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Miguel López

Impacto de la crisis demográfica en los países desarrollados y Costa Rica

Part life philosophy, part financial clarity, and part real-world wisdom from a hugely popular estate planning attorney who has seen what happens when families plan and when they don't. I'm Sorry I'm Dead helps readers confront the reality of life's end, not in a morbid way, but in a deeply empowering one. Estate planning attorney, entrepreneur, and best-selling author Pamela Maass Garrett aka Law Mother has helped thousands of families navigate what happens when someone dies. She has seen firsthand that the biggest problems families face are rarely legal: they are emotional, relational, and the result of decisions never made . . . siblings that stop speaking over a dispute about their parent's home, a grieving widow locked out of bank accounts because she didn't know how to get access, and families forced to guess about critical medical decisions. All of these problems can be easily avoided. In this book, Garrett introduces a powerful mindset shift: when you face the end of life honestly, you begin living more intentionally today. Through compelling stories from real families, practical financial insights, and simple decision-making frameworks, readers learn how to take control of their lives before circumstances take control of them. The book guides readers through the most important life decisions most people avoid: · how to organize finances and build real wealth · how to protect loved ones legally and emotionally · how to make difficult family decisions before crisis strikes · how to prevent conflict, confusion, and regret after death · how to create a legacy that strengthens future generations rather than unintentionally burdening them with a huge tax bill · what you really can and can't do Rather than overwhelming readers with technical legal details, I'm Sorry I'm Dead offers a clear philosophy and practical tools for making the decisions that matter most. The result is a life lived with greater clarity, stronger relationships, and the peace of knowing the people you love will be protected. This book is for anyone who wants to stop drifting through life and start deciding it.

How to Use Estate Planning to Protect Your Loved Ones, Face Your Mortality and Transform the Way You Live

I’m Sorry I’m Dead . . . Now What?

This book explores how COVID-19 represents an inflection point for re-thinking and re-making democracy across the English-speaking world in an age where states are facing a future of overlapping crises. Years after the unprecedented COVID-19 pandemic started to unfold, have we yet learned the deep lessons essential to maintaining and improving democracy to meet crisis challenges? Produced with the benefit of distance from the most acute period of the pandemic, the book contextualises the COVID-19 crisis as revealing pre-existing vulnerabilities and intensifying challenges of governance, inclusion, and distrust, while also spurring democratic innovation and shifting the parameters for reform. Six national case studies - Australia, Ireland, Canada, Aotearoa New Zealand, UK and USA - reveal the heterogeneity of the Anglosphere as an imagined democratic space. Viewed in the round, pandemic responses ranged from the chaotic to the internationally lauded, although even the latter have featured acute deficiencies in democratic practice, which underscores the need to gather the lessons learned. Yet, in all states, the public and political temptation to simply move on, in an act of communal forgetting and collective return to "normalcy," presents a real risk of failing to prepare for more democratic future crisis responses. This collection takes the long view, approaching its subject from multiple perspectives that examine the heterogeneity of the Anglosphere as an imagined democratic space. Taking a cross-disciplinary approach and bringing together both leading and emerging experts on democracy, constitutionalism, and the rule of law, this book powerfully combines the insights of retrospective analysis with future-focused contemplation of where our democracies are heading.

Democracy’s Power to Meet Tomorrow’s Polycrisis

Pandemocracy in the Anglosphere

How new technology is rapidly changing the nature of money and the way we pay A diverse and growing range of financial institutions and platforms--from PayPal and Venmo to WeChat, Alipay, and the brave new world of stablecoins--has harnessed new technology to disrupt the system of money and payments as we know it. Beyond Banks explains why this disruption holds out the promise of faster, cheaper, more convenient, and more secure payments, but also how it increasingly risks exposing consumers, businesses, and governments to the problem of bad money. Dan Awrey traces the origins of our current bundled system of banking, money, and payments. He explains why the problem of bad money--the result of antiquated and inadequate laws and regulation that fail to establish credible commitments to hold, transfer, or return a customer's money on demand--requires that policymakers fundamentally rethink their approach toward the design of the laws and institutions at the heart of this system. He presents ways to effectively unbundle banking from money and payments, ensure the credibility of monetary commitments, and promote the stability of this system. Awrey also envisions a more forward-looking role for policymakers in encouraging greater technological experimentation, competition, and innovation in the realm of payments. Beyond Banks sheds critical light on the important but too often dysfunctional relationship among technology, regulation, and money, and lays the foundations for a safer, more nimble, and more inclusive system of money and payments.

