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David Beattie

The Expert Landlord

Manage Your Residential Property like a Pro

Politicians have failed us. But democracy doesn't have to. Bought by special interests, detached from real life, obsessed with re-election. Politicians make big promises, deliver little to nothing, and keep the game rigged in their favour. But what can we do? With disarming clarity and a deep sense of urgency, acclaimed political theorist Hélène Landemore argues that electoral politics is broken but democracy isn't. We've just been doing it wrong. Drawing on ancient Athenian practices and contemporary citizens' assemblies, Landemore champions an alternative approach that is alive, working, and growing around the world: civic lotteries that select everyday people to govern, not as career politicians but as temporary stewards of the common good. When regular citizens come together in this way, they make smarter, fairer, more forward-thinking decisions, often bringing out the best in one another. Witnessing this process firsthand, Landemore has learned that democracy should be like a good party where even the shyest guests feel welcome to speak, listen, and be heard. With sharp analysis and real-world examples, drawing from her experience with deliberative processes in France and elsewhere, Landemore shows us how to move beyond democracy as a spectator sport, embracing it as a shared practice-not just in the voting booth but in shaping the laws and policies that govern our lives. If you've ever felt powerless, Politics Without Politicians will show you how we can take back democracy.

The Case for Citizen Rule

Politics Without Politicians

'Brilliant and discursive'Antonia Fraser, Sunday TimesWinner of the FAWCETT PRIZEand EMILY TOTH AWARDIn the 2000 years since her death Cleopatra has been re-created over and over again by poets, artists and filmmakers, each time in a form that fits the prejudices and yearnings of the age that produced it. To Chaucer she was the model of a good wife, while to Cecil B.De Mille she was 'the wickedest woman in history'.This book is about the real Cleopatra, the most powerful woman in her world, but also about the legion of imaginary Cleopatras and about the sexual, racial and political messages they carry.

Histories, Dreams and Distortions

Cleopatra

How to Qualify for a DSCR Loan: The Step-by-Step Investor Approval Playbook is the definitive guide for real estate investors who want to access rental property financing without income limits, tax returns, or debt-to-income restrictions. Written by licensed mortgage broker Joseph G. Correa of Finibi Mortgage, this book reveals how professional lenders actually evaluate investment properties and how you can structure deals for approval before you ever make an offer.

Inside this book, you will discover:How DSCR lenders calculate rental income and what numbers they really use
How to control approval using down payments, leverage, and loan structure
How credit, liquidity, and reserves impact investor risk tiers
How property type, market strength, and vacancy affect DSCR
How to stress-test deals so they survive rate hikes and market shifts
How to avoid denials, delays, and last-minute deal killers
How to build a repeatable system that allows you to scale without hitting income limits


Whether you are buying your first rental or building a multi-property portfolio, this book gives you the exact framework used by professional DSCR lenders to decide who gets approved and who does not.

If you are ready to stop guessing and start building with confidence, this book is your blueprint. Use it to analyze every deal, structure every offer, and grow your rental portfolio with precision and control.

The Step-by-Step Investor Approval Playbook

How to Qualify for a DSCR Loan

Why Smart Investors Make Crazy Decisions – And How to Exploit Them

The Madness of Markets

Karl Brunner Distinguished Lecture Series

Lessons from Sun Tzu for Central Banks

The Art of Monetary Policy

The Shattering of Elon Musk

Hubris Maximus

From one of our leading chroniclers of the intersection of innovation and capitalism, a landmark reckoning—based on unprecedented access—with one of the world’s most brilliant and driven tech visionaries, and his game-changing company Even by the standard of a tech industry stacked with so-called geniuses, Demis Hassabis is a special case. Born poor in North London to immigrant parents, a chess prodigy by age five and wizard coder in his teens, he turned down a seven figure offer before turning 18 to feed his insatiable scientific curiosity at Cambridge. Later, he added a neuroscience PhD to his computer science skills to pursue the dream of artificial general intelligence, the ultimate goal being to unravel the mysteries of biology and theoretical physics and to usher in super-abundance. Alongside a small group of fellow travelers, that is the path he is still on, leading the AI research at Google, winning a Nobel Prize along the way, and imagining machines that will compound, or possibly supplant, the human understanding of the universe. Hassabis has given Sebastian Mallaby a great deal of his time, sitting for over thirty hours of conversation. But Mallaby has also drawn from Hassabis's detractors, such as his estranged cofounder Mustafa Suleyman; from his rivals, such as OpenAI's leading scientist Ilya Sutskever; and from academic pioneers who now fear for human survival, such as Nobel laureate Geoffrey Hinton. The result is a revelatory account of a singular figure and his company and a profound reckoning with this protean field as it leaps from the periphery to the center of our consciousness. No one questions Hassabis’s brilliance. There&nbsp;are those who, like Elon Musk, have at times regarded him as an "evil genius."&nbsp;He is in a game where the stakes are matched only by the exorbitant costs — for talent, and for compute. Celebrated scientists pursue the technology because they cannot resist the sweetness of discovery. Others pursue it for money or power. The inventors believe they control their technology, but often, the technology controls them. Despite Hassabis’s pivotal role inside Google’s engine room, this is not a Silicon Valley story. Hassabis deals with the Valley and takes its money, but remains outside and furiously critical of it, lambasting its leaders in conversation with Mallaby. The end of this race cannot be known, but as this great book shows us, Hassabis's quest to will a new form of cognition into the world is a defining story for our era.

