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Chevalier D: Influence - Rapport -
Results

Influence - Rapport - Results

Money stress rarely comes from one big problem. It usually comes from dozens of small ones: bills scattered across accounts, subscriptions you forgot about, debt that keeps growing, and a financial system that feels harder to manage every year.

When everything is moving at once, it can feel like you're stuck running on a financial hamster wheel - always working, always paying, but never quite getting ahead.

Calm Money is a practical guide to stepping off that wheel and building a simpler way to manage your finances.

Instead of complicated financial theory or strict budgeting systems that collapse after a few weeks, this book focuses on creating a clear structure that organizes your financial life and keeps it running smoothly.

Inside, you'll learn how to simplify the moving parts of your money, eliminate the habits and systems that create financial chaos, and build a structure that keeps your finances under control without consuming your time or energy.

Written in plain language and focused on real-life practicality, Calm Money helps readers replace financial stress with clarity, control, and a calmer approach to managing money.

A Simple System for People Who Want Their Finances Handled and their Life Back

Calm Money

What happens when poor financial decisions begin to affect not only individuals but entire families? In Passing on the Baton: My Financial Journey, Valerie Chanda Chibuye shares honest, practical, and deeply relatable lessons drawn from her own life experiences and the stories of people around her. Written in simple and accessible language, this book explores the realities of managing money in everyday life within the Zambian and African context.
Through powerful personal stories, the book discusses budgeting and spending habits, saving and investing, managing lump sums and separation packages, retirement and pension planning, mobile money and financial scams, family obligations and financial pressure, shopping smart and cutting household costs, building financial discipline and resilience.
From navigating periods of unemployment and raising school-going children, to building a home gradually and learning to survive financially difficult seasons, the author demonstrates that financial literacy is not only about numbers. It is about decisions, habits, and planning for the future.
This book is ideal for young adults starting their financial journey, employees and entrepreneurs, pensioners and widows managing lump sums, families seeking financial stability and anyone who wants to improve their relationship with money.
At its core, Passing on the Baton: My Financial Journey is a call to break cycles of dependency and build pathways toward financial independence and generational wealth. It is not about how much you earn, but how you manage what you have.

My Financial Journey

Passing on the Baton

Bold Quiet Warrior is an invitation to unlock the leader already in you.

Not through volume or visibility, but through practice-through preparation, responsibility, and care.

Drawing from a life shaped by family legacy, movement work, and leadership inside institutions, Diallo K. Brooks reflects on the quiet disciplines that sustain change over time. This book does not offer formulas or shortcuts. Instead, it explores what leadership asks of us when the spotlight fades: earning voice through preparation, stewarding power without ego, honoring capacity, and building what lasts.

Bold Quiet Warrior speaks to organizers, public servants, institution¿builders, and anyone who feels the pull of responsibility but resists performative leadership. It is for those who understand that leadership is not something bestowed or claimed-it is something already present, waiting to be practiced with intention.

This is not a story about arrival. It is an invitation to alignment. To lead from where you are. To stay when the work is slow.

Leadership does not always announce itself. Sometimes it begins quietly, when you choose to step forward.

Bold Quiet Warrior invites you to unlock that choice.

Bold Quiet Warrior

Most leadership books hand you slogans, recycled stories, and frameworks that fall apart the moment real pressure hits. This isn't one of those books.You Don't Know Sh*t About Leadership is a straight-talking field guide for leaders who are tired of theory and want the truth. Scott McCarthy pulls back the curtain on two decades of leading soldiers, mentoring young officers, commanding complex organizations, and helping managers across every industry break out of the habits that quietly destroy team performance.This book isn't about pretending to have all the answers. It's about owning the fact that leadership is messy, human, unpredictable - and that you grow by stepping into the hard lessons most people avoid.Inside, you'll learn how to: <ul><li>Build a team they don't want to leave by creating clarity, trust, and discipline</li><li>Communicate so your people actually listen, engage, and act</li><li>Make decisions under pressure without second-guessing yourself</li><li>Stop being the bottleneck and start empowering people to lead beside you</li><li>Recognize when you are the problem - and how to fix it</li><li>Lead yourself with the level of discipline and honesty your team deserves</li></ul>Through raw stories, practical tools, and leadership insights sharpened in real-world chaos, McCarthy shows you what leadership really looks like when the stakes are high and the excuses run out. You'll walk away with a clearer understanding of yourself, your team, and the kind of leader you're becoming - one tough lesson at a time.If you're ready to ditch the ego, cut the noise, and lead with purpose, this book will challenge you, push you, and give you the tools to become the leader your team actually wants to follow.Leadership isn't a destination. It's a lifelong pursuit. And none of us know sh*t - not fully. But after reading this book, you'll know a hell of a lot more than most.

