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Financial survival for modern times

McClure J: Never Go Broke

Never Go Broke

How to make money out of just about anything

Das Fachbuch verknüpft die Diskussion virtueller Währungen mit möglichen Auswirkungen von Bitcoin und Co. auf Zentralbankpolitik. Es richtet sich sowohl an Wissenschaftler, Experten und Praktiker als auch an interessierte Laien. Im ersten Teil bietet es einen Überblick über Geld, Geldtheorien und die Funktionsweise des konventionellen Geldsystems sowie seine aktuellen Probleme und Herausforderungen. Zu letzteren zählen insbesondere virtuelle Währungen, allen voran Bitcoin. Der zweite Teil des Buches widmet sich daher zunächst ausführlich ihrer Abgrenzung zu Fiatgeld, ihren Nutzern und Regulierungsfragen. Das Hauptaugenmerk liegt schließlich auf der Bedeutung virtueller Währungen für Zentralbanken im Hinblick auf Auswirkungen auf den Geldmarkt und weitere relevante Politikfelder. Hier werden mögliche Reaktionen der Zentralbanken diskutiert und ob virtuelle Währungen eine ernstzunehmende Gefahr für das Geldschöpfungsmonopol sowie eine tatsächliche Konkurrenz im Geldsystem darstellen. Das Buch schließt mit einem Blick auf die Blockchain-Technologie und ihrer Bedeutung für verschiedene Finanzbranchen.
 
 Die AutorinDr. Beate Sauer ist wissenschaftliche Mitarbeiterin und Postdoc am Institut für Ökonomie und Recht der globalen Wirtschaft an der Universität der Bundeswehr München und Dozentin für volkswirtschaftliche Vorlesungen an der Hochschule des Bundes für öffentliche Verwaltung in Haar.

Konkurrenz im Geldsystem?

Virtuelle Währungen und Zentralbanken

The inventor behind the Leatherman multi-tool and founder of the beloved company presents his inspiring personal story as a practical how-to guide for entrepreneurs, artists, and creatives of all kinds who want to pursue their own big ideas. On a budget trip to Europe in 1975, Tim Leatherman started making a list of ideas for what to do with the rest of his life. After months of fixing the plumbing in cheap hotels and toiling on his temperamental Fiat, Tim added to his list of ideas: “add pliers to pocket knife.” Little did he know he would spend the following four decades building an iconic American company that would go on to manufacture more than 90 million multi-tools in its Portland, Oregon, factory. His latest multi-tool is a book. In The Leatherman Book, Tim uses the pieces of his story as tools to help dreamers, entrepreneurs and creatives of all kinds build their own big ideas. Each chapter shares valuable insight into how Tim built his invention and his company—and the lessons he’s learned doing it—including: • You don’t have to be “qualified” to pursue your big idea • If you’re serious about your principles, they become your competitive advantage • Your most important tool is a willingness to figure things out as you go along Weaving storytelling, advice, and never-before-seen photos, this is a visionary and intimate look at a true American icon, meant to inspire and enable dreamers to bring their ideas to life.

Stories, Lessons, and Advice from the Inventor of America's Original Multi-Tool

The Leatherman Book

Confident Series

Get across the basics of cybersecurity with this streamlined guide that provides clarity and confidence in a world where cyber security is changing so rapidly.

The Essential Insights and How to Protect from Threats

Confident Cyber Security

Feel confident using AI at work, understand its limits and avoid costly mistakes. Artificial intelligence already influences how decisions are made and work gets done, even for people who never expected it to be part of their role. AI has become part of everyday working life, yet it can still feel complex, fast-moving and difficult to understand. Confident AI 2e explains the essential knowledge and skills you need to work confidently with AI, whatever your prior experience. This updated edition of the bestselling book demystifies how AI works, how it is used in real workplaces and what it means for your role. Written by AI thought leader Andy Pardoe, Confident AI 2e is for anyone who needs to understand how to use artificial intelligence as part of their work, across any industry or role. It offers a clear, practical introduction to how AI is used in real workplaces, helping you build confidence and capability without needing a technical background. About the Confident series... The Confident books are the perfect guides to the key digital skills required in the modern workplace, allowing you to stay fluent without getting bogged down in the detail.

The Essential Skills for Working with Artificial Intelligence

Confident AI

In The Pursuit of Bliss: Maximizing Joy in Business and Life, Mykie Stiller offers a refreshing perspective on how to not only navigate the challenges of daily life but to thrive despite them. Blending personal anecdotes and practical insights, Stiller presents a holistic approach to finding joy in both your business and personal life in a world easily dominated by stress and demands. From cultivating a positive mindset to fostering meaningful connections, The Pursuit of Bliss provides a roadmap for those seeking fulfillment on all areas of your life. Drawing on her own experiences in the business world, Stiller explores how joy can be a catalyst for success rather than an elusive endpoint. She shares strategies for infusing joy into professional endeavors, creating vibrant workplace cultures, and maximizing productivity through a positive and purpose-driven approach.

The Pursuit of Bliss

9 in 10 women experience ill mental health from poor life-work balance This book is for working women who feel dissatisfied with life, and who want to reinvent themselves to lead successful and fulfilling lives, in their personal life and at work. Our changing and challenging times have left many of us, and especially women, feeling burnt out, chronically worried and uncertain. At the same time, it's difficult to overstate just how much attitudes towards emotional wellbeing have changed in the last five years. As more and more of us struggle about how to exist in this unstable environment, question arise such as: How do you behave if you have a leadership role, given the unattractive role models we see currently in the US and elsewhere? What do you do as a mother when your children tell you they learnt at school that there will be a world war? The change is that women want a life that has meaning and purpose and there's more willingness to call out prejudice and predatory behaviour. Yet many of the same old problems persist. All of this is a case for stressing the importance of emotional connection, creativity and open-mindedness: attitudes and behaviours that will be at the heart of this timely book from pioneer coach, Jenny Rogers.

