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Vaughn A: Insurance Distribution of the
Future

Insurance Distribution of the Future

An Interactive Guide for Agents and Brokers

Principles of Fintech is designed to prepare upper-level undergraduate and postgraduate business and financial management students to innovate with the latest financial technology. It combines real-world examples, critical reflection and applied frameworks for students to understand how to use Fintech creatively and responsibly in their future careers. This textbook: -Introduces the fundamentals of Fintech, including the technology and business models underpinning it -Covers the use of key technologies, such as generative AI and blockchain, as well as the applications of Fintech from digital payment to insurance (InsurTech) and wealth and asset management (WealthTech), &gt;Principles of Fintech bridges the gap between technology, finance and strategy, with real-world examples from both successful and failed Fintech initiatives. This textbook includes key pedagogical features such as learning objectives, chapter summaries and reflective questions to challenge students to apply theory into practical contexts. Additional online resources include lecturer slides, suggested classroom activities, discussion question prompts, and regularly updated real-world examples and further reading.

Financial Technology, Business Models and Strategic Innovation

Principles of Fintech

Critical University Studies

How the cult of capitalism reshaped the American university--and hollowed it out from within.Over the past several decades, American universities have been remade as engines of entrepreneurial ambition. Technology transfer offices, business incubators, pitch competitions, innovation hubs, and leadership centers now sit at the heart of campus life, radically altering how institutions describe their purpose, structure curricula, and imagine student success. The Start-Up Factory argues that this shift has come at a steep cost.James Rushing Daniel traces the rise of entrepreneurialism in higher education and shows how universities came to embrace the figure of the founder as both ideal and benefactor. Business leaders--many of them major donors--are celebrated as singular visionaries, their values imported into academic life and framed as models for intellectual work. This reverence, Daniel argues, has narrowed the university's sense of public responsibility for distorted academics, and transformed institutions into finishing schools for aspiring entrepreneurs. Moving across policy and historical documents, institutional rhetoric, teaching materials, site visits, and interviews, The Start-Up Factory documents how entrepreneurial thinking has reshaped the pedagogy, culture, and mission of the American university.The consequences of this entrepreneurial focus extend far beyond campuses. By promoting the myth of the self-made billionaire, universities help legitimize extreme inequality and normalize forms of power that undermine democratic life. At a moment of deep institutional crisis, when the influence of the billionaire class on college campuses is increasingly absolute and the future of higher education is uncertain, The Start-Up Factory offers a clear-eyed account of how universities arrived here--and why reclaiming their autonomy has become an urgent task.

How Entrepreneurialism Captured Higher Education

The Start-Up Factory

Across 12 Decades, Shaping Business IntelligenceThe marketplace is, in many ways, a modern Game of Thrones, being complex, strategic, and relentless. Beneath its surface runs a woven code. Here, merchants exchange not only products but messages, but also coded messages, and decoding them is essential for strategic and profitable business foresight.The author who decodes these messages has 38 years' international experience in business and academia, with supplementary insight shaped by twelve decades of a family enterprise.The insights of decoding are not always immediate, and occasionally, they surface only after years of patient observation and prayerful alignment. If a businessperson is not aware of the existence of these codes, how can the individual attempt to climb to the top of Mount Everest? Decoding aids us to interpret that which we fail to comprehend or even to bring adequate language to our emotions and experiences. Through a quiet signature art of 'code-as-stealth', the narrative listens beneath the noise, revealing how faith and grace carry an unseen authority capable of restoring trade. The effectiveness of stealth technology lies in the meticulous coordination of components and aerodynamic principles. A single wing - like a standalone paragraph - or even a wing and a tail - a paragraph plus a chapter - does not make a stealth aircraft. True stealth comes from the integration of all components, perfectly aligned in the correct sequence and position. The meticulous attention to sequencing and positioning in narration represents the book's use of stealth, which helps drive the momentum of both the code and the decoding process. The uniqueness of 'code-as-stealth' is that it is birthed in originality, skill and experience: Ai has no role. The book offers grounded counsel for resisting bloated systems and borrowed formulas in the marketplace, rooting enterprise instead in covenant, conscience, and calling. Here, business is reimagined, not as a field of turmoil, but as a sanctuary of grace, where foresight becomes stewardship and profit flows as a shared blessing.

