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Imad Muratspahic

Money Through the Seasons

A Disciplined Guide to Portfolio Diversification, Risk Management, and Long-Term Investing Across Changing Markets

When thinking of Ibiza, two things usually come to mind: its sparkling nightlife and breathtaking beaches. But this Balearic island offers so much more than long nights and sun-soaked days. "A taste of ibiza“ invites readers to discover a completely different side of the island. Locals open the doors to a cultural and culinary journey, sharing their favorite hidden gems far from the tourist crowds. With personal recommendations on nature, culture, cuisine, and nightlife – and a treasure trove of authentic recipes to recreate at home – this book brings that holiday feeling right into your kitchen. We’re going to Ibiza!

Places of longing, original recipes and insider tips

A Taste of Ibiza

For readers of What Fresh Hell is This? and Next Level, a queer, gender-affirming guide to navigating menopause—find gender euphoria, learn how to advocate for your healthcare, and empower yourself Prompts, tools, and expert wisdom for living well through menopause and beyond The diverse menopause experiences of nonbinary, trans, and other queerbodied individuals have been overlooked—and actively invisibilized—for far too long. Genderqueer Menopause is an indisputable and empowering resource for those navigating symptoms and seeking gender-affirming care during the menopause transition. Author, menopause doula and coach, and genderqueer educator Lasara Firefox Allen, MSW, pushes back against the norms of mainstream menopause care, asserting that menopause should not—and will not—be suffered in silence. They help you: <ul><li>Gain tools to enhance your awareness of premenopausal, perimenopausal, menopausal, and postmenopausal life </li><li>Reframe negative beliefs and internalized bias </li><li>Push back against heteronormative medical standards of care </li><li>Manage symptoms like brain fog, sleep problems, and&nbsp;genitourinary and menstrual changes </li><li>Hear from the voices of trans, nonbinary, and gender-expansive people </li><li>Demystify menopause and define your own experience </li></ul> Allen’s perspective centers the genderqueer experience and the community’s needs from an affirming frame. Genderqueer Menopause challenges conventional narratives surrounding menopause and guides readers through this life transition using practical resources and exercises. Genderqueer Menopause is a powerful resource for gender expansive folx to empower themselves, find relief, and gain support. Menopause can be a time of both grief and celebration for many of those in the trans, nonbinary, and genderqueer communities. Use this book to ease the process and live well.

For readers of What Fresh Hell is This? and Next Level, a queer, gender-affirming guide to navigating menopause—find gender euphoria, learn how to advocate for your healthcare, and empower yourself Prompts, tools, and expert wisdom for living well through menopause and beyond The diverse menopause experiences of nonbinary, trans, and other queerbodied individuals have been overlooked—and actively invisibilized—for far too long. Genderqueer Menopause is an indisputable and empowering resource for those navigating symptoms and seeking gender-affirming care during the menopause transition. Author, menopause doula and coach, and genderqueer educator Lasara Firefox Allen, MSW, pushes back against the norms of mainstream menopause care, asserting that menopause should not—and will not—be suffered in silence. They help you: <ul><li>Gain tools to enhance your awareness of premenopausal, perimenopausal, menopausal, and postmenopausal life </li><li>Reframe negative beliefs and internalized bias </li><li>Push back against heteronormative medical standards of care </li><li>Manage symptoms like brain fog, sleep problems, and&nbsp;genitourinary and menstrual changes </li><li>Hear from the voices of trans, nonbinary, and gender-expansive people </li><li>Demystify menopause and define your own experience </li></ul> Allen’s perspective centers the genderqueer experience and the community’s needs from an affirming frame. Genderqueer Menopause challenges conventional narratives surrounding menopause and guides readers through this life transition using practical resources and exercises. Genderqueer Menopause is a powerful resource for gender expansive folx to empower themselves, find relief, and gain support. Menopause can be a time of both grief and celebration for many of those in the trans, nonbinary, and genderqueer communities. Use this book to ease the process and live well.

