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Lengvinas A: Silent Debt

Silent Debt

How Mortgages Shape Decisions, Risk, and the Lives We Build

The Everyman's Finance Series

Wondering whether a rental property will actually build wealth-or just buy you a second job? The Blueprint for Rental Property is for everyday earners who want real-world clarity before they sink money into a down payment. If you've stared at listings, heard friends brag about "passive income," and worried about hidden repairs, vacancies, or bad tenants, this book shows you how to make smart, calm decisions with numbers and systems-not hype.

You'll learn how to get financially "rent-ready" (budget, reserves, credit), then hunt for the right market and neighborhood without falling for glossy photos. You'll practice the core rental math-NOI, cash-on-cash, DSCR-and build a simple pro forma that exposes money pits early. Then you'll step through financing options (from conventional to DSCR and BRRRR), the due diligence gauntlet (inspections, title, appraisal), and the operational playbook for screening tenants, setting policies, and keeping maintenance from eating your profits.

What makes this book different is its blueprint style: practical checklists, plain-English explanations, and relatable examples that treat landlording like a business you can run confidently-whether you self-manage or hire help. You'll finish with a repeatable process you can use on your next deal, and the one after that.

Acquiring, Financing, and Managing Income Properties

The Blueprint for Rental Property

**NATIONAL BESTSELLER**“A spirited romp on the Caribbean seas, Salty is an upstairs-downstairs tale with Kate Myers' signature colorful characters and a setting to die for. For fans of Below Deck and beyond, Salty belongs in your beach bag this summer. A fun and frothy treat!” —Rachel Koller Croft, USA Today bestselling author of Stone Cold Fox and We Love the NightlifeFrom the bestselling author of Excavations, a hilarious page-turner about two estranged sisters who reunite to take down the luxury yacht owner who destroyed their childhood home—and might be responsible for the dead body next door.Captain Denise is more comfortable facing down a stingray than a party guest, though she’s punched both in recent memory. After spending half her life at the helm of yachts across the Caribbean, she’s risen through the ranks thanks to one rule: never, ever mix with the owners.Her sister, Helen, is a walking HR violation, one of many reasons the two haven’t seen each other in years. Recently fired after burning all her bridges, Helen returns home to work for Denise.The clashing sisters’ first charter is for the Falcon family, shady real estate developers who mowed down Helen and Denise’s childhood home to build condos. But then the latest Falcon building collapses—and a dead body turns up beside it. Helen and Denise comb through the wreckage to uncover just how low the Falcons will sink in order to stay afloat—before the big storm wipes out the evidence."[A] whip-smart, darkly hilarious tale of sibling rivalry, real estate corruption and high seas adventure. And rest assured, the ending is satisfyingly wild." —Bookpage (starred review)

A Novel

Salty

Real Estate Investing Real Talk - No Fluff - No BS

Discover your path to getting started with real estate development Real Estate Development For Dummies demystifies the complex world of building and improving real estate, so you can step into this lucrative opportunity-even if you aren't already a big-time investor. Beginners can start small, with simple projects like DIY renovation, and more advanced investors can learn about developing innovation hubs, affordable housing, and the tasks in between. Learn the end-to-end development process, with case studies covering design, modeling, market analysis, sustainability, globalization, and future trends. With this fascinating guide, you'll also learn about common pitfalls and how to avoid them, as well as how to succeed, at every stage of your real estate development journey. <ul> <li>Dip your toe into the world of real estate development, from simple to complex projects</li> <li>Discover industry best practices and emerging trends that will help launch your development career</li> <li>Assess risks and opportunities, navigate the development approval process, and engage with stakeholders to ensure success</li> <li>Understand regulations, zoning laws, financing options, how to structure deals, and other must-knows</li> </ul> This book is great for anyone who wants to learn the basics of real estate development, including entrepreneurs and small business owners, house flippers, DIY renovators, and investors. Set yourself up for success with Real Estate Development For Dummies!

