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Promoting Inclusivity and Accessibility
With FinTech

Promoting Inclusivity and Accessibility With FinTech

Lecture Notes in Economics and Mathematical Systems

This textbook provides a comprehensive introduction to computational methods for analyzing dynamic economic systems, bridging the gap between theory and real-world applications.The book covers a wide range of topics in both microeconomic and macroeconomic dynamics, offering clear explanations of complex concepts through practical examples and case studies. It introduces fundamental tools like differential equations and applies them to key models, including the Solow-Swan and Ramsey growth models, Walrasian tâtonnement, as well as dynamic labor market and epidemic models. Readers will gain hands-on experience using popular tools such as R and Python, with step-by-step instructions for building, simulating, and visualizing economic models.The text stands out for its practical approach, equipping readers with the computational skills necessary to model real-world economic processes. By integrating theoretical insights with applied exercises, the book ensures that readers not only understand the underlying economic dynamics but also know how to implement and interpret these models.This book will be a key resource for both undergraduate and graduate students, as well as professionals seeking to apply computational methods to economic analysis. It is an indispensable guide for anyone aiming to deepen their understanding of dynamic economic modeling in both academic and professional contexts.

Theory and Applications

Computational Modeling of Economic Dynamics

The Second Republic is a comprehensive institutional blueprint for India's transition into a developed economy (Viksit Bharat) by 2047. In this book, Ghani, a former World Bank economist and a prominent voice in Indian developmental economics, moves beyond traditional policy debates to focus on the State capacity engine, with his most compelling diagnostic being the two-engine trap. Since the 1991 reforms, India has developed a high-performance private sector engine; however, this is tethered to an obsolete state engine, characterized by nineteenth-century colonial structures and twentieth-century socialist bureaucracy. To address this, India not only needs new laws but a 'Second Republic', a fundamental re-architecting of the state's core institutions to match the dynamism of its people. 

The book introduces the 4F architecture--functions, finances, functionaries, and foundations--as the integrated mechanism for national renewal, analysing why previous reforms have often stalled. With themes including unlocking the gender dividend (Shakti Superpower), building a modern justice platform, and navigating the geoeconomic frontier of artificial intelligence and climate change, it focuses on the 'plumbing' of the nation: the courts, civil services, and digital systems. A manifesto for 2047, The Second Republic is a timely intervention, shifting the goalposts from 'growth at any cost' to 'growth through institutional excellence', making it an essential read for those trying to understand why India's path to $30 trillion requires more than just capital.

A Charter to Remake the Indian State and Unleash a Nation's Potential

The Second Republic

'Excellent' Aaron Bastani 'Provocative ... An entertaining, sweeping read' Financial Times Every leader comes to power promising growth: think back to the campaigns of Boris, Truss, Sunak, Starmer, Trump. Yet real-term income hasn't improved in the UK since 2008. Across the West, growth has stagnated for well over a decade, leading to cost of living crises, political instability and rising social tensions. Is real economic growth still possible? And with the climate emergency accelerating beyond repair, should we still be pushing for it? In Icarus Economics, acclaimed economist John Rapley argues that the problem of growth is inherently tied up with the climate crisis. We often assume that poor countries will bear the brunt of climate change, pandemics, and other exogenous shocks, but this book argues the opposite: western societies have more wealth and capital to lose and are less inherently resilient. In this book, he shows us how rich countries can grow their own economies by helping poor countries to decarbonise - and in the process, mitigate the effects of climate change.

Growth, Degrowth, and the Future of the West

Icarus Economics

ADVANCED MACROECONOMICS: AN INTRODUCTION FOR UNDERGRADUATES (SECOND EDITION)

From the man that the&nbsp;New York Times&nbsp;calls “the most important person you’ve never heard of,” renowned Cambridge University economist Sir Partha Dasgupta, comes a paradigm shifting treatise, asking a simple yet profound question—what if we put a value on nature, just as we put a value on everything else?&nbsp;For just about everything of value in life, there is an economic model. If it matters to us, we have found a way to put a dollar amount on it—to quantify its importance in our lives and society. These models and metrics tell us that our economies are healthy because they are growing. And yet for as long as they have existed, our economic models have served us an incomplete picture; they fail to account for the fact that our growth is driven by a resource that we take for&nbsp;free&nbsp;and treat as&nbsp;infinite: nature.&nbsp;Indeed, for centuries we have been using nature as if it were limitless, but more than ever, we are recognizing that our demands on the natural world are unsustainable. In&nbsp;On Natural Capital, award-winning Cambridge University economist Sir Partha Dasgupta lays out a seminal new approach to economics that asks, what if we were to put a value on nature just as we value everything else? Rooted in mankind’s struggle against climate change, Dasgupta’s approach examines the existential need to rethink our relationship to nature and see its preservation as an economic imperative. Challenging much of economic thought that has come before, Dasgupta presents an urgent call to transform the focus and structures of global economics with a profound new model—one so radical that only an economist of his stature could make the world take it seriously.&nbsp;On Natural Capital&nbsp;is a bold and groundbreaking book that could, truly, change everything.

