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Pappini Rayapay: Your Salary Is Not Safe

Your Salary Is Not Safe

A Personal Story About the Fear Behind Every Payslip

From sleeping in a car at twenty-one to advising on billion-dollar deals, Devon Coombs built the financial system most people are never taught.

The tools don't change. Just the zeros.

The 10 Laws of Finance is a real-world education in money, business, and freedom for anyone who has ever opened their banking app and wondered where it all went. Whether you're working two jobs and falling further behind, deciding if a stable salary is worth what it costs you, weighing a startup offer against a steady paycheck, or sitting on a high income and wondering why you still feel out of control, the laws in this book scale to whatever your numbers are.

Author Devon Coombs lays out the same ten principles he used to climb from homelessness and ten thousand dollars of debt to advising on multibillion-dollar transactions at Google Cloud-and then used again to walk away from a $400,000+ compensation package, decline job offers approaching a million dollars, and design a life on his own terms with his wife and daughter. They are the same principles he now teaches in a college classroom and runs against his own family's balance sheet every month.

Every chapter pairs lived experience with a usable tool. No shortcuts, no get-rich promises-only the system Coombs wishes someone had handed him in that parking lot, written so it works whether there's $60 or $60 billion at stake.

For readers of Rich Dad Poor Dad, The Psychology of Money, I Will Teach You to Be Rich, Your Money or Your Life, and The Total Money Makeover-and for everyone who was told that getting the degree, getting the job, and following the rules would be enough.

Devon Coombs, CPA, MBA, is a teaching professor of finance at Santa Clara University and a strategic advisor to founders, CFOs, and CAOs. He previously served as controller for Google Cloud Marketplace and a finance subject-matter expert for Google Cloud's AI Deals Desk. He lives in San José with his wife and daughter.

The 10 Laws of Finance

Straordinariamente

Gribaudo

Instant finance. La finanza e l'economia semplici, comprensibili, indispensabili. Per tutti

What if your biggest financial mistakes were actually your greatest teachers? In Unshackled, retired soldier, former U.S. Army Colonel, and former university CFO Stephen E. Kent shares his raw, honest journey from $95,000 in debt to a seven-figure net worth - and gives you the exact blueprint to follow. This isn't theory. It's a proven roadmap built on discipline, faith, and strategy. Each chapter ends with CONSIDER questions for deep reflection, ACTION steps for immediate implementation, and a DOABLE task completable within 48 hours. For the 95% who are ready to break the chains and build the life they deserve.

Overcoming Debt, Poverty, and Self-Doubt to Build Wealth, Legacy, and Purpose

Unshackled

Master Essential Money Skills for Lifelong Financial Success

Money and Wealth as a Young Adult From the Ground Up

Power of Money

A blunt, accountability-driven road map for anyone ready to stop being broke and start building real financial stability, from Financial Audit host and personal finance guru Caleb Hammer You don’t have a money problem; you have a discipline problem. You've been swiping, hoping, and avoiding your bank app like it’s going to personally insult you. In Financial Audit, Caleb Hammer brings the same raw, no-excuses energy of his wildly popular YouTube show straight to you. Now anyone can get the audit they need—privately, and step-by-step. There's no sugarcoating, coddling, or millionaire fantasy talk here. Instead of vague motivation or complicated investing theory, you get a clear plan: Track your money, face the truth, fix the leaks, kill the debt, and build real savings. You’ll learn how to: <ul><li>Stop spending money you don’t have</li><li>Build a budget you’ll actually follow</li><li>Destroy high-interest debt</li><li>Stack a real emergency fund</li><li>Start investing in your future</li></ul> You don’t need a miracle, and you certainly don't need to "manifest abundance." You need the audit. So let’s get to work.

