<div class="raw-html-embed"><a href="https://staempflirecht.ch/studium">JUS-Studium? Das Fachwissen von Expertinnen und Experten des Schweizer Rechts – griffbereit!</a></div>

Über uns

À propos de nous

Nachhaltigkeit

Durabilité

Open Access

Karriere

Carrière

Aboverträge Kündigen

Résiliation d’abonnement

Vertrag widerrufen

Résiliation de contrat 

Datenschutz

Protection des données

Impressum

Mentions légales

Barrierefreiheit

Accessibilité

Zahlung und Lieferung

Paiement et livraison

Libra

Was ist Libra?

C'est quoi Libra ?

Kostenlos testen

Tester gratuitement

LEXIA

LEXIA Arbeitsrecht

Was ist LEXIA?

C'est quoi LEXIA ?

LEXIA Familienrecht

Zeitschriften

Revues

recht

Pflegerecht

ZBJV

forumpoenale

ZStrR

Anwaltsrevue

Revue de l'avocat

RSAS

FamPra.ch

ASYL

Life Science Recht

BlAR

Sachbuch

Livres spécialisés

LOKI

Semaphor

Fokusthemen

Focus

Thema

Recht studieren

Arbeitsrecht

Droit du travail

Studium

Études

Familienrecht

Droit de la famille

Sozialversicherungsrecht

Droit des assurances sociales

Strafrecht

Droit pénal

Aktienrecht

Droit des sociétés anonymes

Publikationen

Publications

Literatur

Digitales Angebot

Bücher

Livres

Buchreihen

Collections

Onlinemodule LEXIA

Modules en ligne LEXIA

recht.ch

Studienliteratur

Littérature pour les études

Swisslex

Dienstleistungen

Services

Dienstleistungen für

Corporate Books

Publishing Lösungen

Aktuelles

Geschäftskunden

Professionnels

Corporate Publishing

Content solutions

Buchhandlungen

Librairies

Veranstaltungen

Événements

Presse

Dozierende

Enseignants

Studierende

Étudiants

Inserierende

Annonceurs

Newsletter

Blog

Autorinnen/Autoren

Auteurs

Unsere Schreibenden

Hilfe

Unsere Autorinnen und Autoren

Liste

Autorenlounge

Espace des auteurs

Bei uns publizieren

Publier chez nous

Open Access Policy

Verlag

Éditions

Themen

Mehr wissen

Mitarbeitende

Collaborateurs

Geschichte

Histoire

Unser Magazin

Notre magazine

Vision und Mission

Vision et mission

Partner

Partenaires

Unternehmenskultur

Culture d'entreprise

Kontakt

Contact

Shop

Schweizer Recht

Ausländisches Recht

Über unseren Shop

Neuerscheinungen

Nouveautés

Sortiment & Suche

Catalogue & Recherche

Vorankündigungen

À paraître

Nach Rechtsgebiet

Par domaine juridique

Kommentare

Commentaires

Gesamtkatalog

Catalogue complet

Fachkatalog Recht

Catalogue de droit

Steel M: Kitchen Goldmine

Kitchen Goldmine

The Ultimate Guide to Frugal Living and Smart Habits Blending Old¿School Wisdom with Modern Tools

Independently published

You are not bad with money. You came of age in a financial system that changed faster than the advice designed to guide you.If you are a millennial, chances are you entered adulthood during economic turbulence, not stability. You may have graduated into the aftermath of the 2008 financial crisis, tried to build a career through recessions and layoffs, watched housing costs climb out of reach, managed student debt for years, and then faced a global pandemic that reshaped work, income, and daily life. Add inflation, childcare costs, healthcare costs, and nonstop comparison on social media, and it is no wonder so many people feel financially behind.Millennial Money was written for that reality.This is not a get-rich-quick book. It is not a lecture about what you "should have done by now." It is not built around shame, hype, extreme frugality, or outdated assumptions from a different generation.Instead, this book offers a calm, practical blueprint for building financial stability in the modern world. Inside, you will learn how to: - understand why millennial money stress is often situational, not personal - create stronger cash flow and build financial margin - manage spending without feeling deprived - build savings systems that actually work - automate investing without becoming obsessed by the markets - think clearly about renting, buying, and housing decisions - strengthen your career as a core financial asset - navigate variable income, side income, and changing work realities - reduce financial anxiety through better systems and habits - communicate more effectively about money in relationships - build protection strategies for emergencies and setbacks - think about retirement as flexibility, not just a finish line At its core, Millennial Money is about replacing pressure with design.For many people, personal finance still carries an old script: get a stable job, buy a home early, stay with one employer, rely on pensions, and retire at sixty-five. But that model no longer reflects how millions of people actually live. Careers are more fluid. Remote work is common. Side income matters. Housing markets are unpredictable. Retirement is less about stopping work entirely and more about having choices.That means financial success needs a new definition. This book introduces a more realistic model of modern stability built on three pillars: Cash flow control - knowing where your money goes and keeping enough margin to breathe Adaptability - building skills, resilience, and income flexibility in a changing economy Intentional design - aligning your money with your values instead of social pressure and comparisonYou do not need to be perfect to make progress. You do not need to "catch up" overnight. You do not need to follow someone else's timeline.What you do need is a steadier system.If you have ever felt confused about investing, anxious about housing, guilty about debt, burned out from chasing income, or worried that everyone else is somehow ahead of you, this book will meet you where you are and help you move forward with clarity.Whether you are in your 20s dealing with student loans, in your 30s balancing career and family, or in your 40s trying to regain momentum and build real security, Millennial Money offers grounded guidance for the financial life you are actually living.Because money, at its best, is not about status - it is about optionality.Optionality means the ability to change jobs without panic. To move if life requires it. To take a break before burnout. To support the people you love. To build a future with more freedom, less fear, and greater confidence. Millennial Money is your guide to building that future-step by step, with steadiness, realism, and purpo