Technology, Regulation, and the Future of Money

Beyond Banks

What the Seasons of History Tell Us about How and When This Crisis Will End

The Fourth Turning Is Here

NEW YORK TIMES BESTSELLER • Two lifelong peace activists and guides to Israel/Palestine, both of whom have lost family in the conflict, take readers on a revealing life-changing journey across this holy, bloodstained land and discover the mythic, political, and personal history that divides but also binds them and their peoples. “[A] short but immensely poignant account of a shared journey across Israel and the West Bank . . . raw with pain and rage and yet bravely insistent on the imperative of hope.”—The New York Times “We do not see ourselves as Palestinians and Israelis, or as Jews and Arabs, but as human beings who believe in fostering a culture of dialogue, a culture of forgiveness, and a culture of peace. To those who see only division lines, we say: If you must divide us, let it be as those who believe in peace and equality and those who don’t ... yet.” Palestinian Aziz Abu Sarah and Israeli Maoz Inon forged a bond of brotherhood when the world expected them to be enemies. Both have lost family to the conflict. Both have known the bitterness of righteous anger. Yet, they chose a different path. In The Future Is Peace, Sarah and Inon take readers on a transformative weeklong journey across a sacred and bloodstained land. Facing competing narratives, they explore how compassion and unity can pull humanity back from the precipice of blind hatred. Throughout their travels, they have been constantly asked: In the face of so much loss, how can we ever find hope? Their answer is always the same. One cannot find hope. We must create it. This book is a rebuttal to a broken world and a bold challenge to the belief that more violence can ever bring security. Told with unflinching honesty, their story is proof that peace is not a naive dream, but a courageous choice—for reconciliation to heal the wounds of revenge, for partnerships to change a destiny of war, and for empathy to save us from drowning in sorrow. Pairing unapologetic candor and inspirational prose, Sarah and Inon are sending an urgent message that the people have the power to make change. Peace is inevitable. For Palestinians, for Israelis, and for the world that awaits their example, it is not just possible—it is the future.

A Shared Journey Across the Holy Land

The Future Is Peace

The book explores how political ideologies influence a government's ability to handle a crisis, with a primary focus on the COVID-19 pandemic. It provides a descriptive-analytical evaluation of: The fundamental concepts and objectives of crisis management.
The strengths and weaknesses of liberal democracies, such as their community-based approaches and the challenges they faced in acting fairly for all social classes during the pandemic. The responses of authoritarian socialist regimes like China, which controlled the virus spread rapidly but faced criticism for police actions and a lack of respect for individual rights.

A Comparative Study of Crisis Management between Authoritarian Socialist Countries and Liberal Democratic Countries

Who Handles It Better?

Never lie to each other. Never cheat on each other. And never, ever accept free money.****************Mack and Hailey Evans are on the cusp of living the American Dream. Established careers, two beautiful children, and a new house on a coveted lakefront estate.But modern life is expensive, so the anonymous payments they start to receive are spent before they know it. Could this money be from Mack's estranged father? Or one of Hailey's clients? Does it really matter?Then they discover that this mysterious benefactor expects a return on their investment. How far will the couple have to go to pay them back?As it turns out, the best things in life are not free. And the price is far steeper than they could have imagined ...****************'Craftily written domestic thriller' Irish Times'Tense, pacy debut novel' Guardian'A must read' Marie Claire'This book is a blast! Domestic suspense, cautionary tale and crime caper rolled into one, it had me hooked from the first wicked word to the last. A delicious treat' Louise Candlish'Tense novel about greed and denial' The i Paper'I couldn't turn the pages fast enough. What an adrenaline packed ride' Cesca Major'carries a strong sense of horrific dread... carries a slow intensity'Bestsellers World'The diabolical premise at the center will keep you guessing until the very end' Sarina Bowen'Sharp, witty and twisted - a car crash of the American Dream in slo-mo, and I loved every second!' Liane Child'Devilishly twisted debut which I could not put down' Gillian McAllister'A pacy, high stakes debut that keeps you guessing until the very last page' Andi Osho'A gripping, refreshing read' Emily Elgar'Brisk pacing, clever red herrings, and haunting denouement' Publishers Weekly'Impressive debut... cleverly plotted for fans of domestic suspense and 'eat the rich' narratives' Booklist reviewFeatured as Spring 2026 Most Anticipated List, Zibby MediaFeatured as 10 Most-Anticipated Mystery-Thriller Books 2026, Marie ClaireFeatured as 10 debut fiction books by women to read in 2026, StylistREADERS ARE GRIPPED ...'The suspense and tension was built brilliantly. That simmering unease always there''A completely original plot ... I love, love, loved it!''Sharp, unsettling and thoroughly addictive''Lingers long after the final page'

