Bereich stellt mit über 800 Stichworten einschlägiges Know-how zur "Financial Technology" bereit und hilft damit bei der Klärung aktueller Begrifflichkeiten. Dem interdisziplinären Charakter der Fintech-Entwicklung zufolge sind die Begriffe an der Schnittstelle von (Wirtschafts-)Informatik, Finanzwissenschaft und Innovationsmanagement verortet. Die Fintech-Terminologie richtet sich dabei mit ihren konzise beschriebenen und mit anschaulichen Grafiken ergänzten Inhalten gleichermaßen an Studierende sowie Interessierte aus Wissenschaft und Praxis.</div><div> </div><div>Die Autoren</div><div>Prof. Dr. Rainer Alt ist Professor für Wirtschaftsinformatik an der Universität Leipzig und Autor zahlreicher Publikationen im Fintech-Bereich.&nbsp;</div><div>Dr. Stefan Huch ist Senior Director bei Capgemini Invent und vertritt die Professur Digitalisierung von Unternehmensprozessen an der Hochschule Merseburg.</div><div> </div><div>Würdigungen</div><div>"Aus meiner Sicht als Führungskraft einer global agierenden Bank ist das Fintech-Lexikon ein sehr gelungenes Nachschlagewerk, das alle relevanten Begrifflichkeiten in einer sehr verständlichen Art strukturiert darstellt und erläutert- eine gute Stütze, um in der Praxis die relevanten Begrifflichkeiten der Fintech-Szene im Überblick zu haben." Achim Lebeau, COO, DB Privat- und Firmenkunden AG</div><div>"Selbst gründen bedeutet in vielen Bereichen ins kalte Wasser geworfen zu werden. Man muss in kürzester Zeit zum Allround-Experten werden: im Sales, im Marketing, im Finance oder im Fundraising. Hier eine strukturierte Übersicht aller Begrifflichkeiten der Startup-Welt an der Hand zu haben, ist eine enorme Hilfe." Jenny Saft, Geschäftsführung und Co-Founderin, Oviavo GmbH</div><div>"Dieses Fintech-Lexikon bietet einen hervorragenden Orientierungsrahmen, indem es alle relevanten Begrifflichkeiten im Kontext der digitalisierten Finanzwelt aufgreift. Diese sind konsequent strukturiert und inverständlichen Worten definiert. Ein wertvoller Beitrag für die Praxis." Thomas Zerndt, CEO, Business Engineering Institute St. Gallen AG</div>
</div>

Dieses Buch hilft dem Leser im Umfeld der Digitalisierung bei der Begriffsklärung und stellt einschlägiges Know-how zur Verfügung.&nbsp;Was bedeutet 42? Was ist eine Subchain? Was ist der Unterschied zwischen Robotics und Artificial Intelligence? Der Schwerpunkt liegt dabei auf den Entwicklungen, die seit 2010 mit der Digitalisierung unter dem Namen "Financial Technology" eine zunehmende Verbreitung erlebt haben. Die Begrifflichkeiten umfassen grundlegende Begriffe, die Eingang in die allgemeine Sprache gefunden haben, wie etwa Artificial Intelligence oder Blockchain, aber auch fachspezifische Termini, die für das Verständnis der einzelnen Technologien notwendig sind (zum Beispiel 42, Nonce). Die Fintech-Terminologie bietet dem Leser einen konzisen und gleichzeitig anschaulich dargestellten alphabetisch geordneten Überblick mit den darin enthaltenen praxisorientierten Antworten.

Begriffe für die digitalisierte Finanzwelt

Fintech-Lexikon

In einer Welt, in der Künstliche Intelligenz, Blockchain und Big Tech die Märkte in Rekordtempo umwälzen, stellt sich für Anleger nur eine Frage:&nbsp;
 

 Wie unterscheidet man einen nachhaltigen Trend von einer gefährlichen Spekulationsblase? "Tech Money" liefert die Antwort durch ein messerscharfes, datenbasiertes System. Anstatt auf vage Prognosen zu setzen, führt Igor Pejic die Leser durch 100 ausgewählte Charts, welche die verborgenen Muster der Technologiezyklen offenlegen. Sie lernen nicht nur, die Mechanismen hinter exponentiellem Wachstum zu verstehen, sondern entwickeln eine klare Strategie für den idealen Ein- und Ausstieg. Dieses Buch ist der strategische Masterplan für alle, die technologische Disruption nicht nur beobachten, sondern aktiv zur massiven Vermögensbildung nutzen wollen.