Decoding the Marketplace

Routledge Practical Textbooks in Shipping Management

Shipping moves over 90% of global trade, yet for many, the industry remains unseen. Introduction to Shipping brings this vast and vital world into focus with a clear, practical, and engaging guide.The book builds a solid foundation by linking key participants, transactions, operations, and legal elements into one cohesive narrative. Complex concepts are broken down step by step, ensuring accessibility for beginners while offering depth and relevance for professionals. Balancing theory with practice, Introduction to Shipping also addresses the industry's most pressing developments, from digitalization and AI-driven logistics to green shipping technologies and evolving environmental challenges.Whether you are a student taking your first steps into the field or a practitioner seeking to sharpen and systematize your knowledge, Introduction to Shipping serves as a vital reference to the forces driving global trade.

A Modern Guide to Maritime Shipping Industry

Introduction to Shipping

Why do we use eighty-year-old metrics to understand today’s economy? The ways that statisticians and governments measure the economy were developed in the 1940s, when the urgent economic problems were entirely different from those of today. In The Measure of Progress, Diane Coyle argues that the framework underpinning today’s economic statistics is so outdated that it functions as a distorting lens, or even a set of blinkers. When policymakers rely on such an antiquated conceptual tool, how can they measure, understand, and respond with any precision to what is happening in today’s digital economy? Coyle makes the case for a new framework, one that takes into consideration current economic realities. Coyle explains why economic statistics matter. They are essential for guiding better economic policies; they involve questions of freedom, justice, life, and death. Governments use statistics that affect people’s lives in ways large and small. The metrics for economic growth were developed when a lack of physical rather than natural capital was the binding constraint on growth, intangible value was less important, and the pressing economic policy challenge was managing demand rather than supply. Today’s challenges are different. Growth in living standards in rich economies has slowed, despite remarkable innovation, particularly in digital technologies. As a result, politics is contentious and democracy strained. Coyle argues that to understand the current economy, we need different data collected in a different framework of categories and definitions, and she offers some suggestions about what this would entail. Only with a new approach to measurement will we be able to achieve the right kind of growth for the benefit of all.

Counting What Really Matters

The Measure of Progress

"[A] measured guide to how money influences daily routines, relationships, and happiness . . . offers a distinctive alternative to performance-oriented wealth-building programs."

How to Be Financially Mindful

Money Values

Five daily habits that reduce burnout, build engagement, and create a stronger organization, with no complex programs or HR mandates required. Burnout is at record levels, and most leadership advice isn't solving it, because it's too complicated, it lands on HR teams who can't change daily culture, or it simply doesn't stick. This book offers something more useful: 5 simple, repeatable practices that managers, executives, and CEOs can weave into their existing routines right now, across in-person, hybrid, and AI-supported teams. The 5 practices: <ul><li>Celebrate Someone</li><li>Go, See, and Help</li><li>Be Interested</li><li>Cocreate</li><li>Do It First</li></ul> These are daily actions grounded in research and built for how work actually happens today, including distributed teams and AI-integrated workflows. Leaders who adopt them create cultures of support that sustain themselves without top-down mandates or expensive rollouts. This book is for managers frustrated that engagement programs don't stick and for executives who want tools they can use today, not initiatives that take months. Supporting your people isn't just the right thing to do; it builds more profitable, resilient organizations. Start here.