And Neither Do I

You Don't Know Sh*t About Leadership

Turning Lived Experience into Leadership Power

Built for More

B.A.D. Leadership
 Before, After, and During Leadership
 By Twaski Simmons, TICP
Most leadership training focuses on skills and titles.
 This book focuses on the leader.
B.A.D. Leadership introduces a trauma informed approach to leadership that explains why many leaders struggle to apply what they learn. Drawing from over 30 years of experience, Twaski Simmons shows how unresolved trauma, unmanaged stress, and lack of self awareness shape leadership behavior at work.
This book guides readers through leadership before the role, during active leadership, and after the title is gone. It blends real world examples, proven leadership principles, and practical tools to help leaders build clarity, emotional control, and accountability.
This is a practical guide for current and future leaders who want to lead themselves well so they can lead others effectively.

B.A.D. LEADERSHIP

Dive into the world of Ripple and its native digital asset with The XRP Army: A Comprehensive Guide to Cryptocurrency. As one of the most prominent and hotly debated digital currencies, XRP has built a massive, dedicated community and established itself as a leader in revolutionizing global finance. This comprehensive guide provides everything you need to know to understand, evaluate, and navigate the XRP ecosystem.
Inside this book, you'll discover: 
¿ The Fundamentals of XRP and Ripple - Understand the crucial differences between the Ripple technology company and the XRP ledger, and how they work together to facilitate lightning-fast global payments. ¿ The Power of the XRP Army - Explore the passionate and vocal community behind XRP, how they drive adoption, and their impact on the broader cryptocurrency market. ¿ Cross-Border Payments &amp; Banking Integration - Learn how XRP is designed to bridge traditional financial institutions with the future of digital finance, drastically reducing transaction costs and settlement times. ¿ Navigating the Regulatory Landscape - Gain insights into the legal and regulatory challenges facing XRP and what these landmark cases mean for the future of the cryptocurrency industry. ¿ Investment Strategies &amp; Market Trends - Discover practical insights on how to assess XRP's value, manage investment risks, and diversify your crypto portfolio safely.
Whether you're a newcomer to the crypto space or a seasoned investor looking to deepen your understanding of Ripple's unique ecosystem, this book equips you with the knowledge to navigate the market confidently. Explore the future of global finance with The XRP Army.

A Comprehensive Guide to Cryptocurrency

The XRP Army

Explore the world beyond Bitcoin with The Best Book for Understanding Altcoins! As cryptocurrencies gain momentum, more people are discovering the potential of altcoins-digital currencies that offer unique advantages and opportunities in the crypto landscape. This book is your go-to guide to understanding, evaluating, and investing in altcoins with confidence.
Inside this book, you'll discover in easy-to-follow terms: ¿ What Altcoins Are - Discover the origins of altcoins and what makes them different from Bitcoin. ¿ Popular Altcoins Explained - From Ethereum and Ripple to Litecoin and Cardano, learn about top altcoins and their uses. ¿ Investment Insights - Learn how to assess the value and growth potential of various altcoins. ¿ Risks &amp; Rewards - Understand the volatility and risks in the altcoin market, along with strategies to minimize them. ¿ Future Trends - Get a glimpse into the evolving world of altcoins and emerging technologies.
Whether you're new to crypto or looking to diversify your portfolio, this book gives you the essential knowledge to navigate the altcoin market confidently. Start exploring new avenues in digital currency and unlock your potential with The Best Book for Understanding Altcoins.

