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Brittany Press

Bourhis R: Insult to Injury

Insult to Injury

Build an AI security operating model that manages risk, strengthens governance and enables AI to scale securely. AI Risk Management is a practical guide for AI risk owners, GRC managers, AI governance managers and technology risk professionals responsible for managing the security risks of AI.Written by security expert Rafah Knight, this book shows how to make AI security operational, measurable and embedded into existing business processes. It provides practical guidance on establishing ownership and accountability for AI risk, designing effective governance structures, implementing policies and controls and managing third-party AI vendor exposure.Drawing on real-world examples from financial services, retail, the public sector and healthcare, learn how to: - Build an effective AI security operating model - Establish clear ownership and accountability for AI risk - Design AI governance policies, controls and assurance processes - Measure AI security and operational risks effectively - Manage third-party AI vendor exposure at scaleAI Security gives you the practical structures and controls to operationalize AI assurance, strengthen AI governance and support secure AI adoption at scale.Themes include: AI security, AI risk management, AI governance, GRC, AI assurance, third-party AI risk

How to Scale AI Securely

AI Risk Management

Independently published

The STEWARD Method for Building, Governing, and Passing Down a Family Capital System

THE FAMILY THAT BANKS TOGETHER

Every business navigates a fog of uncertainty, but what if your radar is blind to the most dangerous storms on the horizon? Many leaders operate on the dangerous assumption that experience alone is enough, relying on gut feeling and historical precedent to steer their ship. Yet, the business world is littered with the wreckage of companies blindsided not by truly unforeseeable events, but by risks they simply failed to identify. Are you truly prepared for the unseen threats that could shatter your forecasts and erode shareholder value? The human brain, while powerful, is ill-equipped for comprehensive foresight, often filtering out discomforting data until it's too late. What worked yesterday as an early warning system is today a relic, incapable of detecting contemporary threats. The cost of this reactive posture is staggering: emergency capital infusions, mass layoffs, and even bankruptcy. Risk Management: Mapping The Unseen Landscape challenges this complacency, revealing why a change of method, not just mindset, is crucial. This isn't about predicting the future with perfect accuracy; it's about building a robust radar system that sweeps the horizon, transforming vague anxieties into actionable intelligence. This essential guide equips you with the frameworks and systematic inquiry needed to proactively identify, assess, and respond to both threats and opportunities. Move beyond anecdotal warnings and subjective interpretations to a structured approach that fortifies your defenses and unlocks strategic advantages. Inside, you will discover how to: - Systematically map your business risks, moving beyond gut feeling to comprehensive foresight. - Unearth hidden opportunities by looking beyond immediate threats and leveraging uncertainty. - Quantify uncertainty with proven methods for assessing probability and impact, making informed decisions. - Prioritize your efforts using a powerful matrix to focus resources where they matter most. - Develop a comprehensive response toolkit for both mitigating threats and seizing strategic opportunities. - Understand the 'failure pattern' to avoid common pitfalls in risk management implementation. - Build true organizational resilience through robust contingency planning and continuous improvement. - Implement advanced techniques like PESTLE analysis, Premortem Analysis, and the Cause → Risk → Effect metalanguage to uncover deep-seated vulnerabilities and foster a shared risk vocabulary. &gt;Don't let the unseen landscape define your business's fate. Take control of your future, transform uncertainty into a strategic advantage, and build an organization that thrives amidst change. Purchase Risk Management: Mapping The Unseen Landscape today.

Mapping The Unseen Landscape

Risk Management

Every project carries uncertainty. Costs overrun, schedules slip, and revenues disappoint-not because project managers lack skill, but because most risk analyses rely on single-point estimates that conceal the true range of possible outcomes. This book provides a structured framework for project risk management, combines it with rigorous quantitative risk analysis, and shows how artificial intelligence makes both accessible to every practitioner, regardless of budget or technical background. Artificial Intelligence and Risk Analysis in Projects delivers a complete, practitioner-focused framework covering the full project risk management lifecycle-from risk identification and qualitative assessment through to quantitative risk analysis, response planning, and monitoring and control. The quantitative core of the book addresses Monte Carlo simulation, probabilistic NPV and IRR appraisal, decision trees, expected monetary value, sensitivity analysis, and the calibration of probability distributions from real project data. A case study running through the book compares two capital investment projects under deterministic and probabilistic analysis, demonstrating concretely how single-point estimates overstate expected returns and conceal the probability of loss-in one case by more than 70%. The AI dimension is integrated throughout rather than treated as a separate topic: readers learn how large language models support risk identification and qualitative analysis, how AI enhances the accuracy of Monte Carlo simulation inputs, how structured prompt engineering directs AI toward specific risk management tasks, and how AI performs as an independent model auditor and stress-testing partner. The book addresses the governance, validation, and accountability structures that responsible AI deployment in project environments requires, and closes by demonstrating Monte Carlo simulation using AI alone-making rigorous probabilistic analysis accessible to practitioners who lack access to commercial simulation software.Written for project risk managers, project controls professionals, and students of project management, this is the first book to unite a structured project risk management framework, rigorous quantitative risk analysis, and applied artificial intelligence in a single integrated treatment. It is both a professional reference and a practical guide-grounded in real case studies, immediately applicable to real project decisions, and positioned at the frontier of where the project risk management profession is heading.

