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Price D: Your First Million - The
Practical Path from Broke to Breakthrou

Your First Million - The Practical Path from Broke to Breakthrough

Me croiriez-vous si je vous disais que devenir millionnaire est possible pour tous les militaires ?
Et si la liberté financière était plus facile à atteindre que vous ne le pensez ?
Ce livre est votre guide pour fonder sa richesse sur le front, rempli de conseils pratiques et d'astuces concrètes pour vous aider à :Tirer le meilleur parti de votre salaire 
Maximiser votre pension 
Optimisez vos allocations militaires 
Maîtriser votre budget et attaquer vos dettes
Investir comme un pro pour bâtir une richesse durable


Dans Fonder sa Richesse en Uniforme, Paulo Lo Xan Keomanyla partage les secrets de la réussite financière d'un soldat, à travers son expérience vécue sur le terrain dans les Forces Armées Canadiennes. Sa mission ? Aider chaque militaire à servir avec fierté et prendre sa retraite riche - et tout peut commencer avec une simple tasse de café.

Le Guide du Soldat Vers la Réussite Financière

Fonder Sa Richesse en Uniforme

Mobilität wird in Deutschland immer teurer. Viele Unternehmen reagieren darauf, indem sie ihren Mitarbeitenden verschiedene Mobilitätsbenefits anbieten. Diese entlasten Arbeitnehmer finanziell und steigern gleichzeitig die Attraktivität der Arbeitgeber - ein entscheidender Vorteil in Zeiten des Fachkräftemangels.

Gerade der Bereich der Mobilität bietet Unternehmen ein breites Spektrum steuerlich interessanter Zusatzleistungen: Vom klassischen Fahrtkostenzuschuss über das Deutschland-Ticket bis hin zu Angeboten zur Förderung der Elektromobilität oder der Überlassung sog. Firmenräder. Auch ein Mix verschiedener Mobilitätslösungen ist möglich, um die Mitarbeitenden individuell zu unterstützen.

Ab dem 01.01.2026 treten wichtige gesetzliche Änderungen bei Arbeitgeberleistungen in Kraft, die Unternehmen beachten müssen. So steigt u.a. der Preis für das Deutschland-Ticket. Positiv wirkt sich dagegen die dauerhafte Erhöhung der Entfernungspauschale aus: Die sog. Pendlerpauschale wird ab dem ersten Kilometer auf 38 Cent angehoben. Dadurch können Arbeitgeber ihren Mitarbeitenden künftig einen höheren steuerfreien Fahrtkostenzuschuss für den täglichen Weg zur Arbeit gewähren.

Besonders attraktiv - auch aus steuerlicher Sicht - ist die Überlassung von betrieblichen Firmenfahrrädern inklusive E-Bikes. Durch Gehaltsumwandlung profitieren Mitarbeitende von geringeren Steuern und Sozialabgaben, während beim Fahrradleasing für Arbeitgeber keine zusätzlichen Kosten entstehen.

Das Fachbuch informiert kompakt über alle ab 2026 geltenden Regelungen zu Arbeitgeberleistungen im Bereich Mobilität und zeigt, wie Unternehmen steuerliche Vorteile optimal nutzen können.

Bei Detailfragen, auch zu den Einsatzmöglichkeiten der DATEV-Lösungen, unterstützt Sie Ihre Steuerberatungskanzlei.

Deutschland-Ticket, Elektromobilität, Fahrtkostenzuschüsse und Firmenräder

The Simple Path to Wealth Workbook is the official, hands-on companion to The Simple Path to Wealth, translating its calm, radically simple investing philosophy into action. Whatever your stage in life and whatever your financial situation, this is the place to find practical support and easy-to-follow advice to help you accomplish the SPW trifecta: live debt-free; spend less than you earn; invest the rest. The workbook helps readers move from understanding to implementation: defining "enough," eliminating debt, building a simple portfolio, and staying the course through market volatility.