Transform your workplace with 5 simple daily practices that reduce burnout, boost engagement, and drive sustainable organizational success—no complex programs or HR mandates required. Employee burnout is at record levels. Thousands of leadership books promise solutions, but existing advice doesn't stick—it's too complicated, it's hard to implement, or it gets dumped on HR teams who lack the power to change how work actually gets done. And as AI tools reshape workflows and hybrid work becomes the norm, leaders face even more pressure to provide clarity, support, and stability. They need something different: practical daily habits they can start tomorrow that create real, lasting change. This book cuts through the noise with 5 essential practices every manager, executive, and CEO can turn into habits that spread throughout their organization like a positive virus: <ul><li>Recognize good work immediately</li><li>Help your team daily</li><li>Be genuinely curious about people</li><li>Insist on cocreation</li><li>Be the change</li></ul> These are simple, repeatable actions leaders can weave into their existing routines starting today—actions that support people across in-person, hybrid, and increasingly AI-supported workplaces. Because supporting employees isn't just the right thing to do—it builds stronger, more profitable organizations.

The 5 Daily Practices of the Employee-Centric Leader

Make Work Work

*NEW YORK TIMES BESTSELLER* As seen in The Financial Times Business Books of the Month "If you work, and you talk, you need this book." - Jefferson Fisher, bestselling author of 'The Next Conversation' From the creator of AdviceWithErin, the 'internet's big sister' for your career, comes the straight-talking guide to what to say at work-and how to say it with confidence. You know that moment. You're in an interview, on a Zoom, or sitting in a meeting. Someone says, "Tell me about yourself." And your mind goes blank. What are they really asking? Why does everyone else seem to know the rules? And why didn't anyone teach us this? Erin McGoff is here to do just that. In The Secret Language of Work, Erin shares her signature, customisable scripts to help you handle the moments that matter most, from interviews and salary negotiations to setting boundaries, speaking up in meetings, navigating office politics and advocating for yourself. You'll learn exactly what to say, word for word, so you can stop second-guessing and start showing up with clarity. Learning how to say the right words, in the right order, in the right way, at the right time, is an art that too few people are taught. But communication is the ultimate career advantage. And it's a skill you can learn. With Erin's practical advice and no-nonsense scripts, you'll master the secret language of work, build real confidence, and create the career you deserve.

Hyper-Helpful Scripts for Every Situation

The Secret Language of Work

Welcome to Faith &amp; Business: A 52-Week Devotional for Christian Entrepreneurs and Business Leaders.This devotional was born out of a simple but powerful truth: Your business is your ministry!Whether you're building a brand from scratch, managing a thriving company, freelancing, or leading a team, you are not just a business person - you are a Kingdom representative in the marketplace. You carry the light of Christ into boardrooms, coffee shops, contracts, spreadsheets, and customer service conversations. You are part of God's plan to transform culture, serve others, and create meaningful value-all through the work of your hands.Yet this calling is not easy. Business can be lonely, risky, overwhelming, and often deeply personal. It's a world where faith is tested in practical ways: in late payments, employee tensions, quiet seasons, tough decisions, and the constant pressure to perform. That's why this devotional exists-to serve as a weekly anchor, helping you reconnect your business life with your spiritual life, so the two become one seamless expression of who you are in Christ.God cares deeply about your work. Scripture is filled with builders, stewards, entrepreneurs, and marketplace leaders-from Abraham and Lydia to Nehemiah and the Proverbs 31 woman. These weren't just Sunday saints; they were everyday workers who honored God through faith-filled leadership, generosity, diligence, and trust. In the same way, you've been called to build, lead, serve, and create-on purpose and for a purpose.

Faith & Business

Featured on Forbes, Morning Joe, Teen Vogue, Pod Save America, and more From Amanda Litman, cofounder of Run for Something, “a refreshingly candid, delightfully irreverent guide to leadership for the next generation.” ―Adam Grant When We’re in Charge is a no-bullshit guide for the next generation of leaders on how to show up differently, break the cycle of bad Boomer leadership, and navigate the changing demands of those in power and the evolving expectations people have of their workplace. Based on Amanda Litman’s experience as a founder and executive (and mom of two who’s trying desperately to have a life outside of work), and informed by conversations with more than 100 next-gen leaders across politics, business, media, tech, education, and more—including Versha Sharma, former editor-in-chief of Teen Vogue; Maxwell Frost, the first Gen Z member of Congress; and Evan Spiegel, CEO of Snap Inc—this book is a vital resource for new leaders trying to figure out how to get stuff done without making your team or yourself miserable. When We’re in Charge offers solutions for sticky challenges:<ul><li>How to be yourself without giving your full self to your role</li><li>How to think about social media when your team sees what you post</li><li>How to set up guardrails for work-life balance </li></ul>A necessary read for all who occupy or aspire to leadership roles, When We’re in Charge is a vision for a future where leaders at work, in communities, and across the country are compassionate, genuine, and effective.

