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Catalogue de droit

Marshall-Bucklew M: The Concrete Ceiling

The Concrete Ceiling

Build lasting wealth for yourself and your family through proven wealth creation principles In The Generational Wealth Code: A Tax-Smart Roadmap to Financial Independence, four financial professionals, each with a distinct perspective shaped by their own stage of life and area of expertise, provide actionable guidance that helps you and your family create a legacy of wealth, stability, and opportunity. Stagnant wages, crushing student loan debt, rising housing costs, and record levels of consumer debt have made it harder than ever for families to get ahead-this book helps readers become financially independent so that they can make the most informed decisions in all facets of their lives, and thrive at a time when many are simply trying to survive. Readers will learn about: <ul> <li>Financial Independence (Point X)-literally and fundamentally the point at which we can stop working for our money, and our money starts working for us</li> <li>The Generational Wealth Code represents the set of guiding principles and disciplined financial behaviors that, when practiced consistently, can help transform income and assets into enduring, multi-generational wealth</li> <li>12 critical areas of wealth management, which include living within your means, understanding taxes, determining your financial position, managing debt, insuring your health and life, protecting your property with insurance, paying for college, planning for retirement, managing your investments, preserving your estate, investing in real estate, and the time value of money</li> <li>Taxes are your biggest expense, and ways to reduce your bill across all of the different types of taxes through tax-smart strategies</li> </ul> The Generational Wealth Code earns a well-deserved spot on the bookshelves of all individuals, no matter their current level of wealth or income, who are looking for concrete strategies to start improving their finances today. John Vento, John Vento Jr., and Nicole Vento are Registered Representatives offering securities through Cetera Wealth Services, LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a Registered Investment Adviser. Cetera is under separate ownership from any other named entity. Registered Branch Addresses: 95 New Dorp Lane, Staten Island, New York, 10306 | 3700 S Ocean Boulevard St 809, Highland Beach, Florida, 33487. Christine Vento Conway is not affiliated or registered with Cetera Wealth Services, LLC. Any information provided by this individual is in no way related to Cetera Wealth Services, LLC or its registered representatives. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Wealth Services, LLC nor any of its representatives may give legal or tax advice.

A Tax-Smart Roadmap to Financial Independence

The Generational Wealth Code

Simplifying Plan Design to Improve Participant Outcomes

The Definitive Guide to 401(k) and 403(b) Plan Administration

As seen on Steven Bartlett's THE DIARY OF A CEO

The Making of a Permabear

Harriman House Essentials

No Worries

New York Times bestselling author of Rich Bitch and renowned money expert Nicole Lapin makes investing accessible and fun so women can make bank and become Miss Independent.You've worked hard for your money and now it's time for your money to work for you. You will never earn or budget your way into real wealth. Growing your money significantly doesn't require starting with a lot of money. It requires a little bit of knowledge about taking smart risks and as much time as possible to take advantage of the glorious power of compound interest, which Einstein refers to as the eighth wonder of the world.From automating your savings to easy, no-stress investing strategies, Nicole will teach you how to take your financial knowledge and portfolio to the next level and start you on your journey to your ultimate destination: true financial independence.In Miss Independent, you will learn: <ul><li>The freedom that wealth affords you, whether it's the ability to leave a crappy job or significant other, go on the vacation of your dreams or otherwise live life on your own terms. </li><li>The best method for establishing your "number"--the amount of wealth you want to accumulate before you retire--and getting it.</li><li>The meaning of the most common investing terms, like stocks and bonds, (and some more exotic ones like REITs or cryptocurrency) and how to make them work to your advantage.</li><li>The ins and outs of big financial decisions and concepts, like taking out a mortgage, owning investment properties, and buying life insurance.</li></ul>Miss Independent takes the fear out of money management and investing once and for all. Using her own vulnerable stories and her signature conversational style, let Nicole show you all the different ways and paths that you can take to become financially free at last.