Official Companion to the New York Times Bestseller

The Simple Path to Wealth Workbook

FINANCIAL ROCKET: FREEDOM BEFORE AGE 30
What if the next five years could completely transform your financial future?
Most people spend their 20s earning money.
Very few use their 20s to build wealth, create passive income, and achieve financial independence.
Financial Rocket: Freedom Before Age 30 is a practical, step-by-step blueprint designed for ambitious young earners who want more than just a salary.
This is not theory.
This is not motivation.
This is a proven financial system.
WHAT YOU WILL LEARN INSIDE THIS BOOK
¿ How to build wealth early even with a small salary
¿ How to turn your job income into long-term financial freedom
¿ How to create multiple passive income streams
¿ How to crush debt using smart repayment strategies
¿ How to invest in index funds, SIPs, stocks, and real estate wisely
¿ How to scale side hustles into small businesses
¿ How to automate savings and investing
¿ How to design a 5-year roadmap toward financial independence
WHO THIS BOOK IS FOR
¿ Young professionals
¿ College students
¿ First-time investors
¿ Side hustlers
¿ Entrepreneurs under 30
¿ Anyone tired of living paycheck to paycheck
IF YOU WANT TO
Build wealth early
Create passive income
Invest smartly
Achieve financial independence before age 30
Then this book is your launchpad.
Your 20s are your biggest financial advantage.
The earlier you start, the faster you compound.
The next five years will pass anyway.
The only question is: will you still be chasing money, or will money start working for you?
Start your Financial Rocket today.

Financial Rocket - Freedom Before Age 30

Building systems that inspire reflection, accountability, and lasting change.
In higher education, assessment is too often seen as a task to complete rather than a tool to transform. Rethinking Our Approach to Cultivating a Culture of Assessment and Continuous Improvement challenges that mindset, inviting educational leaders, institutional effectiveness professionals, and assessment practitioners to view assessment as an ongoing, collaborative process that drives learning, innovation, and sustainable growth.
This guide provides a practical framework for building cultures rooted in evidence-based decision-making, shared accountability, and reflective practice. Drawing from real-world examples and decades of experience, it offers strategies for aligning assessment with mission, engaging faculty and staff, and turning data into meaningful action.
Whether you are leading campus-wide initiatives, strengthening program-level outcomes, or developing new approaches to continuous improvement, this book will help you move beyond compliance toward a culture where assessment is not an obligation, but an opportunity to grow, connect, and transform.

Cultivating a Culture of Assessment and Continuous Improvement

Rethinking Our Approach

Finanzielle Freiheit ist kein ferner Traum, sondern ein realistisches Ziel, wenn Sie die richtigen Strategien kennen und konsequent umsetzen. Dieses Buch zeigt Ihnen klar und nachvollziehbar, wie Sie Schritt für Schritt ein selbstbestimmtes Leben aufbauen und Ihre finanziellen Möglichkeiten gezielt erweitern.

Sie erfahren, wie klassische Geldanlagen, passives Einkommen und Immobilien sinnvoll mit modernen digitalen Einkommensquellen kombiniert werden können. Dazu zählen Online Business, E Commerce und skalierbare digitale Produkte. Im Mittelpunkt stehen keine abstrakten Konzepte, sondern konkrete Wege, die sich in der Praxis bewährt haben und direkt angewendet werden können.

Darüber hinaus verbindet dieses Buch finanzielle Bildung mit Unternehmertum und persönlicher Weiterentwicklung. Anhand klarer Beispiele und durchdachter Übungen erkennen Sie Ihre eigenen Stärken, nutzen Chancen bewusster und setzen Ihre Ziele strukturiert und nachhaltig um.

Ganz gleich, ob Sie am Anfang stehen oder bereits erste Erfahrungen gesammelt haben, dieses Buch gibt Ihnen fundiertes Wissen, praxisnahe Impulse und eine klare Richtung für Ihren Weg in die finanzielle Unabhängigkeit.

Finanzielle Freiheit und Entrepreneurship

Rebuilding Under Debt: Thinking Clearly When Everything Is a Blur
A short guidebook for making safer decisions when the margin for error is thin

You're not bad with money. You're overloaded.

When you're under debt, urgency crowds out clarity. Every decision feels necessary, every option feels risky, and most advice assumes you still have the time, energy, and focus to think straight. This book starts from a different place.