In einer Welt, in der Künstliche Intelligenz, Blockchain und Big Tech die Märkte in Rekordtempo umwälzen, stellt sich für Anleger nur eine Frage:&nbsp;
 
 Wie unterscheidet man einen nachhaltigen Trend von einer gefährlichen Spekulationsblase? „Tech Money“ liefert die Antwort durch ein messerscharfes, datenbasiertes System. Anstatt auf vage Prognosen zu setzen, führt Igor Pejic die Leser durch 100 ausgewählte Charts, welche die verborgenen Muster der Technologiezyklen offenlegen. Sie lernen nicht nur, die Mechanismen hinter exponentiellem Wachstum zu verstehen, sondern entwickeln eine klare Strategie für den idealen Ein- und Ausstieg. Dieses Buch ist der strategische Masterplan für alle, die technologische Disruption nicht nur beobachten, sondern aktiv zur massiven Vermögensbildung nutzen wollen.

Börsenerfolg mit Alphabet, Nvidia und Co

Tech Money

Precarious Futures
 &nbsp;explores the evolving and emerging relationship between crime and technology in an increasingly complex and interconnected world, along with its implications for new perceptions of crime and deviance. It evaluates the rise of the World Wide Web and the model of cybercrime, questions whether existing criminological thought offers relevance and efficacy in current circumstances, conditions and future predictions, and revisits the concept of Relative Deprivation and&nbsp;the underpinning social psychological and socio-political foundations of it. It argues that&nbsp;Relative Deprivation&nbsp;allied to post-industrial precarity provides a central platform for understanding crime and deviance in a hyper-connected and hyper-commercial neoliberal world.&nbsp;The book develops to explore current criminological and security conceptions of artificial intelligence, big data, crime and social control, as well as hacktivism, and how opportunities for crime have become ‘democratised’ and expanded through the Web. Drawing&nbsp;on empirical data, theoretical narratives and a review of the state of crime now and in a speculative near future, Hamerton and Webber discuss some potential directions for a new transdisciplinary critical criminology.&nbsp;
 Precarious Futures
 &nbsp;speaks to&nbsp;criminologists, sociologists and social theory scholars and students, as well as academics and professionals in associated technological fields such as cyber-security, computer science and web science.
 Christopher Hamerton
 &nbsp;is&nbsp;Deputy Director of the Institute of Criminal Justice Research at the&nbsp;University of Southampton, UK.
 Craig Webber
 &nbsp;is&nbsp;Head of the Department of Sociology, Social Policy and Criminology at the&nbsp;University of Southampton, UK.

Precarious Futures
 &nbsp;explores the evolving and emerging relationship between crime and technology in an increasingly complex and interconnected world, along with its implications for new perceptions of crime and deviance. It evaluates the rise of the World Wide Web and the model of cybercrime, questions whether existing criminological thought offers relevance and efficacy in current circumstances, conditions and future predictions, and revisits the concept of Relative Deprivation and&nbsp;the underpinning social psychological and socio-political foundations of it. It argues that&nbsp;Relative Deprivation&nbsp;allied to post-industrial precarity provides a central platform for understanding crime and deviance in a hyper-connected and hyper-commercial neoliberal world.&nbsp;The book develops to explore current criminological and security conceptions of artificial intelligence, big data, crime and social control, as well as hacktivism, and how opportunities for crime have become‘democratised’ and expanded through the Web. Drawing&nbsp;on empirical data, theoretical narratives and a review of the state of crime now and in a speculative near future, Hamerton and Webber discuss some potential directions for a new transdisciplinary critical criminology.&nbsp;
 Precarious Futures
 &nbsp;speaks to&nbsp;criminologists, sociologists and social theory scholars and students, as well as academics and professionals in associated technological fields such as cyber-security, computer science and web science.