Building Stability, Freedom, and Purpose in the Real World

Millennial Money

Calm Capital is written for the growing number of people who have watched hustle culture and aggressive trading burn others out, and decided there's a better way to build real security. This book challenges the loud, fast, high-risk version of wealth-building that dominates finance media, offering instead a slow money philosophy rooted in patience, clarity, and long-term thinking.Grounded in financial minimalism and the anti-hustle investing movement, this guide explores how to build sustainable wealth without constant market anxiety, speculative trading, or the emotional exhaustion that comes with chasing every trend. Drawing on principles of evidence-based investing, long-term investing, and low-stress money management, this book helps readers understand why uncertainty isn't something to fear, but something to plan calmly around.Inside, you'll discover a practical approach to calm investing, including how to build a resilient portfolio, apply diversification strategies, and avoid the emotional traps that cause people to buy high and sell low. You'll learn how financial discipline, risk management, and intentional spending work together to create quiet wealth that compounds steadily over time, without requiring constant attention or market timing.This book also addresses the psychological side of money often ignored by traditional finance books: the anxiety, the noise, and the pressure to always be doing more. Instead, it offers a framework for mindful money management, wealth without burnout, and building a life where financial security and personal peace coexist.What's inside the book: <ul><li>The principles of financial minimalism and calm, long-term investing</li><li>How to build a low-stress, diversified investment strategy</li><li>Tools for managing risk without obsessive market tracking</li><li>Strategies for avoiding lifestyle inflation and unnecessary complexity</li><li>A framework for emotional regulation around financial decisions</li><li>A long-term roadmap for lasting, low-drama financial security</li></ul>Who it is for: <ul><li>Anyone tired of hustle culture and high-risk investing advice</li><li>Readers seeking financial peace over financial performance</li><li>People building wealth slowly, intentionally, and sustainably</li><li>Investors who value discipline and patience over speculation</li><li>Anyone ready to build lasting security without constant financial stress</li></ul>Calm Capital isn't about getting rich quickly. It's about building something steady, resilient, and entirely your own - one intentional decision at a time.

The Quiet Wealth Method for Long-Term Financial Security

Calm Capital

How To Use Quicken for StartersMost people buy Quicken, stare at the screen, and give up. This book exists because the software never came with a real explanation - and you deserve one.How To Use Quicken for Starters is the plain-English guide that takes you from a blank, intimidating program to a clear, complete picture of your money. No financial background required. No technical experience assumed. Just honest, step-by-step instruction that finally makes sense of what Quicken is actually showing you.Inside, you will learn how to: <ul><li> Choose the right version of Quicken without overpaying</li><li> Install the software and connect your bank accounts safely and securely</li><li> Track every transaction and know exactly where your money goes</li><li> Build a budget grounded in your real spending - not guesswork</li><li> Reconcile your accounts so your numbers are provably correct</li><li> Run reports that answer the financial questions you actually have</li><li> See your complete net worth - everything you own against everything you owe</li><li>Back up and protect your data so years of records are never lost</li></ul>Whether you are managing a household budget for the first time or finally getting serious about your finances, this book gives you the understanding - not just the clicks - to use Quicken with real confidence.This is an independent, unofficial guide. It is not affiliated with, endorsed by, or sponsored by Quicken Inc.Every day you wait is another month of spending you cannot explain, another statement you dread opening, another year that passes without a clear picture of where your money actually went. The clarity you have been putting off is one book away.Scroll up and grab your copy now.