Rebuilding Under Debt is not about getting rich, fixing your mindset, or chasing quick wins. It is not a step-by-step payoff plan. It is a practical guide to clearer judgment under financial pressure.

By naming the cognitive state of debt as The Blur and introducing simple, stabilizing ideas like No Heroics and Positioning, this book helps you reduce mistakes before trying to optimize outcomes. Its goal is not dramatic transformation. Its goal is decision safety when your thinking is under strain.

Written from inside the problem, not after a clean escape, this is a calm, judgment-free guide for staying intact long enough to recover. It is for people who already know the basics-budgeting, cutting expenses, paying things down-but find that knowledge alone is not enough when anxiety distorts judgment and the cost of being wrong feels unbearable.

Inside, you'll find:
a framework for safer decisions under pressure
rules that stop small mistakes from compounding
a way to distinguish income from real stability
systems designed for low-energy days, not ideal conditions
guidance on using leverage and tools like AI without outsourcing judgment
a realistic definition of stability you can actually measure




This book will not tell you what to chase. It will help you stop making things worse so better options can emerge.

Rebuilding under debt is rarely dramatic. It is careful, constrained, and deeply human. This guide exists to help you move forward without self-betrayal-one safer decision at a time.

Rebuilding Under Debt

The Rough Start Guide to Building a Cap Table is a serious, detailed guide for founders, startup operators, early employees, and anyone trying to understand how startup ownership really works before it starts working against them.
Most people hear the language of equity, dilution, founder shares, option pools, SAFEs, convertible notes, venture capital, term sheets, and exits long before they truly understand what those things mean in practice. This book is built to close that gap. It explains capitalization tables not as dry admin, but as one of the central structures that shape power, fundraising, hiring, control, dilution, investor rights, and long-term company outcomes.
This book takes the reader through the full life of a cap table, from the first founder split to later-stage financing pressure. It explores vesting, dead equity, employee stock options, fully diluted ownership, startup fundraising, preferred shares, liquidation preference, pro rata rights, anti-dilution, down rounds, waterfalls, secondary sales, and exit economics. It shows how a company can look healthy on paper while hiding future problems in its ownership structure, and why founders must understand not just percentages but the rights and strategic consequences underneath them.
Written in a dense but accessible style, this guide is designed for readers who want more than startup clichés. It is for people who want to understand how equity compensation works, how venture capital changes a company, how term sheets affect founder control, how dilution accumulates, and why a cap table is one of the clearest records of what a company really believes about value, risk, power, and reward.
Whether you are preparing to launch a startup, raise investment, issue employee equity, negotiate a SAFE, model a priced round, or simply understand your company's ownership before the next financing event, this book gives you a practical framework for reading the table clearly and making better decisions.

The Rough Start Guide to Building a Capitalization Table

Feeling stuck, overwhelmed, and unsure where to start with your finances? Max It Out! simplifies the path to financial freedom with 20 practical money and life lessons learned over 25 years. Whether you're drowning in conflicting advice or think it's too late to start, this book breaks down the exact steps to take control of your money and your life.
Discover how to grow your savings from just $1,000 and start investing with as little as $25 a month. You'll learn how to spot the right index funds, build a simple 3-fund portfolio, and explore investment vehicles that can grow your wealth over time. No complicated jargon-just clear, actionable guidance from someone who's been in your shoes.
It's time to stop stressing about money and start building the life you deserve.
**Start your journey to financial freedom today with Max It Out! **

Discover how $25 a month can unlock a life of financial security

Max It Out!

