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Sanders L: Keep It In The Family

Keep It In The Family

How To Pass Down Property Without Probate or Taxes

This is not a get-rich-quick book.
Brick by Brick is for parents, first-generation professionals, and families who are determined to change their financial bloodline permanently.
Written by a father to his children, this book is both a practical financial roadmap and a deeply personal legacy letter about discipline, ownership, and building wealth that lasts beyond one lifetime.
What makes this book different
Unlike traditional personal finance books that focus only on tactics, Brick by Brick blends mindset and mechanics. It speaks directly to families who were never given a financial roadmap and shows how to build one intentional decision at a time.
Inside Brick by Brick, you'll learn how to:Build and protect credit with intention
Create disciplined saving habits that compound over time
Invest with strategy instead of emotion
Use real estate as a long-term wealth-building tool
Teach your children financial literacy through example, not lectures
Break generational cycles of debt, stress, and financial silence


These aren't theories. They are principles built to be reread and applied across different seasons of life.
A book with both instruction and heart
Through storytelling, clear financial guidance, and heartfelt letters written to his children and future grandchildren, the author shows that wealth is not just about money. It's about freedom, preparation, and stewardship.
This book doesn't promise shortcuts. It offers something better: a blueprint for sustainable, generational progress.

A Father's Guide to Building Generational Wealth

Brick by Brick

In the vein of Get Good with Money and The Black Girl’s Guide to Financial Freedom, an accessible, witty, and necessary guide from the beloved creator of The Broke Black Girl that addresses the unique financial issues of Black women and others shut out of traditional finance conversations. Dasha Kennedy grew up in a family where finances were not discussed. At fifteen, she already had bad money habits that would follow her into adulthood. At nineteen, she realized that the Fortune 500 executives who promote financial literacy did not look or sound anything like her. And she knew she couldn’t be the only person who felt as lost and overlooked as she did when it came to money management. So, she started the website The Broke Black Girl and discovered an entire community of people who were desperate for money advice and understanding. Now, Kennedy provides the ultimate user-friendly resource, featuring engaging and relatable stories from her own personal finance journey. With actionable advice and an engaging voice, she helps us take control, move past shame and anxiety, build family wealth in a single generation, and become financially independent forever.

The Power of Perseverance in Personal Finance

Moving Beyond Broke

The Financial Echo System of the Black Community

Breaking Cycles, Building Wealth

What does it mean to call a place home? From #1 New York Times bestselling author Jeanine Cummins comes a deeply felt multigenerational family story On her wedding day in San Juan, Puerto Rico, in 1968, Rafaela Acuña y Daubón has mild misgivings, but she marries Peter Brennan Jr. anyway in a blaze of romantic optimism. She has no way of knowing how dramatically her life will change when she uproots her young family to start over in the American Midwest, unleashing a fleet of disappointments. In the 1980s, against the backdrop of her mother's isolation in St. Louis, Missouri, Rafaela's daughter, Ruth, wants only to belong. Eager to fit in, Ruth lets go of her language, habits, and childhood memories of Puerto Rico. It's not until decades later when Ruth's own daughter, Daisy, returns to San Juan that her mother and grandmother begin to truly reflect on the choices that have come to define their lives. When a hurricane ravages the island in 2023, leaving Daisy critically injured, Rafaela and Ruth return to the city where their story began. As they gather at Daisy's bedside, we follow them back into the moments that brought them to this point: We watch as they come of age, fall in love, take risks, and contend with all the heartbreaks, triumphs, and reversals of fortune-both good and bad-that make up a meaningful life. As old memories come to light, so do buried secrets, leaving everyone in the family wondering exactly where it is that they belong. A striking, resonant examination of marriage, family, and identity, Speak to Me of Home is ultimately a story of mothers and daughters that asks: How can three women who share geography and genetics have such wildly different ideas of where they come from? And, more important, can they discover a common language to find their way back home?

