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Leite B: The Retirement Black Box

The Retirement Black Box

Decoding the Hidden Architecture of Target-Date Funds

Build a Flourishing Workplace Culture Where Everyone ThrivesWhat makes for a flourishing workplace?Many organizations find themselves spinning their wheels in work cultures filled with toxicity, dysfunction, conflict, and fear. Unengaged employees drag down productivity, and ineffective management undermines morale. How can we create workplaces where people don't just struggle to get through the day but instead thrive and love what they do and where they work?Road to Flourishing by Best Christian Workplaces Institute cofounder and CEO Al Lopus is a research-backed guide to building a healthy workplace culture where employees are engaged and people at every level can flourish. Lopus has studied hundreds of organizations to discover eight key drivers in companies with a healthy culture and engaged employees.He gathers best practices from across a range of companies and ministries to demonstrate how people at all levels can work together to accomplish work that matters. Principles and real-life examples provide concrete ways that organizations can flourish by building fantastic teams, cultivating life-giving work, attracting and retaining outstanding talent, and much more.What you will find in Road to Flourishing: <ul><li>Decades of research brought to life with real stories and case studies</li><li>How to foster a healthy workplace culture that honors God and helps both people and the organization thrive</li><li>Insight for leading an organization through change</li><li>Wisdom for choosing the kind of workplace you want to work in</li></ul>This book is for leaders, managers, and teams who believe that caring for people and accomplishing the mission belong together. With compelling case studies, behind-the-curtain revelations, and enlightening personal anecdotes, Road to Flourishing will motivate leaders, managers, and their teams to reimagine, reassess, and renew their commitment to building healthy work cultures where everyone can flourish.

Eight Keys to Boost Employee Engagement and Well-Being

Road to Flourishing

'The Wealth Habit shows how small, well-designed behaviours, repeated consistently, create extraordinary financial outcomes over time.' - Steven Bartlett, The Diary of a CEO Wealth doesn't start with money, it starts with a habit. Most people think that wealth is reserved for the lucky few-those born into privilege, gifted with an entrepreneurial streak, or naturally skilled with money. But the truth is, financial success isn't about luck-it's about habits. The Wealth Habit is a groundbreaking, behaviour-driven approach to wealth-building that rewires the way you think about money, turning financial success into a series of tiny, effortless, repeatable actions. Instead of overwhelming readers with rigid budgets or complex investment strategies, this book reveals how small, daily financial moves compound into life-changing wealth - no matter where you start. Whether you're struggling with money, looking to break free from the paycheck-to-paycheck cycle, or searching for a stress-free, automated way to build wealth, this book gives you a clear, habit-based roadmap to make financial success inevitable. Start small. Repeat often. Let the habit lead the way.

Small Changes that Will Make You Rich

The Wealth Habit

The bestselling author of For the Culture reveals how organizational culture really works-and how you can harness its power to lead your team to success. "Good Soil is the most important book on corporate culture in the past decade." -Marshall Goldsmith, Thinkers50 #1 Executive Coach and New York Times bestselling author of What Got You Here Won't Get You There Do you wonder why your organization can't seem to realize its full potential? Why impressive new hires fail to thrive? Or why your thoughtful corporate mission statement has zero impact on your bottom line? To solve these mysteries and more, you first need to understand your organization's culture. More than personnel, resources, or strategy, it's culture that determines whether an organization succeeds or fails. But most leaders have a superficial or incomplete understanding of what organizational culture actually is and how it works-and few know how to activate it to supercharge their teams. In this groundbreaking book, bestselling scholar Marcus Collins reveals how to decode and optimize organizational culture. Organizational culture, he argues, is the backstage of a company that allows its front-stage to flourish. Drawing on his academic expertise and decades of corporate experience, Collins shows leaders how to fine-tune their organization's culture to help their teams grow and their employees flourish. Filled with advice on everything from making the right hires to navigating organizational transformation, Good Soil is the essential guide to fostering a thriving culture-and leading a winning organization.