A Beginner's Guide to Setting Up Accounts, Tracking Your Spending, and Taking Control of Your Money

How To Use Quicken for Starters

Harriman House Essentials

No Worries

Public-Private Partnerships for Infrastructure, Third Edition explains how public-private partnerships are prepared, procured, financed, and managed from both public- and private-sector perspectives. As the use of public-private partnerships continues to develop and evolve worldwide, this leading resource synthesizes the latest approaches. The third edition has been updated throughout to reflect changes due to increased focus on assessing the case for different PPP approaches, evolving approaches to value for money, management of mature PPP contracts and their expiry, managing new and emerging risks such as climate resiliency, new market players, and more. This book emphasizes a step-by-step approach within a comprehensive, cross-referenced format. It includes clear explanations of PPP evaluation, structuring and financing concepts for those new to the topic, and it uses detailed reference points for more experienced practitioners. It draws from the authors’ public and private sector experience and practice in PPP markets worldwide to provide a perspective on practical application of the key underlying principles. This book is an invaluable resource for public sector PPP policymakers, project procuring authorities as well as private sector investors and lenders. Upper-division undergraduates and graduate students studying the delivery and financing of large projects will also find this book an ideal reference for public policy issues and structured finance.

Principles of Policy and Finance

Public-Private Partnerships for Infrastructure

Southern Peach

Personal finance for a generation that came up with student debt, gig apps, and rising rents. The Gen Z Money Playbook ditches rigid budgets and teaches priority-stacking, credit-score levers, first investments you can start at $5, and the scams built specifically to target you - all in plain language.Whether you are a student, freelancer, or just starting your first real job, this guide meets you where you are and shows you exactly what to do next. No finance degree required.

Build Wealth in Your 20s Without a Finance Degree

The Gen Z Money Playbook

Winner of the Axiom Business Book Awards 2025 Discover why true wealth extends far beyond your bank balance - and how to achieve it. We find ourselves at a crossroads. We all know that true wealth is about far more than money. Wealth is friends, family, health, a vocation, command of your time, leisure, and whatever else is important to you. And yet, we are all guilty of acting as if money alone is wealth and an end in itself. How do we navigate this crossroads to find the right balance between monetary wealth and true, soulful wealth? Enter Daniel Crosby - behavioural finance expert and author of the smash hits The Laws of Wealth and The Behavioral Investor. In The Soul of Wealth, Daniel presents 50 short essays exploring what wealth really is and provides practical suggestions for changing your thinking and actions in small, powerful ways. You'll learn: - How your spending reveals your values - That money can buy happiness if spent well - What makes a good financial plan - Why willpower is overrated - How to master delayed gratification for the ultimate wealth hack - Why anything worth doing carries some risk - And much, much more! Accessible and inspirational, The Soul of Wealth is the ultimate compendium of the world's best behavioural and personal finance knowledge. It will challenge your thinking, rekindle forgotten truths, and empower you to embrace a new relationship with your money. Now part of the Harriman House Essentials Collection, a series showcasing the very best of business and finance books.

The Soul of Wealth

Take control of your money with hands-on budgeting exercises Getting your finances on track feels a whole lot easier when you've got a place to actually do the work. Budgeting Workbook For Dummies gives you step-by-step exercises, practical trackers, and personalized tools to figure out the right budget for your unique situation. Instead of just reading about budgeting concepts, you'll apply them directly to your real financial life and see tangible results. Roll up your sleeves and dig into bill trackers, debt payoff plans, and savings strategies you can customize to fit your goals. You'll find actionable tips for managing everyday expenses, plus dedicated space to track your progress over time. Written by financial educator Athena Valentine Lent, this workbook turns budgeting know-how into budgeting done, one exercise at a time. Inside this workbook: <ul> <li>Discover which budgeting method works best for your income, your lifestyle, and your personal financial goals</li> <li>Build a personalized spending plan using interactive exercises that map directly to your real monthly expenses</li> <li>Track your bills, debts, and savings progress with ready-to-use tools designed for everyday accountability</li> <li>Learn practical strategies for breaking the paycheck-to-paycheck cycle and creating lasting financial habits</li> <li>Find actionable resources and tips that keep you motivated and on track long after you start</li> </ul> Whether you're living paycheck to paycheck, tackling debt, or just ready to be more intentional with your money, this Dummies guide gives you the structured practice and accountability tools to make budgeting stick.

