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Pantelides T: Consequences May Vary

Consequences May Vary

Past Obedience Is No Guarantee of Future Results

Electronic Commerce & Digital Markets

Smartphones have become a central interface for everyday decision-making, including investing. Neo-brokers such as Robinhood and Trade Republic allow consumers to trade anytime and anywhere, making financial decisions increasingly mobile and context-dependent.
This cumulative dissertation examines how situational context shapes mobile financial decision-making. Focusing on crowdedness and weather, it investigates how contextual factors influence retail investor behavior and how these effects differ between mobile and non-mobile devices.
Across three interconnected articles, the findings show that contextual factors systematically affect investment behavior and that mobile devices alter how investors respond to these influences. By integrating mobile consumer behavior, environmental psychology, and behavioral finance, this dissertation contributes to the understanding of high-stakes decision-making in mobile financial environments.

Decision Context in Mobile Retail Finance: Understanding High-Stakes Consumer Decision-Making

Reframing Human Resources Leadership With Human-Centered AI

The Trust Architect is a leadership doctrine for a world where technology moves faster than human judgment, and trust has become the most fragile-and most valuable-currency. In an era shaped by cyber risk, artificial intelligence, and invisible digital dependencies, traditional leadership models no longer hold. This book challenges leaders to rethink authority, responsibility, and decision-making in systems where failure is silent, breaches are systemic, and ethics lag behind innovation. Blending cybersecurity strategy, organizational psychology, and executive leadership, The Trust Architect introduces a new mental model for building resilient institutions-where trust is engineered, not assumed. Written for CXOs, CISOs, board members, and senior leaders, this book is not about tools or checklists. It is about mindset. It asks one uncomfortable question: who designs trust when systems outgrow human control?

The Trust Architect

Leading with Humanity in an AI World

Workplaces and societies are changing at a pace rarely seen before. Advances in technology, shifting workforce demographics, global economic uncertainty, and major social and political disruptions are transforming how people work, communicate, lead, and adapt to change. At the same time, organizations are being challenged to respond to evolving expectations surrounding leadership, employee well-being, diversity, flexibility, and social responsibility. These changes are not only reshaping the structure of workplaces but are also influencing broader patterns of social development, institutional trust, and economic stability across communities worldwide. Evolving Societies and Contemporary Workplace Issues provides a comprehensive and interdisciplinary understanding of the challenges and opportunities facing leaders, organizations, and society in the 21st century. Through theoretical insights, empirical research, and real-world case studies, this book explores how leadership approaches, workforce development strategies, and society as a whole must evolve to ensure resilience and sustainability. Covering topics such as human-centered leadership, redefining work-life boundaries, and evaluating work model effectiveness, this book is an indispensable academic resource for graduate and doctoral students, organizational leaders, executives, managers, human resource professionals, workforce development specialists, nonprofit leaders, community development professionals, policymakers, and more.

Evolving Societies and Contemporary Workplace Issues

Anyone can be a contrarian. Effective leaders are smart about when--and how--they go against conventional wisdom to succeed.Contrarians are, by and large, ineffective. Their countervailing ideas don't gain support. Their pleas for understanding are dismissed. Their efforts to change minds backfire. But it's not because they're always wrong. It's because they're not smart about going against the grain. People tend to think of contrarianism as some innate trait that you either have or you don't. It's not. It's a way of thinking and a set of skills that can be learned and practiced.This provocative and deeply researched book teaches those skills. Strategy scholars Chengwei Liu and Balázs Kovács reveal how exceptional performance is far less predictable--and far less meritocratic--than most people believe. Drawing on insights from behavioral science, business strategy, finance, sports, entertainment, and entrepreneurship, they show how luck, social dynamics, institutional conformity, and hidden biases shape who succeeds, who fails, and which ideas rise to the top.The authors uncover why consensus thinking so often leads organizations and leaders astray through fascinating stories ranging from PSY's "Gangnam Style" to the rise of Capital One to venture capital bets, celebrity CEOs, financial collapses, and viral cultural phenomena. They introduce a powerful framework for spotting overlooked opportunities, avoiding costly decision traps, and building organizations that learn faster than their competitors do.Leaders and professionals who thrive are not reckless rebels or irrational gamblers but disciplined, smart contrarians who know how to separate signal from hype, skill from luck, and genuine innovation from fashionable noise.Fresh and highly original--and a joy to read--Smart Contrarians is the guide for executives, leaders, entrepreneurs, and all ambitious professionals who want to zig when everyone else zags.