Very Slowly All at Once

With the frequent and rapid advancements in technology, businesses are increasingly vulnerable to sophisticated cyber attacks. This accessible guide provides small business owners and non-technical managers with a framework for responding to cyber-attacks in real time. Designed as a practical incident response for businesses without dedicated IT security teams, Preparing for and Dealing with Cyber Threats can be used during an actual crisis. From recognizing the early warning signs, through to recovering and building long-term resilience for your business, Stephen Dunn guides you through the complete incident response journey and demonstrates how readers can transfer these skills into other areas of their business. Each chapter provides actionable templates, checklists and design-making frameworks that are designed to work when readers are under extreme stress. With templates and geography-specific information provided in appendices, this is your one-stop resource for preparing your business to tackle cyber attacks, and to provide your team with the skills to prevent them going forward.

A non-technical guide to navigating a cyber attack

Preparing for and Dealing with Cyber Threats

En el despiadado tablero de las altas finanzas y las dinastías familiares, el silencio no es una virtud, es una moneda de cambio. EL PRECIO DEL SILENCIO sumerge al lector en una trama donde la lógica fría de un auditor de hierro, Martín Castillo, colisiona con la ambición de Elena Solís, heredera de un imperio construido sobre cimientos de fuego y secretos.
A través de una narrativa sobria y profunda, Atahualpa Campos disecciona la anatomía del poder absoluto. No es solo una novela de intriga; es un manifiesto sobre la naturaleza humana y el costo de la trascendencia. Los personajes no buscan redención, sino dominio, entendiendo que la justicia es la firmeza bien aplicada y que la piedad es un lujo que los soberanos no pueden permitirse.
En el despiadado tablero de las altas finanzas y las dinastías familiares, el silencio no es una virtud, es una moneda de cambio. EL PRECIO DEL SILENCIO sumerge al lector en una trama donde la lógica fría de un auditor de hierro, Martín Castillo, colisiona con la ambición de Elena Solís, heredera de un imperio construido sobre cimientos de fuego y secretos.
A través de una narrativa sobria y profunda, Atahualpa Campos disecciona la anatomía del poder absoluto. No es solo una novela de intriga; es un manifiesto sobre la naturaleza humana y el costo de la trascendencia. Los personajes no buscan redención, sino dominio, entendiendo que la justicia es la firmeza bien aplicada y que la piedad es un lujo que los soberanos no pueden permitirse.
Ubicada dentro de la "Colección Magnificencia", esta obra desafía al lector a cruzar el umbral del iniciado. En un mundo donde la verdad se impone en lugar de buscarse, los Solís demuestran que el silencio es el escudo más poderoso. Una lectura obligatoria para quienes comprenden que el legado se piensa en siglos y que el poder es una disciplina que exige el sacrificio máximo.

