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Cash A: The Abundance Formula

The Abundance Formula

9 Proven Steps to Build Black Family Wealth, Protect Your Legacy, and Empower Generations

The Financial Echo System of the Black Community

Breaking Cycles, Building Wealth

This book breaks down what schools never taught, what families rarely explain, and what institutions quietly expect you to already understand. It shows you how access is earned, how it is scaled, and why losing it is almost always an identity problem, not a money problem. More importantly, Rich Off Credit does not stop at tactics. It addresses the mindset required to hold power without collapsing under it, the discipline required to scale without chaos, and the structures required to turn personal success into something that lasts beyond you.

This is not motivation. This is not theory. It is not a get-rich-quick fantasy. It is a blueprint for becoming legible to the systems that control opportunity.

If you are tired of working harder without moving forward...
If you sense that money has never been the real barrier...
If you are ready to stop chasing approval and start commanding access...
This book was written for you!

Because once you understand how access works, money stops being the goal. It becomes the byproduct.

Why Access Matters More Than Money

Rich Off Credit

Revealing the people behind the Rothschild name, The Rothschilds explores the lives and legacy of one of the best-known and most impactful families in modern history. The Rothschild name has long been synonymous with wealth and privilege, but as Jews the family has also been dogged by prejudice and hatred. Antisemitism followed them from their earliest beginnings in the oppressive Jewish ghetto of Frankfurt, where Jews were not allowed out after nightfall, to the lofty summits of high finance, art, and culture. However, behind the myths, the glamor, and the conspiracy theories are a group of relatives whose individualism, personalities and occasional eccentricities have been obscured by their shared surname. <ul> <li>In The Rothschilds, Harry Freedman delves into their lives on a historical tour, marked by an unfailing attention to the influence of individual family members on world events.</li> <li>We travel from the genesis of the Rothschild international banking empire to the impact of individual Rothschilds in multiple fields over the past 250 years.</li> <li>Spanning war, politics and the industrial revolution, art, architecture and interior design, zoology, smuggling, and counter-terrorism and the ongoing struggle against entrenched anti-Jewish bigotry in different historical eras and places.</li></ul> The Rothschilds reveals a truly new story of a very old family, making a great contribution both to history and our understanding of a dynasty that has shaped our world. &nbsp;

The Untold Family Story

The Rothschilds

WHAT MONEY TREE WILL YOU PLANT?

To help educate you on the financial world you're about to enter. In high school and in college, you will be making decisions about your future and greatly influence your financial future. Questions like, "Are you going to college?", "What is your major going to be?", "What are you going to do after high school?" "Going to work or your family business?", and "Are you going to go to trade school", all become your focus. If you haven't already chosen what to do next, you do have time to think and consider. Hence, this book works to educate you on how to build a budget, have financial discipline, understand borrowing, understand credit cards, housing and transportation costs, inflation's impact on your world, salary and raise expectations, taxes and what will your dreams cost. With this gained knowledge, it will enable you to more confidently choose the course for your future and make changes as needed as your journey continues.

Financial Education for High School Juniors and Seniors-Before You Make the Biggest Decisions of Your Future

What Money Tree Will You Plant

DK How Stuff Works

The Concepts Visually Explained

How Investing Works

You followed the rules.
You got the job.
You bought the house.

So why does it feel like you're losing?

For decades, men have been told that stability comes from obedience:

study hard, work late, take on debt, and trust that time will reward you.

But when you step back and look at the math - at the mortgages, the interest, the years traded away - the story doesn't hold.

The Old Money Blueprint is not a finance book in the modern sense.

It doesn't offer hacks, shortcuts, or motivational slogans. It is a long-form argument about how families quietly lose wealth over generations - and how a small number manage to build structures that endure.

Written for fathers and men who feel increasingly alienated by the standard path, this book examines the hidden assumptions behind "normal" life: education, careers, debt, consumption, and the unspoken expectations that shape them.

This book is not about becoming rich quickly.

It is about thinking in decades instead of quarters.

About building systems instead of chasing outcomes.