Navigating Menopause for Trans, Gender-Nonconforming, Genderfluid, and Other Queer-Bodied Folx

Genderqueer Menopause

Nicole will show you how to have a kid financially, how to raise that kid, and how to manage your newfound promotion to Mom status without going broke or insane.

The Guide to Generational Wealth

Rich Mom

The author of the internationally successful book From Zero to Millionaire is back with a book on the best ways to invest in the stock market. Stop treating the stock market like a casino - discover the proven, stress-free strategy that builds lasting wealth. In The Art of Multiplying Your Money, financial journalist and bestselling author Nicolas Bérubé uses rigorous academic research and real-world historical data to dismantle the myth that successful investing requires picking winning stocks, timing the market, or chasing hot tech trends. Instead, he reveals how anyone can achieve exceptional long-term wealth, whether you have $100 or $100 million to invest. Across 17 engaging lessons, this book answers the most pressing questions investors face today. By the time you've finished this book, you'll know the answers to the following questions:- Will the stock market always keep rising? How do you survive if it crashes? - How much can you withdraw from your investments each year to live on? - Is the concentration of the U.S. market in a handful of tech stocks cause for concern? Crucially, the book focuses on the greatest risk of all: human psychology. By highlighting the cognitive biases that lead investors to panic and sabotage their own portfolios, Bérubé teaches readers how to automate their success, providing a comprehensive roadmap to financial independence. Whether you have $100 or $100 million, this is the ultimate guide to passive investing and behavioural finance so you can learn how to ignore the financial noise and let the global market multiply your money whilst you sleep.

17 lessons for success in the stock market

The Art of Multiplying Your Money

You didn't build your business to carry it alone.Yet for many manufacturers' rep agency owners, that's exactly what happens.As the business grows, so does the pressure. Decisions funnel through you. Your team looks to you for answers they should already own. Meetings drift, accountability slips, and the business depends on you more than it should.Most leaders try to solve this by working harder, hiring more people, or introducing new systems.But the problem isn't effort.It's the absence of leadership structure.In Momentum by Design, Chris Atwell introduces the Mindset-Conquest approach and shows how leaders apply it through Momentum by Design, a practical system built on energy, clarity, and momentum.When applied consistently, these pillars create what Atwell calls the momentum advantage: the ability to move faster on the right things without burning out or losing control.Inside, you'll learn how to: <ul><li>Reclaim 3-10 hours per week from reactive firefighting.</li><li>Break the Do-It-All Operator pattern that keeps your team passive and dependent.</li><li>Build a team that solves problems and makes decisions without constant input.</li><li>Develop managers who lead instead of escalating issues.</li><li>Install accountability systems that actually stick.</li><li>Drive consistent execution without constant follow-up or oversight.</li><li>Apply tools like the Precision Pipeline Index to strengthen pipeline clarity.</li></ul>This is not theory.It's a practical leadership blueprint built for manufacturers' rep agency owners who want clarity, scalable growth, and a business that doesn't depend entirely on them.If you want more time, stronger leaders, and a business that runs without you at the center-this is your blueprint.

A Leadership Blueprint for Rep Owners Who Want Clarity and Scalable Growth

Momentum by Design

<div>Turn your favorite fandoms into unforgettable stories with this guided workbook. Whether you’re just discovering fan fiction or looking to take your storytelling to the next level, this interactive workbook is packed with the tools, inspiration, and guidance you need to write compelling fanfic with confidence. Filled with practical advice, creative prompts, and hands-on writing exercises, it helps you strengthen your skills while encouraging you to develop your own voice as a writer. Inside, you’ll discover: <ul><li>Creative prompts and guided exercises to spark fresh story ideas</li><li>Techniques for developing engaging storylines&nbsp;</li><li>Strategies for keeping beloved characters authentic&nbsp;</li><li>World-building exercises&nbsp;</li><li>Tips for writing natural dialogue</li><li>And more!&nbsp;</li></ul> Perfect for writers of all experience levels, this workbook will help you transform your ideas into captivating stories that readers will love.</div>