A Simple 12-Step Plan to Start Investing and Grow Your Own Wealth

Miss Independent

The author of the internationally successful book From Zero to Millionaire is back with a book on the best ways to invest in the stock market. Stop treating the stock market like a casino - discover the proven, stress-free strategy that builds lasting wealth. In The Art of Multiplying Your Money, financial journalist and bestselling author Nicolas Bérubé uses rigorous academic research and real-world historical data to dismantle the myth that successful investing requires picking winning stocks, timing the market, or chasing hot tech trends. Instead, he reveals how anyone can achieve exceptional long-term wealth, whether you have $100 or $100 million to invest. Across 17 engaging lessons, this book answers the most pressing questions investors face today. By the time you've finished this book, you'll know the answers to the following questions: - Will the stock market always keep rising? How do you survive if it crashes? - How much can you withdraw from your investments each year to live on? - Is the concentration of the U.S. market in a handful of tech stocks cause for concern? Crucially, the book focuses on the greatest risk of all: human psychology. By highlighting the cognitive biases that lead investors to panic and sabotage their own portfolios, Bérubé teaches readers how to automate their success, providing a comprehensive roadmap to financial independence. Whether you have $100 or $100 million, this is the ultimate guide to passive investing and behavioural finance so you can learn how to ignore the financial noise and let the global market multiply your money whilst you sleep.

17 lessons for success in the stock market

The Art of Multiplying Your Money

Independently published

What if your teen could turn a $20 summer gig into lifelong financial freedom-starting this week?Generational wealth doesn't begin with a massive inheritance; it begins with the decision to own instead of just spend. Yet, most financial advice ignores the lived reality of Black families, leaving young people to figure out money through expensive trial and error. It's time to flip the script and give the next generation the tools they were never taught in school.In Teen Money Moves: How to Raise Young Investors in Your Black Family, financial educator Betty Ann Walker delivers a warm, practical, and culturally grounded roadmap to building lasting wealth. This isn't dry corporate jargon or a get-rich-quick scheme-it's a hands-on guide that treats investing like a tool anyone can master, even starting with just twenty dollars.Through the proven Earn → Invest → Multiply framework, teens and parents discover: <ul><li>The "Teen 50/20/30" Rule: How to budget side-hustle cash so future investing happens automatically.</li><li>No-Fear Investing: Exactly how stocks and index funds work-without treating the market like a casino.</li><li>Custodial Accounts Made Simple: A step-by-step walkthrough to open a beginner-friendly brokerage account using fractional shares.</li><li>Market Resilience: How to stay calm and avoid panic-selling when market dips happen.</li></ul>Imagine your teen proudly tracking their first portfolio, making smart money choices with their peers, and sitting down for pressure-free monthly family "Money Dates". Packed with practical conversation guides for parents and a 10-Minute Action Plan for the First 30 Days, this book bridges the generational wealth gap right from the kitchen table. It transforms passive consumers into confident owners who know how to make compound growth work for them.You don't need a finance degree, a trust fund, or a fortune to build a lasting legacy-you just need to take the first step.Scroll up, click "Buy Now," and start building your family's financial legacy today!