A Novel

Speak to Me of Home

Part life philosophy, part financial clarity, and part real-world wisdom from a hugely popular estate planning attorney who has seen what happens when families plan and when they don't. I'm Sorry I'm Dead helps readers confront the reality of life's end, not in a morbid way, but in a deeply empowering one. Estate planning attorney, entrepreneur, and best-selling author Pamela Maass Garrett aka Law Mother has helped thousands of families navigate what happens when someone dies. She has seen firsthand that the biggest problems families face are rarely legal: they are emotional, relational, and the result of decisions never made . . . siblings that stop speaking over a dispute about their parent's home, a grieving widow locked out of bank accounts because she didn't know how to get access, and families forced to guess about critical medical decisions. All of these problems can be easily avoided. In this book, Garrett introduces a powerful mindset shift: when you face the end of life honestly, you begin living more intentionally today. Through compelling stories from real families, practical financial insights, and simple decision-making frameworks, readers learn how to take control of their lives before circumstances take control of them. The book guides readers through the most important life decisions most people avoid: · how to organize finances and build real wealth · how to protect loved ones legally and emotionally · how to make difficult family decisions before crisis strikes · how to prevent conflict, confusion, and regret after death · how to create a legacy that strengthens future generations rather than unintentionally burdening them with a huge tax bill · what you really can and can't do Rather than overwhelming readers with technical legal details, I'm Sorry I'm Dead offers a clear philosophy and practical tools for making the decisions that matter most. The result is a life lived with greater clarity, stronger relationships, and the peace of knowing the people you love will be protected. This book is for anyone who wants to stop drifting through life and start deciding it.

Estate Planning to Protect the People You Love and Leave Behind More Than Money

I’m Sorry I’m Dead

DELUXE EDITION-a beautiful hardcover edition featuring sprayed edges, a designed case stamp, and fully illustrated color endpapers. From New York Times bestselling author Olivie Blake comes a tantalizing story of power, seduction, and the omens you'll ignore when everything you've dreamed of feels just within reach. The headlines are calling it the "summer of exsanguination" in LA-girls are being murdered, the Santa Ana winds are blowing a strange energy into the city, and all signs point to fire season. More pressing for Anya Morris, though, is the drudgery of living at home, working part time at the family store, and contending with her mother's disdain for the acting career Anya knows she's destined for but that feels more impossible by the day. It's in this suffocating late summer heat that Anya receives a once-in-a-lifetime opportunity, an invitation to work for the de Witt family, one of LA's most influential film dynasties. Soon, she's spending her days and nights at their strange villa high in the Hollywood Hills, where she meets Jude, a recluse who is both the family's heir apparent and its most closely guarded secret. There's a magnetism to Jude that Anya cannot resist, despite warning signs that scream like sirens in the night. Because the villa holds generations of bloodstained history, and an occult family curse may even live within its walls-or within Jude himself. In this city, everyone cuts a deal with the devil. When Anya comes face to face with a devil of her own, she'll learn just how far she's willing to go to get everything she's ever wanted.

Dreamland

Most families believe that building wealth is enough-but protecting it is where the real challenge begins.

Inheritance Traps exposes the hidden risks that quietly destroy generational wealth, from probate complications and legal loopholes to poor financial planning and lack of documentation. Through real-life examples, practical insights, and life-based strategies, this book shows how easily a lifetime of hard work can be lost without proper preparation.
This is not just a financial guide-it is a roadmap for protecting your family, securing your assets, and ensuring your legacy is passed on exactly as intended.

Inside, readers will learn how to:
Avoid common inheritance and probate mistakes
Structure assets to protect family wealth
Understand legal traps that families overlook
Prepare clear financial and estate planning habits
Ensure smooth transfer of assets across generations



Whether you are just starting your financial journey or planning your legacy, this book provides the clarity and tools needed to protect what matters most.
Your legacy deserves more than hope-it deserves a plan.


Published By: Authors Publisher House

Inheritance Traps

Are you worried your family will lose thousands to probate, taxes, and legal fees after you're gone?
Does Any of This Sound Familiar?You've worked your whole life to build your savings, but you're not sure how to protect it.
You don't know the real difference between a will and a living trust.
The thought of probate draining your estate keeps you up at night.
You worry your kids will fight over money after you're gone.
Every lawyer quote feels like a second mortgage just to get started.


I get it. Estate planning feels overwhelming because every expert you talk to speaks a different language, charges by the hour, and leaves you with more questions than answers. You've probably tried reading online articles, watching YouTube videos, or asking your bank, only to end up more confused. I've been there. I know how heavy that feels.Estate attorneys charge $2,000 to $5,000 and still use language you can't decode.
Generic online will kits ignore your state's laws and often get thrown out in court.
Financial advisors focus on your money, not the legal paperwork protecting it.
This book gives you the complete, state-aware framework to set up your estate yourself, confidently and correctly.


