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Vasquez J: The American Nightmare

The American Nightmare

How Inflation, Debt, and Banks Hijacked the American Dream

How to Master the Markets by Mastering Yourself

The 7 Virtues of Great Investors

What would it feel like to FINALLY HAVE ENOUGH?

Enough to stop proving.
Enough to stop striving.
Enough trust in yourself and your path to simply be.

After twenty years as a Certified Financial Planner(TM) and Certified Exit Planning Advisor (CEPA®) advising affluent families, entrepreneurs, and next-generation wealth inheritors, Christopher Mackin was inspired to write the book that bridges the gap between financial success and true fulfillment.

TRUE WELLTH is for the discerning, skeptical, time-poor reader who has built the life they were supposed to want and quietly suspects they got the scoreboard wrong. The entrepreneur who keeps reaching milestones only to find the feeling never lasts. The inheritor, investor, or steward seeking to align wealth with their deepest values. The person who has achieved what they once dreamed of, yet still feels a quiet longing for something more.

Drawing on two decades of client work, Christopher introduces the TRUE WELLTH Vortex - a roadmap for elevating your relationship with money from fear and accumulation to purpose, stewardship, and abundance:
T - Thriving Mode: Move from survival and scarcity into possibility.
R - Regenerative Flow: Allow money to move through your life as a force for growth and contribution.
U - Unified Wealth: Align your financial decisions with your deepest values.
E - Evolving: Define what "enough" means and expand from a place of wholeness.
WELLTH - Infinite Abundance: Live your legacy now.



Blending practical financial wisdom with the emotional and spiritual dimensions of wealth, TRUE WELLTH explores money mindset, scarcity, abundance, and what it means to trust that you truly have enough. This is not a manifest-your-way-to-millions book. It is a practical framework grounded in two decades of helping people navigate life's biggest financial decisions - and witnessing how money acts as a mirror, reflecting our fears, values, and sense of self-worth.

PRAISE FOR TRUE WELLTH

"In a world that so often treats wealth as merely transactional, TRUE WELLTH brings depth, authenticity, and reverence to this vital conversation..." - Lynne Twist, author of The Soul of Money

"TRUE WELLTH is a compass for those ready to rewrite their relationship with money, meaning, and mastery..." - Chip Conley, founder of Modern Elder Academy

THIS BOOK IS FOR YOU IF:

- You've achieved what you set out to achieve and feel less, not more
- You're navigating sudden wealth, an inheritance, or next-generation stewardship
- You're a conscious entrepreneur whose business is winning and whose soul is tired
- You want a framework that integrates financial wisdom with inner truth

Foreword by Lauren Courtney Unger, author of Glow Up Your Chakras.

Christopher Mackin, CFP®, CEPA®, is a three-time Forbes/SHOOK Top Next-Generation Wealth Advisor and AdvisorHub Top 250 Advisor. He is a founder of Sacred Ohms and Arcadia, board member of Far Away Projects, Karuna Reiki Master, and eco-philanthropist who writes at the intersection of wealth management and conscious living.

A new conversation about wealth begins here.

A Blueprint to Elevate Your Relationship With Money

TRUE WELLTH

Money stress rarely comes from one big problem. It usually comes from dozens of small ones: bills scattered across accounts, subscriptions you forgot about, debt that keeps growing, and a financial system that feels harder to manage every year.

When everything is moving at once, it can feel like you're stuck running on a financial hamster wheel - always working, always paying, but never quite getting ahead.

Calm Money is a practical guide to stepping off that wheel and building a simpler way to manage your finances.

Instead of complicated financial theory or strict budgeting systems that collapse after a few weeks, this book focuses on creating a clear structure that organizes your financial life and keeps it running smoothly.

Inside, you'll learn how to simplify the moving parts of your money, eliminate the habits and systems that create financial chaos, and build a structure that keeps your finances under control without consuming your time or energy.

Written in plain language and focused on real-life practicality, Calm Money helps readers replace financial stress with clarity, control, and a calmer approach to managing money.