EL PRECIO DEL SILENCIO

***THE INSTANT NEW YORK TIMES BESTSELLER*** Winner of the PEN/John Kenneth Galbraith Award for Nonfiction In Peter Beinart's view, one story dominates Jewish communal life: that of persecution and victimhood. It is a story that erases much of the nuance of Jewish religious tradition and warps our understanding of Israel and Palestine. After Gaza, where Jewish texts, history and language have been deployed to justify mass slaughter and starvation, Beinart argues, Jews must tell a new story. After this war, whose horror will echo for generations, they must do nothing less than offer a new answer to the question: What does it mean to be a Jew? Beinart imagines an alternate narrative, which would draw on other nations' efforts at moral reconstruction and a different reading of Jewish tradition. A story in which Israeli Jews have the right to equality, not supremacy, and in which Jewish and Palestinian safety are not mutually exclusive but intertwined. One that recognizes the danger of venerating states at the expense of human life. Being Jewish After the Destruction of Gaza is a provocative argument that will expand and inform one of the defining conversations of our time. It is a book that only Peter Beinart could write: a passionate yet measured work that brings together his personal experience, his commanding grasp of history, his keen understanding of political and moral dilemmas, and a clear vision for the future.

Being Jewish After the Destruction of Gaza

What to do when your reputation is at stake? This publication offers practical guidance on dealing with corporate crises. It discusses the forces that affect a company and its management in a crisis and outlines principles for effective communication to tackle and weather crises. Whether the crisis develops gradually or strikes suddenly, keeping a cool head, sending clear messages and acting consistently can mitigate the negative effects on reputation and restore trust more quickly. Using typical scenarios, concrete instructions and conceptual considerations, the book shows how reputation management can work for companies and their executives, who are particularly exposed in crises.

Reputation and communication strategies for executives

Scandals and crises

WINNER OF THE PULITZER PRIZE • ONE OF THE NEW YORK TIMES AND THE ATLANTIC’S TEN BEST BOOKS OF THE YEAR • ONE OF BARACK OBAMA’S FAVORITE BOOKS OF THE YEAR • Through the “revelatory and gut-wrenching” (Associated Press) stories of five Atlanta families, this landmark work of journalism exposes a new and troubling trend—the dramatic rise of the working homeless in cities across America. “An exceptional feat of reporting, full of an immediacy that calls to mind Adrian Nicole LeBlanc’s Random Family and Matthew Desmond’s Evicted.”—The New York Times Book Review (Editors’ Choice) WINNER OF THE LOS ANGELES TIMES BOOK PRIZE • FINALIST FOR THE ANDREW CARNEGIE MEDAL AND THE BERNSTEIN AWARD • A BEST BOOK OF THE YEAR: NPR, The Washington Post, Atlanta Journal-Constitution, Elle, New America, BookPage, Shelf Awareness The working homeless. In a country where hard work and determination are supposed to lead to success, there is something scandalous about this phrase. But skyrocketing rents, low wages, and a lack of tenant rights have produced a startling phenomenon: People with full-time jobs cannot keep a roof over their head, especially in America’s booming cities, where rapid growth is leading to catastrophic displacement. These families are being forced into homelessness not by a failing economy but a thriving one. In this gripping and deeply reported book, Brian Goldstone plunges readers into the lives of five Atlanta families struggling to remain housed in a gentrifying, increasingly unequal city. Maurice and Natalia make a fresh start in the country’s “Black Mecca” after being priced out of DC. Kara dreams of starting her own cleaning business while mopping floors at a public hospital. Britt scores a coveted housing voucher. Michelle is in school to become a social worker. Celeste toils at her warehouse job while undergoing treatment for ovarian cancer. Each of them aspires to provide a decent life for their children—and each of them, one by one, joins the ranks of the nation’s working homeless. Through intimate, novelistic portraits, Goldstone reveals the human cost of this crisis, following parents and their kids as they go to sleep in cars, or in squalid extended-stay hotel rooms, and head out to their jobs and schools the next morning. These are the nation’s hidden homeless—omitted from official statistics, and proof that overflowing shelters and street encampments are only the most visible manifestation of a far more pervasive problem. By turns heartbreaking and urgent, There Is No Place for Us illuminates the true magnitude, causes, and consequences of the new American homelessness—and shows that it won’t be solved until housing is treated as a fundamental human right.

Working and Homeless in America (Pulitzer Prize Winner)

There Is No Place for Us

Impacto de la crisis demográfica en los países desarrollados y Costa Rica

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