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Vance N: WHY MARKETS LIE

WHY MARKETS LIE

The acclaimed author of Minimalista offers an entrepreneurial roadmap for building—and sustaining—a deeply satisfying, purpose-driven small business that leverages your unique talents while creating more freedom, ease, and focus. “Shira Gill’s proven, simple framework gives us the permission and guidance we need to build a business and life on our own terms. This is the book I wish existed years ago.”—Liz Moody, host of The Liz Moody Podcast With a desire for financial freedom, creative fulfillment, and meaningful purpose, home organizing expert, speaker, and business strategist Shira Gill built a thriving, globally recognized business from the ground up—and now she shares the practical wisdom behind it. Work/Life is her strategic yet accessible guide to creating a small business that supports the life you want, on your own terms. You’ll learn how to focus your energy, simplify decision-making, and build systems that support both creativity and consistency. Rather than defaulting to hustle culture and risking burnout, Work/Life offers a more grounded approach: one that honors real life, shifting seasons, and limited time and energy. It’s about building something meaningful without losing yourself in the process. With a clean, elevated design and inspirational guidance, Work/Life blends the beauty of a lifestyle book with the substance and practicality of a business manual. Inside you’ll find checklists, prompts, action steps, and real-world examples designed to make the work feel both doable and aligned. Whether you’re just starting out, evolving an existing venture, or reimagining what success looks like, Work/Life gives you the tools to build a business—and a life—you’re proud of.

The acclaimed author of Minimalista offers an entrepreneurial roadmap for building—and sustaining—a deeply satisfying, purpose-driven small business that leverages your unique talents while creating more freedom, ease, and focus. With a desire for financial freedom, creative fulfillment, and meaningful purpose, home organizing expert, speaker, and business strategist Shira Gill built a thriving, globally recognized business from the ground up—and now she shares the practical wisdom behind it. Work/Life is her strategic yet accessible guide to creating a small business that supports the life you want, on your own terms. You’ll learn how to focus your energy, simplify decision-making, and build systems that support both creativity and consistency. Rather than defaulting to hustle culture and risking burnout, Work/Life offers a more grounded approach: one that honors real life, shifting seasons, and limited time and energy. It’s about building something meaningful without losing yourself in the process. With a clean, elevated design and inspirational guidance, Work/Life blends the beauty of a lifestyle book with the substance and practicality of a business manual. Inside you’ll find checklists, prompts, action steps, and real-world examples designed to make the work feel both doable and aligned. Whether you’re just starting out, evolving an existing venture, or reimagining what success looks like, Work/Life gives you the tools to build a business—and a life—you’re proud of.

Design a Business for the Life You Want

Work / Life

A classic, seventeenth-century Chinese guide to the harmony of ordinary objects of everyday life Written in the seventeenth century by Chinese scholar Wen Zhenheng, Treatise on Superfluous Things offers a compelling glimpse into the tastes and cultural values of the educated elite in late Ming China. This guide to everyday items—from window frames and old master paintings to caged birds, fruits, and vegetables—is the most complete surviving account of the material and cultural tastes of the era in one of China’s largest and richest cities. It is also a guide to finding joy, pleasure, and harmony in the everyday objects that surround us.

A classic, seventeenth-century Chinese guide to the harmony of ordinary objects of everyday life Written in the seventeenth century by Chinese scholar Wen Zhenheng, Treatise on Superfluous Things offers a compelling glimpse into the tastes and cultural values of the educated elite in late Ming China. This guide to everyday items—from window frames and old master paintings to caged birds, fruits, and vegetables—is the most complete surviving account of the material and cultural tastes of the era in one of China’s largest and richest cities. It is also a guide to finding joy, pleasure, and harmony in the everyday objects that surround us.