A Simple System for People Who Want Their Finances Handled and their Life Back

Calm Money

What happens when poor financial decisions begin to affect not only individuals but entire families? In Passing on the Baton: My Financial Journey, Valerie Chanda Chibuye shares honest, practical, and deeply relatable lessons drawn from her own life experiences and the stories of people around her. Written in simple and accessible language, this book explores the realities of managing money in everyday life within the Zambian and African context.
Through powerful personal stories, the book discusses budgeting and spending habits, saving and investing, managing lump sums and separation packages, retirement and pension planning, mobile money and financial scams, family obligations and financial pressure, shopping smart and cutting household costs, building financial discipline and resilience.
From navigating periods of unemployment and raising school-going children, to building a home gradually and learning to survive financially difficult seasons, the author demonstrates that financial literacy is not only about numbers. It is about decisions, habits, and planning for the future.
This book is ideal for young adults starting their financial journey, employees and entrepreneurs, pensioners and widows managing lump sums, families seeking financial stability and anyone who wants to improve their relationship with money.
At its core, Passing on the Baton: My Financial Journey is a call to break cycles of dependency and build pathways toward financial independence and generational wealth. It is not about how much you earn, but how you manage what you have.

My Financial Journey

Passing on the Baton

Me croiriez-vous si je vous disais que devenir millionnaire est possible pour tous les militaires ?
Et si la liberté financière était plus facile à atteindre que vous ne le pensez ?
Ce livre est votre guide pour fonder sa richesse sur le front, rempli de conseils pratiques et d'astuces concrètes pour vous aider à :Tirer le meilleur parti de votre salaire 
Maximiser votre pension 
Optimisez vos allocations militaires 
Maîtriser votre budget et attaquer vos dettes
Investir comme un pro pour bâtir une richesse durable


Dans Fonder sa Richesse en Uniforme, Paulo Lo Xan Keomanyla partage les secrets de la réussite financière d'un soldat, à travers son expérience vécue sur le terrain dans les Forces Armées Canadiennes. Sa mission ? Aider chaque militaire à servir avec fierté et prendre sa retraite riche - et tout peut commencer avec une simple tasse de café.

Le Guide du Soldat Vers la Réussite Financière

Fonder Sa Richesse en Uniforme

FINANCIAL ROCKET: FREEDOM BEFORE AGE 30
What if the next five years could completely transform your financial future?
Most people spend their 20s earning money.
Very few use their 20s to build wealth, create passive income, and achieve financial independence.
Financial Rocket: Freedom Before Age 30 is a practical, step-by-step blueprint designed for ambitious young earners who want more than just a salary.
This is not theory.
This is not motivation.
This is a proven financial system.
WHAT YOU WILL LEARN INSIDE THIS BOOK
¿ How to build wealth early even with a small salary
¿ How to turn your job income into long-term financial freedom
¿ How to create multiple passive income streams
¿ How to crush debt using smart repayment strategies
¿ How to invest in index funds, SIPs, stocks, and real estate wisely
¿ How to scale side hustles into small businesses
¿ How to automate savings and investing
¿ How to design a 5-year roadmap toward financial independence
WHO THIS BOOK IS FOR
¿ Young professionals
¿ College students
¿ First-time investors
¿ Side hustlers
¿ Entrepreneurs under 30
¿ Anyone tired of living paycheck to paycheck
IF YOU WANT TO
Build wealth early
Create passive income
Invest smartly
Achieve financial independence before age 30
Then this book is your launchpad.
Your 20s are your biggest financial advantage.
The earlier you start, the faster you compound.
The next five years will pass anyway.
The only question is: will you still be chasing money, or will money start working for you?
Start your Financial Rocket today.

Financial Rocket - Freedom Before Age 30

A story-driven stock investing guide from a Rhodes Scholar and professional fund manager&nbsp; In How Investing Changed the World: And How It Can Change Your Life, Rhodes Scholar and fund manager Jonathan Tepper teams with award-winning author Joseph Luzzi, PhD, to deliver an accessible, story-driven guide to stock investing. Tepper brings decades of professional experience managing over $600 million in assets at Prevatt Capital, while Luzzi offers three decades of perspective as a private investor.&nbsp; The book pairs Wall Street expertise with Main Street sensibility, using engaging stories and concrete examples to communicate stock investing's principal lessons. Rather than relying on complex mathematical models or abstract theory, the authors draw on their combined experience in financial services, literature, history, and entrepreneurship to present practical investing knowledge that informs without talking down to readers.&nbsp; Readers will also find:&nbsp; <ul> <li>Lessons from a professional money manager who started as an equity analyst at SAC Capital and Bank of America&nbsp;</li> <li>An engaging, story-based approach modeled on the style of the Economist and New Yorker magazines&nbsp;</li> <li>Insights combining professional Wall Street investment perspective with practical Main Street investor experience and cultural understanding&nbsp;</li> <li>Accessible explanations of stock investing fundamentals designed for both new and experienced individual investors seeking clarity&nbsp;</li> <li>Real-world examples and concrete illustrations that bring investing principles to life without overwhelming technical jargon&nbsp;</li> </ul> Ideal for individual investors, aspiring market participants, and anyone curious about the role stocks can play in building wealth, How Investing Changed the World connects professional investment insight with culturally rich storytelling to make stock investing understandable, relevant, and actionable.&nbsp;

