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Cash D: The Risk of Artificial
Intelligence in Credit Ratings

The Risk of Artificial Intelligence in Credit Ratings

Exploring the Efficiency, Development and Impact

**This edition will be released in March 2027. If you want to get a copy ahead of then, have a look at our hardback edition, released in May 2026.** 'If you're worried about wasting your life, read this book.' Rutger Bregman, author of Humankind A ridiculously in-depth guide to finding a fulfilling and impactful career in an age of AI. You have about 80,000 hours in your career: 40 hours a week, 50 weeks a year, for 40 years. This means your choice of career is the most important decision you'll ever make. Choose well, and you can have a more rewarding, interesting life, and also help solve some of the world's most pressing problems. Choose poorly, and you could waste decades. So what should you do? Most advice is based on no research, instead offering (misleading) platitudes like 'follow your passion'. It's surprisingly out of date, focusing on traditional paths rather than those most likely to thrive in an age of AI. And if you want to help others, the advice is even more simplistic: telling you to choose careers like nurse or doctor, when there are paths in which almost anyone can save more lives. In fact, some careers have hundreds of times more impact than others, but most of us have no idea which ones. Benjamin Todd is the founder of 80,000 Hours, a non-profit that's spent over ten years researching how to have a meaningful and impactful career. Here he introduces a tried-and-tested toolkit framework that has already led thousands of people to change their path. It covers:<ul><li>What really makes for a dream job, and why finding it probably doesn't involve 'following your passion'.</li><li>How to identify which global problems are most pressing, and why they might involve AI as much as climate change.</li><li>Which roles are likely to be automated, and how to ensure yours isn't among them.</li></ul> It's also full of practical tips and tools. You'll come away with a plan to use your 80,000 hours in a way that's rewarding and fulfils your potential to make a difference. 'This career guide is among the most thoughtful and grounded I've seen.' Cal Newport, author of Deep Work 'A remarkably rigorous guide about how to find that perfect career for you.' Ali Abdaal, author of Feel-Good Productivity 'Based on evidence and good sense, not platitudes.' Steven Pinker, author of The Better Angels of our Nature 'The most informative book you can read if you're stuck trying to make one of life's most important decisions.' Hannah Ritchie, author of Not the End of the World

How to Have a Fulfilling Career That Does Good

80,000 Hours

An End-to-End Guide to Building Production-Ready AI Systems

GenAI Enterprise Implementation Blueprint

A guide to communicating professionally and authentically in today's workplace. Whether you are a leader, manager, or ambitious young professional, this book provides strategies you can use to communicate effectively and professionally without losing your own voice, command a room without dominating it, and inspire action without forcing it. Drawing on the author's experience teaching Business Communication courses and working for both international organizations and startups, you'll be equipped with proven techniques you can apply right away. Grounded in real-world examples, including how to write a persuasive email, how to navigate a difficult conversation with a colleague, how to craft an engaging virtual presentation, and how to effectively use AI as a support tool, Buxton covers all you need to know about written, spoken, and digital forms of communication.

Speaking and Writing with Professional Impact

Magnetic Communication

Project Management, Planning and Control: The Art and Discipline of Delivery, Ninth Edition is a comprehensive guide designed to equip the reader with essential principles and techniques for managing engineering and technical projects from start to finish. This ninth edition is a widely recommended handbook, now enhanced with fresh insights to meet the evolving needs of project management professionals. Featuring brand new case studies, this edition includes significant updates on governance, adjudication, Building Information Modeling (BIM), agile project management, culture and diversity, international projects, sustainability, artificial intelligence, and digital tools. Chapters are restructured with clearly titled sections organized by theme, improving clarity and usability. Ideal for those pursuing Project Management Professional (PMP) qualifications, this edition aligns with the latest Project Management Body of Knowledge (PMBOK) from both the Project Management Institute (PMI) and the Association of Project Management (APM). It also includes questions and answers to help readers test their understanding. This book is an indispensable resource for both students and seasoned professionals seeking to master project management.

The Art and Discipline of Delivery

Project Management, Planning and Control

Hart Studies in Comparative Public Law

Theory, Practice and Problems

Automation in Governance

Simple Tools and Prompts to Save Time, Communicate Better, and Boost Your Productivity

AI for Entrepreneurs

The Promise and Peril of Navigating Our Agentic AI Future

When Machines Act

In a movement-defining book, the "godmother of the current moment of dissatisfaction with establishment politics" (The New York Times) tells the story of the rising anti-monopoly movement and charts a course to a democratic futureIn a short, sharp political book, The Nation magazine's "Anti-Monopolist" columnist and "a prophet of the resurgent left" (Franklin Foer) explains the battle between the forces of oligarchy and the rise of the new anti-monopoly movement. Using the stories of modern anti-monopoly heroes including Federal Trade Commission Chair Lina Khan; grocer Anthony Pena, who turned his frustrations with big box stores into a new grocers movement; and Doha Mekki, a Sudanese immigrant who developed the first successful criminal wage-fixing case for the Department of Justice; Teachout explains how anti-monopoly cuts across traditional political lines and gives real teeth to economic populism. Teachout, a scholar of the law of democracy and a politician whose run for governor of New York State shocked the political establishment, argues that monopoly is the architecture of private tyranny, and that breaking corporate power is essential to building a new democracy. From AI to agriculture, healthcare to energy, Americans understand that corporate concentration doesn't just cause inequality; it organizes power. Anti-Monopoly gives that feeling a name, a history, and a way forward. After a spate of books out of the Abundance movement arguing that we need to remove local democracy and focus on efficiency at scale, this book provides a sharp counterpoint.