Treatise on Superfluous Things

The pocket MBA for entrepreneurial moms and women of color&nbsp;who want to build a business from scratch, overcome financial obstacles, and shift the trajectory of their life, from a globally recognized entrepreneur, business coach, and digital educator. While starting a new business is hard for everyone—half close their doors within the first five years—it’s even harder for female entrepreneurs. Ellie Diop, founder and CEO of Ellievated Academy, Fully Funded Co., and Mommy to Millionaire, intimately knows the barriers that historically have kept women from economic freedom. She also knows how to overcome them.&nbsp; From starting her business with a single $1,200 stimulus check in 2020, to becoming a self-made millionaire in her very first year, Ellie has mastered the art of life changing entrepreneurial success—and now, with Girl, Start that Business!, she’s ready to share those secrets.&nbsp; The strategies within these pages are battle tested: Ellie has turned thousands of her clients into profitable business owners. And she’s done so by meeting them where they are. Ellie knows many women are starting from zero—no money, no business plan, no customers. What they do have is a great idea, hustle, heart, and street savvy. This non-judgmental, sassy, and whip-smart pocket MBA is what female entrepreneurs need to turn their dreams into life-changing reality.&nbsp; Let’s go, girl, start that business today!

The pocket MBA for entrepreneurial moms and women of color&nbsp;who want to build a business from scratch, overcome financial obstacles, and shift the trajectory of their life, from a globally recognized entrepreneur, business coach, and digital educator. While starting a new business is hard for everyone—half close their doors within the first five years—it’s even harder for female entrepreneurs. Ellie Diop, founder and CEO of Ellievated Academy, Fully Funded Co., and Mommy to Millionaire, intimately knows the barriers that historically have kept women from economic freedom. She also knows how to overcome them.&nbsp; From starting her business with a single $1,200 stimulus check in 2020, to becoming a self-made millionaire in her very first year, Ellie has mastered the art of life changing entrepreneurial success—and now, with Girl, Start that Business!, she’s ready to share those secrets.&nbsp; The strategies within these pages are battle tested: Ellie has turned thousands of her clients into profitable business owners. And she’s done so by meeting them where they are. Ellie knows many women are starting from zero—no money, no business plan, no customers. What they do have is a great idea, hustle, heart, and street savvy. This non-judgmental, sassy, and whip-smart pocket MBA is what female entrepreneurs need to turn their dreams into life-changing reality.&nbsp; Let’s go, girl, start that business today!

The Foolproof Plan to Turn Your Idea into Income and Change Your Life

Girl, Start That Business!

Anspruch auf Bildung und Förderung

Der Ratgeber Der aktuelle BAföG-Ratgeber unterstützt Schülerinnen und Schüler, Auszubildende und Studierende, aber auch Eltern, sich im Antragsdschungel zurechtzufinden und so Rechte und Ansprüche der Ausbildungsförderung des Bundes - besser bekannt als BAföG - bestmöglich auszuschöpfen. Beantwortet werden wichtige Fragen wie:

<ul>
<li>Ist eine Förderung bei einer weiteren oder anderen Ausbildung nach einem Fachrichtungswechsel oder Ausbildungsabbruch möglich?</li>
<li>Welche Rechte und Ansprüche gelten in Minijobs?</li>
<li> Welchen Einfluss haben arbeitsrechtliche Besonderheiten?</li>
<li> Welche sozial- und strafrechtlichen Folgen haben falsche Angaben im Förderungsantrag?</li>
<li> Wie werden Einkommen und Vermögen angerechnet?</li>
<li> Welche Freibeträge gelten?</li>
</ul>

Zahlreiche Praxis-Tipps, Musterformulierungen und -anträge sowie die Darstellung der aktuellen Rechtslage helfen bei der finanziellen Absicherung der Ausbildung oder des Studiums.

