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Business and Management (R0)

Glory Enyinnaya

Institutional Entrepreneurship in African Fintech

Developing Strategies for Sustained Growth in Complex Institutional Environments

&lt;p class="MsoNormal" style="text-align: justify;"&gt;1. Introduction.- PART I: THE CHALLENGES.- 2. The fintech revolution in Africa - a crisis of survival. 3. The legitimacy gap - barriers to fintech adoption in Africa.- 4. How change readiness enables institutional entrepreneurship.- PART II: THE PRACTICES.- 5.&amp;nbsp;From TAM to TAV - The theory of values-based opportunity recognition.- 6. From MVP to MTP - Trust-centred product development in low-trust markets.- 7. From Message to Proof - Why brand is not what you say, but what you do.- 8. From performance marketing to trust channels - Outcome-verified marketing in African fintech.- 9. From delight to due process - Process-backed customer experience in African fintech.- 10. From fit to posture - Culture-grounded team building in African fintech.- 11.&lt;span style="mso-tab-count: 1;"&gt;&amp;nbsp;&lt;/span&gt;From Value to Values - Legitimacy-led strategic partnerships in African fintech.- 12. From blitzscaling to belonging - Conscientious growth strategy in African fintech.- 13. Access is architecture, not accident - institutional access as justice in African fintech.- 14. From scale to skill - Capacity development and talent in African fintech.- PART III: THE HORIZONS.- 15. From speed to strategic readiness - Forecasting the future of African fintech.- 16. From compliance burden to strategic asset - Policy foresight in African fintech.- 17. From black box to glass box - Ethics-anchored AI in African fintech.- 18. From global playbook to local compass - Authentic global adaptation in African fintech.- 19. From investor readiness to change readiness: Institutional Entrepreneurship in African fintech.&lt;/p&gt;

When to Take the Long Road in a Shortcut World

ASAP: As SLOW as Possible

From Ann Handley, Wall Street Journal bestselling author of Everybody Writes, comes a smart, timely, clear-eyed guide to knowing when to speed up, when to slow down, and when the shortcut costs more than it saves. You already know how to go fast. What nobody taught you is when not to. In ASAP: As SLOW As Possible, Ann Handley rebels against the false urgency baked into modern work and life—and shows you how to recognize Slowments: the moments when slowing down is not weakness, hesitation, or delay. It's the smarter move. Because when everyone has access to the same shortcuts, the real edge is knowing when not to take them. With research, brain science, vivid storytelling, and Handley’s signature wit, ASAP: As SLOW As Possible reveals the hidden speed traps that weaken our judgment, creativity, and original thinking—especially in an age when AI makes the fastest path feel like the smartest one—and gives you a practical way to know when speed is serving you and when it’s taking you farther from what matters. You'll discover: <ul><li>The Hasty Progress Illusion—why motion can feel like mastery, even when nothing lasting is taking hold</li><li>The ASAP Matrix—how to know exactly when to autopilot, when to pause, and when a moment deserves more of you</li><li>The six Slowments in life and in work—the pivotal moments when slowing down changes what happens next</li><li>How to protect your judgment in a world eager to outsource it</li><li>When choosing analog leads to sharper ideas, wiser decisions, more creative approaches, stronger relationships, and meaningful work</li><li>How to stop confusing speed with progress—and start choosing the pace the moment actually requires</li></ul> ASAP: As SLOW As Possible reveals slowness as a generative force and for the first time gives you a way to harness life’s most important slow moments. Not by doing less, opting out, or becoming the kind of person who ferments things in a shed. But by knowing when speed helps—and when it hollows out the very thing you hoped it would serve. It’s time to choose the long road when the shortcut costs too much.

From Ann Handley, Wall Street Journal bestselling author of Everybody Writes, comes a smart, timely, clear-eyed guide to knowing when to speed up, when to slow down, and when the shortcut costs more than it saves. You already know how to go fast. What nobody taught you is when not to. In ASAP: As SLOW As Possible, Ann Handley rebels against the false urgency baked into modern work and life—and shows you how to recognize Slowments: the moments when slowing down is not weakness, hesitation, or delay. It's the smarter move. Because when everyone has access to the same shortcuts, the real edge is knowing when not to take them. With research, brain science, vivid storytelling, and Handley’s signature wit, ASAP: As SLOW As Possible reveals the hidden speed traps that weaken our judgment, creativity, and original thinking—especially in an age when AI makes the fastest path feel like the smartest one—and gives you a practical way to know when speed is serving you and when it’s taking you farther from what matters. You'll discover: <ul><li>The Hasty Progress Illusion—why motion can feel like mastery, even when nothing lasting is taking hold</li><li>The ASAP Matrix—how to know exactly when to autopilot, when to pause, and when a moment deserves more of you</li><li>The six Slowments in life and in work—the pivotal moments when slowing down changes what happens next</li><li>How to protect your judgment in a world eager to outsource it</li><li>When choosing analog leads to sharper ideas, wiser decisions, more creative approaches, stronger relationships, and meaningful work</li><li>How to stop confusing speed with progress—and start choosing the pace the moment actually requires</li></ul> ASAP: As SLOW As Possible reveals slowness as a generative force and for the first time gives you a way to harness life’s most important slow moments. Not by doing less, opting out, or becoming the kind of person who ferments things in a shed. But by knowing when speed helps—and when it hollows out the very thing you hoped it would serve. It’s time to choose the long road when the shortcut costs too much.