The Book for Women Who Do It All

Your Time

Explore career pathways and build essential skills for success in hospitality, tourism, travel and events. Career Development in Hospitality, Tourism and Events by Jayanti Jayanti is a practical textbook designed for undergraduate and postgraduate students preparing for careers in the global visitor economy. It introduces students to the fundamentals of the travel industry, including key terminology, trends and the variety of roles available in hospitality, tourism, transport and event management. This textbook explores current industry developments from AI and sustainability to diversity, equity and inclusion initiatives and challenges students to look beyond traditional opportunities to entrepreneurial ventures. It equips students with the soft skills and practical knowledge needed to pursue work experience placements, internships and their future careers with confidence. This textbook includes: - Clear explanations of industry structure, roles and career pathways - Activities and reflective exercises to develop workplace skills - Practical guidance on CV writing, personal branding and employability, further supported through online resources &gt;Whether studying hospitality management, tourism or event management, Career Development in Hospitality, Tourism and Events provides a structured and career-focused foundation for academic success and long-term professional growth.

Building Skills for Working in the Travel Industry

Career Development in Hospitality, Tourism and Events

Our economic system has changed, and younger generations are being locked out of the opportunities our parents once had. Generation Fcked* exposes how the system broke, why the old rules no longer work, and what Millennials and Gen Z can do to reclaim their financial futures. Cancel your subscriptions. Make coffee at home. Go to college. Don’t rent. Buy a house to build equity. That advice was built for a different economy. Today, those choices come with far less certainty. With rising inflation, unaffordable housing, stagnant wages, and crushing student debt, the traditional ‘rules of success’ for many working- and middle-class young adults no longer lead to the outcomes once promised. This leaves younger generations searching for strategies that actually work in today’s world. Drawing on Freddie Smith’s personal journey and data-driven insights, Generation Fcked* explores the uncomfortable reality of how the American Dream—homeownership, family, and a secure retirement—has become increasingly difficult for people under forty-five. With a frank, solutions-oriented approach, this modern guide to our financially f*cked reality will help you: <ul> <li>Understand how the economy became so unequal and which institutions profit as the cost of living rises</li> <li>Talk about the generational wealth divide with older generations in ways that encourage empathy, understanding, and productive conversation</li> <li>Decide whether renting or homeownership makes sense for your life, and take meaningful steps toward clearing debt, investing, and saving</li> <li>Build a retirement plan without relying on Social Security or sacrificing your work–life balance</li> <li>Stay informed, advocate for change, and redefine success on realistic, modern terms</li> </ul> The current system isn’t sustainable. By pairing big-picture clarity with actionable, ground-level guidance, Generation Fcked* offers a path toward a more stable, fair, and achievable future, serving as a guide for generations navigating a radically different economy.

How Millennials and Gen Z Were Robbed of the American Dream and How We Can Fix Our Futures

Generation F*cked

Are you ready to lead your team?Creating effective teams is pivotal for business success, yet it's a daunting task for many leaders. This toolkit focuses on the first 100 days of novice team leaders, offering practical guidance to lay strong foundations, navigate challenges, and adapt in today's dynamic environment. It emphasizes quick learning and adaptation for success.Andy Fryer and Anna Inama are seasoned business leaders and accomplished executive and team coaches. With over three decades of experience, they accompany you on your journey, combining practical leadership insights with a deep understanding of team dynamics so you can step into the world of team leadership with confidence.

A practical guide for new team leaders

Starting Fast

Creating Success series

Learn how to become a leader people want to follow with this practical guide.

Set Standards, Meet Needs and Bring People With You

How to Be a Leader

Principles of Fintech is designed to prepare upper-level undergraduate and postgraduate business and financial management students to innovate with the latest financial technology. It combines real-world examples, critical reflection and applied frameworks for students to understand how to use Fintech creatively and responsibly in their future careers. This textbook: -Introduces the fundamentals of Fintech, including the technology and business models underpinning it -Covers the use of key technologies, such as generative AI and blockchain, as well as the applications of Fintech from digital payment to insurance (InsurTech) and wealth and asset management (WealthTech), &gt;Principles of Fintech bridges the gap between technology, finance and strategy, with real-world examples from both successful and failed Fintech initiatives. This textbook includes key pedagogical features such as learning objectives, chapter summaries and reflective questions to challenge students to apply theory into practical contexts. Additional online resources include lecturer slides, suggested classroom activities, discussion question prompts, and regularly updated real-world examples and further reading.

Financial Technology, Business Models and Strategic Innovation

Principles of Fintech

Businesses are increasingly leveraging big data in financial analysis to improve decision-making, risk management, and market competitiveness, and professionals who know how to apply this data are in high demand. Designed for graduate programs and advanced undergraduate studies, this text synthesizes traditional statistics and econometrics with contemporary artificial intelligence and machine learning methods, preparing readers for the realities of modern-day financial data analysis. It studies known unknowns versus unknown unknowns and provides a systematic and objective characterization of statistical versus actual significance. Applying advanced theoretical and empirical methods to massive high-frequency databases, the book explores market microstructure, risk, market efficiency, equities, fixed income securities, and options. Grounded in over three decades of research, consulting, management, and teaching experience, it serves as a comprehensive and practical resource for students, practitioners, and scholars in capital markets, advanced analytics, and litigation.

Theory and Empirics Using Big Data

Advanced Analytics for Finance

Never Go Broke

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