Crime, Technology and the Web

Precarious Futures

This book provides a state-of-the art picture of the transformation of the global legal market. The traditional business model of law firms has been upended by new forms of organisation, often (but not exclusively) brought about by technological innovation and the use of technology for the execution of legal activities, which implies the so-called 'servitisation' of the legal market. Such trends raise a broad range of questions of both practical and academic nature, which the book tackles extensively, relying on the competence of a remarkable group of experts, coming from different professional backgrounds and knowledgeable of many different jurisdictions, from Europe to the USA, from Asia to Australia. In particular, the book has three main focuses: 1) a law and economics analysis of today's legal market, combined with a description of how regulatory changes have had an impact on competition in the legal services business, and on the evolution of this industry; 2) a thorough investigation of the impact of technological disruptions on the legal services industry, considering how legal tech companies and artificial intelligence solutions are reshaping the activities of legal professionals and the legal market more broadly; 3) a survey of the "new lawyers" and other new legal professionals, along with a reflection on the reforms needed to align their education with market needs. The book caters to all those interested, professionally or academically, in keeping track of the evolution of the legal services market. Practising lawyers who want to be "future-proof", law students, new specialised legal professionals active in the business and financial sectors, scholars and other researchers (both lawyers and economists) conducting research in the field, as well as anyone engaged in providing legal education, will find in this book extremely valuable insights on current trends and future developments in the legal market.

How Innovation, Legal Tech and AI Have Been Reshaping the Legal Market

Future-Proof Legal Services

Equips legal professionals and stakeholders with a clear, authoritative, and practical guide to the UK legal treatment of digital payments and tokenised assets. The Law of Digital Payments explores the evolving landscape of UK financial law as it adapts to innovations in digital finance. With fintech disrupting traditional models of value exchange, legal professionals must navigate complex regulatory challenges concerning digital wallets, open banking APIs, smart contracts, decentralised finance (DeFi), and the treatment of tokenised assets under common law. This work delves into how UK courts and regulators are addressing these innovations. It provides clarity on the current legal treatment of payment tokens, security tokens, cryptoassets and non-fungible tokens (NFTs). It also investigates the impact of the Financial Services and Markets Act 2023, the Bank of England's stance on central bank digital currencies (CBDCs), and how the Payment Services Regulations and E-Money Regulations are applied to innovative business models. Drawing upon regulatory guidance, case law, and international developments, the book is designed to help practitioners, regulators, academics, and financial institutions understand and navigate the complex intersection of law and digital finance. This title is included in Bloomsbury Professional's Banking and Finance Law online service.

The Law of Digital Payments

Kooperationswerke Beck - Hart

The Data Act (DA) forms the central pillar of the new EU Data Law regime – framing data generation, access, use and transfer. The DA focuses in particular on data access for businesses, consumers and the public sector, on data contracts and on cloud switching.

Comprehensive commentary
The Specht/Hennemann offers an article-by-article commentary on the DA. It stands out for its systematic depth of explanation and practical relevance. The style of the commentary (including recitals printed next to the respective norms) facilitates the understanding of the complex regulatory structure of the DA. In a comprehensive introduction, overarching topics are presented, such as the underlying data policy decisions, current debates, developments at the national, the supranational, and the international levels, as well as an overall assessment and critique of the DA.

Main topics
Data access
Data contracts
Cloud switching
International data transfer
Public enforcement
Relationship to other legal acts, particularly the GDPR

Target groups
Everyone interested in the legal framework of the data economy, especially manufacturers and providers of IoT-products and related services, providers of data intermediation services and cloud services, data altruistic organizations; supervisory authorities, in-house lawyers, data protection officers, business and consumer associations, the judiciary, research institutions, and European and national institutions.

Outstanding Expertise
This work is edited by Prof. Dr. Louisa Specht-Riemenschneider, Federal Commissioner for Data Protection and Freedom of Information, Chair of Civil Law, Data Economy Law, Data Protection, Digitalization, and Artificial Intelligence at the University of Bonn, and Prof. Dr. Moritz Hennemann, M.Jur. (Oxon.), Director, Institute of Media and Information Law, Chair of Civil Law with Information Law, Media Law, and Internet Law at the University of Freiburg.

