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Bhupendra Thapa

Understanding Economic Inequality: Causes and Solutions

At its peak, the British Empire governed a quarter of the world's land area and population. How it shaped trajectories of economic development in the former colonies remains the subject of fierce debate. Leigh Gardner and Tirthankar Roy offer a rich and textured economic history of the British Empire focused on the colonies themselves. While the economic history of the Empire has been much debated, previous work has focused either on economic dynamics in Britain, or on specific colonies or regions. In this fresh global analysis, Gardner and Roy argue that the British Empire was characterised by more diversity than unity. How did this diversity emerge? How did it shape global inequalities and patterns of economic change in postcolonial times? And, finally, do we need to rethink our definitions of empire in light of this diversity? In addressing these questions, this book provides an incisive guide to the Empire: its origins, how it was governed, how it ended, and the complicated legacies it left. The British Empire demystifies one of the most contested subjects of our time.

An Economic History

The British Empire: An Economic History

This book offers a multidisciplinary analysis of the technologies that are transforming financial services, markets, and regulation. It examines the rise of digital payments, peer-to-peer lending, challenger banks, blockchain, big data, cybersecurity, and artificial intelligence. It aims to bridge the gap between theoretical knowledge and practical application while also offering guidance on how individuals, businesses, and financial institutions can leverage fintech innovations to their advantage. Not only does it discuss the current fintech trends but also explores future developments and potential disruptions in the financial sector. In an era where fintech is transforming traditional finance, this book addresses the growing need for accessible, up-to-date, and reliable information on the subject. It will be an essential resource for academics, researchers, students, and practitioners seeking to navigate the ever-evolving financial landscape.Brian Lucey&nbsp;
 is a Professor of International Finance at Trinity Business School, Ireland. Professor Lucey has worked as a statistician in the Department of Health and as an economist in the Central Bank.&nbsp;He has studied at graduate level in Canada, Ireland, and Scotland, and holds a PhD from the University of Stirling.
 Vincenzo Verdoliva
 is Professor of Finance at Pegaso Digital University, Italy. His main research interests include market liquidity, credit risk and financial distress, initial public offerings and venture capital, FinTech and digital transformation, lending, and relationship banking. He also serves as an Associate Editor of 
 The European Journal of Finance
 .

The Innovations Reshaping the Financial Landscape

The FinTech Frontier

A compelling account of the role of asset managers in driving consolidation across the American economy, offering a bold call to revive and reinforce US antitrust and antimonopoly policy. Recent decades have witnessed the rise of both finance and monopoly power in the United States. Although seemingly unrelated, these developments are in fact intimately linked. As Andrew McLean makes clear, asset managers-especially private equity houses and large index investors-are key contributors to the decline of competition in the American economy. Antitrust and the Age of Asset Management explores two primary ways in which asset managers drive consolidation. First, there is the private equity practice of strategically acquiring numerous companies in a single industry. Such "roll-up" acquisitions are responsible for consolidation across many sectors, from local newspapers to ski resorts, and have been particularly prominent in healthcare, harming patients, workers, and the medical system at large. Second, a subtler form of consolidation is created by "horizontal shareholding," in which asset managers hold shares in multiple companies operating in the same market. This phenomenon has grown alongside the increasing popularity of index funds from providers such as BlackRock, Fidelity, State Street, and Vanguard, and is associated with anticompetitive effects in a range of industries, from airlines to agriculture. McLean proposes several ambitious reforms to contest finance-led consolidation, including banning acquisitions that would give a private equity house control of more than 30 percent of a market and imposing a maximum cap on the amount of equity capital that an asset manager may manage. Highlighting the close ties between monopoly and finance, Antitrust and the Age of Asset Management is a timely addition to debates about market power and the dangers of an excessively large and influential financial sector.

