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The Algorithmic Child Consumer

Persuasion, Datafication, and Privacy

AI and quantum computing are two disruptive forces about to push financial services and the banking industry over the edge, demanding an unprecedented transformation. They are not fleeting trends but fundamental disruptors that will reshape the core of banking and finance. Authored by a senior Swiss banking technology executive, this practical guide helps board members and senior leaders turn disruption into a disciplined strategic agenda. It offers a rare insider perspective and a roadmap for navigating these seismic shifts. Bridging the gap between technological innovation and practical application, this book equips leaders with the tools to address the challenges and opportunities posed by AI and quantum computing. It features a thorough review of the latest business opportunities and threats associated with these technologies, alongside foresight-based strategic decision frameworks to guide prioritisation. Real-world case studies and an online companion with 125 AI use cases tailored for banks provide actionable insights. It also introduces an original AI Adoption Maturity Model and a Hybrid Enterprise Reference Architecture to ensure safe integration of internal systems with external frontier models. Finally, it provides two detailed multi-year roadmaps, offering a clear path to harness AI's potential and to prepare for a post-quantum future through crypto agility.Rather than offering abstract predictions or generic solutions, this book presents financial-services leaders with the frameworks, choices, and implementation path they need to act with confidence at a moment when waiting is no longer an option.

Evolutions at the Bleeding Edge

How AI and Quantum Computing Will Make or Break the Bank

A USA Today Bestseller. A dramatic new future of work in which managers assemble exactly the expertise they need—within minutes. 2026 PROSE Award Winner: Business, Finance, and Management "If you’ve ever wished you could assemble your version of The Avengers at work, this book will help you make it happen.” —Adam Grant, #1 New York Times-bestselling author of Think Again and host of the podcast Re:Thinking Gone are the days of static organizational charts and staffing based on the manager’s rolodex and intuition. Now you can recruit any expertise you need from a global online network within minutes: an on-demand, on-the-spot expert at the exact moment that you need their help. You can right-size their involvement, too; some of those experts give a second opinion or a moment of brainstorming, whereas others join as full-fledged team members for a sustained collaborative effort. This is the future promised by flash teams, a model that The New York Times has already praised for its “revolutionary potential”: a world where experts are available anytime and everywhere, where remote work has become a norm, and where AI is in the loop to guide team decisions. In Flash Teams, award-winning management scholar Melissa Valentine and computer scientist Michael Bernstein chart the opportunities of flash teams and navigate the challenges that teams and managers will face. They distill lessons from their own work assembling and managing flash teams on demand that every manager can learn from so they can successfully use flash teams in their own organizations. Drawing on original research and industry examples, this book will help readers to: <ul><li>Recognize and source needed expertise within minutes</li><li>Anticipate and plan team designs with AI</li><li>Redesign team structures on the fly as projects evolve</li></ul> Industries are already being transformed by this new approach to teaming. Flash Teams arms leaders, managers, and entrepreneurs with the tools they need to accomplish their goals with confidence, speed, and agility.

Leading the Future of AI-Enhanced, On-Demand Work

Flash Teams

Can democracies combat political disinformation, foreign interference in elections and manipulative political expression without undermining free speech?This book is the first to demonstrate how democracies can regulate social media communication causing democratic harm, including political disinformation, consistently with the right to freedom of speech.Through a rigorous analysis of new laws, including the UK's Online Safety Act and National Security Act, as well as the EU's Digital Services Act and AI Act, the book illustrates how and why states must respond to democratic harm on social media platforms. In doing so, the book explores the types of social media communication that cause democratic harm and develops a novel theory of democratic harm that looks beyond negative electoral consequences and focuses on the preconditions necessary for democratic legitimacy in relation to freedom of expression.Defending Democracy in The Digital Age provides pragmatic solutions to the complex challenge of balancing free speech and addressing social media communication causing democratic harm. Policymakers, scholars, judges and legal practitioners interested in democracy and freedom of speech will benefit from the findings made by this book. In the digital age, when powerful social media companies facilitate the spread of harmful communications that erode the function of our democracies, this book provides a necessary and timely intervention in debates on the safeguarding of democracy and the protection of free speech.

