MEDICARE PLAN GUIDE FOR BEGINNERS

Turning 65 doesn't have to mean drowning in paperwork and the fear of getting it wrong.
Millions of Americans approach Medicare enrollment worried about picking the wrong plan, missing a deadline, or facing a penalty that follows them for life. This guide cuts through the jargon and gives you exactly what you need, in plain English.
Inside, you'll discover:

• The real differences between Original Medicare, Medicare Advantage, and Medigap
• How to avoid late enrollment penalties that can cost you thousands
• What Parts A, B, C, and D actually cover, and which ones you need
• A simple timeline so you know exactly when to enroll
• Common mistakes new beneficiaries make, and how to avoid them
• What's new for 2026, so you're working from current rules