A blunt, accountability-driven road map for anyone ready to stop being broke and start building real financial stability, from Financial Audit host and personal finance guru Caleb Hammer You don’t have a money problem; you have a discipline problem. You've been swiping, hoping, and avoiding your bank app like it’s going to personally insult you. In Financial Audit, Caleb Hammer brings the same raw, no-excuses energy of his wildly popular YouTube show straight to you. Now anyone can get the audit they need—privately, and step-by-step. There's no sugarcoating, coddling, or millionaire fantasy talk here. Instead of vague motivation or complicated investing theory, you get a clear plan: Track your money, face the truth, fix the leaks, kill the debt, and build real savings. You’ll learn how to: <ul><li>Stop spending money you don’t have</li><li>Build a budget you’ll actually follow</li><li>Destroy high-interest debt</li><li>Stack a real emergency fund</li><li>Start investing in your future</li></ul> You don’t need a miracle, and you certainly don't need to "manifest abundance." You need the audit. So let’s get to work.

The No-Excuses Guide to Getting Out of Debt and Finally Taking Control of Your Money

Financial Audit

Do you feel like no matter how hard you work, real financial freedom always stays just out of reach?
Are you looking for a clear, proven system to build wealth that doesn't require a finance degree or a six-figure salary?
Do you want to finally understand how money truly works and start making it work for you?
If you answered YES to at least one of these questions, you MUST KEEP READING... 

Unlock the Forgotten Principles of Wealth and Take Control of Your Financial Future
Most people spend their entire lives earning, spending, and wondering where it all went. The frustration of living paycheck to paycheck, drowning in debt, or watching others build wealth while you stay in the same place can feel crushing. It's no surprise that so many people give up on financial goals, stuck in a cycle of bad habits and outdated advice that keeps them broke.
But don't despair-you're not alone in this journey... 
Presenting: Lost Laws of Money 
This book is the result of years of research into the timeless wealth principles that the financially free have always known-but that most people were never taught. Inspired by the struggles of everyday people who feel trapped by their finances, it provides a straightforward system to build and grow wealth without needing Wall Street connections or complex investment strategies. Instead, it focuses on the forgotten laws, mindset shifts, and practical steps that separate the wealthy from everyone else. 

Imagine this...
Picture yourself checking your bank account with confidence instead of anxiety. With each decision, you're building momentum-growing your savings, eliminating debt, and watching your money multiply. Whether you're starting from zero, digging out of a hole, or ready to take your finances to the next level, you'll feel the power of finally understanding the rules of the game everyone else missed. 
Don't wait any longer-your transformation starts now.

Lost Laws Of Money

Explore the world beyond Bitcoin with The Best Book for Understanding Altcoins! As cryptocurrencies gain momentum, more people are discovering the potential of altcoins-digital currencies that offer unique advantages and opportunities in the crypto landscape. This book is your go-to guide to understanding, evaluating, and investing in altcoins with confidence.
Inside this book, you'll discover in easy-to-follow terms: ¿ What Altcoins Are - Discover the origins of altcoins and what makes them different from Bitcoin. ¿ Popular Altcoins Explained - From Ethereum and Ripple to Litecoin and Cardano, learn about top altcoins and their uses. ¿ Investment Insights - Learn how to assess the value and growth potential of various altcoins. ¿ Risks &amp; Rewards - Understand the volatility and risks in the altcoin market, along with strategies to minimize them. ¿ Future Trends - Get a glimpse into the evolving world of altcoins and emerging technologies.
Whether you're new to crypto or looking to diversify your portfolio, this book gives you the essential knowledge to navigate the altcoin market confidently. Start exploring new avenues in digital currency and unlock your potential with The Best Book for Understanding Altcoins.

A Comprehensive Guide to Cryptocurrency

The Best Book for Understanding Altcoins

Credit Limit & Funding Strategies

How to Ask for Larger Limits Without Damaging Your Credit Profile

Credit Limit Increase Strategies

'Ich bin fest davon überzeugt, dass Jim Rohn ein außergewöhnlicher Mensch ist, dessen Philosophie die Lebensqualität jedes Einzelnen verbessern kann.' Tony Robbins
 
 Wie Sie die Quellen von Glück, Wohlstand und Zufriedenheit in Ihnen entfesseln.
 
