Money Smarts

The First Book About Credit Repair 2026 Edition In 1984, Dan Kost wrote the first book ever published on credit repair, exposing a powerful truth: credit reports contain errors, those errors cost consumers money, and federal law gives you the right to fix them. Now, more than forty years later, this fully revised 2026 Edition delivers the most comprehensive guide to credit repair available today. Inside, you'll learn:How the credit system really works Advanced dispute strategies that challenge inaccurate reporting How to leverage the Fair Credit Reporting Act and the Consumer Financial Protection Bureau Effective tactics for dealing with debt collectors How to rebuild strong personal and business credit What lenders actually look at in FICO and VantageScore models From the Big Three bureaus to specialty reporting agencies, from identity theft to mortgage preparation, this book gives you a clear, strategic plan to take control of your financial future. Your credit score is not a life sentence. It's a system-and once you understand the rules, you can take back control.