ASAP: As Slow as Possible

An essential resource for courses in innovation management and new business development. As organizations face increasing pressure to innovate in rapidly evolving markets, understanding how to develop and implement successful innovations has never been more important. This fully updated second edition explores innovation management beyond new products, examining the development of new services and business models across a variety of industry contexts. Featuring evidence-based insights supported by numerous practical examples, exercises and discussion questions throughout, and multimedia resources via the companion website, this book equips students with the concepts, tools, and insights needed to understand innovation in contemporary organisations. New to this edition: - New material on Artificial intelligence (AI), design thinking, lean innovation and organizational learning. - Contemporary perspectives and up-to-date research - Strategy chapter given more prominence - Greater level of historical overview Combining academic rigour with practical relevance, the book guides students through the challenges of identifying opportunities, developing innovative solutions, and creating value through new services and business models. An accessible and engaging introduction to innovation management for undergraduate students and a valuable reference for aspiring managers and entrepreneurs.

Innovation Management

INDAM Palgrave Book Series

This edited volume examines how organisations build, sustain and renew strategic competitiveness amid technological change, sustainability pressures and evolving workforce expectations. Bringing together research on AI, responsible strategy, organisational behaviour and human resource management, the book shows how competitive advantage increasingly depends on the ability to combine technological, environmental and human capabilities.Across twelve chapters, contributors examine AI adoption and marketing, sustainability strategy and communication, circular business models, hybrid and gig work, employee well-being, inclusion, voice, governance and talent retention. Drawing on diverse theoretical perspectives and methodologies, the volume connects rigorous scholarship with practical implications for managers, policymakers, researchers and students. Its central message is that enduring competitiveness rests not only on performance, but on organisations’ capacity to transform responsibly, remain resilient and create value for multiple stakeholders.“An excellent and timely examination of strategic competitiveness in today’s rapidly evolving business environment. By connecting digital and AI transformation, sustainability, human-centred management, inclusion and responsible governance, the book demonstrates how organisations can remain competitive while responding responsibly to technological, environmental and workforce change. A valuable read for scholars of human resource management, organisational behaviour and strategic management.”
 — 
 Professor Sumit K. Kundu, Florida International UniversitySurender Munjal
 is Professor and Head of the Department of Economics and International Business at Aston Business School. He is the Founding Secretary and President-Elect of INDAM and served as Convenor of the INDAM 2026 Conference.
 Niti Bhasin
 is Professor in the Department of Commerce at the Delhi School of Economics, University of Delhi. She is an Executive Board Member of INDAM and led the International Business Track at the INDAM 2026 Conference.
 Vijay Pereira
 is Professor and Associate Dean at ESCE International Business School, Paris. He is President of INDAM (2026–28) and led the Human Resource Management Track at the INDAM 2026 Conference.
 Radha Yadav
 is Assistant Professor of Organisational Behaviour and Human Resource Management at the Indian Institute of Management Ranchi. She is a former Executive Board Member of INDAM and led the Organisational Behaviour Track at the INDAM 2026 Conference.

This edited volume examines how organisations build, sustain and renew strategic competitiveness amid technological change, sustainability pressures and evolving workforce expectations. Bringing together research on AI, responsible strategy, organisational behaviour and human resource management, the book shows how competitive advantage increasingly depends on the ability to combine technological, environmental and human capabilities.Across twelve chapters, contributors examine AI adoption and marketing, sustainability strategy and communication, circular business models, hybrid and gig work, employee well-being, inclusion, voice, governance and talent retention. Drawing on diverse theoretical perspectives and methodologies, the volume connects rigorous scholarship with practical implications for managers, policymakers, researchers and students. Its central message is that enduring competitiveness rests not only on performance, but on organisations’ capacity to transform responsibly, remain resilient and create value for multiple stakeholders.“An excellent and timely examination of strategic competitiveness in today’s rapidly evolving business environment. By connecting digital and AI transformation, sustainability, human-centred management, inclusion and responsible governance, the book demonstrates how organisations can remain competitive while responding responsibly to technological, environmental and workforce change. A valuable read for scholars of human resource management, organisational behaviour and strategic management.”
 — 
 Professor Sumit K. Kundu, Florida International University