And How It Can Change Your Life

How Investing Changed the World

Through Jane's relatable and inspirational journey, everyday people discover how they can build real wealth with purpose, passion, and profit through equity crowdfund investing. Bestselling author Karen Rands, a visionary leader of The Compassionate Capitalist(TM) Movement and author of the second book in the acclaimed Inside Secrets series, demystifies this powerful wealth-building tool. Once primarily reserved for millionaires through angel investing, equity crowdfunding makes investing in private companies, from innovative startups to main street growth stage business, accessible to non-millionaires too. At last, a new generation of investors seeking alternatives to volatile stock markets, over priced real estate, and sketchy crypto trading has a clear pathway to leap the wealth gap, create financial independence, so they may retire without worry.

This is a business book about finance. investing and wealth building. The business concepts and the fundamentals necessary to be successful as an angel investor, with an onramp through equity crowdfund investor are conveyed through the fictional character Jane. Jane is a composite character created by Karen Rands to inspire the reader through a compelling story with practical examples demonstrating the how-to so that the reader feel empowered to go beyond conventional investing of stocks, real estate, and even crypto and embrace this not-new, but likely new to the reader -- investing in private entrepreneurs to provide the startup and growth capital the need to succeed, and share in their success when they do. 

The reader will learn practical, step-by-step strategies to identify promising startups, evaluate opportunities aligned with their personal values, and apply Karen's ground breaking Angel Profitability Blueprint(c). Through the story of Jane and Karen's unique insights shared as "Inside Secrets" (31 offered in this book); Karen provides a clear roadmap for creating a diversified portfolio designed for both short-term returns and long-term growth, generating not just financial income and robust return on investment, but also significant social and economic impact.

Inside Secrets to Crowdfund Investing is ideal for ambitious new investors, women investors, minority investors, Gen Z &amp; Millennial strivers, impact &amp; socially conscious investors, and anyone ready to take control of their financial future. This book is a must-have resource for building wealth that truly matters and contributing to the change you want to see in the world.

Inside Secrets to Crowdfund Investing builds upon the fundamentals offered in the first book in the Series: Inside Secrets to Angel Investing, but brings the best practices of millionaire angel investor in to reach for the 'every man and woman' with equity crowdfund investing as the vehicle. It is an easy and engaging read as it teaches through the Jane's journey from employee to business investor who 'participates in business loans' like a banker, invests in novel startups with huge upside potential; and late stage - Pre-IPO companies.. Jane is a health care professional who choses to invest a portion of the savings she has built up for real estate investment into equity crowdfund investing. The reader learns as Jane proceeds step by step to determine how much she can invest, how to find the companies and evaluate them, and build a portfolio that included income producing investments, short term late stage returns and longer term big exit opportunities.

This book answer the call of the US Treasury to increase awareness that investing in entrepreneurs as Angel &amp; Crowdfund investors is viable and available to anyone. It offer a pathway to mastery with tools and education available in The Compassionalist Academy.

Follow Jane's Journey: See How a New Generation Builds Wealth with Purpose, Passion, and Profit

Inside Secrets to Crowdfund Investing

Inheritance Tax: everyone loathes it, few understand it, and fewer still know how to avoid paying more than necessary. If you've ever wondered how it really works - or how to stop it taking a sizeable bite out of your estate - this concise and accessible book will point you in the right direction.With over twenty-five years in the industry, Lee W. Denham blends practical guidance, gentle humour and stories from real client situations to make sense of a notoriously confusing tax. You'll learn how to sidestep the most common mistakes and take control of your planning - proving once again that Inheritance Tax truly is, as one former Labour Chancellor put it, "a voluntary levy paid by those who distrust their heirs more than they dislike the Inland Revenue."

(or How to Die Happily Ever After)

A Little Book on Inheritance Tax

Budgeting should not feel like punishment.
If every spending plan you've tried has left you feeling guilty, restricted, overwhelmed, or ashamed, Emotional Budgeting: Creating a Spending Plan That Soothes, Not Scolds offers a refreshing alternative. This compassionate guide helps you build a healthier relationship with money by addressing not only your finances but also the emotions that influence your financial decisions.
Inside, you'll discover how stress, anxiety, fear, and past experiences shape spending habits, saving behaviors, and budgeting struggles. Instead of relying on harsh rules and unrealistic expectations, you'll learn how to create financial systems that support your nervous system, align with your values, and encourage lasting change.
Through practical exercises, reflective prompts, gentle money rituals, and emotional awareness tools, you'll develop a spending plan that feels sustainable rather than restrictive. You'll learn how to replace shame with self-compassion, build emotional safety into your finances, recover from setbacks without self-criticism, and create routines that promote both financial stability and peace of mind.
Whether you're new to budgeting or exhausted from traditional approaches that never seemed to work, this book provides a supportive path forward.
Because lasting financial wellness isn't built through punishment.
It's built through awareness, kindness, consistency, and a budgeting system that helps you feel safe, empowered, and in control.

