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Ember L: Financial Freedom

Financial Freedom

Strategies for Building Wealth and Achieving Independence

A Very Human Guide to Improving Your Life with ChatGPT

Chat Sh*t Crazy

Hard Work Alone Will Keep You Poor

Wealth is not built by chance. It is built through behaviour, discipline, and decisions repeated over time. Yet most people move through life without ever truly understanding money, how financial systems work, or why building wealth feels increasingly difficult in the modern world.

In The Wealth Shift, Michael Gould breaks down the foundations of wealth creation in a way that is practical, clear, and grounded in real human behaviour. From understanding money and inflation to mastering saving, investing, psychology, and long-term strategy, this book is designed to help readers shift the way they think about wealth entirely.

Because building wealth is not about luck, timing, or chasing shortcuts. It is about making the shift from consumption to ownership, from short-term thinking to long-term strategy, and from financial reaction to financial control.

If you are ready to stop drifting financially and start building with intention, The Wealth Shift will show you how.

The Wealth Shift

NATIONAL BESTSELLER • A life-changing path to the financial freedom we all deserve: How to Be a Rich Old Lady is filled with humor, heart, and real-world perspective. Amanda Holden spent years working in investment management, where she saw exactly who gets access to the power, ease, and opportunity money can bring—and it wasn’t people like her friends. She also saw how the financial system is designed to feel exclusive and confusing, and how it blames individuals for economic problems they didn’t create. So, Amanda left her finance job to launch Invested Development, a financial education company where she has taught more than twenty-five thousand students how to invest with radical clarity, accessibility, and joy. Here, all her expertise is packed into a guide that won’t feel like getting cornered by a crypto bro. Instead, it reads like a text from your smartest friend: “Let’s figure out money, so we can stop thinking about money.” Because this practice isn’t just about planning for your wild and glorious future—it’s about the relief of knowing you’re doing everything you can right now. In these pages, you will: <ul> <li>Set up a fully automated investing strategy—so you can move on with your life</li> <li>Use hands-on tools and worksheets to guide you to financial independence</li> <li>Learn about investing in a way that is truly memorable</li> <li>Demystify retirement accounts and tax rules</li> <li>Learn who to trust in the finance world—and who to avoid</li> <li>Master how to research, buy, and track the right investments for you</li> <li>Explore what it means to live a wild, beautiful life beyond Roth IRAs</li> </ul> How to Be a Rich Old Lady is a step-by-step road map to financial freedom. It’s not just about numbers on a spreadsheet but building a life that feels secure enough to dream into. Maybe your Rich Old Lady is wearing belly chains at the beach, tanned and wrinkly and totally unbothered. Maybe she’s befriending the birds at her cozy forest cabin. Maybe she’s leaving $500 tips on her diner coffee. Whatever your vision, this approachable guide to investing and wealth-building will help you build a plan to greet her with confidence, security, and genuine hope for tomorrow.

Your Guide to Easy Investing, Building Wealth, and Creating the Wild, Beautiful Life You Want

How to Be a Rich Old Lady

A money confessional from The FT's columnist, Sunday Times bestselling author and Lorraine's money expert, Claer Barrett, uncovering all the things we don't talk about when it comes to money that plague our relationships with others. Should you share a bank account with the person you share a bed with? Why does your partner insist on splitting the bills 50:50 even though they earn twice as much as you do? Would you be mad if your parents left all of their money to your less successful sibling? And best of all, how do you even begin to talk about these things? A taboo-busting reveal of the financial dynamics that underpin our relationships with others - our friends, partners and families - How to Talk About Money reveals the hidden money dynamics that bubble unsaid and ruin our relationship and our chance of attaining financial independence. With unfiltered money confessionals, practical scripts and tools to counter the most common money pitfalls and Claer's trademark no-nonsense agony aunt advice, this book makes awkwardness about money a thing of the past allowing you to enjoy the good life with your loved ones.

