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Duncan MacLeod

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Money Magic

Easy and Surprising Ways to Not be Broke

Harriman House Essentials

No Worries

Did you know that football and finances have a lot in common? Some of the same strategies used to win in football and other sports can also be used to win in the game of finances. Would you like to be debt free? How about have extra money available to save? Would you like to know how to invest in the stock market, and save for retirement? Find out the answers to these and other questions in this easy-to-understand book on finances.

How to Win at the Game of Finances

A Step-by-Step Guide to Financial Freedom and Getting to Your First Million

Add a Zero

Blogs from 2020-2025

The Institutional Investor and the Waves of the Market

What if financial freedom wasn’t complicated? What if building wealth could be achieved in just four easy, clear steps? Simply Wealthy is a refreshingly practical guide to mastering your money and reclaiming your future. Because true wealth isn’t about chasing dollars, it’s about creating a life where money works for you. Financial advisor Bryan Kuderna offers a hands-on, step-by-step guide that provides the tools and knowledge you need to build lasting financial security. Discover your natural tendencies toward saving, spending, and investing through four essential steps: Step 1. Protection First: Build a secure financial foundation. Step 2. Cash is King: Prioritize liquidity so you’re ready for anything. Step 3. Control Your Debts: Manage financial obligations to focus on growth. Step 4. Wealth Maximization: Invest with intention and build your legacy. In a world of inflation, market volatility, and financial stress, simplicity is key to your plans. Whether you’re starting out, stuck in a rut, safeguarding your fortune, or learning how the insiders do it, Simply Wealthy is your roadmap to financial freedom.

What if financial freedom wasn’t complicated? What if building wealth could be achieved in just four easy, clear steps? Simply Wealthy is a refreshingly practical guide to mastering your money and reclaiming your future. Because true wealth isn’t about chasing dollars, it’s about creating a life where money works for you. Financial advisor Bryan Kuderna offers a hands-on, step-by-step guide that provides the tools and knowledge you need to build lasting financial security. Discover your natural tendencies toward saving, spending, and investing through four essential steps: Step 1. Protection First: Build a secure financial foundation. Step 2. Cash is King: Prioritize liquidity so you’re ready for anything. Step 3. Control Your Debts: Manage financial obligations to focus on growth. Step 4. Wealth Maximization: Invest with intention and build your legacy. In a world of inflation, market volatility, and financial stress, simplicity is key to your plans. Whether you’re starting out, stuck in a rut, safeguarding your fortune, or learning how the insiders do it, Simply Wealthy is your roadmap to financial freedom.

The 4-Step Plan for Financial Freedom

Simply Wealthy

Money Smarts for Teens: Master Budgeting, Credit, and Student Loans Like a Pro
A Teen's Playbook for Financial Freedom

Unlock the Code to Your Financial Future-Before You Graduate.

You just got your first paycheck. For thirty seconds, you feel like a millionaire-until the "quiet panic" sets in. Should you save for a car? Buy those earbuds? Or say yes to the mall trip your friends are pushing? Suddenly, that $120 feels a lot smaller.

Welcome to the most financially significant moment of your life. It's not about the amount on the check; it's about the habits you build right now. In Money Smarts for Teens, author Vin Finchcliffe hands you the "New Game+" strategy guide for navigating the real world without the "rude financial surprises" that trip up most adults.

This isn't a dry lecture on "being responsible". It's a level-by-level breakdown of how to play offense with your money. You will learn how to:
Decode Your Pay Stub: Understand why your "net pay" is always smaller than your "gross pay" so you aren't blindsided by the government's claim on your cash.
Identify Spending Triggers: Recognize the social, emotional, and environmental cues that marketers spend billions to engineer.
Master the Digital Wallet: Secure your apps against rising mobile fraud and avoid "impatience taxes" like instant transfer fees.
Build Elite Credit: Learn the FICO formula to ensure lenders compete for your business, rather than the other way around.
Crush Student Debt: Decipher confusing college award letters and choose repayment plans that fit your actual career path.
Start Your Side Hustle: Turn existing skills into recurring income streams that diversify your wealth.