El Método LIBRE(TM) es una guía clara, práctica y transformadora para las personas que están cansadas de trabajar duro y, aun así, vivir con estrés financiero.
Si sientes que el dinero se te va de las manos, que trabajas demasiado para seguir atrapad@ en deudas, pagos y preocupación constante, este libro fue escrito para ti.
A través de un método sencillo pero poderoso, Carilyn Marrero te muestra por qué trabajar más no siempre significa avanzar más, y cómo comenzar a tomar control de tu dinero con intención, estrategia y visión de libertad.
En este libro aprenderás a:
¿ salir del ciclo de vivir cheque a cheque
¿ identificar los hábitos que te alejan de la libertad financiera
¿ tomar control de tus deudas y de tus decisiones financieras
¿ construir una base real para crear riqueza
¿ dejar de sobrevivir y comenzar a avanzar con propósito
El Método LIBRE(TM) no es solo motivación.
Es una solución real para la persona trabajadora, responsable y cansada de sentir que lo da todo... pero el dinero nunca le alcanza.
Porque la verdad es esta:
el problema no siempre es que no trabajas suficiente.
El problema es que nadie te enseñó a dirigir tu dinero para que trabaje contigo, y no en tu contra.
Este libro te ayudará a cambiar tu relación con el dinero, romper patrones que te mantienen estancad@ y comenzar a construir una vida con más paz, claridad y libertad financiera.
Si hoy estás list@ para dejar de correr sin llegar a ninguna parte, El Método LIBRE(TM) puede ser el comienzo del cambio que llevas tiempo necesitando.

La ruta corta entre tus deudas y tu primer millón

Método LIBRE(TM)

A proven, easy-to-follow blueprint for creating wealth your way, to live a life free from financial stress on your terms. It’s never too early or too late to start designing your own journey to financial freedom. There are certain ad hoc rules that we all apply when we’re managing our money – such as not spending all our cash, having some savings in a high-interest account; maybe we bought a stock on a tip from a friend, or even thought about buying an investment property. As they say, if you fail to plan, you plan to fail. And this is where Wealth by Design comes in. Don’t leave your financial future to chance; follow the rules in this informative and practical book and design the future lifestyle that you desire. Stuart Wemyss’ 8 Rules for smarter investing and financial freedom are not just theory, they are rooted in simple maths, academic studies and/or common sense. They are tested and have been proven to work.

8 Rules for Smarter Investing and Financial Freedom

Wealth by Design

Let me guess.

You work hard. You earn decent money. And yet-somehow-by the end of the month, your bank account looks like it got mugged in a dark alley.

Bills pile up. Groceries cost more every week. "Unexpected expenses" show up like they own the place. And saving money? That feels like something other families do... not yours.

Here's the truth nobody tells you:

You don't have a money problem. 

You have a system problem.

And Budgeting Hacks for Families is the no-nonsense fix.

This isn't one of those fluffy "just stop buying lattes" books written by someone who's never tried to budget with kids, car payments, school fees, birthdays, holidays, and real-life chaos.

This book was written for real families with real incomes-the kind juggling responsibilities while trying to breathe financially.

Inside these pages, you'll discover simple, battle-tested money strategies that actually work in the real world. No spreadsheets from hell. No financial jargon. No guilt trips.

Just practical, easy-to-implement hacks that help you:

- Slash monthly expenses without feeling deprived

- Find "hidden money" already leaking from your household

- Build savings-even if you've failed before

- Take control of debt without sacrificing your lifestyle

- Create a budget that bends instead of breaking

- Thrive financially on any income level

And here's the best part...

You don't need more discipline.
You don't need to be "good with money."
You don't need a raise, a side hustle, or a miracle.

You need smarter strategies.

This book shows you how to set up your finances so they work automatically, even when life gets messy. Even when motivation fades. Even when kids, emergencies, and curveballs show up uninvited.

You'll learn how to make decisions once-and benefit month after month.

Think less stress. More breathing room. And the quiet confidence of knowing exactly where your money is going-and why.

- If you're tired of feeling behind...
- If you're done living paycheck to paycheck...
- If you want your family to feel secure, prepared, and hopeful about the future...

Then this book was written for you.

Budgeting Hacks for Families doesn't just help you save money.

It helps you take back control, build stability, and finally feel like you're winning with money-no matter what you earn.

Open the book.
Apply the hacks.
And watch your financial life change faster than you thought possible.

Simple Money Strategies to Cut Expenses, Save More, and Thrive on Any Income

Budgeting Hacks for Families

Your First Million - The Practical Path from Broke to Breakthrough

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