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Imad Muratspahic

The Paycheck Gap Planner

Smooth Uneven Pay with Buffers, a Bill Calendar, and a Rolling 90-Day Forecast

Roman | Deutschsprachige Ausgabe

Lazarus Man

A textbook that examines how societies reach decisions about the use and allocation of economic resources While economic research emphasizes the importance of governmental institutions for growth and progress, conventional public policy textbooks tend to focus on macroeconomic policies and on tax-and-spend decisions. Markets, State, and People stresses the basics of welfare economics and the interplay between individual and collective choices. It fills a gap by showing how economic theory relates to current policy questions, with a look at incentives, institutions, and efficiency. How should resources in society be allocated for the most economically efficient outcomes, and how does this sit with society's sense of fairness? Diane Coyle illustrates the ways economic ideas are the product of their historical context, and how events in turn shape economic thought. She includes many real-world examples of policies, both good and bad. Readers will learn that there are no panaceas for policy problems, but there is a practical set of theories and empirical findings that can help policymakers navigate dilemmas and trade-offs. The decisions faced by officials or politicians are never easy, but economic insights can clarify the choices to be made and the evidence that informs those choices. Coyle covers issues such as digital markets and competition policy, environmental policy, regulatory assessments, public-private partnerships, nudge policies, universal basic income, and much more. Markets, State, and People offers a new way of approaching public economics. <ul><li>A focus on markets and institutions </li><li>Policy ideas in historical context </li><li>Real-world examples </li><li>How economic theory helps policymakers tackle dilemmas and choices </li></ul>

Economics for Public Policy

Markets, State, and People

County and City Extra Series

The Who, What, and Where of America is designed to provide a sampling of key demographic information. It covers the United States, every state, each metropolitan statistical area, and all the counties and cities with a population of 20,000 or more. 

Who: Age, Race and Ethnicity, and Household Structure
What: Education, Employment, and Income
Where: Migration, Housing, and Transportation

Each part is preceded by highlights and ranking tables that show how areas diverge from the national norm. These research aids are invaluable for understanding data from the ACS and for highlighting what it tells us about who we are, what we do, and where we live.

Each topic is divided into four tables revealing the results of the data collected from different types of geographic areas in the United States, generally with populations greater than 20,000. 
·Table A. States
·Table B. Counties
·Table C. Metropolitan Areas
·Table D. Cities

In this edition, you will find social and economic estimates on the ways American communities are changing with regard to the following:
·Age and race
·Health care coverage
·Marital history
·Education attainment
·Income and occupation
·Commute time to work
·Employment status
·Home values and monthly costs
·Veteran status
·Size of home or rental unit

This title is the latest in the County and City Extra Series of publications from Bernan Press. Other titles include County and City Extra, County and City Extra: Special Decennial Census Edition, and Places, Towns, and Townships.

Understanding the American Community Survey

The Who, What, and Where of America

For the first time ever, one of the world's most iconic business leaders shares the story of his remarkable life and career.Ken Chenault has lived his life at the confluence of the historical forces that have shaped modern America, keenly aware of both the burdens of its past and the dynamic potential of its future. Born in 1951, when segregation was still inscribed in the laws of the land, he ascended to the peak of corporate America over the course of the next fifty years. In his thoughtful and wide-ranging memoir, Chenault reflects on his personal journey, the mentors who shaped him, and his lifelong quest to realize his own potential and make a meaningful difference in people's lives. Equal to the Task is a classic American story for our times.After joining American Express, Chenault steadily worked his way up to the very top. He led the company for almost two decades, driving market-leading innovations, before stepping down and making another surprising life choice. Eschewing the more traditional roles for former CEOs, he joined a dynamic venture capital firm, seeking to help build enduring companies that leverage technology for both profit and purpose. Over the past years, he has continued to be a steady voice of moral clarity in the public and private sectors."In these pages, I share how I managed the opportunities and challenges encountered over the course of my life and career. In doing so, I hope to convey the values I hold most dear. Values passed down to me by my ancestors, my parents, my teachers, my heroes, and my mentors. These values have guided me throughout my journey, and I consider them pivotal to meeting these extraordinary times as my country wrestles with its own identity, its future, and its role in the 21st century."