How to Raise Young Investors in Your Black Familes

Teen Money Moves

The 8 Pillars to Discovering Life's Riches

True Wealth Defined

How identity, access, and attention are transforming the future of corporate branding and investor relations The modern market is no longer defined solely by balance sheets and earnings reports-it's powered by identity, access, and emotion. Ticker Shock: A Playbook for Investor Relations, Communications, and Leadership in the Age of Retail Investors reveals how a new generation of investors, armed with instinct and a smartphone, is rewriting the rules of engagement across capital markets. These retail investors aren't just buying shares-they're building personal brands, performing belonging, and transforming financial discourse into a cultural act. Katherine Perry dissects this evolution with precision, blending behavioral insight, cultural analysis, and communications strategy to illuminate a financial ecosystem driven by resonance rather than fundamentals. Through vivid case studies, Perry traces how speculation, sentiment, and social visibility have fused into a powerful new market narrative. Each chapter unpacks how retail behavior is reshaping investor relations, branding, and corporate leadership in an attention-driven age. For executives, marketers, and financial professionals navigating this volatile environment, Ticker Shock provides a critical framework for understanding and adapting to today's participatory, high-velocity markets where visibility equals value, and trust is earned in real time. The first comprehensive analysis of retail investor culture and its impact on corporate identity, Ticker Shock: <ul> <li>Highlights how social media and digital visibility drive market sentiment and valuation</li> <li>Explains why retail speculation is as much cultural expression as financial decision</li> <li>Features case studies from leading companies such as Robinhood, Palantir, and Netflix</li> <li>Explores how CEOs must now communicate like creators to maintain credibility and relevance</li> <li>Provides actionable insights for investor relations, communications, and marketing teams</li> <li>Examines how AI, tokenization, and social platforms are redefining due diligence and access</li> <li>Maps the regulatory and reputational challenges of a participatory financial system</li> </ul> Ideal for executives, investor relations officers, communications professionals, and corporate strategists, Ticker Shock is essential reading for MBA and business school courses in finance, marketing, and corporate communications. It is also a critical reference for financial media, analysts, and fintech operators navigating the evolving dynamics between brand, behavior, and belief in modern markets.

A Playbook for Investor Relations, Communications, and Leadership in the Age of Retail Investors

Ticker Shock

A Cheat Sheet to Financial Confidence

Drama Free Finances

Stop uprooting what you've planted. There is an investor in the opening pages of this book who never stops working on his money. He reads commentary before breakfast, switches holdings whenever a better idea appears, and is always doing something. After years of motion, he looks at his account and finds uneven income, too much turnover, and the one thing he wanted most quietly missing: compounding that was never given enough time to take root. He didn't plant a forest. He spent years pulling up saplings. That is the quiet danger The Dividend Forest is written against. A different question. A portfolio asks, what is it worth today? A forest asks, what will it shelter for a lifetime? This book is built around that second question. Money, it argues, is never only about money - it is about the life it protects, the choices it opens, and the people it may one day shelter beyond yourself. What you'll learn. Across five parts and eighteen chapters, the book follows the natural life of a dividend forest: <ul><li>Preparing the soil - understanding your relationship with money, clearing high-interest debt, building an emergency reservoir, and reading your personal financial climate before you ever choose a stock.</li><li>Planting the trees - a clear framework for evaluating any dividend stock by its roots (business durability), trunk (payout strength), branches (dividend growth), and canopy (current yield) - plus Dividend Aristocrats, the three canopy layers, and the quiet power of reinvestment.</li><li>Tending through the seasons - how to plant in spring without rushing, stay patient through summer, harvest wisely in autumn, and protect the forest through winter's storms.</li><li>Expanding the forest - REITs, preferred stocks and bonds, international dividend stocks, and dividend ETFs, each placed in its proper role.</li><li>The forest in service of life - financial freedom measured as "shade," generosity and legacy, and the peace of knowing what is enough.</li></ul>Built to be used, not just read.

The Dividend Forest - Planting Trees That Shade, Shelter, and Sustain Your Financial Life

Take control of your retirement future!Retirement is one of the most important milestones of your life-but are you financially prepared to make the most of it? The choices you make today will shape your lifestyle for decades to come, and many decisions should be made sooner rather than later to ensure a secure retirement future. In this fully revised and updated edition of 20 Retirement Decisions You Need to Make Right Now, certified financial planner Ray LeVitre walks you through the twenty most important retirement questions you need to answer right away, including: <ul><li>Do I have enough money to retire now?</li><li>Who should I trust to advise me about my financial future?</li><li>When should I being taking Social Security?</li><li>How will I cover my medical expenses during retirement?</li><li>And many more!</li></ul> Don't leave your retirement to chance. Whether you're nearing retirement or already retired, 20 Retirement Decisions You Need to Make Right Now gives expert advice to help you optimize your finances, avoid costly mistakes, and ensure a secure, stress-free future for you and your loved ones. Make informed decisions. Protect your nest egg. Enjoy the retirement you've worked so hard to achieve.

20 Retirement Decisions You Need to Make Right Now

The Concrete Ceiling

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