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Cash A: The Abundance Formula

The Abundance Formula

9 Proven Steps to Build Black Family Wealth, Protect Your Legacy, and Empower Generations

True wealth is not just about what you make; it is about who you become.

In Money and Me: How to BE rich before becoming rich, author E.D. Williams delivers a sharp, transformative blueprint for young adults, emerging leaders, and anyone ready to break free from passive financial cycles.

Moving beyond generic financial advice, this book targets the root cause of financial insecurity: the mindset and daily habits that dictate how we handle leverage, resources, and personal accountability.

Inside this guide, readers will discover how to:Shift from a passive consumer identity to an active, sovereign builder.
Master the psychological discipline required to build lasting assets.
Navigate real-world financial choices with clarity, confidence, and purpose.



Ideal for personal development, youth mentorship programs, and leadership cohorts, Money and Me provides the foundational mindset needed to build character before building wealth.

Money and me

Ready to stop watching from the sidelines and finally put your money to work - even if you're starting with almost nothing?

Stock Market Basics for Beginners is the no-jargon, step-by-step guide to investing for people who want a clear plan, not a finance degree. Whether you have $50 or $500 to start, this book shows you exactly how to open an account, make your first investment, and build a simple portfolio that works quietly in the background while you live your life.

You'll learn how ordinary, disciplined investors have historically built real wealth in the stock market - not through luck, hot tips, or perfect timing, but through consistency, low costs, broad diversification, and the quiet power of compounding over time.

What's inside:
- What stocks, ETFs, and index funds actually are, explained in plain English
- How to open a brokerage account and make your very first trade, step by step
- A simple framework for building a diversified portfolio that matches your goals
- How to automate your investing with dollar-cost averaging so you never miss a month
- How 401(k)s, IRAs, and other tax-advantaged accounts can grow your wealth faster
- The behavioral mistakes that quietly wreck most beginner portfolios - and how to avoid them
- How to turn long-term investing into a real stream of passive income through dividends
- A full first-year, month-by-month roadmap plus a glossary of every term you'll need

Perfect for complete beginners, young professionals, side hustlers, and anyone who has put off investing because it felt too complicated or too risky. No prior experience, large savings, or financial background required - just a willingness to start small and stay consistent.

This is not a get-rich-quick scheme and makes no promises of guaranteed returns. It's a realistic, practical roadmap for building long-term wealth the way it has actually worked for patient investors: one informed decision at a time.

STOCK MARKET BASICS FOR BEGINNERS

Sheconomy Magazine
September 2026 Edition
The September 2026 edition of Sheconomy Magazine explores Closing the Gap: Redefining Economic Power, examining the broader forces that influence who earns, leads, owns, and builds wealth. Featuring cover star Dr. Jamie Lynn O'Neill, PhD, Bestselling Author, Philosopher, Metaphysical Minister, Beauty Entrepreneur, Public Speaker, and Empowerment Coach, this issue looks beyond the traditional conversation about pay to explore economic power from a wider perspective.
Inside, readers will discover stories and insights surrounding entrepreneurship, financial literacy, access to capital, leadership, ownership, and economic opportunity. This edition celebrates the people challenging outdated systems and creating new pathways toward prosperity while asking an important question: what would the economy look like if more people had access to the tools and opportunities required to build lasting wealth?

September 2026 Edition

Sheconomy Magazine

Your Journey to Financial Freedom&nbsp;stands out as a beacon of financial wisdom. This book goes beyond money—it's about mindset, empowerment, and designing a life you truly deserve.&nbsp;—Farnoosh Torabi, author of&nbsp;A Healthy State of Panic As a wife, mother of three and first-generation Jamaican immigrant, Jamila knows all too well the struggles of saving for tomorrow while spending liberally today. Her voice resonates with the dynamic and diverse population of everyday people who long to break free from smart-spending rules and money-saving ultimatums that reek of joylessness. Now, podcaster Jamila offers her seasoned expertise in&nbsp;Your Journey to Financial Freedom, providing readers with the resources they need to not only save for cake but eat it, too. Your Journey to Financial Freedom&nbsp;is a firm but kind guide to being your best financial self.&nbsp;—Erin Lowry, author of the Broke Millennial series A comprehensive guide to achieving true financial independence that empowers you to make informed money decisions.&nbsp;—Bola Sokunbi, author, founder and CEO of Clever Girl Finance

