You get paid. Then it disappears into taxes, fees and bills you didn't plan for.
If you freelance or run a side hustle, nobody ever explained the money side. This book gives you one simple system that takes about fifteen minutes a week, so you always know what you earned, what you owe and what you can safely spend.
Inside, you'll learn how to:- Set up separate accounts so tax money never gets spent by accident
- Run a 15-minute weekly money routine
- Track income and expenses without a degree or expensive software
- Work out and set aside your quarterly estimated taxes
- Price your work so you actually keep what you earn
- Plan cash flow when income is uneven
- Get ready for year-end and hand clean records to your accountant
- Rescue messy books when you're behind
Every chapter ends with a short "Do this today" list, and Appendix C is full of ready-to-use templates: logs, trackers, worksheets and checklists. A worked example follows one freelancer through a full year, so you can see the numbers in action.
This book is for general education only and is not tax, legal or accounting advice. Figures and rules are United States federal rules for the 2026 2027 tax year, with sources listed in the appendices.
Stop wondering where it went. Start keeping what you earn.
Independently Published
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