Budgeting Workbook For Dummies

Take the stress out of tax season with this friendly guide Filing your own taxes can feel like navigating a maze of forms, deductions, and questions-TurboTax For Dummies is your compass! This guide walks you through the most popular DIY tax preparation platform step by step, showing you exactly what each screen means and which options apply to your financial situation. You'll learn to organize your documents, understand tax forms, and file with confidence. Get the hang of TurboTax's various preparation options and discover which one fits your needs and budget. Find out what records to keep, how long to keep them, and which deductions you might be missing. Plus, pick up tax planning techniques that can help you minimize what you owe next year. This guide keeps things simple and straightforward. Inside: <ul> <li>Organize your tax statements and receipts so preparation is quick and painless from the start</li> <li>Discover what each tax document means and why TurboTax asks for specific information</li> <li>Learn about current tax legislation and how recent changes impact your return </li> <li>Find the right TurboTax option for your situation and avoid paying for features you don't need</li> </ul> Whether you're filing your first return or looking for a smarter way to handle tax season, TurboTax For Dummies has you covered. Perfect for DIY tax preparers who want to save money and avoid common mistakes-get ready to file your taxes like a pro!

TurboTax For Dummies

Get out of debt and regain your financial freedom. If you're overwhelmed by debt, facing collection calls, a wage garnishment, foreclosure, car repossession, or a lawsuit, Solve Your Money Troubles is for you. This comprehensive guide will help you deal with your financial problems. It provides the information you need to manage your debt, deal with financial emergencies, and formulate good practices for handling your money in the future. Solve Your Money Troubles provides the practical information you need to take financial control of your life. Learn how to: <ul> <li>prioritize debts and create a budget</li> <li>stop harassment by debt collectors</li> <li>negotiate with creditors</li> <li>deal with wage garnishment, car repossession, and foreclosure</li> <li>reduce or manage federal student loan payments under the new rules</li> <li>know what to expect if a creditor sues</li> <li>decide if bankruptcy is the right option for you, and</li> <li>rebuild your credit.</li> </ul> This new edition of Solve Your Money Troubles is updated with the latest legal developments affecting debt, credit, student loans, and bankruptcy, including changes made by the One Big Beautiful Bill Act and recent court decisions on income-driven repayment plans for student loans. You'll also find sample forms you can use when negotiating with creditors, worksheets to help you create a plan to repay your debts, and other practical forms to help you get out of debt and make a fresh start. If you're in over your head with debts, don't let the problem continue to grow. Planning and carrying out a financial plan can be daunting, but it's necessary to your economic well-being. This book provides step-by-step guidance that will help you come up with a game plan to control your spending, deal with your debts, and take action to reduce the amounts you owe. If you have excessive liabilities, Solve Your Money Troubles can help you sort out your financial problems quickly and effectively.

Strategies to Get Out of Debt and Stay That Way

Solve Your Money Troubles

What if you could build an income source that continues creating value even when you are not actively working?Build Your Money Tree is a practical guide to understanding money, developing valuable skills, creating multiple income streams, and building assets that can potentially generate income repeatedly.Most people focus on earning more money.But earning more is only part of the equation.What happens when your income increases but your expenses increase with it?What happens when your entire income depends on your job?What happens when you want more freedom but your time is already committed?This book encourages you to think differently.Instead of simply chasing the next paycheck, learn how to plant, grow, and multiply your own Money Trees.Inside the book, you'll explore: The $1 Million QuestionDiscover why receiving more money does not automatically create financial freedom and why managing money matters.The Three Income StreamsUnderstand the difference between earned income, portfolio income, and passive income.Planting Your First Money TreeLearn how to identify your skills, ideas, opportunities, and problems that you can potentially turn into valuable products or services.Growing &amp; Selling Your TreeExplore digital products, online platforms, books, courses, creative assets, print-on-demand products, and other ways to turn your skills into income-producing assets.Investing in the Right PlaceLearn to think about the difference between an asset and an expenditure and make more intentional decisions about where you put your money.Water the Tree: Patience &amp; ConsistencyUnderstand why building an income stream takes time, experimentation, marketing, sales, consistency, and patience.The book also introduces the idea of moving from one tree to multiple trees-building different income-producing assets and gradually creating your own financial forest.This isn't about becoming rich overnight.It is about developing the mindset, skills, systems, and patience required to build something that can grow over time.One Skill → One Idea → One Product → One Income Stream → One TreeThen you grow.Improve.Reinvest.And eventually plant another.You don't need to find a Money Tree.You need to build one.Build Your Money Tree is a practical guide to understanding money, building multiple income streams, developing valuable skills, creating passive-income assets, and working toward financial freedom. Learn how to turn your skills and ideas into income, grow one income source into many, and build your own financial forest one tree at a time.

A Practical Guide to Skills, Income & Financial Freedom

Build Your Money Tree

Kitchen Goldmine

Weitere Titel zum Thema