How the Right Organizational Culture Helps People Grow, Teams Flourish, and Companies Thrive

Good Soil

When was the last time you thought something through by yourself, without a screen? The brain rot happens quietly. You stop drafting emails and start approving them. You cannot answer a question without checking your phone. You stop wrestling with the idea and start accepting the summary. Every shortcut feels like a win until you've outsourced your mind to machines that don't doubt, don't feel, and don't care. The atrophy is subtle; the cost is staggering. It's the promotion lost to the person who can still reason out loud. It's your child freezing at an open-ended question because no one ever let her sit in the discomfort of not knowing. We are becoming a generation that prompts brilliantly and thinks almost nothing, and it feels so good we don't even notice. Use Your Brain is a field guide for sharpening your creativity and original thinking when the generic answer is always a tap away, whether it's in the boardroom or around the kitchen table. From CEOs to artists to students to parents, the most effective navigators of the modern era have one thing in common: they aren't afraid to pick up a new tool, but they know exactly when to put it down and think for themselves. Drawing on years of research, globally-recognized leadership expert Erica Dhawan delivers common-sense habits for protecting your judgment that you can start building tonight. You will learn how to catch yourself on autopilot before you act, how to interrogate an answer that looks finished, how to separate signal from noise under pressure, and how to own a decision instead of laundering it through a machine. The window to keep your edge is still open, but not for long.

Think Deeper in a World on Autopilot

Use Your Brain

Identify strategic bottlenecks that concentrate wealth and learn to invest in them&nbsp; Choke Points: Investing in the Origins of Wealth, by Barron's Hall of Fame advisor Dryden Pence, reveals how great fortunes arise from controlling strategic bottlenecks where economic activity must flow. Drawing on three decades managing institutional capital and a decorated military intelligence career, Col. Pence translates elite investment philosophy into a narrative-driven framework that teaches ordinary investors to recognize pricing power before it becomes obvious.&nbsp; Built around the registered PENCE Choke Point framework, the book uses case studies spanning Rockefeller's railroad rebates, Apple's App Store, NVIDIA's AI infrastructure grip, and a four-company jet engine oligopoly to reveal how structural advantages create durable wealth. Readers learn to&nbsp;identify&nbsp;persistent margins, limited alternatives, controlled access, and unwavering demand, the characteristics that separate companies worth owning from the rest.&nbsp; Readers will also find:&nbsp; <ul> <li>A tested method for recognizing where money concentrates, drawn from institutional investment strategies rarely made accessible to individual investors&nbsp;</li> </ul> <ul> <li>Real-world stories showing how founders from Standard Oil to pharmaceutical dynasties identified and controlled strategic commercial bottlenecks&nbsp;</li> </ul> <ul> <li>A framework for distinguishing companies with durable pricing power from those lacking structural advantages in their markets&nbsp;</li> </ul> <ul> <li>Pattern recognition techniques adapted from military intelligence analysis, applied to reading the economic landscape for constraint and opportunity&nbsp;</li> </ul> <ul> <li>Guidance&nbsp;on&nbsp;participating&nbsp;in choke point economics through equity ownership without needing to build or manage businesses yourself&nbsp;</li> </ul> Choke Points&nbsp;is written for retail investors, high earners not yet rich, registered investment advisors, and financial advisors seeking a structural framework for wealth-building. It serves anyone who has followed conventional advice and wants a tested lens for&nbsp;identifying&nbsp;where real pricing power&nbsp;resides.&nbsp;

Choke Point Investing

A journalistic account of the origins and rise of meme coins.

Crypto Degenerates, White House Hustlers, and the Rise of the Casino Economy

The American Meme

Build your understanding of simple and advanced financial concepts with Brigham, Ehrhardt, and McDonald's "Financial Management: Theory &amp; Practice," 18th Edition. This updated edition helps you gain a strong understanding of core topics and focuses on corporate valuation, illustrating why it's important when making good financial decisions on the job. Explore a wide range of topics, from fundamentals to strategic finance, with examples that link recent events to finance in business or your own life. In each chapter, AI applications in finance guide you on using AI responsibly and explain the need for critical thinking as part of this process. With relevant, comprehensive coverage and an emphasis on Excel applications, this edition is ideal for your one- or two-semester introductory M.B.A. course. This edition is also available as a MindTap course. MindTap is Cengage's learning platform that provides you with instant access to course content, quizzes, homework, and more. "Financial Management: Theory &amp; Practice" is a valuable reference tool you can use throughout your academic and business careers.