Artificial Intelligence and Risk Analysis in Projects

A Practical Guide to Risk, Pricing, Underwriting, Claims, Customer Analytics, Fraud Detection, AI, and Data-Driven Insurance

Insurance Analytics for Beginners

This book draws on research and experience in occupational health and safety to address a fundamental question: what separates a near miss incident from an accident that results in injury? Through analysis of workplace events, the author proposes that fortuity and luck are the key factors determining accident outcomes. Building on the CECAL (Cause, Effect, and Control of Accidental Loss) model introduced in 2000, the book explores the three 'Luck Factors' that intervene in undesired events, offering a fresh perspective on accident outcomes.This title provides the insights and tools needed to transform your perspective on workplace safety. With real-life examples, including the NASA Columbia disaster and United Airlines Flight 232, it challenges traditional safety metrics and introduces innovative concepts such as the Safety Fear Factor. It explains why measuring safety performance through injury rates is flawed, as these metrics often reflect luck rather than control. Readers will gain practical guidance on implementing proactive Safety Management Systems (SMS) to recognize, assess, and rectify near miss incidents, empowering them to prevent accidents effectively rather than relying on chance.The Safety Luck Factors: The Fortuity Elements that Influence Accident Outcomes is essential for safety professionals, workplace managers, and anyone involved in occupational health and safety.

The Fortuity Elements that Influence Accident Outcomes

The Safety Luck Factors

Security, Audit and Leadership Series

Organizational Debt and AI Failure: Why Your AI Project Fails challenges the assumption that unsuccessful artificial intelligence initiatives are primarily caused by weak models, insufficient computing power, or poor technology choices. Instead, Scott Andersen argues that AI often fails because it is introduced into organizations carrying years of unresolved structural debt.The book presents a practical framework for identifying and managing five interconnected forms of organizational debt: technical, data, personnel, security, and embedded debt. Technical debt creates fragile architectures and brittle integrations. Data debt undermines meaning, lineage, context, and trust. Personnel debt appears through skill gaps, unclear responsibilities, burnout, and dependence on a few critical individuals. Security debt weakens identity, governance, assurance, and accountability. Embedded debt connects them through undocumented assumptions, informal processes, workarounds, and hidden dependencies.AI does not necessarily create these weaknesses-it exposes and accelerates them. Processes that remained stable through human judgment and manual intervention can collapse when automated systems begin operating continuously and at machine speed. What appeared to be resilience may have depended on people quietly compensating for organizational problems.Drawing on decades of enterprise architecture and technology experience, Andersen explains why promising pilots become trapped in "pilot purgatory," why local improvements can increase systemwide risk, and why failures frequently emerge at the seams between technologies, teams, data, and decision authorities. He introduces practical concepts and measures-including Total AI Debt Exposure and Total AI Operational Pressure-to help leaders make risk visible and actionable.This book is written for executives, architects, technology leaders, security professionals, data teams, program managers, and organizations preparing to scale AI. Its central message is direct: successful AI transformation does not begin with adoption. It begins with organizational truth. By identifying, measuring, and governing the debt already present, organizations can move beyond experimentation and build AI systems that achieve delivery, adoption, and sustained operational value.