By the time you reach the final level, you won't just have a budget-you'll have a Money Code. Whether you are sixteen or eighteen, your greatest asset isn't your income; it's time. Learn how to put compound interest to work while you sleep and turn a ten-dollar investment into a lifetime of freedom.

Stop navigating in the dark. It's time to stop letting money manage you and start building a life of options. Your financial independence starts today.

A Teen's Playbook for Financial Freedom

Money Smarts for Teens - Master Budgeting, Credit, and Student Loans Like a Pro

Have you thought about investing in precious metals as a way to protect your wealth against inflation? Are you looking for a way to protect your money from being simply deleted or turned off as a result of the implementation of digital and programmable money? If you have previously had those thoughts, then this book was written for you.

Are you looking for a proven plan to help you reduce your risk of losing your wealth as a result of relentless monetary inflation? Are you looking for a mapped out and time-tested success strategy to help you reduce your investment risk while simultaneously increasing the returns that you will experience? If those are the questions then you have been asking, then this book was written for you. Inside This Power-Packed Precious Metals Investment Guide You Will Learn the Following And More:How to evaluate the potential returns of investing in both gold and silver
How to protect your wealth against run-away inflation
Why smart investors quietly buy and hold increasing in both physical gold and silver over time
The wealth building strategies employed by the world's wealthiest and most informed investors
How the United States national debt relates to the price (value) of gold
A complete game-changing glossary of precious metals related terms designed to both educate and empower you
The history of United States dollar since World War II
What happened when President Richard Nixon took America off of the gold standard in 1971
Why the price of gold has climbed from $35 per ounce in 1971 to over $4,500 per ounce as of 2026
The history of the Petrodollar system
The history of precious metals being used as currency
What history and role of the Federal Reserve
Why both gold and silver have an increasing monetary and mechanical value in today's economy
How to add precious metals into your investment portfolio
Why informed investors view precious metals as a stable place to protect wealth
Why the BRICS+ nations (Brazil, Russia, India, China, South Africa &amp; More) have been buy up copious amounts of gold
Why the world's central banks have been accumulating gold in large amounts
The basic concepts that you must know in order to truly understand how to invest in gold and silver
The likely future of the United States dollar

Gain Access to the Gold & Silver Vault of Knowledge

Going for Gold

The money book that makes wealth inevitable, not optional. Most people think that wealth is reserved for the lucky few-those born into privilege, gifted with an entrepreneurial streak, or naturally skilled with money. But the truth is,&nbsp;financial success isn't about luck-it's about habits. The Wealth Habit&nbsp;is a groundbreaking, behaviour-driven approach to wealth-building that&nbsp;rewires the way you think about money,&nbsp;turning financial success into&nbsp;a series of effortless, repeatable actions. Instead of overwhelming readers with rigid budgets or complex investment strategies, this book reveals how&nbsp;small, daily financial moves compound into life-changing wealth -&nbsp;no matter where you start. Whether you're struggling with money, looking to break free from the paycheck-to-paycheck cycle, or searching for a&nbsp;stress-free, automated way to build wealth, this book gives you a&nbsp;clear, habit-based roadmap&nbsp;to make financial success inevitable. By focusing on&nbsp;small, repeatable money behaviours,&nbsp;The Wealth Habit&nbsp;ensures that true&nbsp;wealth isn't just something you achieve-it's something you sustain for life. Habits discussed are: &nbsp; The 1% Rule:&nbsp;Why improving by just 1% daily can lead to exponential financial growth, and how to apply this rule to saving, investing, and earning more. The Automation Advantage&nbsp;– set it and forget it:&nbsp;How automation removes decision fatigue from money management.&nbsp;The best tools and strategies for automating savings and investing, including AI-driven financial assistants. The 24-Hour Pause Button™&nbsp;– Mastering Your Built-In Brake:&nbsp;How to&nbsp;activate your pause button™ and fill the gap with purpose The "Pay Yourself First" Habit&nbsp;– the golden rule of wealth-building: This is the secret behind why wealthy people never run out of money. Learn how to ensure you prioritize saving before spending, and steps to set up automatic wealth accumulation. The Effortless Investing Habit:&nbsp;How to make investing automatic, stress-free, and a lifelong habit to guarantee your long-term financial security The Side Hustle Habit: How to start a side hustle with minimal time and effort, AI-driven tools and automation to scale side businesses and maximize efficiency. The Generosity Habit – Why Giving Makes You Wealthier:&nbsp;How generosity shifts your financial mindset from scarcity to abundance.&nbsp;Discover the connection between giving, purpose, and long-term wealth.