Regulating Democratic Harm on Social Media Platforms

Defending Democracy in The Digital Age

Taylor and Francis Proceedings in Computer Science and Engineering

Reimagining Tomorrow: AI and Sustainable Imperative presents a curated collection of high-quality research contributions that explore the transformative role of Artificial Intelligence in addressing pressing sustainability challenges across a variety of sectors.This book highlights how advanced AI techniques-ranging from machine learning and deep learning to intelligent optimization-are being leveraged to enhance efficiency, reduce environmental impact, and support data-driven decision-making. The volume emphasises the growing importance of integrating technological innovation with sustainability goals to create resilient and future-ready systems. The primary focus of this book is on human-centred Artificial Intelligence, with particular attention given to its ethical, societal, and governance dimensions. It examines critical issues such as transparency, fairness, accountability, and privacy, while also showcasing AI-driven solutions for sustainable development in key domains, including healthcare, education, smart infrastructure, and Industry 5.0. The contributions further address interdisciplinary approaches, combining AI with emerging paradigms such as edge computing, IoT, and green technologies to enable scalable and responsible innovation.The book provides valuable insights for researchers, academicians, industry practitioners, policymakers, and students by offering a comprehensive perspective on both theoretical advancements and practical implementations of AI for sustainability and serves as a reference for understanding current trends, identifying research gaps, and exploring future directions in the design of intelligent, ethical, and sustainable systems.

AI and Sustainable Imperative

Reimagining Tomorrow

Turn AI investment into scalable business impact by enabling your workforce to build the solutions they actually need. From AI Users to Solution Builders is a strategic guide for senior AI, technology, and transformation leaders who want to move beyond underperforming, centralized AI initiatives, and unlock real enterprise value. As organizations struggle to translate AI into measurable results, this book shows how shifting from top-down deployment to workforce-led solution building creates faster adoption, stronger ROI, and sustained innovation. Written by experienced AI leader Wei Manfredi, this book combines strategic insight with practical execution. It draws clear parallels between failed digital transformation efforts and current AI adoption challenges, while demonstrating how natural language interfaces are reshaping access to AI. By enabling non-technical professionals to design their own tools, organizations can embed AI directly into workflows, decision-making, and daily operations. You'll learn how to: - Shift from centralized AI models to workforce-driven innovation - Enable employees to build AI solutions for real workflows - Design scalable infrastructure for AI solution development - Apply change management to overcome resistance and drive adoption &gt;Featuring real-world examples from organizations including Lululemon, Google, Oracle, and JPMorgan Chase, this book provides a proven framework for embedding AI into everyday collaboration, accelerating innovation, and future-proofing your organization's competitive advantage. Themes include: AI strategy, AI adoption, workforce transformation, AI governance, enterprise AI, change management

Scaling AI Across Your Organization

From AI Users to Solution Builders

Wiley Finance

The handbook to unleash the power of AI in Finance with guidance to pragmatically managing AI Risk Are you ready to harness the transformative potential of artificial intelligence and machine learning in finance while effectively managing the associated risks? "AI and Risk Management in Finance: A Practitioner's Handbook" by Sri Krishnamurthy, CFA, is your indispensable guide. Tailored for financial professionals, this comprehensive handbook delivers practical insights, case studies, and frameworks to navigate the complex landscape of AI and ML in the financial sector. This pragmatic handbook, developed primarily for professionals involved in designing, developing, and deploying AI models in the financial industry explores cutting-edge technologies, regulatory landscapes, and pragmatic frameworks. From generative AI to robust risk management strategies, this handbook equips you with the tools you need to validate models, ensure compliance, and operationalize AI risk management effectively. Leveraging lessons from QuantUniversity's AI and Machine Learning Risk Management program offered in 18 countries, this book focuses on enabling practitioners apply the state-of-the-art AI and machine learning techniques factoring unique risks specific to the financial services domain. Whether you're a seasoned professional or a newcomer, this book offers invaluable insights for harnessing the power of AI responsibly in the financial industry. Highlights of the Book: <ul> <li>Machine Learning and AI in Financial Services: Dive into the fundamentals of ML and AI, exploring various applications within the financial industry through real-world case studies.</li> <li>Generative AI and LLMs in Finance: Understand the emerging landscape, key players, and advanced concepts like prompt engineering and fine-tuning with practical examples.</li> <li>Risk Management for AI/ML Applications: Learn about current and emerging regulatory landscapes, AI risk management frameworks, and legislative efforts shaping the field.</li> <li>Data Governance Issues: Address critical aspects of data quality, privacy, security, and governance, with actionable frameworks and illustrative case studies.</li> <li>Model and System Governance: Gain insights into validating machine learning models, quantifying model risk, and ensuring robust system governance with MLOps and model monitoring.</li> <li>Key Risk Assessment Facets: Focus on documentation, explainability, fairness, security, and reliability with detailed case studies.</li> <li>Verification and Validation: Distinguish between verification and validation and learn frameworks for effective AI application validation.</li> <li>Algorithmic Auditing: Conduct comprehensive algorithmic audits with detailed processes and real-world examples.</li> <li>Operationalizing AI Risk Management: Discover ten essential strategies for implementing AI risk management practices effectively in your organization.</li> </ul> Prepare for the future of finance with expert advice and actionable strategies. Don't miss out on this comprehensive guide-your roadmap to navigating AI and risk management in the financial sector.

A Practitioner's Guide to Machine Learning, Generative AI, Agentic Systems, and Responsible Deployment

The Algorithmic Child Consumer

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