The authors are distinguished experts in the field of data law:
PD Dr. Anna K. Bernzen, Berlin | Prof. Dr. Michael Denga, LL.M. (KCL), Maîtr. en Droit (Paris II), Business &amp; Law School, Berlin | Prof. Dr. Lothar Determann, Free University of Berlin; University of California, Berkeley School of Law | Prof. Dr. Moritz Hennemann, M.Jur. (Oxon.), University of Freiburg | Prof. Dr. Kai von Lewinski, University of Passau | Prof. Dr. Dimitrios Linardatos, University of Saarland, Saarbrücken | PD Dr. Andreas Sattler, LL.M. (Nottingham), University of Munich | Prof. Dr. Sebastian Schwamberger, LL.M., University of Graz | Prof. Dr. Ing. Christoph Sorge, University of Saarland, Saarbrücken | Prof. Dr. Louisa Specht-Riemenschneider, Federal Commissioner for Data Protection and Freedom of Information, University of Bonn | Prof. Dr. Björn Steinrötter, University of Potsdam | Nils Torben Wiedemann, Ass. Iur., LL.M. (Dublin), University of Saarland, Saarbrücken

Article-by-Article Commentary

Data Act

How the rise of AI agents--and other forms of autonomous intelligence--will transform every aspect of how companies create value and compete.Companies have long operated with a basic assumption: intelligence is scarce. Talent is limited, expertise is expensive, and good judgment is hard to scale. But that world is ending.AI agents are bringing a new form of labor into the enterprise--one that can work autonomously, learn continuously, and scale instantly. Their embodied counterparts, from drones to humanoid robots, are doing the same in the physical world. Together, these systems are introducing a new economic reality: cognition is becoming cheap, elastic, and abundant.In Abundant Intelligence, Deloitte's Nitin Mittal and futurist Mike Walsh show what happens when intelligence becomes cheap and widely available. Drawing on inside access to the people leading AI transformations at the world's most powerful companies, they uncover how this shift is challenging every assumption about strategy, productivity, and leadership, and what organizations must do now to stay ahead.As abundance becomes the new normal, the leader's job shifts from collecting intelligence to directing it. Those who learn to harness this expanding workforce of digital labor will unlock new levels of speed, creativity, and advantage. For everyone else, the gap will widen fast.

How Digital Labor Will Rewrite the Rules of Business

Abundant Intelligence

The Art Law Library

This open access book investigates the role played by copyright on the digitisation of cultural heritage from three angles: the theoretical differences between cultural property law and copyright; a comparative analysis of the EU, UK, and US; and analysis of current practices and concerns, based on empirical research. As heritage digitisation projects become increasingly common for purposes such as preservation and access, the impact of copyright is also becoming more problematic. In order to provide a full and current picture of the copyright problem, the book first introduces the reader to the debates on the scope and ownership of cultural heritage and provides an overview of the copyright implications of the digitisation process and newer uses, including 2D and 3D scanning; virtual and augmented reality; text and data mining; and artificial intelligence. The author then divides the main critical analysis into three parts, referred to as the 'clashes with copyright'. The first, clash in theory, lies between cultural property law and copyright justification theories. The second clash is in the different legal approaches to digitising in-copyright, public domain, orphan, out-of-commerce and unpublished works in the chosen jurisdictions, focusing on the relevant rights and defences. The third clash is in the interests of stakeholders, based on public reactions to existing projects and cases, supported by interviews with heritage professionals engaging in digitisation. By placing itself in this particular intersection of law, heritage, and technology, the book will be of interest to both intellectual property academics and cultural heritage professionals. The ebook editions of this book are available open access under a CC BY-NC-ND 4.0 licence on bloomsburycollections.com.

Clashes with Copyright Law

Digitising Cultural Heritage

2025 marks a turning point in the regulation of Bitcoin, Stablecoins, and other crypto-assets with the entry into force of EU Regulation 2023/1114 on Markets in Crypto-Assets (MiCAR).