A Step-by-Step Guide to Achieving Wealth and Happiness

Your Journey to Financial Freedom

Revealing the people behind the Rothschild name, The Rothschilds explores the lives and legacy of one of the best-known and most impactful families in modern history. The Rothschild name has long been synonymous with wealth and privilege, but as Jews the family has also been dogged by prejudice and hatred. Antisemitism followed them from their earliest beginnings in the oppressive Jewish ghetto of Frankfurt, where Jews were not allowed out after nightfall, to the lofty summits of high finance, art, and culture. However, behind the myths, the glamor, and the conspiracy theories are a group of relatives whose individualism, personalities and occasional eccentricities have been obscured by their shared surname. <ul> <li>In The Rothschilds, Harry Freedman delves into their lives on a historical tour, marked by an unfailing attention to the influence of individual family members on world events.</li> <li>We travel from the genesis of the Rothschild international banking empire to the impact of individual Rothschilds in multiple fields over the past 250 years.</li> <li>Spanning war, politics and the industrial revolution, art, architecture and interior design, zoology, smuggling, and counter-terrorism and the ongoing struggle against entrenched anti-Jewish bigotry in different historical eras and places.</li></ul> The Rothschilds reveals a truly new story of a very old family, making a great contribution both to history and our understanding of a dynasty that has shaped our world. &nbsp;

The Untold Family Story

The Rothschilds

This is not a get-rich-quick book.
Brick by Brick is for parents, first-generation professionals, and families who are determined to change their financial bloodline permanently.
Written by a father to his children, this book is both a practical financial roadmap and a deeply personal legacy letter about discipline, ownership, and building wealth that lasts beyond one lifetime.
What makes this book different
Unlike traditional personal finance books that focus only on tactics, Brick by Brick blends mindset and mechanics. It speaks directly to families who were never given a financial roadmap and shows how to build one intentional decision at a time.
Inside Brick by Brick, you'll learn how to:Build and protect credit with intention
Create disciplined saving habits that compound over time
Invest with strategy instead of emotion
Use real estate as a long-term wealth-building tool
Teach your children financial literacy through example, not lectures
Break generational cycles of debt, stress, and financial silence


These aren't theories. They are principles built to be reread and applied across different seasons of life.
A book with both instruction and heart
Through storytelling, clear financial guidance, and heartfelt letters written to his children and future grandchildren, the author shows that wealth is not just about money. It's about freedom, preparation, and stewardship.
This book doesn't promise shortcuts. It offers something better: a blueprint for sustainable, generational progress.

A Father's Guide to Building Generational Wealth

Brick by Brick

The Financial Echo System of the Black Community

Breaking Cycles, Building Wealth

Instant New York Times and USA Today Bestseller "Success—in anything, from fitness to business to investing—comes from discipline and patience, not chasing shortcuts. David Booth, who is a visionary and a great friend, reminds us that staying calm, loving the process, and focusing on what we can control is the real path to lasting results. This book is about building strength the smart way—over time." —Arnold Schwarzenegger, longtime Dimensional shareholder From one of the pioneers of index investing and a founder of factor investing comes a clear, calming, and empowering guide to building true wealth—rooted not in predictions, hacks, or market timing but in the science of how markets actually work. “Uncertainty isn’t something to fear—it’s where possibility lives.” —David Booth For more than 50 years, David Booth has been at the center of a monumental transformation in personal finance. As founder of Dimensional Fund Advisors, Booth has worked alongside Nobel laureates Gene Fama, Merton Miller, Myron Scholes, and Robert Merton, helping to transform investing from a game of speculation into a discipline grounded in evidence, diversification, and long-term thinking. In Stay Calm, he shares the lessons, mindset, and stories behind that revolution—and shows readers how to apply them in their own lives. In this accessible and engaging book, Booth explains why trying to pick stocks or predict the market’s next move is a losing game, and why trusting markets—not gurus—gives ordinary investors a powerful advantage. Drawing on decades of data and experience, he explores: <ul> <li>Why market prices reflect information faster than any individual can, and why this is good news for investors</li> </ul> <ul> <li>How to build a resilient, low-stress investment strategy using diversification, discipline, and patience</li> </ul> <ul> <li>How to avoid the emotional traps that cause investors to buy high, sell low, and miss long-term gains</li> </ul> <ul> <li>Why uncertainty is not a danger to be eliminated but a source of opportunity</li> </ul> <ul> <li>What “true wealth” really means—and how money can support a life of purpose, freedom, and meaning</li> </ul> Warm, wise, and refreshingly free of jargon, Stay Calm is both a practical guide to long-term investing and a philosophy for living with clarity and confidence. Whether you’re just starting out, rethinking your financial plan, or guiding others, this book will change the way you think about markets, risk, and what really matters.