Why your AI projects fail

Organizational Debt

Psychosocial Risk and Leadership Accountability

Work Without Harm

ONE DOOR AT A TIME

A landlord with two rentals came within one honest question of a serious mistake. His plan to fund a $220,000 down payment on an eight-unit building entirely from cash and savings would have worked perfectly - right up until the first genuinely bad month. A first-time buyer used a fourplex to cut his own housing cost to almost nothing. A third investor's twelve-unit purchase was already losing money every ordinary month before a single unplanned expense arrived - and the fix cost her a permanent share of the building. Scaling from a first rental to a real portfolio is the single biggest leverage decision most real estate investors ever make - and most of them size it on hope, momentum, and a lender's approval instead of their own honest numbers. One Door at a Time introduces the STACK Method - Size the deal honestly, Target the right leverage mix, Assemble your capital stack, Cover your risk before you close, and Keep scaling with discipline - a five-step framework for the landlord or investor standing at the exact edge of a first multifamily purchase, where the numbers get bigger, the financing gets more complex, and one undersized assumption can undo years of careful saving. Through the honest, numbers-first stories of three real-feeling investors - a near-miss down payment restructured just in time, a first-time buyer's disciplined house-hack, and an overleveraged twelve-unit purchase that shows exactly what happens when a deal is sized around hope instead of arithmetic - you'll learn exactly how to size a deal using real net operating income, choose a leverage mix that survives a bad month, assemble a capital stack without overexposing any single source, cover the risks that could undo the purchase, and keep scaling at a pace your own numbers actually support. This is Book Seven of The Infinite Banking Playbooks - the companion series to Beginner's Guide to Infinite Banking, applying the same honest, evidence-based approach to one real decision at a time.

The STACK Method for Scaling From Your First Rental to Your First Multifamily Deal

A Guide To Effective Intervention

The Operator'S Framework

The Strategic Insurance Advantage: Uncovering Hidden Value And Maximizing Protection challenges the pervasive and costly misconception that insurance is merely a transactional annual chore. For too long, businesses have viewed insurance as an undifferentiated commodity, a necessary evil to be minimized on the balance sheet. This perspective creates a significant operational blind spot, leading to inadequate protection, inflated costs, and a consistent erosion of leverage. This book is your essential guide to transforming this passive procurement into a powerful strategic asset. It reveals why treating insurance as a fungible good is a critical miscalculation and how this approach leaves your enterprise vulnerable to catastrophic gaps and hidden financial drains. This groundbreaking guide dissects the "insurance blind spot," exposing how traditional acquisition methods foster dependency and limit your negotiating power. You will learn to decode the underwriter's mind, moving beyond superficial quotes to understand the true value of terms, conditions, and claims handling capabilities. The book explores how to cultivate an agent partnership that extends beyond the contract, providing a strategic negotiation playbook for market engagement. It redefines risk management as a profit center, guiding you through navigating alternative structures, avoiding the audit trap, and forecasting exposure effectively. By examining common failure patterns, this book equips you to avoid the pitfalls when insurance acquisition goes wrong, ensuring your policies truly protect your enterprise. By adopting the strategic framework presented, you will gain unparalleled control over your insurance program. This book empowers you to move beyond reactive renewals, enabling proactive decision-making that aligns insurance with your overall enterprise risk management objectives. You will learn to identify and mitigate the hidden costs that extend far beyond annual premiums-from direct uninsured losses and operational disruptions to significant opportunity costs and reputational damage. This approach frees up capital, provides the confidence to pursue new markets and products, and ensures your insurance strategy actively supports growth rather than hindering it. You will transform insurance from a silent tax into a dynamic tool for capital preservation and strategic enablement. The ultimate benefits of mastering "The Strategic Insurance Advantage" include: - Significantly reducing your overall cost of risk and preventing hidden financial drains. - Maximizing protection against unforeseen liabilities and catastrophic events. - Enhancing your financial stability and building greater business resilience. - Gaining powerful leverage in negotiations with carriers and agents. - Converting risk management into a strategic profit center for your organization. - Protecting your enterprise value, brand reputation, and future growth potential. - Making informed, proactive decisions that safeguard your business assets.

Uncovering Hidden Value And Maximizing Protection

The Strategic Insurance Advantage

Why do people really choose the financial services industry? Not for the paycheck. Not for the title. For something deeper.In this third volume of the "WHY FINANCIAL SERVICES" series, best-selling author Elijah Golden sits down with 12 leaders from Sean Young's TEAM LEGACY. Some are just getting started. Some are rising through the ranks. Some are leading movements. All of them made the same decision: build something that matters.Through exclusive interviews, you'll discover: → The moment each leader knew this industry was their calling→ How they overcame rejection, fear, and the "what will people think?"→ What it takes to build a business rooted in Fl's 5F's: Faith, Family, Finance, Fitness, &amp; FunFeaturing co-authors Gertha Davis, Derek Ruiz, Soraya Mendoza, Troy Bader, Aaron Carmine, Melissa Taylor, Lloyd Solis, Emilio Vela, Tessa Granadino, Matthew Comstock, Caden Shanks, and Sean Young.These aren't polished success stories. They're honest accounts of real people. Teachers, veterans, nurses, immigrants, parents, and dreamers who said yes to a bigger life and now help families protect what matters most.Whether you're exploring a new career, growing your agency, or looking for proof that purpose and prosperity can coexist, these 12 stories show you what's possible.Your story could be next.

Inside 12 Untold Journeys from Sean Young's TEAM LEGACY

Why Financial Services, Volume 3

Insult to Injury

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