A Hands-On Guide to Building Fandom Stories Readers Love

Write Your Own Fan Fiction

Selected for USA Today's Best Books of 2023 Selected as Editor's Pick in Amazon's Best Books of 2023 From psychotherapist Katherine Morgan Schafler, an invitation to every “recovering perfectionist” to challenge the way they look at perfectionism, and the way they look at themselves. We’ve been looking at perfectionism all wrong. As psychotherapist and former on-site therapist at Google Katherine Morgan Schafler argues in The Perfectionist's Guide to Losing Control, you don’t have to stop being a perfectionist to be healthy. For women who are sick of being given the generic advice to “find balance,” a new approach has arrived. Which of the five types of perfectionist are you? Classic, intense, Parisian, messy, or procrastinator? As you identify your unique perfectionist profile, you'll learn how to manage each form of perfectionism to work for you, not against you. Beyond managing it, you'll learn how to embrace and even enjoy your perfectionism.&nbsp;Yes, enjoy! Full of stories and brimming with humor, empathy, and depth, this book is a love letter to the ambitious, high achieving, full-of-life clients who filled the author’s private practice, and who changed her life. It’s a clarion call for all women to dare to want more without feeling greedy or ungrateful. Ultimately, this book will show you how to make the single greatest trade you’ll ever make in your life, which is to exchange superficial control for real power.

Selected for USA Today's Best Books of 2023 Selected as Editor's Pick in Amazon's Best Books of 2023 From psychotherapist Katherine Morgan Schafler, an invitation to every “recovering perfectionist” to challenge the way they look at perfectionism, and the way they look at themselves. We’ve been looking at perfectionism all wrong. As psychotherapist and former on-site therapist at Google Katherine Morgan Schafler argues in The Perfectionist's Guide to Losing Control, you don’t have to stop being a perfectionist to be healthy. For women who are sick of being given the generic advice to “find balance,” a new approach has arrived. Which of the five types of perfectionist are you? Classic, intense, Parisian, messy, or procrastinator? As you identify your unique perfectionist profile, you'll learn how to manage each form of perfectionism to work for you, not against you. Beyond managing it, you'll learn how to embrace and even enjoy your perfectionism.&nbsp;Yes, enjoy! Full of stories and brimming with humor, empathy, and depth, this book is a love letter to the ambitious, high achieving, full-of-life clients who filled the author’s private practice, and who changed her life. It’s a clarion call for all women to dare to want more without feeling greedy or ungrateful. Ultimately, this book will show you how to make the single greatest trade you’ll ever make in your life, which is to exchange superficial control for real power.

A Path to Peace and Power

The Perfectionist's Guide to Losing Control

You didn't build your business to carry it alone.Yet for many manufacturers' rep agency owners, that's exactly what happens.As the business grows, so does the pressure. Decisions funnel through you. Your team looks to you for answers they should already own. Meetings drift, accountability slips, and the business depends on you more than it should.Most leaders try to solve this by working harder, hiring more people, or introducing new systems.But the problem isn't effort.It's the absence of leadership structure.In Momentum by Design, Chris Atwell introduces the Mindset-Conquest approach and shows how leaders apply it through Momentum by Design, a practical system built on energy, clarity, and momentum.When applied consistently, these pillars create what Atwell calls the momentum advantage: the ability to move faster on the right things without burning out or losing control.Inside, you'll learn how to: <ul><li>Reclaim 3-10 hours per week from reactive firefighting.</li><li>Break the Do-It-All Operator pattern that keeps your team passive and dependent.</li><li>Build a team that solves problems and makes decisions without constant input.</li><li>Develop managers who lead instead of escalating issues.</li><li>Install accountability systems that actually stick.</li><li>Drive consistent execution without constant follow-up or oversight.</li><li>Apply tools like the Precision Pipeline Index to strengthen pipeline clarity.</li></ul>This is not theory.It's a practical leadership blueprint built for manufacturers' rep agency owners who want clarity, scalable growth, and a business that doesn't depend entirely on them.If you want more time, stronger leaders, and a business that runs without you at the center-this is your blueprint.