A Life Forged Between America’s Promise and Its Truth

Equal to the Task

How the financialization of healthcare has eroded the quality of care, driven up prices, and worsened health inequalities Financial actors and healthcare leaders increasingly view healthcare organizations as financial assets to be bought, sold, and managed for maximum profit, regardless of the effects on patient care. Uncovering how the federal government enables financial opportunism in healthcare, Healthcare in the Age of Finance Capital offers bold ideas for overhauling a failed system. Rosemary Batt and Eileen Appelbaum provide a unique analysis of the financialization of healthcare, a process in which a growing proportion of the healthcare economy is owned and controlled by the financial sector. Healthcare organizations increasingly depend on financial machinations and the earnings derived from them rather than revenue generated from patient care. The extent to which financial calculations overshadow the healthcare mission depends importantly on institutional legacies, reimbursement rules, and the failure of regulatory oversight. Batt and Appelbaum show how differences in regulations and financing rules shape whether financial actors can penetrate distinct healthcare segments—from hospitals, nursing homes, and ambulatory care to physician specialties, home health, hospice, and autism services. Nonprofit healthcare is not immune from this financial logic. Evidence-based, accessible, and informed by real-world examples, Healthcare in the Age of Finance Capital sheds critical light on how financial deregulation coupled with the relaxation of health, tax, antitrust, and labor laws have allowed financially driven actors to exploit public funds for private gain at the expense of healthcare organizations, patients, communities, labor, and taxpayers.

Public Funds for Private Gain

Healthcare in the Age of Finance Capital

Dieses Buch begleitet all diejenigen, die mit dem Gedanken spielen, sich selbstständig zu machen – von ersten Überlegungen über bürokratische Anfänge und die Entwicklung eines Freelancer-Mindsets bis hin zum Besuch von trubeligen Coworking Spaces. Den festen Job kündigen und sein eigener Chef sein. Frei, kreativ und ortsunabhängig arbeiten. Tatjana Müller wagte 2017 den Sprung in die Selbstständigkeit, hielt über Jahre ihre Erfahrungen und Tipps zum Freelancer-Dasein in einer Art Tagebuch fest und entwickelte dieses zu einem Buch weiter. Wie traf sie die Entscheidung für die Selbstständigkeit? Wie gelang der Einstieg in das Leben als Freiberuflerin? Welche Hürden musste sie nehmen? Welche Glücksmomente standen so manchen Schattenseiten gegenüber? Und welche (Lebens-)Einstellungen erfordert es, um als Freelancer „gesund selbstständig“ und erfolgreich zu sein? Dies und mehr verrät die Autorin und gibt dabei wertvolle Tipps.
Neue Themen in der überarbeiteten und ergänzten 2. Auflage: Zeitmanagement-Methoden, Burnout-Prävention, Scheinselbstständigkeit, DSGVO, Altersvorsorge, Personal Branding und mehr.&nbsp;

Selbstständig machen mit Mut, Muße und dem richtigen Mindset

Freiberufler werden

MORE THAN 100,000 COPIES SOLD!The completely updated and expanded edition of the classic reference for managers and business leaders on how to broach uncomfortable conversations across a wide range of issues.Inappropriate workplace conduct, lateness, sexually offensive behavior, subpar productivity, communication challenges, employee burnout, union avoidance, team dispute resolution, passive-aggressive behaviors, and AI upskilling--these are just a few of the uncomfortable topics that business leaders must sometimes discuss with their employees and teams.Top human resources and leadership author Paul Falcone offers realistic sample dialogues managers can use to facilitate clear, direct interactions with their employees and teams that help sidestep potential awkwardness and meet issues head-on.This practical, solution-oriented book walks you through some of the most common and most serious employee problems you are likely to encounter. In 101 Tough Conversations to Have with Employees, Falcone covers topics including: <ul><li>Substandard performance reviews</li><li>Progressive disciplinary warnings, layoffs, and termination meetings</li><li>FMLA abuse and ADA accommodations</li><li>Wage and hour class action challenges</li><li>Toxic team turnarounds</li><li>Compensation conflicts</li></ul> This handy guide helps you treat people with dignity and respect while holding them to the highest standards of accountability, focusing not just on what to say, but also on how to say it. Discover proven techniques you can use to protect yourself and your company--and get the very best from your people and teams.

