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Imad Muratspahic

Understand Your Insurance Policy

Deductibles, Exclusions, Coverage Limits, Claims, and the Small Print Explained

How a Health Savings Account Really Works: Spend It or Invest It

HSA Explained

Discover eight dynamic principles to help innovation flourish from within.
 
The shelf life of well-established companies keeps shrinking as new entrants replace old ones in rapid succession. Even brands that seemed invincible only a few years ago are in danger of being disrupted by fast-moving startups. In this unprecedented environment, how can any business stay ahead of the market?
 
Companies can no longer assume innovation will "just happen"--it must be seeded, grown, and successfully harvested. They must disrupt themselves.
 
In Disrupt-It-Yourself, bestselling author and innovation expert Simone Ahuja guides readers through the DIY (Disrupt-It-Yourself) system that will sustain innovation and retain DIYers, the employees--or intrapreneurs--most committed to solving the problems of the future, even if it means moving far beyond "business as usual."
 
Based on her experience working with Fortune 500 companies and extensive research, Ahuja identifies the intrapreneurial archetype and presents eight new principles to foster a DIY mindset and action plan. In a clear, concise style with expert advice and real-world examples, this bookprovides a new lens to help companies become faster and more fluid, 
offers easy options to tailor the system to each company's unique circumstances, and
presents strategic lessons--from Keep It Frugal to Make It Permission-less--that open up the full spectrum of innovation and make it sustainable.


Using the DIY approach, organizations can build their ability to innovate and create an approach for growth that harnesses the creativity and knowledge of employees at every level.

Eight Ways to Hack a Better Business---Before the Competition Does

Disrupt-It-Yourself

The classic bestseller that changed how the world thinks about football'Quite magnificent - a sort of Freakanomicsof football.' Jonathan Wilson, Guardian'If you're a football fan, I'll save you some time: read this book' Daily Telegraph__________Football truly is the world's favourite game, followed in over 200 countries by hundreds of millions of people pouring their hearts and souls into supporting their chosen team every week.But behind the passion are questions that all true football fans want answered: has football spending spun out of control? How much do managers matter? Is hosting a World Cup a poisoned chalice?Soccernomicschallenges the conventional wisdom to reveal the surprising truths that actually determine success and failure on the pitch. From an acclaimed economist and leading sports journalist, this modern classic uses data and economic principles to explore the myths that dominate the game.Fully revised and updated ahead of the 2026 World Cup, Soccernomics takes you behind the passion and into the patterns - revealing why your team wins, why it loses, and why the game you love doesn't always work the way you think it does.__________Soccernomicsis essential reading for anyone in search of a more strategic, systematic perspective on the game, answering the questions that most consume football fans.

Why England Has Started to Win, Why Clubs Sign the Wrong Players and Why Billionaires Still Lose Money in Football

Soccernomics

A Better Way to Live Is Within ReachNumber one national bestselling author and trusted financial expert Anthony O'Neal provides the practical tools and everyday habits needed to build margin even if you're starting from zero. Drawing from his own story and years of coaching thousands toward financial freedom, Anthony shows you how to create real breathing room and finally take control of your money. Through simple, proven steps, you'll learn how to: <ul><li>Stabilize your finances and cast a vision for the goals that will guide you forward</li><li>Eliminate all consumer debt and regain control of your spending</li><li>Save three to six months of take-home pay and create habits that protect your progress</li><li>Invest with confidence so your money starts working harder than you do</li><li>Pay off your home, lock in your family's legacy, and start building wealth that blesses the people you love most</li></ul> If you're tired of the stress and exhaustion of barely getting by, this book offers a proven roadmap to break the cycle for good. You don't need more shame. You need a plan and someone to walk with you while you take the first step. This is your fresh start.

Financial expert and bestselling author Anthony O'Neal shows you how to break the cycle of living paycheck to paycheck with proven steps to stabilize your money, eliminate debt, and create lasting financial freedom.

The Proven Path to Break Free from Debt, Build Real Wealth, and Live Free on Any Income

Stop Living Paycheck to Paycheck

Compare Trade-Offs, Set Priorities, and Build Financial Resilience

Emergency Savings and Debt: Making a Practical Plan

How to Answer a Violation Letter, Get a Fair Hearing

HOA Fines and Liens

"A dozen interlinked, music-oriented stories set in Port Harcourt, Nigeria, where Garricks was raised... Each songlike story feels like a breakout hit encapsulating the brokenness and the beauty in life's soundtrack."—Booklist, starred review"Beautifully woven . . . a magical delight."—Hari Kunzru, author of White TearsThis character-driven short story collection, A Broken People's Playlist, is set to the soundtrack of life, comprised of twelve music-inspired tales about love, the human condition, micro-moments, and the search for meaning and sometimes, redemption. It is also Chimeka Garricks's love letter to his native city, Port Harcourt, introducing us to a cast of indelible characters in these loosely interlocked tales.There is the teenage wannabe-DJ eager to play his first gig even as his family disastrously falls apart—who reappears many years later as an unhappy middle-aged man drunk-calling his ex-wife; a man who throws a living funeral for his dying brother; three friends who ponder penis captivus and one's peculiar erectile dysfunction; a troubled woman who tries to find her peace-place in the world, helped by a headful of songs and a pot of ginger tea.Infused with the author's resonant and evocative storytelling, each page holds "the depth of a novel" (Hari Kunzru); a character, a moment that will—like a favorite song—long linger in the heart and mind.