Street-Smart Stories for Building Trust, Courage, and Real Influence

Nobody tells you about the moments that change the trajectory of your life or business.

Not the big, obvious ones-the quiet ones.

The conversation you almost didn't have. The deal that fell apart and redirected your career. The mistake you'd take back-until you realized it was the best thing that ever happened to you. The moments that leave you wondering if you're falling behind when, in reality, you're being redirected.

Nobody Told Me That is a business memoir built from a curated collection of raw, immigrant-rooted, real-life turning points earned across two decades of entrepreneurship. Through stories of immigration, reinvention, and hard-earned lessons, business owner Roger Magalhães reveals how courage creates opportunity, how relationships shape success, and how the stories we share-and the way we tell them-create trust, connection, and impact.

Roger is a self-made entrepreneur who learned through experience. He started where most people don't-at the bottom, with no contacts, no road map, and a language he was still learning. He built a business one client, one relationship, and one risk at a time.

What he discovered along the way surprised him: success isn't built through perfect plans. It's built through courage, persistence, meaningful relationships, and the willingness to keep moving forward when the path ahead isn't clear.

Inside, you'll find:The turning points every entrepreneur, business owner, and leader eventually faces-and what they're really trying to teach you.
 How honest storytelling builds trust faster than any pitch or credential.
 Why your hardest seasons often become the turning points that shape your future.
 Why courage is built through action-not confidence.
 What most people call "luck"-and why it's almost never that.



If you're an entrepreneur, small business owner, leader, coach, or anyone rebuilding from scratch, these stories will remind you that you're not alone-and that you don't have to have everything figured out to keep moving forward.

If things haven't gone the way you expected, you're in good company. That's exactly where this story begins.

How Storytelling Creates Trust, Influence, and Impact at Work and in Life

Nobody Told Me That

EXCLUSIVE CRUISES takes you into the world of the most beautiful and luxurious cruises worldwide. In this book, the experienced journalist and sailor's daughter Kiki Baron presents 25 fascinating routes that take extraordinary ships around the globe - from the majestic ocean liners of the Cunard Line to the exclusive yachts of Scenic Cruises. Each chapter offers detailed insights into the unique suites, luxurious amenities and special offers on board. All rounded off with exclusive tips on the best harbours to visit during the voyage - from the historic coastal cities of Europe to the exotic islands of the Pacific. 
Exclusive Cruises is not just an illustrated book, but a source of inspiration for anyone who wants to explore the world in an elegant way. Aimed at both experienced cruise lovers and those planning their first trip at sea, the book offers a wealth of information and inspiration for an unforgettable experience on the high seas.

EXCLUSIVE CRUISES takes you into the world of the most beautiful and luxurious cruises worldwide. In this book, the experienced journalist and sailor's daughter Kiki Baron presents 25 fascinating routes that take extraordinary ships around the globe - from the majestic ocean liners of the Cunard Line to the exclusive yachts of Scenic Cruises. Each chapter offers detailed insights into the unique suites, luxurious amenities and special offers on board. All rounded off with exclusive tips on the best harbours to visit during the voyage - from the historic coastal cities of Europe to the exotic islands of the Pacific. 
Exclusive Cruises is not just an illustrated book, but a source of inspiration for anyone who wants to explore the world in an elegant way. Aimed at both experienced cruise lovers and those planning their first trip at sea, the book offers a wealth of information and inspiration for an unforgettable experience on the high seas.