Finanzielle Hilfen für Schülerinnen und Schüler, Auszubildende und Studierende; Ansprüche, Rechte, Pflichten

Der aktuelle BAföG-Ratgeber

Platform Supply Chains in the AI Era

This open access book provides a systematic and in-depth analysis of the critical risks inherent in modern platform-based supply chains. Employing rigorous analytical methods, including game theory and advanced, computationally efficient simulation techniques, it delves into three core areas: operational risks, information and data risks, and quality and compliance risks. The book moves beyond traditional supply chain paradigms to address challenges unique to the platform economy. This includes the strategic threat of platforms using seller data to launch competing products, the complex trade-offs in managing third-party product quality, the impact of reactive capacity on quality decisions, and the challenge of optimizing inventory across networks of unprecedented scale. It is an essential resource for graduate students, academic researchers, and advanced practitioners in the fields of operations management, supply chain management, and information systems. The content is suitable for readers with a graduate-level understanding of these disciplines.

This open access book provides a systematic and in-depth analysis of the critical risks inherent in modern platform-based supply chains. Employing rigorous analytical methods, including game theory and advanced, computationally efficient simulation techniques, it delves into three core areas: operational risks, information and data risks, and quality and compliance risks. The book moves beyond traditional supply chain paradigms to address challenges unique to the platform economy. This includes the strategic threat of platforms using seller data to launch competing products, the complex trade-offs in managing third-party product quality, the impact of reactive capacity on quality decisions, and the challenge of optimizing inventory across networks of unprecedented scale.
 
 It is an essential resource for graduate students, academic researchers, and advanced practitioners in the fields of operations management, supply chain management, and information systems. The content is suitable for readers with a graduate-level understanding of these disciplines.

Risk Management

Platform Supply Chains 5

Alle Leistungen kennen und nutzen

Nur wer über die finanziellen Vergünstigungen und Erleichterungen bei Vorliegen einer Schwerbehinderung Bescheid weiß, kann seine Rechte gezielt wahrnehmen.

Der Ratgeber Finanzielle Hilfen für Menschen mit Behinderung informiert kompakt und verständlich über Hilfen und Nachteilsausgleiche:

<ul>
<li>zur Bestreitung der Miet- und Wohnkosten</li>
<li>zum Wohnungsumbau</li>
<li>im Straßenverkehr und bei Reisen</li>
<li>im Arbeitsleben</li>
<li>im Steuerrecht</li>
<li>bei der Kranken- und Pflegeversicherung</li>
</ul>

Ebenfalls berücksichtigt: Finanzielle Unterstützungsdienstleistungen der Bundesländer (z.B. Landesblindengeld, Bayerisches Pflegegeld).

Zuschüsse, Vergünstigungen, Steuervorteile, Sonderrechte am Arbeitsplatz

Finanzielle Hilfen für Menschen mit Behinderung

In collaboration with JVL Media—a captivating exploration of why many high-performing Black business leaders attribute their transformational leadership qualities to their experiences growing up in the Black Church and how we can foster these skills in younger generations despite waning church attendance.The Black church in the U.S. has long been a “one-stop shop” for developing Black leaders, teaching them many of the qualities required to lead effectively in today’s ultra-competitive, digital, and swiftly transforming corporate world. Many high-performing Black leaders benefited from their experiences growing up in this cultural institution steeped in rich history.Merging cultural study with applied neuroscience and tenets of positive psychology, L. Michelle Smith dissect how these qualities are demonstrated by leaders across industries, from resiliency to their sense of undeniable purpose, their ability to build community and collaborative environments, the delivery and language of their speaking style to their unique leadership flair. She reveals how this historic institution has served as a timeless wellspring of leadership development, empowerment, and cultural preservation and ultimately, is Black leaders’ “secret sauce.”Call and Response also explores whether the Black Church will be able to continue to ingrain these skills in future generations. Smith examines how cultural shifts have resulted in a decline in church attendance, how online attendance has risen since the Covid pandemic, and finally, how Black leaders may—or may not—be passing these traditions down to their children.