Antitrust and the Age of Asset Management

Global Perspectives on Wealth and Distribution

This book extends the literature on multidimensional poverty and economic deprivation by providing insights into the well-being of the US population. Written for policymakers, researchers, economists, and others studying poverty, this resource documents multidimensional deprivation in the US, examines variation in its incidence and intensity across demographic cohorts and geographic locales, and considers the corresponding implications for the American social contract.Multidimensional deprivation is chronicled using data extracted from the 2008–2023 American Community Survey Public Use Microdata surveys (ACS-PUMS). The extensive data, which includes information for nearly 48 million individuals, enables a thorough exploration of multidimensional deprivation in the US, serving as a valuable complement to the official income-based measures of poverty.&nbsp;&nbsp;Roger White
 is Professor of Economics and Douglas W. Ferguson Chair in International Economics at Whittier College. White is the author or editor of nine books, including five published by Palgrave Macmillan: 
 Intersectionality and Discrimination 
 (2023), 
 Multidimensional Poverty in America 
 (2020), 
 Public Opinion on Economic Globalization 
 (2017), 
 Measuring Multidimensional Poverty and Deprivation 
 (2017), and 
 Making Sense of Anti-Trade Sentiment
 (2014).

A Profile of the Multidimensionally Poor, 2008–2023

Deprivation in America

The Untold Story of Money’s Last Democratic Instrument

The Right to Cash

Studies in International Trade and Investment Law

This open access book examines the evolving role of international economic law in addressing two interrelated challenges of the 21st century: enabling digital development and bridging the digital divide. The rapid digitalisation of the economy has generated significant challenges, including a deepening global digital and data divide and a persistent lack of inclusive digital development. Confronting these challenges head on, this pioneering book brings together experts across different legal subfields, geographies, and disciplines to examine the role and relevance of international economic law in bridging the global digital divide and enabling digital development, particularly from the perspective of the Global South. The contributions are anchored in a distinctive analytical framework that traces future directions through which international economic law interacts with digital development, demonstrating how it may function as a constraint, fade into irrelevance, or eventually act as an enabler. The chapters focus on a broad range of areas, including international trade, investment, tax, development, competition, finance and related regulatory and policy domains; they consider multilateral, regional, and plurilateral frameworks; and draw on a plurality of perspectives from Africa, Asia, the Middle East, and Latin America. The authors employ a wide range of methodological approaches to address issues such as digital sovereignty and digital industrial policy, cross-border data flows and digital global value chains, competition in data markets, AI governance, financial inclusion, and the sustainability-digitalisation nexus. This book speaks to scholars, policymakers, and practitioners in international economic law, development studies, and technology law who seek theoretical and pragmatic pathways for reorienting international economic law as a tool for equitable, sustainable, and meaningful digital development. The ebook editions of this book are available open access under a CC BY-NC-ND 4.0 licence on bloomsburycollections.com.

Towards Digital Development

Reorienting International Economic Law for the Digital Economy

Palgrave Studies in Impact Finance

“I am delighted to see this&nbsp;elaborate and comprehensive new book on financial&nbsp;inclusion in India by Shika Saravanabhavan and&nbsp;Meenakshi Rajeev. Financial inclusion has always been a critical issue in India's development process. Students, teachers, researchers and policy experts would be immensely benefited&nbsp;by this contribution, amply rich in&nbsp;evidence and analyses.”
--Sugata Marjit, Former Vice - Chancellor, Calcutta University, India. Former Director and RBI Chair Professor , CSSSC, Kolkata, India
&nbsp;
“Much has been written about financial inclusion in the Indian context. The Jan Dhan–Aadhaar–Mobile (JAM) trinity has brought about a transformative structural shift in this space, necessitating a holistic and comprehensive reassessment. This volume undertakes precisely that task, making it a significant and timely contribution to the literature on financial inclusion in India.”
--N R Bhanumurthy, Director, Madras School of Economics, India. Former Vice Chancellor, DR B R Ambedkar School of Economics, Bengaluru, India
This book provides a comprehensive analysis of financial inclusion in India, blending empirical analysis with policy evaluation. It showcases the remarkable progress achieved through various financial inclusion initiatives in India, most notably through the Pradhan Mantri Jan Dhan Yojana (PMJDY), while also addressing the challenges that persist. Drawing on unit-level data from multiple rounds of the NSSO-Debt and Investment Survey, the book offers a rigorous assessment of four core components of financial inclusion: savings, credit, insurance, and remittances. This analysis is further enriched by data from the Reserve Bank of India and the Global Findex, providing a well-rounded analysis.&nbsp; By offering nuanced insights into India’s financial inclusion journey, this work serves as a valuable resource for policymakers, researchers, development practitioners, and students working in the domain of financial inclusion.
Shika Saravanabhavan is currently a Research Associate at the Institute for Social and Economic Change (ISEC), Bengaluru, India.
Meenakshi Rajeev is currently Professor of Economics at the Indian Institute of Technology, Jammu and Institute for Social and economic Change, Bengaluru, India.