How to Think Differently about Thinking Differently

Smart Contrarians

The practice of leading well under pressure

Steady

Rate every task from 0 to 10 to reclaim your strategic focus The average professional is interrupted every eleven minutes and spends more than half the workday reacting rather than leading. In The 0-10 Rule: A Simple System for Laser Focus in a World of Overload, behavioral scientist Dr. Michelle Rozen, PhD, introduces a framework rooted in clinical psychology that converts subjective judgment into structured decision-making, helping leaders prioritize what truly moves the needle. The 0-10 Rule asks leaders to rate every task, decision, and commitment on a scale of 0 to 10 based on strategic impact. Items scoring 9 or 10 receive full attention and resources; everything below 7 gets delegated, deferred, or dropped. The framework scales from individual contributors to C-suite executives and entire organizations, delivering faster decisions, reduced burnout, and higher engagement. Readers will also discover: <ul> <li>A structured scoring method that replaces reactive urgency with deliberate, impact-driven prioritization across every level of leadership</li> <li>Techniques for protecting cognitive bandwidth so leaders can focus energy on high-value work that drives measurable results</li> <li>Strategies for delegating and deferring low-impact tasks without losing accountability or dropping critical organizational commitments</li> <li>A scalable framework designed to work for individual contributors, cross-functional teams, and enterprise-wide leadership development programs</li> <li>Research-backed insights drawn from behavioral science and tested with leaders at organizations including Pfizer, Coca-Cola, and Kaiser Permanente</li> </ul> Written for mid-to-senior level executives, project managers, entrepreneurs, and HR leaders, and anyone who is ready to ruthlessly prioritize under pressure without burning out or giving up, The 0-10 Rule provides the structured clarity needed to stop reacting to noise and start directing attention toward the work that delivers strategic outcomes.

A Science-Backed System for Laser Focus in a Busy World

The 0-10 Rule

Uncover the psychological shortcuts that shape every decision you make - and learn how to use them in business. Voted #1 in the BBH World Cup of Advertising Books Winner of the Sales and Marketing Category at the Business Book Awards Before you can influence decisions, you need to understand what drives them. The Choice Factory is an essential read for anyone who wants to learn. By observing a typical day of decision-making, from trivial food choices to significant work-place moves, behavioural science expert Richard Shotton investigates how our behaviour is shaped by psychological shortcuts. With a clear focus on the marketing potential of knowing what makes us tick, he draws on evidence from academia, real-life ad campaigns and his own original research. Entertaining and highly accessible, The Choice Factory is made up of 25 short chapters, each addressing a cognitive bias and outlining simple ways to apply it to your own marketing challenges. Shotton interviews some of the smartest and most influential thinkers in advertising, including Rory Sutherland, Lucy Jameson and Mark Earls. Covering everything from priming to the pratfall effect, charm pricing to the curse of knowledge, with The Choice Factory as your guide it has never been easier to apply the science of behavioural economics to marketing. 'Actionable, memorable and powerful' - Seth Godin, bestselling author of This is Marketing Now part of the Harriman House Essentials Collection, a series showcasing the very best of business and finance books.

Harriman House Essentials

The Choice Factory

What nobody tells you about power, money, and winning in business There is a moment most executives recognize but rarely talk about. You're sitting in a meeting where the language is polite, the slide deck is professional, and everyone in the room knows someone is about to get destroyed. The budget. The team. The product. The career. They call it a strategic review. What it actually is? A knife fight with better lighting. Business isn't fair. Meritocracy is largely a fiction. The people who talk like sages are usually improvising behind the scenes, and the gap between the official version of how companies work and what actually happens inside them is exactly where careers are built-or quietly ended. The Trick Is Not Minding That It Hurts is the book that lives in that gap. It is a blunt, unsentimental field guide to how the system actually works and how to survive it without losing your sanity. After two decades inside the world's most competitive environments-including senior leadership roles at Facebook, Alibaba, and Expedia, followed by years in the private equity trenches-Lee McCabe has seen how power is built, how decisions are really made, and why the "official story" is often the most dangerous one to believe. If you are ready to stop being naive and start navigating the real world of business, this is your guide.

What Nobody Tells You About Power, Money, and Winning in Business

The Trick Is Not Minding That It Hurts

The Irrational Logic of Risk

UNSAFE

Title 11 of the United States Code, also referred to as the Bankruptcy Code, covers all types of bankruptcy in the United States. This 2026 Edition of the Bankruptcy Code is for quick reference and is perfect for the attorney or student who needs to have the code handy without the bulk of other publications. This edition also includes updated dollar figures as adjusted for inflation by the Judicial Conference of the United States every three years.Contents: <ul><li>Chapter 1-General Provisions (§§ 101-112)</li><li>Chapter 3-Case Administration (§§ 301-366)</li><li>Chapter 5-Creditors, the Debtor, and the Estate (§§ 501-562)</li><li>Chapter 7-Liquidation (§§ 701-784)</li><li>Chapter 9-Adjustment of Debts of a Municipality (§§ 901-946)</li><li>Chapter 11-Reorganization (§§ 1101-1195)</li><li>Chapter 12-Adjustment of Debts of a Family Farmer or Fisherman with Regular Annual Income (§§ 1201-1232)</li><li>Chapter 13-Adjustment of Debts of an Individual with Regular Income (§§ 1301-1330)</li><li>Chapter 15-Ancillary and Other Cross-Border Cases (§§ 1501-1532)</li><li>Adjustment of Certain Dollar Amounts in the Bankruptcy Code</li><li>Comprehensive Index</li></ul>

Title 11 - United States Code

United States Bankruptcy Code; 2026 Edition

Consequences May Vary

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