Generation F*cked

Younger generations are being locked out of the opportunities our parents once had. Generation F*cked exposes how the economic system changed, why the old rules no longer work, and what millennials and Gen Z can do to reclaim our financial futures.

“Cancel your subscriptions. Make coffee at home. Go to college. Buy a house.” That advice was built for generations living in a different reality.

With rising inflation, unaffordable housing, stagnant wages, and crushing student debt, the traditional “rules of success” just don’t work anymore for many working- and middle-class young adults. This leaves younger generations searching for strategies that actually help them survive in today’s world.

Drawing on data-driven insights as well as Freddie Smith’s personal journey as an Emmy Award–winning actor who became a leading voice on wealth inequality, Generation F*cked explores the uncomfortable reality of how the American dream—homeownership, family, and a secure retirement—has become increasingly inaccessible. With a frank, solutions-oriented approach, this modern guide to our financially f*cked reality will help you:

• Understand how the economy became so unequal and which institutions profit as the cost of living rises
• Talk about the generational wealth divide with older generations in ways that encourage empathy, understanding, and productive conversation
• Decide whether renting or homeownership makes sense for your lifestyle, and take meaningful steps toward clearing debt, investing, and saving
• Build a retirement plan without relying on Social Security or sacrificing your work–life balance
• Stay informed, advocate for change, and redefine success based on realistic, modern terms