From the man that the&nbsp;New York Times&nbsp;calls “the most important person you’ve never heard of,” renowned Cambridge University economist Sir Partha Dasgupta, comes a paradigm shifting treatise, asking a simple yet profound question—what if we put a value on nature, just as we put a value on everything else?&nbsp;For just about everything of value in life, there is an economic model. If it matters to us, we have found a way to put a dollar amount on it—to quantify its importance in our lives and society. These models and metrics tell us that our economies are healthy because they are growing. And yet for as long as they have existed, our economic models have served us an incomplete picture; they fail to account for the fact that our growth is driven by a resource that we take for&nbsp;free&nbsp;and treat as&nbsp;infinite: nature.&nbsp;Indeed, for centuries we have been using nature as if it were limitless, but more than ever, we are recognizing that our demands on the natural world are unsustainable. In&nbsp;On Natural Capital, award-winning Cambridge University economist Sir Partha Dasgupta lays out a seminal new approach to economics that asks, what if we were to put a value on nature just as we value everything else? Rooted in mankind’s struggle against climate change, Dasgupta’s approach examines the existential need to rethink our relationship to nature and see its preservation as an economic imperative. Challenging much of economic thought that has come before, Dasgupta presents an urgent call to transform the focus and structures of global economics with a profound new model—one so radical that only an economist of his stature could make the world take it seriously.&nbsp;On Natural Capital&nbsp;is a bold and groundbreaking book that could, truly, change everything.

The Value of the World Around Us

On Natural Capital

Palgrave Series in Asia and Pacific Studies

Over the last three decades, Bangladesh has attained greater financial inclusion. Much of this was induced by financial innovations and a vast network of banks and microfinance institutions. How does this financial inclusion impact households and firms?The book focuses on the intensity and impact of financial inclusion in Bangladesh, drawing on qualitative and empirical research. It discusses the state of financial inclusion and its determinants using both aggregate and household-level panel data. In addition, it provides an analysis of the impact of financial inclusion on poverty alleviation, firm-level productivity, and economic and financial resilience. This makes the book comprehensive and unique.

Over the last three decades, Bangladesh has attained greater financial inclusion. Much of this was induced by financial innovations and a vast network of banks and microfinance institutions. How does this financial inclusion impact households and firms?The book focuses on the intensity and impact of financial inclusion in Bangladesh, drawing on qualitative and empirical research. It discusses the state of financial inclusion and its determinants using both aggregate and household-level panel data. In addition, provides an analysis of the impact of financial inclusion on poverty alleviation, firm-level productivity, and economic and financial resilience. This makes the book comprehensive and unique.

Intensity and Impacts

Financial Inclusion in Bangladesh

Building Tax Capacity in Africa

Document from the year 2026 in the subject Economics - Monetary theory and policy, Tribhuvan University (Prithvi Narayan Campus), course: economics, language: English, abstract: The rapid growth of digital technologies has fundamentally transformed the global financial system, leading many countries toward cashless economies where electronic payment methods increasingly replace physical cash. This article examines the evolution of cashless economies, the technological and economic factors driving their expansion, and the opportunities and challenges associated with this transition. It discusses how innovations such as mobile banking, digital wallets, contactless payments, blockchain, artificial intelligence, cloud computing, and financial technology (FinTech) have improved payment efficiency, convenience, and accessibility. 

The article further explores the role of governments and central banks in promoting digital payment systems through supportive policies, digital infrastructure, financial inclusion initiatives, and regulatory frameworks. Particular attention is given to the contribution of cashless economies to financial inclusion, business development, economic transparency, and sustainable economic growth. At the same time, the article critically examines important challenges, including cybersecurity threats, privacy concerns, financial exclusion, technological dependence, and regulatory complexities. International case studies from Sweden, China, India, Kenya, and Brazil demonstrate how different countries have successfully adopted digital payment systems while highlighting the importance of public trust, digital literacy, and effective governance. The article concludes that although cashless economies offer significant economic and social benefits, their long-term success depends on balancing technological innovation with strong cybersecurity, consumer protection, inclusive public policies, and equal access to digital financial services. A secure, resilient, and inclusive digital financial ecosystem will be essential for ensuring that the benefits of cashless economies are shared by all members of society.