About accepting short-term difficulty in exchange for long-term freedom.

Some readers will find these ideas clarifying.
Most will find them uncomfortable.

Both are necessary for growth.

The Old Money Blueprint is meant to be read slowly, returned to, and lived with.

For those who recognize themselves in its pages, it becomes less a book about money - and more a blueprint for what kind of ancestor they intend to be.

Rewrite the Script. Build a Dynasty

The Old Money Blueprint

Young Academics: Soziale Arbeit

Der Autor untersucht, über welches Finanzwissen Fachpersonen der Sozialen Arbeit verfügen und welche Faktoren es beeinflussen. Bei sozialen Problemlagen sind es oft diese Fachpersonen, die Unterstützung leisten. Geld spielt dabei eine zentrale Rolle: sei es als Ursache der Problemlage oder als Bewältigungsmittel. Im Rahmen einer quantitativen Erhebung wird das Ausmaß von grundlegendem Finanzwissen (Financial und Debt Literacy) bei Fachpersonen der Sozialen Arbeit mit Erwerbsort in der deutschsprachigen Schweiz untersucht und mögliche Einflussfaktoren mithilfe von binär-logistischen Regressionen geprüft. Die Arbeit leistet einen wichtigen Beitrag zur Reflexion über finanzielle Handlungskompetenz der Profession Sozialer Arbeit.

Eine Bestandsaufnahme des finanziellen Grundlagenwissens von Fachpersonal

Financial Literacy in der Sozialen Arbeit

Every year, more than 2.8 million Americans die, and most of them leave behind bank accounts, beneficiaries, and families who suddenly discover that their loved one's financial institution has no idea what to do next.

The result is predictable: 70% of heirs switch banks within twelve months of an account holder's death. Multiply that by the $124 trillion in wealth transferring between generations by 2048, and the banking industry is staring down the largest deposit attrition event in American financial history - one that most institutions are completely unprepared for.

The Death of Deposits is the definitive guide for bank executives, fintech leaders, and financial industry strategists who want to stop losing to a problem they can see coming. Martha Sylla Underwood, the founder and CEO of Prismm Inc., the company building estate orchestration infrastructure for financial institutions, draws on deep industry research, regulatory analysis, and real-world implementation experience to lay out exactly why banks fail families during estate settlement, and precisely what it takes to turn that failure into a competitive advantage.
This book maps the operational tangle, the technology debt, the regulatory maze, and the human capability gaps that make estate processing so painful for both families and institutions. More importantly, it builds the complete playbook for transformation: the business case, the implementation roadmap, the ROI model, and the infrastructure decisions that separate the institutions that will capture the generational wealth transfer from the ones that will watch it walk out the door.

The $124 trillion is already in motion. The families are already deciding. The only question is whether your institution will be ready.

The Death of Deposits, How Banks Can Turn the $124 Trillion Wealth Transfer into Their Greatest Opportunity

The Everyman's Finance Series

Raising a financially capable adult doesn't happen by accident, but it also doesn't require a degree in economics. Teach Your Kids Money is the essential roadmap for parents who want to break the cycle of financial silence and equip their children for the real world. Whether you are navigating the demanding toddler years or discussing student loans with a college-bound teen, this guide helps you turn everyday moments into powerful lessons that build confidence, responsibility, and independence.

Go beyond the traditional piggy bank to explore how money truly works in the digital age. You will discover how to create a family money culture that aligns with your values and learn strategies for teaching complex topics like compound interest and credit scores in simple terms. From setting up safe-to-fail experiments that let kids learn from small mistakes now rather than catastrophic ones later, to navigating the hidden traps of subscription apps and online scams, this book covers the full spectrum of modern financial life.

Written in a warm, conversational style, this addition to The Everyman's Finance Series prioritizes relatable storytelling over dry technical jargon. It offers practical checklists, conversation starters, and age-appropriate milestones that you can apply immediately. Give your children the ultimate gift of financial freedom and peace of mind with a guide that makes money management a skill they will carry for a lifetime.

The Abundance Formula

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