A Citizen’s Guide

Anti-Monopoly

Swipe, Scan, Shop

Interactive Visual Merchandising

Discover how to adapt, adopt, and thrive in an AI-anxious era, written by the man with the compass for our maze Expecting the apocalypse around the corner? This book is your playbook to surviving the rise of machine learning. 71% of workers are anxious about AI. The good news: the machines still need you, and you can make them work for you. Don't Panic cuts through the noise, showing you exactly how this technology works and where it fails, and why your human judgment is more valuable than ever. Instead of focusing on technical skills or abstract predictions, author Nate B. Jones ("AI Nate") begins with the emotional reality behind AI anxiety, drawing on his 20-years experience in the tech industry. He's garnered trust from more than 1 million people to help them stay relevant in a rapidly changing technological landscape. AI might have a planet-sized brain, but just like Marvin the Android from The Hitchhiker’s Guide to the Planet, it’s permanently stuck at factory settings. It can’t learn, it can’t adapt, and it can’t gain wisdom. This book reveals why AI's permanent blind spots make human judgment more valuable today than ever before.&nbsp; Worry less, and start owning your future.

AI Optimism for the Mildly Alarmed

Don't Panic

'An excellent look at what Palantir does, as well as a fascinating insight into the mind of its eccentric chief executive' TelegraphPalantir Technologies is the most interesting company in the world -&nbsp;and the most controversial.&nbsp;Palantir builds data integration software: its technology ingests vast quantities of information and quickly identifies patterns, trends and connections that might elude the human eye. Founded in 2003 to help the U.S. government in the war on terrorism - an early investor was the CIA - Palantir is now a $400 billion global colossus whose software is used by major intelligence services (including the Mossad), the U.S. military, the National Health Service in England, and corporate giants like Airbus and BP. From AI to counterterrorism to climate change to immigration to financial fraud to healthcare to the future of warfare, the company is at the nexus of the most critical issues of the twenty-first century.&nbsp;Its billionaire CEO, Alex Karp, is a distinctive figure on the global business scene. A biracial Jew who is also severely dyslexic, Karp has built Palantir into a tech giant despite having no background in either business or computer science. Instead, he's a trained philosopher who has become known for his strongly held views on a range of issues and for his willingness to grapple with the moral and ethical implications of Palantir's work. Those questions have taken on added urgency during the Trump era, which has also brought attention to the political activism of Karp's close friend and Palantir co-founder Peter Thiel.&nbsp;In The Philosopher in the Valley, journalist Michael Steinberger is the first to tell the story of Alex Karp and Palantir from the beginning. Steinberger offers new biographical details and a rich psychological portrait of the man leading one of the world's most secretive companies. Full of revelations, this is an urgent and insightful book about technological power, the surveillance state and the future we all face.

Alex Karp, Palantir and the Rise of the Surveillance State

The Philosopher in the Valley

Can reputation be measured directly? Yes! The novel idea in this book is that "reputation" is a time series of numerical "sentiment" values. Each one summarises, on a daily basis, what people think about a target organisation, brand or product. The ideas here present reputation as a tangible asset that can be measured, quantified, and used to manage risk and steer company policy. They are not just a collection of mathematical and statistical techniques: they represent a thought-provoking mindset change in business intelligence, and a paradigm shift in how reputation is calculated. Asking only a handful of people what they think about the target on one day only is replaced by asking hundreds or thousands of people, every day.The statistical and mathematical properties of sentiment and reputation are explored in depth using the R statistical language at an undergraduate level. The progression from texts sourced from the internet to reputation is encapsulated in the STAR - Statistics, Text, Analytics, Reputation - pipeline. STAR works, for each target, by extensive text mining, calculating a numerical score for each, and combining them into daily numerical sentiments. Sequential sentiment values - the target's profile - is the world's view of the target, and reflects its reputation. Large Language Models are used for both measurement and, with some words of caution, reputation risk management.Readers will be able to:<ul> <li>use and adapt the R code in each chapter;</li> <li>learn how to use traditional and Large Language Models for sentiment analysis and corporate decision making;</li> <li>monitor and forecast reputation;</li> <li>apply reputation risk controls.</li> </ul>

With R Support

Sentiment and Reputation: A Statistical Approach

The Risk of Artificial Intelligence in Credit Ratings

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