MiCAR creates the world's first comprehensive regulatory framework for the law of units of value based on distributed ledger technology (crypto-assets). Written in English, this book provides a detailed article-by-article commentary on each of the 149 provisions of MiCAR.
It serves as an indispensable guide to the new EU-wide requirements on, for instance: 
<li>transparency and disclosure
</li><li>authorisation and supervision
</li><li>protection of holders and clients

Key Benefits
</li><li>Article-by-Article approach
</li><li>Comprehensive and up-to-date
</li><li>Specialist authors

Target Audience
For in-house counsel, legal practitioners, banks and credit institutions, FinTechs, investment firms, crypto-asset service providers, (financial supervisory) authorities, courts, universities and higher education institutions.
</li>

Regulation (EU) 2023/114. Article-by-Article Commentary

Markets in Crypto-Assets Regulation (MiCAR)

You know you have more to offer, but you're tired of waiting for a seat at the table to prove it. Most emerging leaders feel stuck in a holding pattern, believing that their ability to make an impact is capped by their current title or the person above them on the org chart. But influence isn't a reward for a promotion. It's a muscle you build in the mundane, everyday moments of your current role.In 90 Days to Grow Your Influence Clay Scroggins, bestselling author of How to Lead When You're Not in Charge, provides a daily roadmap for the "not-in-charge" leader. Drawing from his foundational work on leveraging influence without authority, this 90-day reader helps you navigate the tension of having great responsibility but very little power.Each day is designed to be a "snackable" but substantial 5-minute read, perfect for your morning coffee or the commute to the office. Through a mix of relatable stories, leadership metaphors, and spiritually grounded reflections, you'll learn how to: <ul><li>Understand Identity: Secure your worth in who you are, not just what you do or what your business card says.</li><li>Lead Yourself: Master the disciplines of self-awareness and emotional intelligence.</li><li>Choose Positivity: Cultivate a resilient, solution-oriented mindset that shifts the energy of every room you enter.</li><li>Think Critically: Stop being a passive observer and start solving problems.</li><li>Reject Passivity: Take ownership of the ground you're standing on today.</li><li>Challenge Well: Influence the leaders above you with relational equity and wisdom.</li></ul>Whether you are a new hire, a middle manager, or an aspiring executive, this book is your daily reminder that your seat on the org chart doesn't define your impact. You have everything you need to start leading right where you are. Real influence starts here.

You know you have more to offer, but you're tired of waiting for a seat at the table to prove it. Most emerging leaders feel stuck in a holding pattern, believing that their ability to make an impact is capped by their current title or the person above them on the org chart. But influence isn't a reward for a promotion. It's a muscle you build in the mundane, everyday moments of your current role.In 90 Days to Grow Your Influence Clay Scroggins, bestselling author of How to Lead When You're Not in Charge, provides a daily roadmap for the "not-in-charge" leader. Drawing from his foundational work on leveraging influence without authority, this 90-day reader helps you navigate the tension of having great responsibility but very little power.Each day is designed to be a "snackable" but substantial 5-minute read, perfect for your morning coffee or the commute to the office. Through a mix of relatable stories, leadership metaphors, and spiritually grounded reflections, you'll learn how to:<ul><li>Understand Identity: Secure your worth in who you are, not just what you do or what your business card says.</li><li>Lead Yourself: Master the disciplines of self-awareness and emotional intelligence.</li><li>Choose Positivity: Cultivate a resilient, solution-oriented mindset that shifts the energy of every room you enter.</li><li>Think Critically: Stop being a passive observer and start solving problems.</li><li>Reject Passivity: Take ownership of the ground you're standing on today.</li><li>Challenge Well: Influence the leaders above you with relational equity and wisdom.</li></ul>Whether you are a new hire, a middle manager, or an aspiring executive, this book is your daily reminder that your seat on the org chart doesn't define your impact. You have everything you need to start leading right where you are. Real influence starts here.

Daily Habits for Leading from Any Level

90 Days to Grow Your Influence

Law, Behavior, and Decision - Recht, Verhalten und Entscheidung

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