Real Estate Development For Dummies

THE INSTANT SUNDAY TIMES BESTSELLER'A masterpiece' Rory Sutherland, author of AlchemyWhat if everything you've been told about money is wrong?Here, a leading investor reveals what the wealthiest people know about money - but most of us don't. From why cutting down your spending will never make you rich, to why buying your own home might not be such a good idea after all, Rob Dix cuts through the bullshit to identify an alternative path to lasting wealth.__'A brilliant read that is equally engaging, informative and accessible. This book will make you revisit, reconsider and maybe even refresh your thinking on some of the things you always thought you knew about money and investing.' Jack Meaning, co-author of Can't We Just Print More Money?'A lively take on modern money management from a gifted storyteller, filled with intriguing financial predictions.' Claer Barrett, author of What They Don't Teach You About Money

And the Truth About Finding Financial Freedom

Seven Myths About Money

Dieses Werk analysiert den Immobilienmarkt in Dubai jenseits gängiger Marktberichte und etabliert das Modell des „Sovereign Market“ des 21. Jahrhunderts. Die Autoren demonstrieren fundiert, wie Regulierung, strategische Planung und institutionelle Steuerung zu einem hochfunktionellen Marktökosystem zusammenwirken, das globale Kapitalströme anzieht.Das Buch schließt eine entscheidende Informationslücke für private und institutionelle Investoren, Unternehmer sowie Family Offices. Auf breiter Datenbasis bietet es eine verlässliche Orientierung in einem komplexen Umfeld – abseits marktüblicher Narrative, fokussiert auf strukturelle Fakten, Marktzyklen sowie eine nüchterne Einordnung von Chancen und Risiken.Wer die Mechanismen hinter Dubais globaler Kapitalanziehung verstehen und fundierte Entscheidungen auf Basis struktureller Fakten treffen will, findet hier einen maßgeblichen analytischen Bezugsrahmen.Eine abschließende Sonderanalyse zu den geopolitischen Verwerfungen ab Februar 2026 prüft das entwickelte Modell zudem unter realen Krisenbedingungen auf seine systemische Belastbarkeit.Der Inhalt<ul><li>Grundlagen:
 Governance, Geopolitik, Wirtschaft und Gesellschaft der VAE
 </li><li>Standortfaktoren:
 Handel, Infrastruktur und globale Kapitalströme
 </li><li>Der Immobilienmarkt:
 Strukturen, Mechanismen und Zyklen (2002–2025)
 </li><li>Marktarchitektur:
 Das Erfolgsmodell des „Sovereign Market“
 </li><li>Praxis &amp; Strategie:
 Investitionsstrategien sowie fundierte Guides zu Leben, Wohnen und operativen Netzwerken vor Ort
 </li><li>Geopolitische Resilienz:
 Eine Sonderanalyse der exogenen Krisenereignisse ab Februar 2026 und deren Auswirkungen auf die Tragfähigkeit der Marktarchitektur
 </li></ul>Der Autor, die AutorinDr. Christian Osthold
 &nbsp;ist Marktanalyst und strategischer Berater für Immobilien- und Investitionsstrukturen in den VAE. Er begleitet institutionelle und private Akteure beim Markteintritt sowie bei strategischen Investitionsentscheidungen.
 Basra Haider
 &nbsp; lebt seit 1998 in Dubai und ist dort als Strategieberaterin in der Immobilienbranche tätig. Sie verfügt über langjährige, internationale Führungserfahrung bei Projektentwicklern und Maklerunternehmen (u. a. in London und New York).

Der Sovereign Market des 21. Jahrhunderts: Dynamik, Stabilität und Chancen für globale Anleger

Immobilieninvestment in Dubai

Most property investors never reach the level of success they dream about. They wait for the "perfect time," rely on luck, or never fully implement what they learn.The Property Investors Blueprint - A Black Belt Approach to Property Investing introduces the key principles and mindset strategies that separate amateur investors from those who succeed. Dervish Dervish, founder of the Black Belt Property Academy, shows you how to think, act, and invest like a Black Belt.Inside, you'll discover how to:* Take bold, profitable action with confidence* Build resilience and discipline to overcome setbacks* Focus on long-term wealth instead of short-term fear* Surround yourself with the right people and environment* Apply actionable strategies consistently to grow your portfolioThis book gives you the insights, habits, and practical guidance to level up your investing. Whether you're just starting out or ready to take your portfolio to the next stage, it will transform the way you approach property and set the foundation for lasting financial freedom.

A Black Belt Approach to Property Investing

The Property Investors Blueprint

Building Options: How Ordinary People Built Extraordinary Freedom Through Real Estate

Most people were taught how to earn a living. Few were taught how to build a life.

For years, David Stanhope and his wife, Morgan, followed the path most people are told to follow: work hard, save consistently, and hope retirement would someday bring the freedom they were chasing.

Then they asked one simple question:

What if there was another way?

In Building Options, David shares the journey of how two ordinary people-with full-time careers, young children, and no extraordinary advantages-built a multi-state real estate portfolio one property at a time. What began as an investment strategy became something much greater: a blueprint for creating more freedom, more security, and more choices for their family's future.

This isn't another "get rich quick" real estate book.