Learn to Embrace Uncertainty in Investing and Life

Stay Calm

Your Money Matters - Rules Nobody Taught You

DELUXE EDITION-a beautiful hardcover edition featuring sprayed edges, a designed case stamp, and fully illustrated color endpapers. From New York Times bestselling author Olivie Blake comes a tantalizing story of power, seduction, and the omens you'll ignore when everything you've dreamed of feels just within reach. The headlines are calling it the "summer of exsanguination" in LA-girls are being murdered, the Santa Ana winds are blowing a strange energy into the city, and all signs point to fire season. More pressing for Anya Morris, though, is the drudgery of living at home, working part time at the family store, and contending with her mother's disdain for the acting career Anya knows she's destined for but that feels more impossible by the day. It's in this suffocating late summer heat that Anya receives a once-in-a-lifetime opportunity, an invitation to work for the de Witt family, one of LA's most influential film dynasties. Soon, she's spending her days and nights at their strange villa high in the Hollywood Hills, where she meets Jude, a recluse who is both the family's heir apparent and its most closely guarded secret. There's a magnetism to Jude that Anya cannot resist, despite warning signs that scream like sirens in the night. Because the villa holds generations of bloodstained history, and an occult family curse may even live within its walls-or within Jude himself. In this city, everyone cuts a deal with the devil. When Anya comes face to face with a devil of her own, she'll learn just how far she's willing to go to get everything she's ever wanted.

A Novel

Dreamland

The Hidden Language Series

100 essential financial terms. Plain English. Practical examples. Greater financial confidence.

Financial language shapes everyday decisions-but most people were never taught how to speak it.

The Hidden Language of Wealth is an accessible financial education guide for anyone who wants to understand money without feeling overwhelmed by jargon. Across 100 essential financial terms, Javail Marshall translates the language of personal finance, credit and borrowing, investing, business and wealth into plain English, practical examples and real-world context.

Whether you are trying to understand cash flow, inflation, credit scores, assets and liabilities, investing terminology, business concepts or the language used in financial news, this book helps you build the vocabulary behind better financial decisions.

Inside, you will discover:

¿ 100 essential financial terms explained clearly and simply
¿ Practical examples that make complex ideas easier to understand
¿ Why each term matters in everyday financial life
¿ Concepts covering money foundations, financial stability, credit, investing, business and long-term wealth
¿ A structured learning journey from beginner to more advanced financial language

The Hidden Language of Wealth is not a get-rich-quick book and it does not tell you what to invest in. Its purpose is more fundamental: to help you understand the language first, so you can ask better questions, follow financial conversations with greater confidence and make more informed decisions.

Designed for adults, young adults, working professionals, entrepreneurs, parents and lifelong learners, it offers a clear starting point for anyone who wants to strengthen their financial literacy.

You do not need to become a financial expert. You simply need to understand the language.

The World's Most Approachable Guide to Understanding Financial Language

The Hidden Language Of Wealth

The action guide to building serious financial power.For too long, women have worked twice as hard to earn less than men, and women have felt emotionally broke and financially stressed. It's time for a change and time for women--especially women of color--to make bank.In her first book, We Should All Be Millionaires, Rachel Rodgers--Black woman, mother of four kids, and self-made millionaire--shared her personal story. How she climbed from crushing debt and financial stress to wealth and abundance, running a multi-million-dollar company, and owning a blissful 57-acre horse ranch.Her book inspired thousands of readers and listeners to construct a new attitude about money, claim their power, and build the financial security that we all need and deserve. Now, with Hello Seven, Rachel provides a practical framework to achieving seven-figure wealth. This is the book that makes it happen. Rachel lays out the Hello Seven Growth Scale so you can identify where you fall on one of seven levels -- from $0 to 7 figures -- and map out the specific action steps you need to take to grow from one level to the next.

The action guide to building serious financial power.

Your Step-by-Step Guide to Earning a Million Dollars in Annual Income

Hello Seven

The Abundance Formula

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