Settling a Trust After Death

You didn't choose this job. It came with your grief.

Someone you trusted-your parent, your spouse, your sibling, a close friend-has died. And a legal document you may never have read just named you successor trustee: legally responsible for carrying out their final wishes, from the first day to the final check that closes the trust.

You're grieving. And you need to act.

What no one tells you

You can be held personally liable for mistakes you didn't know you were making. The single most common one-handing money the wrong way-is the mistake that gets new trustees sued. Every guide tells you what a trust is. None of them tell you what to do Tuesday.

This book is different

It's organized the way your mind actually works in a crisis: chronologically. Open to the phase you're in-your first 72 hours, the first 30 days, months 2-6, or closing the trust-and act. No law-school jargon. No jumping around. No filler.

What's inside:

- The one mistake that gets trustees sued - The First-72-Hours plan shows you what to do right now, and the one rule you must not break yet.
- Every formal duty, in order - getting the trust's EIN, opening the trust bank account, sending the legally required beneficiary notices, building the asset inventory, valuations, taxes, and distributions.
- Protect Yourself at every liability flashpoint - the decision logs, communication trackers, and financial ledgers that shield you if anyone ever questions your decisions.
- Plain-English verdicts on the question that haunts every new trustee: Do I actually need a lawyer for this? - when to do it yourself, when to hire a CPA, and when a lawyer is mandatory.
- Family conflict, handled - exact scripts for the five hardest conversations, including how to take your own beneficiary share cleanly without being accused of self-dealing.
- Stepped-up basis without the jargon, digital-asset handling, and state-by-state deadline flags.

Plus 10 free downloadable forms - the asset inventory, distribution calculator, and beneficiary master sheet you'll actually use.

You can do this.

Thousands of people settle a living trust every year without being attorneys. The steps are learnable, the sequence is clear, and the tools inside will keep you protected. You don't have to be perfect-you just have to be documented, and in the right order.

Written for the most common case: a revocable living trust that became irrevocable when its maker died, with you named as successor trustee. (Special needs, charitable, or active tax-planning trusts? A specialist resource will serve you better.)