A Manager's Guide to Addressing Performance, Conduct, and Discipline Challenges

101 Tough Conversations to Have with Employees 3rd Edition

From the bestselling author of Butler to the World, Drugs for Gucci reveals how organised criminals move vast amounts of dirty money around the globe, how they escape the eyes of law enforcement and how they turn their ill-gotten income into vast amounts of legitimately recognised wealth. Without the existence of money laundering, few crimes of acquisition would be worth the effort required to commit them. But despite decades of effort expended on stamping it out, money laundering is more ubiquitous than ever, with organised criminals coming up with ever more innovative and efficient ways to clean their cash. With forensic precision, Oliver Bullough pulls back the curtain on this shadow financial system and joins together the dots of a sophisticated international operation that connects illegal logging in Papua New Guinea, real estate purchases in Vancouver, terrorism in the Middle East and capital flight from China. Drawing on complex court records and first-hand accounts from convicted money launderers, prosecutors and serious fraud officers, Bullough reveals that there may, in fact, be a way to stop crime from paying - if only we are prepared to enter the tunnel at the heart of the global economy and see where it leads . . .

The ‘jaw-dropping’ (Guardian) new Sunday Times bestseller

Everybody Loves Our Dollars - How Money Laundering Won

When it comes to what couples fight about, money is the number one thing couples argue about. Financial issues can take its toll on a relationship and arguments about money are the leading cause of divorce. Long before they realize they're living beyond their means, couples tend to battle about abusing credit cards, conflicting priorities, and different philosophies about spending, saving, and investing their money. When couples fight over money they tend to blame each other and anger and resentment build. Money is a touchy topic for most couples. There is no "right" or "wrong" way to deal with issues such as unequal assets, layoffs from work, and credit card debt. Disagreements about finances are usually not really about money but about our dreams, fears, and insecurities. Our relationship with money starts in childhood. Everyone has a story about money which includes myths, misconceptions, and habits. When our histories, attitudes, and beliefs about money collide with our partner, sparks can fly. If this "Us against each other" mindset doesn't change to a "Us against the problem," high-conflict can become perpetual and a source of chronic tension in a relationship. Learning how to talk about finances is a critical way for couples to protect their relationship and strengthen it. This book brings real-life stories of couples who have successfully navigated these issues and have achieved financial health. It teaches couples the skills needed to recover quickly from hurt and miscommunication and shows them how to be emotionally attuned to one another, rather than avoiding discussing money or experiencing perpetual tension or high conflict about finances.

Low-Conflict Conversations for Couples

Let's Talk About Money

Winner of the Axiom Business Book Awards 2025 Discover why true wealth extends far beyond your bank balance - and how to achieve it. We find ourselves at a crossroads. We all know that true wealth is about far more than money. Wealth is friends, family, health, a vocation, command of your time, leisure, and whatever else is important to you. And yet, we are all guilty of acting as if money alone is wealth and an end in itself. How do we navigate this crossroads to find the right balance between monetary wealth and true, soulful wealth? Enter Daniel Crosby - behavioural finance expert and author of the smash hits The Laws of Wealth and The Behavioral Investor. In The Soul of Wealth, Daniel presents 50 short essays exploring what wealth really is and provides practical suggestions for changing your thinking and actions in small, powerful ways. You'll learn: - How your spending reveals your values - That money can buy happiness if spent well - What makes a good financial plan - Why willpower is overrated - How to master delayed gratification for the ultimate wealth hack - Why anything worth doing carries some risk - And much, much more! Accessible and inspirational, The Soul of Wealth is the ultimate compendium of the world's best behavioural and personal finance knowledge. It will challenge your thinking, rekindle forgotten truths, and empower you to embrace a new relationship with your money. Now part of the Harriman House Essentials Collection, a series showcasing the very best of business and finance books.

Harriman House Essentials

The Soul of Wealth

The Psychology of Everything

Does money make you happy? Are you a saver or spender...and why? Is money the most important factor in our work motivation?This lively and informative book addresses these issues and more, delving into questions that get to the heart of how we think about money and how it affects different aspects of our lives. It looks at money in relation to happiness, relationships and our work lives, as well as the psychology behind gambling and addictions. Written in an approachable style by an expert author who has researched psychology and money for over 30 years, the book helps us understand our relationship with money and also includes practical strategies for how we can manage our money better.

The Psychology of Money

Learn. Plan. File

Income Tax for the Everyday Canadian

The Paycheck Gap Planner

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