Creating a Spending Plan That Soothes, Not Scolds

Emotional Budgeting

Opportunity Zones offer one of the most powerful tax-advantaged investment strategies in the US tax code. And with the passage of the One Big Beautiful Bill Act, the program has been made permanent.

OZ 2.0 brings big changes: permanent status, tighter eligibility rules, expanded incentives for rural investments, and a simpler deferral timeline.

But the real advantage is what you can do with Opportunity Zones. As an investor, you can turn capital gains into long-term, tax-advantaged wealth. As a developer or sponsor, you can raise capital for new deals. And along the way, you can back the projects that transform communities-and your portfolio.

Unlike a 1031 exchange, Opportunity Zone investments allow you to defer taxes on any type of capital gain-not just real estate.

If you're considering Opportunity Zones, you probably have questions:
How do I find a good Opportunity Zone investment?
How do I start a Qualified Opportunity Fund?
What are the compliance requirements and deadlines?
What changed with OZ 2.0?
How much can I really save on taxes?



The Opportunity Zones Playbook is the definitive guide to one of the most powerful-and most misunderstood-strategies in the US tax code. Featuring a foreword by US Senator Tim Scott, the architect of the Opportunity Zones policy, this comprehensive playbook answers all of these questions, and many more.

Jimmy Atkinson-founder of OpportunityZones.com and host of The Opportunity Zones Podcast-draws on nearly a decade of experience to translate the complexities of Opportunity Zone investing into clear, actionable strategy. Built on hundreds of interviews with fund managers, developers, attorneys, and CPAs, it's a clear, practical guide for investors, sponsors, and the advisors who serve them.

Emily Lavery, senior vice president at Fulcrum Public Affairs, calls it "an essential resource for anyone seeking to understand, structure, and invest in Opportunity Zones with confidence and clarity."

Michael Episcope, co-CEO of Origin Investments, says, "Jimmy remains the most trusted voice in the industry."

This book is for:
Real estate developers
GPs, fund managers, and capital raisers
Attorneys, CPAs, and industry consultants
Investors with capital gains
Family offices



Whether you've just realized a major capital gain, you're a developer weighing an OZ project, a sponsor preparing to launch a Qualified Opportunity Fund, or an attorney or accountant serving clients in the new OZ 2.0 era, this book gives you the framework, the tools, and the confidence to act.

This is your playbook to build wealth, fund deals, and master Opportunity Zones.

Master the OZ Tax Incentive to Build Wealth, Fund Deals, and Create Impact

The Opportunity Zones Playbook

An insider's guide to our broken economy and how it fails to serve us.'A fascinating examination of the failures of modern economics, and how these failures are harming us all' Grace Blakeley, author of Vulture Capitalism'Easily one of the most compelling economics communicators of our generation.'Yuan Yang, FT columnist and MP for Earley and WoodleyDid you know that while we think of money as notes issued by the government, the truth is that the overwhelming majority of money today is credit created by private banks?Did you know that the reason housing keeps getting less accessible is because we haven't found a way to separate houses from land in our policies?And did you know that far from globalisation being a mystical force, certain countries and currencies have dominated the way it has played out - to their own advantage?Whilst economics is at the heart of the society we live in, governing so many functions from our taxes to where we live to the price of our shopping, few of us have a strong grasp on the subject. This book is here to help.Why We're Getting Poorer delves into the key topics in economics - money, globalisation, inequality, climate change and growth - showing that what we think we know about these things is wrong, and teaching us what we really need to know. Deciphering the jargon and complexity of economic thinking, with examples ranging from the Simpsons to the German football league to The Inbetweeners, Cahal Moran shows us why our economy set us up to fail, and offers suggestions for how we can make positive changes.Written by an award-winning economist and the YouTuber responsible for 'Unlearning Economics', Why We're Getting Poorer is a thrilling, iconoclastic guide to how the world really works.

Economics for an Unfair World

Why We’re Getting Poorer

The American Nightmare

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