The Rise of Cashless Economies. Benefits and Risks

Asian Arguments

Preparing for a Decade of High-Speed Growth

Tourism 2040 in Asia

This book offers a multidisciplinary analysis of the technologies that are transforming financial services, markets, and regulation. It examines the rise of digital payments, peer-to-peer lending, challenger banks, blockchain, big data, cybersecurity, and artificial intelligence. It aims to bridge the gap between theoretical knowledge and practical application while also offering guidance on how individuals, businesses, and financial institutions can leverage fintech innovations to their advantage. Not only does it discuss the current fintech trends but also explores future developments and potential disruptions in the financial sector. In an era where fintech is transforming traditional finance, this book addresses the growing need for accessible, up-to-date, and reliable information on the subject. It will be an essential resource for academics, researchers, students, and practitioners seeking to navigate the ever-evolving financial landscape.Brian Lucey&nbsp;
 is a Professor of International Finance at Trinity Business School, Ireland. Professor Lucey has worked as a statistician in the Department of Health and as an economist in the Central Bank.&nbsp;He has studied at graduate level in Canada, Ireland, and Scotland, and holds a PhD from the University of Stirling.
 Vincenzo Verdoliva
 is Professor of Finance at Pegaso Digital University, Italy. His main research interests include market liquidity, credit risk and financial distress, initial public offerings and venture capital, FinTech and digital transformation, lending, and relationship banking. He also serves as an Associate Editor of 
 The European Journal of Finance
 .

This book offers a multidisciplinary analysis of the technologies that are transforming financial services, markets, and regulation. It examines the rise of digital payments, peer-to-peer lending, challenger banks, blockchain, big data, cybersecurity, and artificial intelligence. It aims to bridge the gap between theoretical knowledge and practical application while also offering guidance on how individuals, businesses, and financial institutions can leverage fintech innovations to their advantage. Not only does it discuss the current fintech trends but also explores future developments and potential disruptions in the financial sector. In an era where fintech is transforming traditional finance, this book addresses the growing need for accessible, up-to-date, and reliable information on the subject. It will be an essential resource for academics, researchers, students, and practitioners seeking to navigate the ever-evolving financial landscape.

The Innovations Reshaping the Financial Landscape

The FinTech Frontier

Many people remain unaware of the scale and urgency of Africa’s food crisis, in part because current
 
 policies fail to capture its full complexity. This crisis is shaped by a tangled web of natural and human-
 
 made factors, and without a comprehensive, systems-level approach, meaningful solutions remain out
 
 of reach. Tackling this involves concentrated policies that go beyond technical fixes—it demands
 
 coordinated efforts that bridge sectors, disciplines, and national borders.
 
 Using the metaphor of the Gordian Knot to underscore just how intricate and entrenched the problem
 
 has become, this book examines environmental and climatic challenges. The first section of the book
 
 includes chapters dealing with the natural factors for the crisis, and the second section will encompass
 
 chapters addressing human-made factors, such as political, economic, and social drivers. Each chapter
 
 includes targeted policy recommendations grounded in current research.
 
 Weaving together interdisciplinary research and analysis, the book offers actionable insights and
 
 opportunities to address the manmade and environmental problems, furthering the food crisis in Africa
 
 today.
 Judith Irene Nagasha
 is a Senior Lecturer at Kyambogo University in Uganda. Equipped with a PhD in gender and climate change, she is the lead collaborator for the translating science into policy and practice Agrifose 2030 project for young researchers in Africa, supported by the Swedish International Development Agency. Nagasha is spearheading the milk and fisheries value chain and marketing systems projects in Uganda. Her research focuses on the gender perspectives in food security, climate change, and indigenous knowledge.
 Abdul Karim Bangura
 is the putative dean and senior mentor of the CODESRIA College of Mentors Institute. He has 5 PhDs in the following fields: development economics, political science, linguistics, computer science, and mathematics. Bangura is the innovator of more than a dozen theories and research methodologies.

Many people remain unaware of the scale and urgency of Africa’s food crisis, in part because current
 
 policies fail to capture its full complexity. This crisis is shaped by a tangled web of natural and human-
 
 made factors, and without a comprehensive, systems-level approach, meaningful solutions remain out
 
 of reach. Tackling this involves concentrated policies that go beyond technical fixes—it demands
 
 coordinated efforts that bridge sectors, disciplines, and national borders.
 
 Using the metaphor of the Gordian Knot to underscore just how intricate and entrenched the problem
 
 has become, this book examines environmental and climatic challenges. The first section of the book
 
 includes chapters dealing with the natural factors for the crisis, and the second section will encompass
 
 chapters addressing human-made factors, such as political, economic, and social drivers. Each chapter
 
 includes targeted policy recommendations grounded in current research.
 
 Weaving together interdisciplinary research and analysis, the book offers actionable insights and
 
 opportunities to address the manmade and environmental problems, furthering the food crisis in Africa
 
 today.

A Twenty-First Century Gordian Knot

Socioeconomic Effects of the Food Crisis in Africa

Promoting Inclusivity and Accessibility With FinTech

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