But First, a Warning
If you're looking for a magic template to copy-paste and forget, this book isn't for you. Real estate planning takes a few focused afternoons, honest conversations, and attention to detail. But every hour you invest here can save your family thousands of dollars and months of court battles.By the time you close this book, you'll know:The exact difference between a will and a living trust, and which one your situation actually needs
The 7 most expensive probate mistakes seniors make, and how to avoid all of them
How to legally transfer your home, bank accounts, and retirement funds without triggering unnecessary taxes
Why naming the wrong executor can tear your family apart, and the 4 questions to ask before choosing one
The one-page document that keeps your medical wishes in your control, even if you can't speak for yourself
How to protect a child who's bad with money without making them feel punished or excluded
The hidden tax trap that wipes out inheritances, and the simple clause that neutralizes it
The quiet way blended families end up in court, and how to prevent it before you're gone
How to make sure your grandchildren get what you intended, even if their parents disagree
The 12-item estate planning checklist every senior should complete before their next birthday
Ready-to-use will and trust forms, explained in plain English, with step-by-step instructions

This Book is for You if...You want peace of mind knowing your family is protected.
You're tired of legal jargon that nobody explains.
You refuse to hand thousands to a lawyer for basic paperwork.
You want to avoid probate and keep your estate private.
You want to minimize the taxes your heirs will pay.
You've been putting this off and you're ready to finish it.
You want your wishes honored exactly as you intended.
You want to prevent family conflict after you're gone.


Imagine closing this book knowing every document is signed, every account is titled correctly, and your family will be spared the confusion, cost, and conflict that destroys so many estates. You have the opportunity right now to start living that life.Ready to protect everything you've built and give your family the gift of clarity?

Avoid the Costly Mistakes That Drain Your Savings, Skip Probate, and Save on Taxes - Everything Lawyers Charge Thousands to Explain

Living Trusts, Wills & Estate Planning for Seniors

Conversations for Our Youth That Will Shape Your Family's Legacy

Before They Leave

Money Smarts

Money Smarts Vault: End-of-Life Wealth Transfer and Planning
Protect what you built. Eliminate probate risk. Transfer wealth with clarity and control.
Money Smarts Vault is a practical, step-by-step guide to protecting and transferring generational wealth. More than just an estate planning book, it provides a complete system to help families avoid costly probate, reduce legal complications, and ensure assets are passed on efficiently and intentionally.
Inside you'll discover:How to avoid probate and minimize legal delays and fees
The four essential estate documents every family should have
Smart strategies for trusts, real estate, and business succession
How beneficiary designations can override wills-and how to avoid mistakes
Key insights on estate taxes, gifting, and planning ahead
Digital asset protection, including cryptocurrency and fraud prevention
A structured system to organize your estate in one secure place


From immediate steps to long-term planning, this book gives you a clear roadmap-not just theory.
Whether you're a business owner, investor, parent, or simply planning ahead, Money Smarts Vault helps you:Get organized
Avoid unnecessary loss
Protect your family
Build a lasting legacy


Preparation isn't optional-protection isn't automatic.
Money Smarts Vault turns planning into peace of mind.

Vault

Building the Vibrant Future of Manufacturing

Dark, Dirty, Dangerous

From Country Roads to CEO is a powerful and deeply inspiring story of two women-Cheryl Harris and Dr. Brenda Scott-who rose from modest beginnings to become forces of impact, leadership, and legacy across generations. Rooted in faith, service, and vision, this book traces the paths of two women from rural roads to boardrooms, spanning careers in education, real estate, and community development. Together their stories reveal the power of mentorship, the ripple effect of purpose-driven leadership, and what happens when women lead with heart and build with intention. From classrooms to corner offices, their legacies remind us that greatness isn't about where you start-it's about how you serve, who you uplift, and the courage to keep going. From Country Roads to CEO is more than a diary-it's a roadmap for becoming the kind of leader who leaves the world better than you found it. From Country Roads to CEO is a guide to building generational wealth through homeownership!

Building Generational Wealth Through Homeownership

From Country Roads to CEO

Keep It In The Family

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