Demis Hassabis, DeepMind, and the Quest for Superintelligence

The Infinity Machine

A groundbreaking bridge between traditional financial theories and emerging interdisciplinary approaches, offering a unique perspective on finance in these uncertain times. From a seasoned expert in finance, behavioral finance, complexity science, and quantum finance. Adaptive Finance is a forward-looking exploration of the evolving world of finance, addressing the most pressing challenges and emerging trends facing financial markets today. It examines how traditional economic and financial models, long dominant in the field, are being redefined by advancements in behavioral science, mathematics, and technology. Financial professionals and academics must confront risks and dynamics that established theories often fail to capture in an era marked by complexity, technological disruption, and global uncertainty. This book provides the intellectual foundation needed to tackle these challenges. The chapters span a wide range of topics—from behavioral finance and causal models to quantum finance and innovations in financial systems—offering a comprehensive view of the forces reshaping finance. The book begins with well-established frameworks and progressively explores cutting-edge concepts, guiding readers through the transformation of financial theory and practice. Each chapter stands on its own, making the book suitable for both comprehensive study and selective reading. The authors present a timely perspective on how finance must adapt to a more complex and dynamic world.

Embracing Uncertainty and Complexity

Adaptive Finance

Why socially responsible investment promises to make investors richer and the world better—but fails at both. Wall Street thrives by telling investors that clever financial strategies can reverse the trade-off between corporate profits and social progress. But the link between greater corporate social responsibility and improved financial performance is an illusion. Profit vs. Progress dissects the massive $30 trillion “socially responsible” or “sustainable” finance industry—and finds the emperor has no clothes. At best, sustainable investing typically delivers average rates of financial and social returns. But it makes social and environmental crises harder to overcome, by using financial gimmickry to distract our attention from real solutions. Author Brad Swanson argues that corporations in competitive markets act without moral values, and ethical investment can’t prod them to take greater social responsibility. The only way to change the outcome of the game is to change the rules. The solutions will have to come from legislatures, not corporate boardrooms. Swanson calls for public policies to make businesses better serve all of society, not just their shareholders—without blunting their edge. His recommendations include breaking up the cartel of large asset managers, rebuilding the influence of organized labor, curbing the rapacious behavior of the private equity industry, and eliminating the conflict of interest that pits corporate directors against the greater good of the community. The author shows that in previous eras of social crisis caused by corporate excess, meaningful reforms emerged through the political process. Today as well, the path forward is clear—if we have the will to follow it.

Why Socially Responsible Investment Doesn't Work and How to Fix It

Profit vs. Progress

The gripping, definitive account of the secretive family behind one of the most powerful financial institutions in the world. When Edward C. Johnson II founded Fidelity in 1946, investing was a pursuit reserved for the elite. Today, nearly $13 trillion flows through Fidelity's customer accounts and investment funds-touching the lives of one in every six Americans. With little fanfare, Fidelity helped invent modern retail investing: democratizing access to mutual funds, introducing the 401(k), and upending the need for traditional brokers. But behind the scenes of this financial juggernaut is a family saga unlike any other. In House of Fidelity, veteran journalist Justin Baer tells the definitive story of the Johnsons-a New England dynasty that fiercely guarded control of their company while reshaping Wall Street. From the founder's bold leap into Boston's insular investing circles, to the meteoric rise of Peter Lynch, to behind-closed-doors battles over succession and legacy, Baer reveals a company and a family locked in a delicate balance of innovation, influence, and internal power struggles. At once a riveting business narrative and an intimate portrait of ambition, secrecy, and control, House of Fidelity is a sweeping history of American investing-and the dynasty that came to define it.

The Rise of the Johnson Dynasty and the Company That Changed American Investing

House of Fidelity

What are the legal considerations around houseboats? How are landlords regulated? Since 1978, this manual has been guiding practitioners through all areas of housing law. The book demonstrates how to practically apply different aspects of housing law. Key topics covered include the regulation of landlords, the security of tenure and eviction, anti-social behaviour and domestic breakdown. The 12th edition has been updated to include: - The Renters' Rights Act 2025 - Social Housing (Regulation) Act 2023 This manual is the definitive guide for practitioners, local government, local authorities, housing associations and students. This title is included in Bloomsbury Professional's Property and Land Law online service.

Manual of English Housing Law

From veteran Financial Times journalist, an epic history of the debt that built the modern world. Long considered the "boring" corner of finance, bonds are anything but. They have funded everything from the Crusades to climate tech, Netflix series to AI data centers. They are now bigger than the stock market and rival even the global banking system in influence. They are also misunderstood-treated as mere debt, when in fact their form, function, and impact are radically different. In A Fabulous Debt, Robin Wigglesworth-The Financial Times' Global Finance Correspondent, and author of the acclaimed Trillions-offers a sweeping, affectionate history of the bond market. From the dam-builders of 17th-century Holland to the trillion-dollar portfolios of BlackRock, this is a people's history of finance: rich in drama, full of colorful characters, and bursting with insight. With clarity and wit, Wigglesworth takes readers from medieval Venice to modern Wall Street, tracing how bonds evolved from obscure financial instruments into the invisible architecture of the modern world. Along the way, we meet warlords and water boards, merchant princes and mathematicians, financiers and fraudsters-all of whom helped build the most powerful machine in global finance. This isn't just a book about the past. It's a guide to the present and future of the financial system-and a love letter to the engine that keeps it running.

The Epic Story of How Bonds Built the Modern World

A Fabulous Debt

The Expert Landlord

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