The Best Book for Understanding Altcoins

Flipping Success is a practical leadership guide forged on the front lines of one of the world's most demanding industries: hospitality.Written by hospitality leader and leadership mentor Billy Innes-Drewery, this book distils more than a decade of real-world experience leading teams under pressure into four timeless principles that determine whether leaders - and businesses - survive or fail: Standards, Time, Perseverance, and Passion.Rather than theory or trends, Flipping Success focuses on what actually works when expectations are high, margins are tight, and people are under constant pressure. Through clear frameworks, frontline insights, and hard-earned lessons, Billy shows how great leadership is built in the small, disciplined actions repeated every day - not in moments of inspiration alone.This book is written for leaders who operate, not observe. For managers, supervisors, and business owners responsible for people, performance, and culture, Flipping Success offers practical guidance on: <ul><li>Setting and enforcing standards without micromanaging</li><li>Leading calmly and decisively under pressure</li><li>Building resilient teams that perform consistently</li><li>Turning adversity into growth rather than burnout</li><li>Creating cultures where pride, discipline, and purpose thrive</li></ul>At its core, Flipping Success is about leadership that lasts - leadership grounded in service, integrity, and responsibility. It challenges readers to move beyond titles and embrace the privilege of leading others well.Whether you're a café owner, manager, franchise operator, or team leader, Flipping Success provides a clear, grounded roadmap to building strong teams, resilient cultures, and sustainable success - even when the pressure is on.

The 4 Keys to Lead, Grow, and Thrive in the Food Business

Flipping Success

Personal finance is something everyone deals with, but few people are ever taught how it actually works.

Personal Financial Planning is a practical guide to understanding money, managing financial decisions, and building long-term financial stability. It is written for real life, not idealized scenarios, and focuses on the skills people need at different stages of adulthood, from early career decisions to long-term financial security.
Rather than offering shortcuts or trends, this book explains the fundamentals of budgeting, saving, investing, debt management, career planning, and financial systems in a clear, structured way that readers can apply immediately.

A Clear Guide to Financial Literacy and Smart Money Decisions
This book takes a broad, realistic view of personal finance. Financial decisions are shaped by income, career choices, family responsibilities, health, age, and economic conditions. Personal Financial Planning shows how all of these factors connect, and how to plan effectively within them.

You'll learn how to:
Build a strong foundation in personal finance and financial literacy
Set SMART financial goals for short-, mid-, and long-term planning
Create and manage a realistic budget and cash flow plan
Understand credit scores, debt, and responsible borrowing
Build emergency savings and manage cash efficiently
Make informed saving and investing decisions over time
Plan for retirement, asset protection, and income security
Align career development and income growth with financial goals
Understand banks, financial institutions, and the modern financial system
Use digital banking and electronic financial tools safely and effectively
Each topic is explained in straightforward language, with examples grounded in everyday financial situations.

A Practical Reference You Can Return to
Personal Financial Planning is meant to be used, not skimmed once and forgotten. Whether you're starting your financial journey or reassessing your current plan, this book provides a reliable framework you can return to as your goals, income, and responsibilities evolve.
If you're looking for a clear, grounded guide to personal finance, money management, and long-term financial planning, this book offers the foundation.

Publisher: BookFuel

Personal Financial Planning

Budgeting should not feel like punishment.
If every spending plan you've tried has left you feeling guilty, restricted, overwhelmed, or ashamed, Emotional Budgeting: Creating a Spending Plan That Soothes, Not Scolds offers a refreshing alternative. This compassionate guide helps you build a healthier relationship with money by addressing not only your finances but also the emotions that influence your financial decisions.
Inside, you'll discover how stress, anxiety, fear, and past experiences shape spending habits, saving behaviors, and budgeting struggles. Instead of relying on harsh rules and unrealistic expectations, you'll learn how to create financial systems that support your nervous system, align with your values, and encourage lasting change.
Through practical exercises, reflective prompts, gentle money rituals, and emotional awareness tools, you'll develop a spending plan that feels sustainable rather than restrictive. You'll learn how to replace shame with self-compassion, build emotional safety into your finances, recover from setbacks without self-criticism, and create routines that promote both financial stability and peace of mind.
Whether you're new to budgeting or exhausted from traditional approaches that never seemed to work, this book provides a supportive path forward.
Because lasting financial wellness isn't built through punishment.
It's built through awareness, kindness, consistency, and a budgeting system that helps you feel safe, empowered, and in control.

Creating a Spending Plan That Soothes, Not Scolds

Emotional Budgeting

The Entrepreneur's 5-account system for Building Wealthy Beyond the business

Work Optional

Influence - Rapport - Results

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