"A dozen interlinked, music-oriented stories set in Port Harcourt, Nigeria, where Garricks was raised... Each songlike story feels like a breakout hit encapsulating the brokenness and the beauty in life’s soundtrack."—Booklist, starred review“Beautifully woven . . . a magical delight.”—Hari Kunzru, author of White TearsThis character-driven short story collection, A Broken People’s Playlist, is set to the soundtrack of life, comprised of twelve music-inspired tales about love, the human condition, micro-moments, and the search for meaning and sometimes, redemption. It is also Chimeka Garricks’s love letter to his native city, Port Harcourt, introducing us to a cast of indelible characters in these loosely interlocked tales.There is the teenage wannabe-DJ eager to play his first gig even as his family disastrously falls apart—who reappears many years later as an unhappy middle-aged man drunk-calling his ex-wife; a man who throws a living funeral for his dying brother; three friends who ponder penis captivus and one’s peculiar erectile dysfunction; a troubled woman who tries to find her peace-place in the world, helped by a headful of songs and a pot of ginger tea.Infused with the author’s resonant and evocative storytelling, each page holds “the depth of a novel” (Hari Kunzru); a character, a moment that will—like a favorite song—long linger in the heart and mind.

Stories (from Songs)

A Broken People's Playlist

This completely updated edition walks you through every step of the process--from valuation to securities laws to closing and successful integration. When done correctly and cautiously, your company's next merger or acquisition should be an exciting, profitable time. But these complex transactions carry significant risk, no matter how simple or appealing they may look on the outside.Complete with expert advice, case studies, checklists, and sample documents, this fully updated edition of Mergers and Acquisitions from A to Z is your complete guide to help you be prepared and take steps to eliminate rivals, extend territory, and diversify offerings.It includes: <ul><li>The latest trends and regulatory developments.</li><li>Best practices for structuring profitable deals.</li><li>The latest tax and ERISA developments</li><li>Roles and risks for boards of directors in M&amp;A.</li><li>Guidelines for keeping deals on track and managing post-closing challenges.</li><li>Valuable tools, checklists, and sample forms.</li></ul>It is absolutely vital for all involved in the deal to make sure they are guarding themselves against costly mistakes that have been the downfall for many leaders and organizations before them.

This completely updated edition walks you through every step of the process---from valuation to securities laws to closing and successful integration.

Mergers and Acquisitions from A to Z Fifth Edition

Der große Harlem-Roman von Krimipreisträger Richard Price&nbsp;East Harlem, 2008. Ohne Vorwarnung stürzt ein fünfstöckiges Mietshaus ein, das ganze Viertel versinkt im Chaos. Die Rauchwolke steht dicht über dem Berg aus Schutt, als Rettungsdienste und Medien eintreffen. Als eigentlich keiner mehr mit Überlebenden rechnet, wird Anthony Carter aus den Trümmern geborgen, unversehrt, aber nicht mehr derselbe. Richard Price folgt vier unvergesslichen Charakteren durch die Nachwehen einer urbanen Katastrophe. Ein fesselndes Gesellschaftspanorama voller Spannung und sozialer Visionen. Anthony CarterSein wundersames Überleben, nachdem er tagelang unter Tonnen von Ziegeln und Steinen begraben war, macht ihn zu einem Mann mit einer Botschaft und einem leidenschaftlichen Sinn fürs Missionieren. Er tingelt von einer Kundgebung zur nächsten, doch er hat ein beschämendes Geheimnis.&nbsp; Felix PearlEin junger Fotograf und Neuankömmling in der Stadt, der bisher etwas ziellos vor sich hin lebte, sieht in seinen Fotografien und Videoaufnahmen von diesem Tag eine plötzliche persönliche Bestimmung. Royal DavisDer Besitzer eines heruntergekommenen Bestattungsunternehmens in Harlem, dessen verzweifeltes Durchstöbern der Einsturzstelle nach potenziellen »Kunden« die Suche nach einem anderen Lebensweg auslöst. Mary RoeEine altgediente Polizistin, die, auch getrieben durch die brutale Geschichte ihrer eigenen Familie, davon besessen ist, Christopher Diaz zu finden, einen der Vermissten des Hauses. 
 Richard Price, Krimipreisträger und Autor der Erfolgsserien&nbsp;
 The Wire
 und 
 The Night Of
 , hat ein bravouröses Portrait einer Gemeinschaft am Rande des Zerfalls geschaffen. 
 Lazarus Man
 ist ein fesselnder Roman von unnachahmlicher Menschlichkeit.&nbsp;

Roman | Deutschsprachige Ausgabe

Lazarus Man

Decode premiums, deductibles, and out-of-pocket max

Choose the Right Health Insurance Plan

How to Choose Between Original Medicare and an Advantage Plan at 65, Weigh the Can't-Switch-Back Trap and Plan G Costs

Medicare Advantage vs Medigap

Look Beyond the Mortgage to Insurance, Repairs, Taxes, Maintenance, and Closing Costs

True Cost of Buying Your First Home

Understand Your Insurance Policy

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