Small Changes that Will Make You Rich

The Wealth Habit

DK How Stuff Works

Investing isn't just for the rich. It's for everyone who wants to grow their money - in a smart and sustainable way.From compound interest to index funds, How Investing Works demystifies the complex world of investing with clear, visually-led explanations. Using the series' signature mix of infographics, charts, and easy-to-follow diagrams, this book turns financial theory into practical knowledge.Whether you are saving for your first home, investing for retirement, or simply trying to make your money work harder, this guide shows how to build a strong foundation, avoid common mistakes, and stay on track through life's ups and downs. Discover how markets function, what terms like "diversification" and "risk tolerance" really mean, and why long-term thinking always beats chasing quick wins. With sections on behavioural psychology, ethical investing, cryptocurrency, and global strategies, How Investing Works equips you with the tools to grow your wealth and invest with confidence.

The Concepts Visually Explained

How Investing Works

What If? A Guide to Working Smart &amp; Building Your Own Path in Paraplanning is a comprehensive, practical guide designed for paraplanners and financial professionals ready to take control of their careers by stepping into self-employment.

This book goes beyond traditional business advice, offering a roadmap for those looking to transition from employment to entrepreneurship. Written with a focus on real-world experience, it covers the emotional journey of starting your own business while providing actionable strategies for building a sustainable, successful career.
Inside, you'll discover how to:
Navigate the shift from employee to business owner, with tips on managing fear and uncertainty
Set up the right systems, workflows, and branding that support long-term success
Price your services with intention and build a professional digital presence
Understand the essentials of managing clients, partnerships, and subcontractors
Maintain work-life balance and design a working rhythm that suits your personal goals



With insights drawn from the author's personal experience, this book provides both the practical tools and the motivational push needed to confidently transition into self-employment. Whether you're a paraplanner, financial adviser, or someone looking to redefine your career path, this guide offers everything you need to build a business on your terms.

What If? is the perfect companion for those seeking independence, freedom, and purpose in their professional lives. If you've ever wondered what it would be like to work smarter, not harder, and design a career around your passions, this book is for you.

A Guide To Working Smart & Building Your Own Path In Paraplanning

What If?

Part life philosophy, part financial clarity, and part real-world wisdom from a hugely popular estate planning attorney who has seen what happens when families plan and when they don't. I'm Sorry I'm Dead helps readers confront the reality of life's end, not in a morbid way, but in a deeply empowering one. Estate planning attorney, entrepreneur, and best-selling author Pamela Maass Garrett aka Law Mother has helped thousands of families navigate what happens when someone dies. She has seen firsthand that the biggest problems families face are rarely legal: they are emotional, relational, and the result of decisions never made . . . siblings that stop speaking over a dispute about their parent's home, a grieving widow locked out of bank accounts because she didn't know how to get access, and families forced to guess about critical medical decisions. All of these problems can be easily avoided. In this book, Garrett introduces a powerful mindset shift: when you face the end of life honestly, you begin living more intentionally today. Through compelling stories from real families, practical financial insights, and simple decision-making frameworks, readers learn how to take control of their lives before circumstances take control of them. The book guides readers through the most important life decisions most people avoid: · how to organize finances and build real wealth · how to protect loved ones legally and emotionally · how to make difficult family decisions before crisis strikes · how to prevent conflict, confusion, and regret after death · how to create a legacy that strengthens future generations rather than unintentionally burdening them with a huge tax bill · what you really can and can't do Rather than overwhelming readers with technical legal details, I'm Sorry I'm Dead offers a clear philosophy and practical tools for making the decisions that matter most. The result is a life lived with greater clarity, stronger relationships, and the peace of knowing the people you love will be protected. This book is for anyone who wants to stop drifting through life and start deciding it.