The most beautiful journeys on rivers and on the high seas

Exclusive Cruises

Most people think a great life is built on big moments. It isn't. A great life is built on small decisions made consistently over time. A missed priority here. A neglected relationship there. Too much pressure. Too little margin. Over time, those small choices quietly shape the direction of a life. But there is another way to live. After decades of leadership, raising a family, and helping people navigate life's biggest decisions, Chris Hodges discovered something that changes everything: The quality of your life is determined by the principles that guide it. Principles simplify decisions. Principles steady you in difficult seasons. Principles help you build a life that lasts. &nbsp;In Legacy Letters, a practical and deeply personal book, Hodges shares the timeless principles that have shaped his life, leadership, relationships, and legacy. These aren't theories or motivational slogans. They are lessons learned through real life-through mentors, mistakes, family, and decades of walking alongside people through the highs and lows of life. This book is designed to be read one principle a day for 30 days, giving you a clear framework for building a better life. Then you'll spend the rest of the year putting those principles into practice-because principles are not meant to be memorized, they are meant to be lived. Inside, you'll discover powerful principles such as:The Big Rocks Principle - start life right by putting first things firstThe Calendar Principle - take control of your schedule before something else doesThe Compounding Principle - small daily disciplines create extraordinary results over timeThe Margin Principle - create breathing room so pressure doesn't control your lifeThe Who Principle - the people around you shape the future ahead of youThe Green-Grass Principle - the best relationships are the ones you invest inThe Goldmine Principle - learn to see the potential in peopleThe Orchestra Principle - life works better when it's built around "we" instead ofThe Significance Principle - the greatest life is the one that helps others win&nbsp;Filled with memorable phrases, practical wisdom, and honest stories from a life of leadership, Legacy Letters will help you:Make wiser decisionsBuild stronger relationshipsCreate margin and clarity in a crowded worldFocus your time on what matters mostLeave a legacy that lasts&nbsp;Because methods change. Trends change. Circumstances change. But principles never do. Live by the right principles, and you won't just succeed. You'll build a life that truly works.

The world is chaotic. But that doesn't mean your life has to be. Join Chris Hodges, bestselling author and beloved founding pastor of Church of the Highlands, on a dynamic journey into practical wisdom that has the power to transform your life

Timeless Principles I Learned, Lived, and Leave Behind

Legacy Letters

Lawton Robert Burns is the James Joo-Jin Kim Professor at the University of Pennsylvania. He is a professor in the Departments of Management and Health Care Management at the Wharton School.

Healthcare systems in the United States have engaged in multiple strategies of diversification over the past four decades. These strategies include horizontal integration, vertical integration, market diversification, unrelated business diversification, and financial risk contracts. Most of these strategies have not worked well. A growing number of these systems have already gone bankrupt, while others are teetering on bankruptcy. This volume depicts the strategies undertaken, the difficulties encountered, and the ensuing financial tragedy at three prominent systems: Allegheny Health Education and Research Foundation (AHERF), Jefferson Health System, and Steward Health Care. It also develops a grounded theory of how and why such bankruptcies occur.

The grounded theory identifies the main drivers of bankruptcy. These include forces at work in the executive suite, such as self-interest, self-preservation, and mimicry of other firms. Executives are also encouraged by investment bankers to enter into diversification strategies that involve acquisitions of other companies and grow the footprint of their organizations. In sum, executives are driven by personal ambitions and aspirations for their firms. Another set of drivers include lack of oversight exercised by the firm's board of directors, the speed with which diversification is undertaken, the lack of due diligence in reviewing other firms that are acquired, the failure to learn the historical lessons of other companies that have undertaken diversification, the failure to undertake strategies that are rooted in empirical evidence, the inability of diversifying firms to manage the complexity of the diverse operations they undertake and the diverse markets into which they diversify, the choice of the wrong markets to diversity into and the timing of these choices, and the failure to consider whether such strategies can succeed in an industry as complex as healthcare.

If that were not enough, other forces can doom diversification efforts. These include the lack of sufficient capital to sustain diversification, the resulting reliance on debt capital which often swamps firms, and the many mistaken beliefs and assumptions held by executives. Finally, environmental changes and unforeseen events severely challenge corporate strategy. Such changes often plague efforts to undertake risk contracting. None of these changes or events are considered in strategic planning.

Conglomerates, Complexity and Catastrophe in Healthcare

Money Through the Seasons

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