Perspectives from INDAM 2026

Driving Strategic Competitiveness in Business

In Unternehmerfamilien ist die Wahl des Lebenspartners eine der folgenreichsten Entscheidungen überhaupt - und eine der am wenigsten erforschten. Ob Liebe, Zweck, Protest oder Gleichheit: Wie Nachfolger:innen sich binden, wirkt unmittelbar in die drei Systeme hinein, die eine Unternehmerfamilie ausmachen - Familie, Unternehmen, Vermögen. Marcel Megerle untersucht erstmals systematisch, was auf dem Spiel steht. In einer dichten qualitativen Biographiestudie über Unternehmerfamilien und zwei Generationen legt er fünf Typen von Partnerwahl frei - und entwickelt daraus ein praxisorientiertes Modell, das Paaren hilft, die Spannungsfelder dieser drei Systeme nicht nur auszuhalten, sondern strategisch zu gestalten.

In entrepreneurial families, the choice of a life partner is one of the most consequential - and least studied - decisions of all. Whether driven by love, purpose, protest, or equality, how successors commit shapes the three systems that define entrepreneurial families: family, business, and assets. Marcel Megerle is the first to examine this systematically. Drawing on a rich qualitative biographical study across entrepreneurial families and two generations, he identifies five distinct types of mate choice - and develops a practical model that helps couples not merely endure the tensions between these three systems, but turn them into strategy.

Die Lebenspartnerwahl von Unternehmensnachfolgern als familienstrategische Chance im Spiegel ausgewählter Biographien

Unternehmerfamilien - Fortbestand oder Niedergang?

Big-company systems, small-business budget.AI and automation have just put the kind of systems that once needed a corporate budget within reach of a five-person firm. For the first time, a small business can build them affordably. But affordable systems are only the start. What they really buy you is your time back, and a business that finally runs without you.Most small business owners are the engine their business runs on. Remarkable Business Systems shows you how to stop being the bottleneck, using the BUILD method, a five-step path to systems that fit how you really work and that your people will actually use. Whether you are a micro-business owner who wants their time back or you are heading up a growing team, this is the plain-English, step-by-step way to do it.Includes: <ul> <li> Ready-to-use AI prompts in every chapter </li> <li> Real small-business case studies </li> <li> The 90-Day Planner, a free interactive companion tool to track your progress and momentum week by week. </li> </ul>Richard Mawer is the founder of Ignite Growth and Leadnamic Systems, and the author of Remarkable Business Growth. He helps small business owners build systems that grow the business and give them their time back.

Get your time back with smarter systems, AI and automation

Remarkable Business Systems

More isn’t always better

The Redesign of Progress

Palgrave Studies in Technology and Innovation in Africa

Over the past two decades,&nbsp;Southern&nbsp;African countries have gained&nbsp;increasing recognition&nbsp;in&nbsp;global agricultural markets, yet they continue to face significant&nbsp;internal&nbsp;and&nbsp;external&nbsp;challenges. Domestically, low productivity, limited production capacity,&nbsp;and&nbsp;weak trade structures constrain agricultural growth&nbsp;and&nbsp;competitiveness. Externally, restricted access to agricultural finance&nbsp;and&nbsp;modern technologies, together with&nbsp;institutional limitations, further impede progress. Moreover, climate change disproportionately affects farming&nbsp;systems&nbsp;across the region,&nbsp;intensifying vulnerability&nbsp;and&nbsp;food&nbsp;insecurity. This contributed volume brings together scholarly research on&nbsp;sustainable&nbsp;food&nbsp;systems&nbsp;in&nbsp;Southern&nbsp;Africa, key&nbsp;challenges&nbsp;to sustainability,&nbsp;and&nbsp;the policy frameworks shaping the region’s agricultural transformation. It will be of great interest to students and scholars of sustainability, the rural economy, food supply chains and agritech, as well as on business in Africa more broadly.Tanyaradzwa Rukasha
 is an Agriculture Economist who is currently working as a Lecturer&nbsp;in&nbsp;the department of Development Sciences&nbsp;and&nbsp;Policy at Marondera University of Agriculture Sciences&nbsp;and&nbsp;Technology (MUAST), Zimbabwe. Her work experience&nbsp;includes being attached to various capacities within the Agribusiness sector, Academic&nbsp;Institutions&nbsp;and&nbsp;NGOs.
 Brighton Nyagadza
 is a Digital Marketing academic&nbsp;and&nbsp;Deputy Unit of Assessment Lead (Business &amp; Management Studies) at York St. John University, United Kingdom, Fellow of the Higher Education Academy,&nbsp;and&nbsp;Fellow of the Academy of Marketing Science,&nbsp;and&nbsp;Certified Business &amp; Management Educator. He has published widely&nbsp;in&nbsp;reputable books&nbsp;and&nbsp;high impact journals.
 Joseph Muroiwa
 is a Lecturer&nbsp;in&nbsp;the Department of Agricultural Economics, Education&nbsp;and&nbsp;Extension at Bindura University of Science Education (BUSE), Zimbabwe.&nbsp;In&nbsp;addition to academia, he has worked within the banking sector, the Zimbabwe government, the agribusiness sector&nbsp;and&nbsp;NGOs.
 Basil Shumbanhete 
 is a Lecturer in the School of Accounting, Faculty of Commerce, Management and Law, at the University of Namibia. He is currently pursuing a Ph.D. at Chinhoyi University of Technology. He holds an MSc. in Accounting and Finance, an ACCA professional qualification, and is a CIMA student.&nbsp;