10 Leadership Lessons from the Black Church

Call and Response

Finance for Professionals

This book addresses a gap in the existing literature by bringing together the disciplines that underpin macro risk management, including macroeconomics, derivatives, quantitative methods, market microstructure, and the behavior of institutional market participants. While these subjects are well covered individually, only a few works examine how they interact in the practice of macro risk management. As macro multi-strategy hedge funds have grown in scale and importance, they have introduced risk management challenges distinct from those found in traditional investment strategies. Written by an industry leader with experience building and leading risk teams across some of the world's most prestigious hedge funds, this book provides an integrated framework for understanding and managing risk in modern macro investing.

A Multi-Strategy Perspective

Macro Risk Management

Risk, Governance and Society

European finance now operates under a dense web of intersecting rules. While these safeguards have reduced formal weaknesses, they often undercut strategic capacity, immobilize capital, and promote a tick-box mindset. This book argues that the problem is not the volume of regulations, but rather the absence of a shared language of risk. Treating risk as an external constraint renders institutions compliant yet fragile.
Drawing on the author's background in banking, payments, and fintech—including CTO/CIO and board-level roles with responsibility for technology strategy, operational resilience, payment systems, and supervisory engagement—and research on risk-based performance indicators, the book blends practice and research. It offers a governance-centered framework that translates regulatory duties into risk-based decision-making and metrics, differentiates banks from nonbanks, and integrates technology and third-party exposure.
Reframing supervision as a relational process built on proportionality, trust, and risk ownership, this book will appeal to readers interested in how financial risk governance shapes institutions, supervision, and society.

European finance now operates under a dense web of intersecting rules. While these safeguards have reduced formal weaknesses, they often undercut strategic capacity, immobilize capital, and promote a tick-box mindset. This book argues that the problem is not the volume of regulations, but rather the absence of a shared language of risk. Treating risk as an external constraint renders institutions compliant yet fragile.Drawing on the author's background in banking, payments, and fintech—including CTO/CIO and board-level roles with responsibility for technology strategy, operational resilience, payment systems, and supervisory engagement—and research on risk-based performance indicators, the book blends practice and research. It offers a governance-centered framework that translates regulatory duties into risk-based decision-making and metrics, differentiates banks from nonbanks, and integrates technology and third-party exposure.Reframing supervision as a relational process built on proportionality, trust, and risk ownership, this book will appeal to readers interested in how financial risk governance shapes institutions, supervision, and society.

Governance, Resilience and the Future of European Financial Power

Risk-Based Banking

Burnout can’t be solved with just perks or stress-reduction workshops. It's solved by changing how leaders engage their teams—a practical shift that requires no new resources. Grounded in peer-reviewed research, Relational Energy shows leaders how small changes in everyday workplace conversations can spark energy, revive exhausted teams, and build workplaces where people thrive. Every leader is dealing with burnout and looking for something they can actually do tomorrow morning, and this is it. In this book, leadership scholar Amy Young, with Kim Cameron, reveals how everyday communication creates relational energy, the powerful force that fuels engagement, creativity, resilience, health and well-being, and performance across teams. Drawing on interviews with energizing leaders and weaving in supporting peer-reviewed research, Young unlocks the secrets to thriving amid uncertainty and disruption due to AI automation, fragile labor markets, cultural divisiveness, and relentless workplace demands. Through vivid real-world examples, you'll discover how energizing leaders sustain their own vitality while lifting their teams at the same time, simply by rethinking how they approach everyday conversations. You'll learn how to turn those ordinary interactions into extraordinary ones, providing a practical, no-cost antidote to workplace stress and burnout. In this book, you will learn <ul><li>how relational energy promotes workplace well-being and performance, creating the foundation for sustainable organizational success;</li><li>strategies energizing leaders use to maintain their own energy levels while navigating the same modern workplace pressures that impact their teams;</li><li>how to have workplace conversations that generate healthy perceptions of challenge and stress and reduce burnout while building resilience and team solidarity;</li><li>specific language choices (wording, pronoun selection, questions, and declarative statements) that empower employees, elevate teams, and drive productivity; and</li><li>how to acknowledge hard realities while building genuine hope and resilience, avoiding toxic positivity that saps energy.</li></ul> Practical, research driven, and immediately applicable, Relational Energy shows leaders how small changes in language can create extraordinary impact, recharging people, teams, and entire organizations.