Featured on Forbes, Morning Joe, Teen Vogue, Pod Save America, and more From Amanda Litman, cofounder of Run for Something, “a refreshingly candid, delightfully irreverent guide to leadership for the next generation.” ―Adam Grant “The workplace is evolving more rapidly than ever. When We’re In Charge has all the insights and advice for leaders to navigate these choppy waters.” ―Sami Sage, New York Times bestselling author of Democracy in Retrograde Most leadership books treat millennials and Gen Z like nuisances to manage around, focusing on how leaders from older generations can fit young people into their existing corporate cultures. Not this one. When We’re In Charge is a no-bullshit guide for the next generation of leaders on how to show up differently, break the cycle of bad boomer leadership, and navigate the changing demands of those in power and the evolving expectations people have of their workplace. Based on author Amanda Litman’s experience as a founder and executive (and mom of two who’s trying desperately to have a life outside of work), and informed by conversations with more than 100 next-gen leaders across politics, business, media, tech, education, and more—and including people like Versha Sharma, editor-in-chief of Teen Vogue; Maxwell Frost, first Gen Z member of Congress; and Evan Spiegel, CEO of Snap Inc—this book is a vital resource for new leaders trying to figure out how to get stuff done without making your team or yourself miserable. When We’re in Charge offers solutions for sticky challenges: -How to be yourself without giving your full self to your role -How to think about social media when your team sees what you post -How to set up guardrails for work-life balance Litman also makes powerful arguments about the practices and shape of work: -Why a four-day work week is the future -Why transparency is a powerful tool that can do real damage if not wielded with intention -Why it matters for you, the boss, to both provide and take family leave A necessary read for all who occupy or aspire to leadership roles, When We’re in Charge is a vision for a future where leaders at work, in communities, and across the country are compassionate, genuine, and effective.

A Playbook for How to Show Up, Lead Well, and Go Home Happy

When We're in Charge

Deutschland steht wirtschaftlich unter Druck: Fachkräftemangel, Überregulierung, Innovationsstau. Doch während viel über Probleme gesprochen wird, verlieren wir den Blick auf die Lösungen.MAKE! in Germany zeigt, wie unternehmerisches Gestalten trotzdem gelingt.
 Thomas Hoppe und Sebastian Bluhm porträtieren Unternehmerinnen und Unternehmer aus dem Mittelstand. Unterschiedliche Branchen, unterschiedliche Firmengrößen, aber eine Gemeinsamkeit: Sie übernehmen Verantwortung, gehen Risiken ein und gestalten die Zukunft ihrer Familien, ihrer Betriebe und der Gesellschaft mit. Das Buch analysiert, warum Unternehmergeist in Deutschland oft ausgebremst wird, und zeigt anhand realer Beispiele, wie er sich dennoch entfalten kann.Im Mittelpunkt steht kein theoretisches Modell, sondern gelebte Praxis: persönliche Entscheidungen, Rückschläge, Durchhaltevermögen.MAKE! in Germany ist ein Mutmachbuch über die Kraft des Unternehmertums. Es zeigt, dass Deutschland die richtige DNA hat, um zurück in die Erfolgsspur zu finden, und benennt, was sich ändern muss, damit das Land den Anschluss an die wirtschaftlich führenden Nationen nicht verliert.