Over the past two decades, Southern African countries have gained increasing recognition in global agricultural markets, yet they continue to face significant internal and external challenges. Domestically, low productivity, limited production capacity, and weak trade structures constrain agricultural growth and competitiveness. Externally, restricted access to agricultural finance and modern technologies, together with institutional limitations, further impede progress. Moreover, climate change disproportionately affects farming systems across the region, intensifying vulnerability and food insecurity. This contributed volume brings together scholarly research on sustainable food systems in Southern Africa, key challenges to sustainability, and the policy frameworks shaping the region’s agricultural transformation. It will be of great interest to students and scholars of sustainability, the rural economy, food supply chains and agritech, as well as on business in Africa more broadly.

Innovations and Challenges in Southern Africa

Sustainable Food Systems

Ethnic and Indigenous Business Studies

How could 
 Homo sapiens
 survive for so long when all other 
 Homo
 went extinct? This multidisciplinary book provides a detailed synthesis of published knowledge by archaeologists and other scientists on the production, trade and daily activities of ancient peoples. It locates populations within the changing environment of the planet (glaciations and deglaciations, wet and dry climates, physical, economic, and social periods over the long spans of the Pleistocene and Holocene). Research for this work was sourced from various fields, including archaeology, anthropology, ethnology, geology, zoology, and paleontology. Emerging disciplines such as genomics, paleobiology, paleomedicine and zoopharmacognosy contribute new insights into the living conditions and challenges that confronted our ancestors.
 The first part of the book focuses mainly on Indigenous Peoples of the Americas, particularly North America (Canada, United States, and Mexico), although some sources and examples are drawn from other regions of the world. Through case studies based on scholarly records, ancient networks covering distances of thousands of kilometers in Africa, North America and Eurasia are described. The second part addresses ancient modes of survival, communication, storytelling, and migration of Indigenous populations in their traditional natural environments, from the Paleolithic and Neolithic eras to the present. Diet, horticulture, and modes of land, river, and sea transport are detailed, in the context of migration routes from Africa to Eurasia and in the Pacific and the Americas. The third part deals with the past seven and the next seven generations. It provides a description of recent and present-day Indigenous peoples and communities and their interactions with governments and industries. Case studies illustrate issues about the legitimacy of foreign or domestic companies operating on Indigenous territories, both in North America and some other continents. The traditional mindset of certain Indigenous populations in North America is described. The book concludes with an examination of how business legitimacy may be established and the types of engagement approaches recommended by Indigenous communities’ leaders.

Human Survival through Exchanges and Migrations

Paleoeconomics and Indigenous Issues

A Practical Introduction

Agribusiness and Entrepreneurship

This pioneering book examines the key factors shaping targeted public procurement within Canadian federal departments, focusing specifically on two significant social procurement policies: the Federal Contractors Program and the Procurement Strategy for Aboriginal Businesses. By investigating the implementation and effectiveness of these policies, the book addresses an important gap in the existing literature and offers new insights into the role of government procurement in advancing social policy objectives. It demonstrates how public procurement can contribute to broader goals of inclusion, equity, and social justice in Canada.The practical contribution of this book lies in the case study insights that illuminate the successes and challenges faced during the policy implementation phase. These findings are invaluable for federal government departments in Canada, as well as for other Commonwealth countries, offering a framework for understanding how targeted procurement can support socio-economic objectives.This research is particularly relevant to developed countries like Canada and Australia, which share similar political, cultural, and economic contexts. With the ongoing effects of the COVID-19 pandemic, which has disproportionately impacted vulnerable communities, this book highlights the potential of social procurement as a strategy to create employment opportunities for marginalized groups.The findings benefit a wide range of stakeholders, including regulators, policymakers, procurement practitioners, and researchers. This book provides a new framework for assessing public procurement practices, which could serve as a tool for improving employment equity and setting best practices in procurement processes. It is essential reading for academics and policymakers aiming to enhance socio-economic outcomes through targeted public procurement.

Inclusion of Social Services in Public Procurement

Institutional Entrepreneurship in African Fintech

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