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Roble H: Why Is My Bank Balance
Always... Broke Again?

Why Is My Bank Balance Always... Broke Again?

A Field Guide to Financial Chaos

From spending coach, founder of Overcoming Overspending, and host of The Overcoming Overspending Podcast, a guilt-free guide to becoming a skilled and purposeful spender so you can live a happier, richer life. “I’m addicted to the feeling of wanting something, or the excitement of having a package coming… but I’m never actually happy when I have what I wanted.” “This spending thing is so far out of control, I don’t know if anything will work.” Are you sick of hiding your purchases and stuffing new clothes into an already overflowing closet? Are you tired of feeling guilty whenever you buy something that you know you don’t really love, want, or need? The pressure to overspend is everywhere, and resisting that pressure can feel like an uphill battle. The key to winning that battle? Digging deep into your motivations for spending, and creating intentional spending habits that actually stick. Overspending Overspending offers a roadmap for taming your internal and external spending triggers, so you can rewrite your spending habits and live a happier, richer life. Paige Pritchard, founder of Overcoming Overspending, takes you through her four-phase program to becoming a purposeful spender, so you can build a sustainable, intentional spending system: - Phase 1: Manage Your Mind - Phase 2: Embrace Your Emotions - Phase 3: Elevate Your Environment - Phase 4: Map Out Your Money Overcoming Overspending will help you truly enjoy your money and build wealth, feel calm when you log into your bank account, and make purchases from a place of confidence rather than compulsion. If you believe your spending habits are holding you back from reaching your full financial potential, this book is your must-have guide.

Rewire Your Spending Habits and Build the Wealth You Deserve

Overcoming Overspending

Harriman House Essentials

The Soul of Wealth

New York Times bestselling author of Rich Bitch and renowned money expert Nicole Lapin makes investing accessible and fun so women can make bank and become Miss Independent.You've worked hard for your money and now it's time for your money to work for you. You will never earn or budget your way into real wealth. Growing your money significantly doesn't require starting with a lot of money. It requires a little bit of knowledge about taking smart risks and as much time as possible to take advantage of the glorious power of compound interest, which Einstein refers to as the eighth wonder of the world.From automating your savings to easy, no-stress investing strategies, Nicole will teach you how to take your financial knowledge and portfolio to the next level and start you on your journey to your ultimate destination: true financial independence.In Miss Independent, you will learn: <ul><li>The freedom that wealth affords you, whether it's the ability to leave a crappy job or significant other, go on the vacation of your dreams or otherwise live life on your own terms. </li><li>The best method for establishing your "number"--the amount of wealth you want to accumulate before you retire--and getting it.</li><li>The meaning of the most common investing terms, like stocks and bonds, (and some more exotic ones like REITs or cryptocurrency) and how to make them work to your advantage.</li><li>The ins and outs of big financial decisions and concepts, like taking out a mortgage, owning investment properties, and buying life insurance.</li></ul>Miss Independent takes the fear out of money management and investing once and for all. Using her own vulnerable stories and her signature conversational style, let Nicole show you all the different ways and paths that you can take to become financially free at last.

A Simple 12-Step Plan to Start Investing and Grow Your Own Wealth

Miss Independent

How Trauma and Repair Transform Biology, Identity, and Women's Health

Beyond Beauty

Harriman House

Let's face it; there are probably a million and one other things you'd prefer to do than talk about money. Even tackling that huge pile of ironing may seem more inviting than facing the fact that your finances are in a mess and you don't know what to do about it. But you're a sensible person and you know that burying your head in the sand won't help your situation. If you're in a never-ending cycle of debt repayment and trying to keep up with the bills, this book is a must for you. Ambrina was where you are now, but she learned how to manage her money and pay off her £21k of debt - she's here to help you do the same. Say goodbye to sleepless nights and to feelings of shame and despair, and say hello to a new you! A you who budgets, tracks your expenses, and saves money with every pay cheque. A you who no longer needs to resort to debt to cover your everyday expenses. Money talk doesn't have to be intimidating, stressful, or boring. In The Money Fix, Ambrina brings humour and wit to the dreaded subject of personal finance and gently guides you through navigating your way to a more empowering future.

A Simple Plan to Budget, Save, and Get Out of Debt for Good

The Money Fix

This Second Edition of Performance Evaluation and Attribution Volume Two: Analysis and Reporting explains the practical aspects of building or interpreting a top-to-bottom performance attribution system applicable to many asset classes, providing a toolkit of attribution techniques for analyzing the performance of portfolio managers. Requiring a familiarity with the principal concepts of portfolio analysis, it features standard methodologies and alternative approaches to the attribution of diverse assets, including derivatives, fixed income, and hedge funds. Based on the authors’ Performance Evaluation and Attribution of Security Portfolios (2012), this volume‘s concentration on the ethical standards embodied by GIPS includes a summary of provisions for the presentation of risk in a firm’s investments.