 Sie müssen sich nicht zwischen Reichtum und Glück entscheiden - beide entspringen derselben Quelle des Überflusses. In diesem Buch entdecken Sie die sieben wesentlichen Strategien, die Sie für Ihren Erfolg benötigen: 
 
<ul>
 <li>Entfesseln Sie die Kraft der Ziele.</li>
 <li>Streben Sie nach Wissen.</li>
 <li>Lernen Sie das Wunder der persönlichen Entwicklung kennen.</li>
 <li>Kontrollieren Sie Ihre Finanzen.</li>
 <li>Meistern Sie die Zeit.</li>
 <li>Umgeben Sie sich mit Gewinnern.</li>
 <li>Lernen Sie die Kunst, gut zu leben.</li>
</ul>Die Philosophie von Jim Rohn hat Millionen Menschen geholfen, ihr Leben zum Besseren zu verändern. Finden Sie heraus, was er für Sie tun kann!
 
 Jim Rohn (1930 - 2009) war mehr als 40 Jahre lang weltweit als Motivationsredner und 
 -trainer aktiv und hatte entscheidenden Einfluss auf die Entwicklung von Motivationstraining und Motivations-Coaching. Viele bekannte Motivationstrainer und Autoren, darunter Tony Robbins, Brian Tracy, T. Harv Eker oder Jack Canfield, erkennen den Einfluss von Rohns Arbeit auf ihre Karrieren an.

'Ich bin fest davon überzeugt, dass Jim Rohn ein außergewöhnlicher Mensch ist, dessen Philosophie die Lebensqualität jedes Einzelnen verbessern kann.'
 Tony Robbins 
 Wie Sie die Quellen von Glück, Wohlstand und Zufriedenheit in Ihnen entfesseln.

 
 Sie müssen sich nicht zwischen Reichtum und Glück entscheiden - beide entspringen derselben Quelle des Überflusses. In diesem Buch entdecken Sie die sieben wesentlichen Strategien, die Sie für Ihren Erfolg benötigen: 

 <ul><li>Entfesseln Sie die Kraft der Ziele.</li><li>Streben Sie nach Wissen.</li><li>Lernen Sie das Wunder der persönlichen Entwicklung kennen.</li><li>Kontrollieren Sie Ihre Finanzen.</li><li>Meistern Sie die Zeit.</li><li>Umgeben Sie sich mit Gewinnern.</li><li>Lernen Sie die Kunst, gut zu leben.</li></ul>
 Die Philosophie von Jim Rohn hat Millionen Menschen geholfen, ihr Leben zum Besseren zu verändern. Finden Sie heraus, was er für Sie tun kann!

 
 Jim Rohn (1930 - 2009) war mehr als 40 Jahre lang weltweit als Motivationsredner und 

 
 -trainer aktiv und hatte entscheidenden Einfluss auf die Entwicklung von Motivationstraining und Motivations-Coaching. Viele bekannte Motivationstrainer und Autoren, darunter Tony Robbins, Brian Tracy, T. Harv Eker oder Jack Canfield, erkennen den Einfluss von Rohns Arbeit auf ihre Karrieren an.

Kraftvolle Ideen von Amerikas führendem Wirtschaftsphilosophen

7 Strategien für Glück & Wohlstand

Unlock the world of digital currency with The Best Book for Understanding Crypto &amp; Bitcoin! Whether you're a beginner intrigued by Bitcoin or an investor looking to deepen your understanding of cryptocurrencies, this comprehensive guide is your essential resource.
In simple, straightforward language, this book breaks down complex topics like blockchain technology, crypto wallets, mining, and the factors driving the rise of Bitcoin and other cryptocurrencies. You'll learn how cryptocurrencies work, their real-world applications, and the potential for future financial growth.
Inside, you will discover: ¿ The Basics of Blockchain - Understand the underlying technology and how it secures digital transactions. ¿ Safe Practices - Learn exactly how to buy, trade, and store your cryptocurrencies safely. ¿ Market Insights - Gain valuable insights into current market trends and learn how to evaluate potential risks. ¿ Economic Participation - Discover practical ways to get involved in the expanding crypto economy.
Whether you're looking to invest or just curious about this transformative technology, this book equips you with the knowledge and confidence to navigate the digital currency landscape. Start your journey into the world of cryptocurrency today and unlock financial opportunities you never thought possible!

The Best Book for Understanding Crypto & Bitcoin

How to Position Your Credit Profile for Larger Limits and Better Offers

The High-Limit Credit Card Blueprint

Your Salary Is Not Safe

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