Burnout isn’t solved with perks—it’s solved with communication. Grounded in peer-reviewed research, Relational Energy shows leaders how to use everyday language to spark energy, revive exhausted teams, and build workplaces where people thrive. Every leader is dealing with burnout and looking for something they can actually do tomorrow morning, and this is it. In this book, leadership scholars Amy Young and Kim Cameron reveal how everyday communication creates relational energy, the powerful force that fuels engagement, creativity, resilience, health and well-being, and performance across teams. Drawing on research from positive psychology and decades of work with leaders and organizations, the authors show how simple shifts in communication can transform workplaces from drained and disconnected to energized and thriving. The best part is, these changes have big impact but come with no cost. In this book, leaders learn how to <ul><li>use the language of belonging to help employees feel valued, respected, and connected;</li><li>turn everyday conversations into sources of relational energy that boost motivation and performance;</li><li>build trust through respectful dialogue, listening, and authentic presence;</li><li>navigate difficult conversations without draining morale or relationships;</li><li>create positive team interactions that spread energy across organizations; and</li><li>replace burnout cultures with communication practices that spark engagement and well-being.</li></ul> Practical, research-driven, and immediately applicable, Relational Energy shows leaders how small changes in language can create extraordinary impact, recharging people, teams, and entire organizations.

How to Beat Burnout and Ignite Your Team

Relational Energy

An open invitation to changemakers, educators, conscious consumers, and anyone interested in the creative economy to lean into this grassroots global community and help drive systems change. We live in an age where every convenience is a finger tap away, but historically marginalized communities and ecosystems are paying the price of unconscious consumption. Our current economic practices contribute to environmental damage, social injustice, and declining public trust. The solution, argues Stacey Edgar, social entrepreneur and executive director of the International Folk Art Market, is the artisan economy. In contrast to the profit-at-all-costs model of the mainstream economy, the artisan approach to production and consumption encourages creativity, preserves culture, and cultivates connection. In Artisan Economics, Edgar proposes a shift toward this artisan-centric model that prioritizes creativity, dignity, and community. Drawing on stories and research from around the world, she outlines eight core principles of the artisan economy—purpose, creativity, dignity, resistance, community, value, sustainability, and shared prosperity. She also shares a framework, called the Taproot Model of Systems Change, on which to enact these principles by restoring a vision of the economy as a living system. Ultimately, Edgar proposes, the artisan economy is a way to reconnect consumers with makers, foster sustainable growth, and create a more equitable and human-focused global economy. To create true connections across our global economy, we need a dramatic overhaul of what it means to work and what it means to consume.

Eight Principles to Craft a More Conscious, Collaborative, and Connected Future

Artisan Economics

What nobody tells you about power, money, and winning in business There is a moment most executives recognize but rarely talk about. You're sitting in a meeting where the language is polite, the slide deck is professional, and everyone in the room knows someone is about to get destroyed. The budget. The team. The product. The career. They call it a strategic review. What it actually is? A knife fight with better lighting. Business isn't fair. Meritocracy is largely a fiction. The people who talk like sages are usually improvising behind the scenes, and the gap between the official version of how companies work and what actually happens inside them is exactly where careers are built-or quietly ended. The Trick Is Not Minding That It Hurts is the book that lives in that gap. It is a blunt, unsentimental field guide to how the system actually works and how to survive it without losing your sanity. After two decades inside the world's most competitive environments-including senior leadership roles at Facebook, Alibaba, and Expedia, followed by years in the private equity trenches-Lee McCabe has seen how power is built, how decisions are really made, and why the "official story" is often the most dangerous one to believe. If you are ready to stop being naive and start navigating the real world of business, this is your guide.

What Nobody Tells You About Power, Money, and Winning in Business

The Trick Is Not Minding That It Hurts

WHY MARKETS LIE

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