India’s Financial Inclusion Journey

Moving Beyond Barriers

Document from the year 2026 in the subject Economics - Monetary theory and policy, Tribhuvan University (Prithvi Narayan Campus), course: economics, language: English, abstract: The rapid growth of digital technologies has fundamentally transformed the global financial system, leading many countries toward cashless economies where electronic payment methods increasingly replace physical cash. This article examines the evolution of cashless economies, the technological and economic factors driving their expansion, and the opportunities and challenges associated with this transition. It discusses how innovations such as mobile banking, digital wallets, contactless payments, blockchain, artificial intelligence, cloud computing, and financial technology (FinTech) have improved payment efficiency, convenience, and accessibility. 

The article further explores the role of governments and central banks in promoting digital payment systems through supportive policies, digital infrastructure, financial inclusion initiatives, and regulatory frameworks. Particular attention is given to the contribution of cashless economies to financial inclusion, business development, economic transparency, and sustainable economic growth. At the same time, the article critically examines important challenges, including cybersecurity threats, privacy concerns, financial exclusion, technological dependence, and regulatory complexities. International case studies from Sweden, China, India, Kenya, and Brazil demonstrate how different countries have successfully adopted digital payment systems while highlighting the importance of public trust, digital literacy, and effective governance. The article concludes that although cashless economies offer significant economic and social benefits, their long-term success depends on balancing technological innovation with strong cybersecurity, consumer protection, inclusive public policies, and equal access to digital financial services. A secure, resilient, and inclusive digital financial ecosystem will be essential for ensuring that the benefits of cashless economies are shared by all members of society.

The Rise of Cashless Economies. Benefits and Risks

Ethical and Institutional Perspectives

Islamic Social Finance and Sustainable Development

Financial Innovation and Technology

Sustainable Digital Finance

Rural development is one of the most complex and topical research areas, requiring interdisciplinary approaches and the proposal of multifunctional, sustainable economic development models grounded in both theoretical and empirical studies. Such studies emphasize socio-economic indicators that can improve policy approaches to analysis, evaluation, and decision-making. Shifts in rural development policies-from a sectoral to a multisectoral perspective and, more recently, to a territorial approach that embraces local community development-highlight the need for socio-economic indicators related to rural development opportunities generated by various domains (e.g., agriculture, tourism). Rural areas are among those experiencing the most profound transformations in recent years, driven by demographic challenges, economic fluctuations and uncertainties, environmental risks, and the impacts of climate change. These factors significantly increase population vulnerability worldwide in rural regions. Population growth and resource scarcity or depletion become even more acute when access to education, financial resources, or transportation infrastructure is limited by unbalanced investments and inadequate planning resulting from deficient administrative systems. Conversely, the rapid development of digital technologies-including smart agriculture, smart household technologies, and digital systems of education and administration-demonstrates clear opportunities for growth and development while improving resource accessibility for rural regions and among more vulnerable demographic groups.

Economic Indicators Relating to Rural Development

THE SUNDAY TIMES BESTSELLER'The most important economist in the world today' GARY STEVENSON'Read it, share it and let's get on with it' RUTGER BREGMAN'Zucman knows more about billionaires and their wealth than anyone but the billionaires themselves' OLIVER BULLOUGH 'Powerful' MARTIN WOLF, FINANCIAL TIMESWhy do billionaires pay less tax than you?Billionaires often pay a lower income tax rate than nurses, teachers and almost everyone else - sometimes close to zero. This isn't tax evasion, it's the system.In this explosive manifesto, Gabriel Zucman - the economist revolutionising the study of inequality - reveals how the ultra-rich dodge billions using havens, loopholes and political influence, while public services are breaking.Until we understand the hidden rules that protect extreme wealth, inequality will keep rising and democracy will keep losing. This game-changing book finally shows us how making the ultra-rich pay their fair share is possible, and why now is the moment. 'Builds the case that the world needs' ABHIJIT BANERJEE AND ESTHER DUFLO 'Billionaires have . . . finally met their match in Gabriel Zucman' ABIGAIL DISNEY

"The most important economist in the world today"

We Need to Tax Billionaires

Understanding Economic Inequality: Causes and Solutions

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