Analysis and Reporting

Performance Evaluation and Attribution Volume Two

Allworth

Finance and Neuroscience for Artists and Writers

Creatively Rich

'This book offers a promising pathway of self-liberation for many people trapped in the distressing and hazardous liminal space between occasional alcohol use and full-blown addiction, developed by one who has pioneered this road for herself.' - GABOR MATÉ, New York Times bestselling author 'A practical guide for deepening self-awareness, agency, and freedom.' -YUNG PUEBLO, #1 New York Times bestselling author of LighterWe hold the power - now - to live this one precious life undimmed. The current thinking about any escapist behaviour is binary: either you have a 'problem' or you don't. But any 'dimmer' habit - whether it's alcohol, social media or any other behaviour or substance we use to self-soothe or avoid difficult emotions - exists on a spectrum. In Undimmed, Cecily Mak presents a revolutionary approach to transforming our relationship with anything that dims our light. Rather than waiting until addiction appears, she offers a different approach that gives you the power, agency and choice to start making positive changes in your life. You'll learn how to address the root causes of escapist tendencies, cultivate self-trust and heal so you can eliminate the need to 'dim' at all. Undimmed will forever alter how you perceive so-called addiction, and empower you to break free from unhealthy habits, so you can live a life filled with clarity, connection and well-being.

The Eight Awarenesses for Freedom from Unwanted Habits

Undimmed

How to Master the Markets by Mastering Yourself

The Seven Virtues of Great Investors

Part life philosophy, part financial clarity, and part real-world wisdom from a hugely popular estate planning attorney who has seen what happens when families plan and when they don't. I'm Sorry I'm Dead helps readers confront the reality of life's end, not in a morbid way, but in a deeply empowering one. Estate planning attorney, entrepreneur, and best-selling author Pamela Maass Garrett aka Law Mother has helped thousands of families navigate what happens when someone dies. She has seen firsthand that the biggest problems families face are rarely legal: they are emotional, relational, and the result of decisions never made . . . siblings that stop speaking over a dispute about their parent's home, a grieving widow locked out of bank accounts because she didn't know how to get access, and families forced to guess about critical medical decisions. All of these problems can be easily avoided. In this book, Garrett introduces a powerful mindset shift: when you face the end of life honestly, you begin living more intentionally today. Through compelling stories from real families, practical financial insights, and simple decision-making frameworks, readers learn how to take control of their lives before circumstances take control of them. The book guides readers through the most important life decisions most people avoid: · how to organize finances and build real wealth · how to protect loved ones legally and emotionally · how to make difficult family decisions before crisis strikes · how to prevent conflict, confusion, and regret after death · how to create a legacy that strengthens future generations rather than unintentionally burdening them with a huge tax bill · what you really can and can't do Rather than overwhelming readers with technical legal details, I'm Sorry I'm Dead offers a clear philosophy and practical tools for making the decisions that matter most. The result is a life lived with greater clarity, stronger relationships, and the peace of knowing the people you love will be protected. This book is for anyone who wants to stop drifting through life and start deciding it.

Estate Planning for Peace of Mind, Protection and a Life Well Lived

I’m Sorry I’m Dead . . . Now What?

J.K. Lasser

The most up-to-date entry in America's #1 all-time best-selling personal tax guide J.K. Lasser's Your Income Tax 2026: For Preparing Your 2025 Tax Return delivers practical and hands-on guidance for everyday people preparing to file their taxes for the 2025 calendar year. You'll find timely and up-to-date info about the latest changes to the US tax code, as well as worksheets and forms you can use to make filing your taxes easier. You'll get the most current insight on how to maximize your credits and deductions, keeping more money in your pocket. In the latest edition of this celebrated and best-selling series, you'll find: <ul> <li>Special features that walk you through the most recent Tax Court decisions and IRS rulings that determine how your deductions and credits will work</li> <li>Simple tips and tricks on how to properly file your taxes, as well as tax planning strategies that save you and your family money</li> <li>Full updates on the One Big Beautiful Bill Act and how it could impact your tax</li> <li>A revised and expanded section on cryptocurrency.</li> </ul> Trusted by hundreds of thousands of Americans for over 80 years, J.K. Lasser's Your Income Tax 2026 is the perfect resource for everyone looking for the latest and most up-to-date personal tax information to make filing their next tax return a breeze.

For Preparing Your 2025 Tax Return

J.K. Lasser's Your Income Tax 2026

'Investors of all ages would benefit from reading Mr Maggiulli's book.' Wall Street Journal THE NEW YORK TIMES BESTSELLER Why do some people continue to build wealth, while others get stuck? Most money strategies fail because they don't adapt to their creator's changing financial circumstances. As you get richer, the tools you once used to get ahead stop working: you need fresh strategies that suit your new level of wealth. Enter The Wealth Ladder. It breaks wealth into six distinct levels, with tailored advice for every stage - all to offer a new philosophy for earning, spending and investing money. The only question left is, are you ready to climb? 'Highly recommended' William Bernstein, author of The Four Pillars of Investing 'Refreshingly honest' Annie Duke, author of Thinking in Bets 'An incredible book' Lawrence Yeo, author of More to That

Proven Strategies for Every Step of Your Financial Life

The Wealth Ladder

Why Is My Bank Balance Always... Broke Again?

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