Overcoming the Money Secrets that Keep Us and Our Relationships Stuck

How to Talk About Money

Good financial decisions don't start with the market... they start by understanding your life

Married. Suddenly Single. Now What Comes Next

Create a profitable investment portfolio from scratch with this accessible guide.

While investing is a lucrative means of making money, it can feel confusing and intimidating to amateur traders and investors who lack a financial background. Investing Explained shows you how to take control of your money and make confident, informed investing decisions, whether you're just starting out or refreshing your strategy. 

Using plain language and clear explanations of complex topics, MoneyWeek journalist Matthew Partridge reveals all the ins and outs of the profession, showing how private investors can capitalise on changes in technology, regulation and access to information to make highly profitable investments from the comfort of their own home.

Updated with new chapters on cryptocurrency and ethical investing, this clear, practical guide gives you the tools to invest wisely, avoid common pitfalls and build a strategy that works for you, whatever your level of experience. 

Themes include: investing for beginners, stock market basics, cryptocurrency, ethical investing, financial literacy and DIY investing

The Accessible Guide to Building an Investment Portfolio

Investing Explained

In The Millionaire Mindset: How to Think, Act, and Build Wealth, Gideon Rayburn shatters the myths surrounding wealth creation and reveals the proven strategies used by self-made millionaires. This isn't just another finance book-it's a step-by-step blueprint for rewiring your brain, habits, and actions to attract financial freedom.

Through eight power-packed chapters, you'll discover how to:Eliminate poverty thinking and adopt the beliefs of the wealthy
Develop daily habits that compound into extraordinary success
Build multiple income streams and make money work for you
Master the psychology of success to overcome fear and doubt
Leverage relationships to accelerate your financial growth
Turn ideas into profitable businesses with smart execution
Protect and grow wealth across generations





Packed with actionable exercises, real-world examples, and no-nonsense advice, this book is your masterclass in transforming your financial destiny-starting today.

How to Think, Act, and Build Wealth

The Millionaire Mindset

“Uncertainty isn’t something to fear—it’s where possibility lives.” —David Booth From one of the pioneers of index investing and a founder of factor investing comes a clear, calming, and empowering guide to building true wealth—rooted not in predictions, hacks, or market timing but in the science of how markets actually work. For more than 50 years, David Booth has been at the center of a monumental transformation in personal finance. As founder of Dimensional Fund Advisors, Booth has worked alongside Nobel laureates Gene Fama, Merton Miller, Myron Scholes, and Robert Merton, helping to transform investing from a game of speculation into a discipline grounded in evidence, diversification, and long-term thinking. In Stay Calm, he shares the lessons, mindset, and stories behind that revolution—and shows readers how to apply them in their own lives. In this accessible and engaging book, Booth explains why trying to pick stocks or predict the market’s next move is a losing game, and why trusting markets—not gurus—gives ordinary investors a powerful advantage. Drawing on decades of data and experience, he explores: <ul> <li>Why market prices reflect information faster than any individual can, and why this is good news for investors</li> </ul> <ul> <li>How to build a resilient, low-stress investment strategy using diversification, discipline, and patience</li> </ul> <ul> <li>How to avoid the emotional traps that cause investors to buy high, sell low, and miss long-term gains</li> </ul> <ul> <li>Why uncertainty is not a danger to be eliminated but a source of opportunity</li> </ul> <ul> <li>What “true wealth” really means—and how money can support a life of purpose, freedom, and meaning</li> </ul> Warm, wise, and refreshingly free of jargon, Stay Calm is both a practical guide to long-term investing and a philosophy for living with clarity and confidence. Whether you’re just starting out, rethinking your financial plan, or guiding others, this book will change the way you think about markets, risk, and what really matters.

Learn to Embrace Uncertainty in Investing and Life

Stay Calm

The Marshmallow Trap

The Surprising Truth About How Money Works

Money: The Inside Story

A clear guide to understanding your money and your financial life Simply and Honestly

Where Do I Stand?

Financial Freedom

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