Estate Planning for Peace of Mind, Protection and a Life Well Lived

I’m Sorry I’m Dead . . . Now What?

NEW YORK TIMES, WALL STREET JOURNAL, AND USA TODAY BESTSELLER • A ten-step plan for finding peace, safety, and harmony with your money—no matter how big or small your goals and no matter how rocky the market might be—by the inspiring and savvy “Budgetnista.” “No matter where you stand in your money journey, Get Good with Money has a lesson or two for you!”—Erin Lowry, bestselling author of the&nbsp;Broke Millennial series Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her ten-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide&nbsp;answer their most pressing financial questions: How to pay off debt? How to save money? How to build wealth? Revealing this practical ten-step process for the first time in its entirety, Get Good with Money introduces the powerful concept of building wealth through financial wholeness: a realistic, achievable, and energizing alternative to get-rich-quick and over-complicated money management systems. With helpful checklists, worksheets, a tool kit of resources, and advanced advice from experts who Tiffany herself relies on (her “Budgetnista Boosters”), Get Good with Money gets crystal clear on the short-term actions that lead to long-term goals, including: • A simple technique to determine your baseline or “noodle budget,” examine and systemize your expenses, and lay out a plan that allows you to say yes to your dreams. • An assessment tool that helps you understand whether you have a “don't make enough” problem or a “spend too much” issue—as well as ways to fix both. • Best practices for saving for a rainy day (aka job loss), a big-ticket item (a house, a trip, a car), and money that can be invested for your future. • Detailed advice and action steps for taking charge of your credit score, maximizing bill-paying automation, savings and investing, and calculating your life, disability, and property insurance needs. • Ways to protect your beneficiaries' future, and ensure that your financial wishes will stand the test of time. An invaluable guide to cultivating good financial habits and making your money work for you, Get Good with Money will help you build a solid foundation for your life (and legacy) that’s rich in every way.

NEW YORK TIMES, WALL STREET JOURNAL, AND USA TODAY BESTSELLER • A ten-step plan for finding peace, safety, and harmony with your money—no matter how big or small your goals and no matter how rocky the market might be—by the inspiring and savvy “Budgetnista.” “No matter where you stand in your money journey, Get Good with Money has a lesson or two for you!”—Erin Lowry, bestselling author of the&nbsp;Broke Millennial series Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her ten-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide&nbsp;answer their most pressing financial questions: How to pay off debt? How to save money? How to build wealth? Revealing this practical ten-step process for the first time in its entirety, Get Good with Money introduces the powerful concept of building wealth through financial wholeness: a realistic, achievable, and energizing alternative to get-rich-quick and over-complicated money management systems. With helpful checklists, worksheets, a tool kit of resources, and advanced advice from experts who Tiffany herself relies on (her “Budgetnista Boosters”), Get Good with Money gets crystal clear on the short-term actions that lead to long-term goals, including: • A simple technique to determine your baseline or “noodle budget,” examine and systemize your expenses, and lay out a plan that allows you to say yes to your dreams. • An assessment tool that helps you understand whether you have a “don't make enough” problem or a “spend too much” issue—as well as ways to fix both. • Best practices for saving for a rainy day (aka job loss), a big-ticket item (a house, a trip, a car), and money that can be invested for your future. • Detailed advice and action steps for taking charge of your credit score, maximizing bill-paying automation, savings and investing, and calculating your life, disability, and property insurance needs. • Ways to protect your beneficiaries' future, and ensure that your financial wishes will stand the test of time. An invaluable guide to cultivating good financial habits and making your money work for you, Get Good with Money will help you build a solid foundation for your life (and legacy) that’s rich in every way.

10 Simple Steps to Becoming Financially Whole

Get Good with Money

Money Magic

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