Theory & Practice

Financial Management

The Leadership Shift That Turns Success Into Significance Many business owners build something successful and still feel stuck, working in the business instead of on it, chasing quarterly numbers that never quite satisfy. Applied Purpose offers a different way forward. Drawing on more than a decade in the C-suite of a company that grew tenfold, Patrick Brensinger lays out the Arena Leadership Model, a practical progression from performance-driven pressure to purpose-driven impact. Inside, you will learn how to: <ul> <li>Lead people as humans to develop rather than resources to optimize</li> <li>Move from a closed-fist posture of control to an open-hand posture of growth</li> <li>Build operating rhythms that let a company scale without burning out its leaders</li> <li>Close the trust gap that quietly undermines teams and build high work engagement</li> <li>Redefine success around the living legacy they want to leave</li> </ul> Applied Purpose is not about hype or quick fixes. It is about building deliberately. For the leader who knows their work can mean more, this book offers a real path forward.

How Growth-Minded Leaders Turn Strategy and Meaning Into High-Impact Results

Applied Purpose

From Theory to Practice

Fundamentals of Climate Finance

Insights from a Luxury Brand Expert

The Art of Customer Relations

What if the leaders best equipped to solve society’s hardest problems are the people who never fully fit into the systems around them? In Unbelonging: The Leadership Superpower for Better Decisions and Improved Healthcare Outcomes, healthcare executive and public health strategist Tracey Veal argues that outsider perspective is not a liability—it is one of the most overlooked strengths in leadership today. Drawing on decades of experience in healthcare leadership, public health strategy, and organizational problem solving, Veal introduces “Seeing 360,” a practical framework for recognizing blind spots, identifying overlooked communities, and building more effective systems. Veal’s story begins in segregated Atlanta during the Civil Rights Movement, where she witnessed both the power of community and the consequences of exclusion at an early age. Those formative experiences shaped observational skills that later guided her career in healthcare innovation and crisis response. Elsewhere, Veal describes how organizational blind spots repeatedly undermine institutional decision-making frameworks, particularly when leaders rely too heavily on familiar perspectives. Her work spanning hospitals, public health agencies, and corporate healthcare environments demonstrates how systems thinking and inclusive leadership produces stronger operations and better outcomes for individual and communities.

The Leadership Superpower for Better Decisions and Improved Healthcare Outcomes

Unbelonging

Some connections uplift. Some deplete. All leave a mark.&nbsp;Lasting Footprints is a practical guide for professionals navigating work, leadership, and everyday relationships who want to become more intentional about the impact they have on others. Drawing on decades of experience in leadership development, organizational culture, and adult learning, Colleen Peterson blends research, real-world stories, and accessible insight to clarify what healthy relationships look like and what quietly erodes them.Positioned at the intersection of psychology, leadership, and human connection, Lasting Footprints helps emerging and experienced leaders understand the influence they carry across teams, careers, and personal relationships. It introduces a clear framework for identifying “skunks”—toxic patterns and draining dynamics that undermine trust, confidence, and collaboration—and offers practical ways to shift toward healthier interaction patterns.With reflection prompts and memorable models, the guidebook supports professionals in creating a Personal Connection Plan that strengthens both professional effectiveness and personal well-being. Rather than leaving relationships to chance, it encourages intentional choices that improve how people show up in every environment they move through.Grounded in research and real experience, Lasting Footprints challenges professionals to notice the impact they leave behind and shape their relationships with greater intention.&nbsp;

Finding Impactful Connections in Work, Leadership, and Life

Lasting Footprints

The Retirement Black Box

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