Wie Mut, Macher und Mittelstand unser Land neu erfinden können

Make! in Germany

Um wirklich etwas zu erreichen, müssen wir oft mit Menschen arbeiten, deren Meinung wir nicht teilen, die wir nicht mögen oder denen wir gar nicht vertrauen. 
Gerade in der heutigen Zeit voller Spannungen wird eine produktive Zusammenarbeit immer schwieriger und gleichzeitig immer wichtiger. 
Dieser Bestseller über Konfliktlösung hat bereits Tausenden Menschen geholfen, über tiefgreifende Gräben hinweg produktiv zusammenzuarbeiten. Die erweiterte Neuausgabe enthält zusätzliches Material, das speziell auf unsere zunehmend polarisierte Welt zugeschnitten ist.Nach mehr als 30 Jahren Erfahrung mit Führungskräften in über 50 Ländern zeigt Adam Kahane, warum traditionelle Zusammenarbeit, die auf Harmonie und Konsens setzt, nicht mehr ausreicht. Stattdessen stellt er einen radikal neuen Ansatz vor, der Unstimmigkeit, Experimentieren und echte Mitgestaltung vorsieht.Zentral sind dabei drei Strategien, um schwierige Kooperationen zu meistern: 
¿ &nbsp; &nbsp;sich auf Konflikte und Kontakte gleichermaßen einlassen, 
¿ &nbsp; &nbsp;Neues ausprobieren und daraus lernen, 
¿ &nbsp; &nbsp;sich aktiv am Geschehen beteiligen.Anhand aktueller Beispiele und Fallstudien zeigt dieses wertvolle Buch, wie wir mit Menschen zusammenarbeiten können, deren Ansichten wir vielleicht nicht teilen. Mit praxisnahen Werkzeugen, einem Diskussionsleitfaden und Modellen für den Umgang mit der permanenten Pluralität in unseren polarisierten Zeiten liefert Kahane wertvolle Impulse, wie aus Konflikten echter Fortschritt werden kann.

Um wirklich etwas zu erreichen, müssen wir oft mit Menschen arbeiten, deren Meinung wir nicht teilen, die wir nicht mögen oder denen wir gar nicht vertrauen.
 
 Gerade in der heutigen Zeit voller Spannungen wird eine produktive Zusammenarbeit immer schwieriger und gleichzeitig immer wichtiger.
 
 Dieser Bestseller über Konfliktlösung hat bereits Tausenden Menschen geholfen, über tiefgreifende Gräben hinweg produktiv zusammenzuarbeiten. Die erweiterte Neuausgabe enthält zusätzliches Material, das speziell auf unsere zunehmend polarisierte Welt zugeschnitten ist.
 Nach mehr als 30 Jahren Erfahrung mit Führungskräften in über 50 Ländern zeigt Adam Kahane, warum traditionelle Zusammenarbeit, die auf Harmonie und Konsens setzt, nicht mehr ausreicht. Stattdessen stellt er einen radikal neuen Ansatz vor, der Unstimmigkeit, Experimentieren und echte Mitgestaltung vorsieht.
 Zentral sind dabei drei Strategien, um schwierige Kooperationen zu meistern:
 
 • &nbsp; &nbsp;sich auf Konflikte und Kontakte gleichermaßen einlassen,
 
 • &nbsp; &nbsp;Neues ausprobieren und daraus lernen,
 
 • &nbsp; &nbsp;sich aktiv am Geschehen beteiligen.
 Anhand aktueller Beispiele und Fallstudien zeigt dieses wertvolle Buch, wie wir mit Menschen zusammenarbeiten können, deren Ansichten wir vielleicht nicht teilen. Mit praxisnahen Werkzeugen, einem Diskussionsleitfaden und Modellen für den Umgang mit der permanenten Pluralität in unseren polarisierten Zeiten liefert Kahane wertvolle Impulse, wie aus Konflikten echter Fortschritt werden kann.

Wie man mit Menschen zusammenarbeitet, deren Meinung man nicht teilt, die man nicht mag oder denen man nicht vertraut

Mit Feinden verhandeln

Insurance Distribution of the Future

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