It's a practical guide to building long-term wealth through disciplined investing, intentional living, and consistent action. Through personal stories, lessons learned, and proven principles, David demonstrates how ordinary people can create extraordinary freedom without chasing overnight success.

Whether you're purchasing your first investment property, growing a rental portfolio, or simply searching for greater financial independence, Building Options will challenge the way you think about wealth, work, and the life you're building.

Inside you'll discover how to:

¿ Build assets that create long-term freedom
¿ Develop systems that buy back your time
¿ Think in decades instead of days
¿ Balance family, career, and investing
¿ Create opportunities that last for generations

If you're ready to stop trading time for money and start building a future with more choices, Building Options provides the mindset and practical roadmap to help you begin.

Because in the end, real estate isn't the goal.

Building Options is.

How Ordinary People Built Extraordinary Freedom Through Real Estate

Building Options

This workbook is a step-by-step companion to Profit First for Real Estate Investing, built specifically for fix-and-flip investors who want to protect profit on every project - not just hope it's there at the end.

Flipping magnifies financial mistakes. Underestimated budgets, slow timelines, and poor cash planning can erase profit quickly. This workbook walks you through applying Profit First at the project level, so each flip is structured to pay you, protect margins, and fund future deals.

You'll break down true deal profitability, allocate funds properly during each phase of the flip, plan for holding costs and overruns, and build reserves that prevent stress when timelines slip. You'll also evaluate when to scale flips responsibly and how to think like a CEO instead of a deal technician.

If you flip houses and want predictable profit instead of financial whiplash, this workbook shows you how to run each project with discipline and clarity.

Workbook for Fix & Flipping

Profit First for Real Estate Investing

"A powerful roadmap for anyone seeking financial freedom."
- ADVANCE REVIEWER

WHAT IF FINANCIAL FREEDOM WASN'T A DREAM-BUT
A DECISION?
Most people spend their lives working for money.Rakesh Singh chose a different path.While managing a demanding technology leadership career, raising a family, and balancing everyday responsibilities, he built a real estate portfolio of 25 rental units valued at more than $4
million-all within just thirteen months.

In 25 Doors in 13 Months, Rakesh shares the real story behind his journey from accidental landlord to successful investor. Through practical lessons, personal stories, and proven strategies, he reveals how ordinary professionals can create extraordinary wealth without quitting their jobs, starting with large amounts of capital, or having a background in real estate.

INSIDE YOU'LL DISCOVER:
 How to identify profitable real estate opportunities
 Strategies for financing investments creatively
 Lessons learned from successes and costly mistakes
 How to balance a career, family, and investing
 Practical steps to build passive income and long-term wealth
 The mindset required to achieve financial freedom

This book is not about getting rich quickly.
It is about building assets, creating options, and designing a future on your own terms.
Whether you're a first-time investor, working professional, entrepreneur, or anyone
seeking greater financial independence, this book will inspire you to take the first
step toward building your own legacy.

How I Built a Real Estate Portfolio While Keeping My Day Job

25 Doors in 13 Months

The Property Fixer is a practical and insightful guide for homebuyers, property developers, investors, and real estate professionals who want to make smarter, more confident property decisions. Rather than simply focusing on buying or selling properties, this book teaches readers how to solve the real challenges behind successful real estate projects-building trust, ensuring transparency, improving quality, managing finances, and creating homes that truly serve people's needs.
Drawing on real-world examples, practical strategies, and industry insights, Sushma P introduces the powerful "Property Fixer" mindset-an approach that transforms problems into opportunities while creating lasting value for both buyers and developers. Whether you're purchasing your first home, managing large-scale developments, or investing in real estate, this book provides actionable frameworks to reduce risk, improve decision-making, and build stronger relationships.
The Property Fixer is more than a real estate book-it's a blueprint for creating better homes, better projects, and greater trust in the property industry.

THE PROPERTY FIXER

'A sensation ... you'll be stimulated, provoked and entertained. Of how many books can that be said?' Sunday Telegraph 'Prepare to be dazzled' Malcolm Gladwell WITH A NEW FOREWORD CELEBRATING 20 YEARS SINCE PUBLICATION Assume nothing, question everything. This is the message at the heart of Freakonomics, Levitt and Dubner's rule-breaking, iconoclastic book about crack dealers, cheating teachers and bizarre baby names that turned everyone's view of the world upside-down and became an international multi-million-copy-selling phenomenon. Asking provocative and profound questions about human motivation, Freakonomics will make you see the familiar world through a completely original lens. 'Has you chuckling one minute and gasping in amazement the next' Wall Street Journal

A Rogue Economist Explores the Hidden Side of Everything

Freakonomics

Silent Debt

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