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Bourhis R: Insult to Injury

Insult to Injury

Versicherungen verstehen, Verträge optimieren und Kosten sparen
 Versicherungen gehören zu den Dingen, die wir alle brauchen. Dennoch schieben viele das Thema vor sich her, weil Vertragsbedingungen kompliziert erscheinen. Gleichzeitig geht es um wichtige Risiken wie Krankheit, Unfall, Sturm, Hagel oder Wasserschaden. Genau hier setzt dieses praktische Versicherungs-Set der Stiftung Warentest an.Der Ratgeber zeigt verständlich, welche Versicherungen wirklich sinnvoll und welche Policen oft überflüssig sind. Sie lernen, wie Sie bestehenden Schutz analysieren, Tarife vergleichen und gezielt wechseln können. Dabei erhalten Sie hilfreiche Tipps zu wichtigen Absicherungen wie Haftpflichtversicherung, Hausratversicherung, Rechtsschutzversicherung, Krankenversicherung oder Berufsunfähigkeitsversicherung. Auch Themen wie Lebensversicherung, Rentenversicherung, Pflegeversicherung und Unfallversicherung werden im Handbuch praxisnah erklärt.Zusätzlich behandelt das Buch Policen wie Kfz-Versicherung, Autoversicherung, Motorradversicherung, E-Bike- und Fahrradversicherung, Tierkrankenversicherung oder Hundehaftpflichtversicherung. Sie erfahren außerdem, wann sich eine Zahnzusatzversicherung, Auslandskrankenversicherung oder Reiserücktrittsversicherung lohnt und wie sich Leistungen und Kosten sinnvoll vergleichen lassen.Mit Checklisten, Vertrags-Check und Musterschreiben für Kündigung oder Wechsel prüfen Sie Ihre Versicherungen, finden günstige Tarife und schließen Versorgungslücken.- Schritt-für-Schritt Anleitung
 zur Bedarfsanalyse und zum Versicherungsvergleich
 - Wichtige Policen erklärt:
 Haftpflicht, Hausrat, Rechtsschutz, BU, Krankenversicherung
 - Tipps zum Wechseln,
 Kündigen und Optimieren bestehender Verträge
 - Checklisten und Musterschreiben
 für Versicherungsverträge
 

 - Orientierung durch
 Testsieger
 der Stiftung Warentest

Bares Geld sparen und Versicherungslücken schließenViele Deutsche sind schlecht versichert –&nbsp;
 entweder mit teuren, unnötigen Policen&nbsp;oder aufgrund gefährlicher Schutzlücken. Unser Set weist den Weg zum&nbsp;optimalen Versicherungsschutz in drei einfachen Schritten.
 Von der individuellen Bedarfsermittlung
 über die Vertragsoptimierung bis zur&nbsp;passenden Wechselstrategie werden alle wichtigen Fragen beantwortet: Welche Absicherung benötige ich wirklich und wo kann ich ohne Risiko sparen? Wie decke ich versteckte Schwachstellen in meinen Policen auf und finde bessere Alternativen? Wann lohnen sich Online-Tarife und mit welchen Tricks lässt sich zusätzlich Geld sparen?
 Komplettpaket mit sofort nutzbaren Formularen
 zum Heraustrennen und Herunterladen. Einfach Schritt für Schritt durchgehen – und der Versicherungsschutz sitzt perfekt!

Bedarfsanalyse, Vertrags-Check, zahlreiche Testsieger, Verträge wechseln und sparen | Mit Checklisten und Musterschreiben

Das Versicherungs-Set

'Chris Kraus reinvents the true-crime novel' The New Yorker
'A writer whose antennae are attuned to subtle connections and strange cross-currents' Colm Tóibín
'This is Chris Kraus's masterpiece' Constance Debré
On the Iron Range of northern Minnesota, at the end of the last decade, three teenagers shot and killed an older acquaintance after spending the day with him. In a cold, rundown town, the three young people were quickly arrested and imprisoned. No one knows why they did it.
At the time of the murder, Catt Greene and her husband, Paul Garcia, are living nearby in a house they'd bought years earlier as a summer escape from Los Angeles. Undergoing a period of personal turmoil, moving between LA and Minnesota - between the urban art world and the rural poverty of the icy Iron Range - Catt turns away from her own life and towards the murder case, which soon becomes an obsession. In her attempt to pierce through the mystery surrounding the murder and to understand the teenagers' lives, Catt also finds herself travelling back through the idiosyncratic, aspirational lives of her parents in the working-class Bronx and small-town, blue-collar Milford, Connecticut. 
Written in three linked parts, The Four Spent the Day Together explores the histories of three generations of American lives and the patterns that repeat over lifetimes, and is piercing commentary on the pressures of lives lived on the edge.

The Four Spent the Day Together

The highly anticipated thriller about a serial killer's daughter and her race to solve the crimes of her family's twisted past before it's too late, from New York Times bestselling author E. Kennedy. The world is hunting for answers—but what if the truth leads straight to you? Ten years after her father—the infamous serial killer Gabriel Thorn—was caught, Ryan Shipley is back in Starling, Tennessee, trying to lay low. No one can know who she really is. No one can know the truth about her past. But as fresh eyes dig deeper into the case, old secrets refuse to stay buried. Cryptic texts, eerie coincidences, and a chilling note leave everyone wondering—does Ryan know more than she’s letting on? As the truth unravels, one thing becomes clear: in a town full of secrets, Ryan might be the biggest mystery of them all. Perfect for fans of Holly Jackson and Jeneva Rose—get ready for a thriller packed with twists you won’t see coming.

The highly anticipated thriller about a serial killer's daughter and her race to solve the crimes of her family's twisted past before it's too late, from New York Times bestselling author E. Kennedy. The world is hunting for answers—but what if the truth leads straight to you? Ten years after her father—the infamous serial killer Gabriel Thorn—was caught, Ryan Shipley is back in Starling, Tennessee, trying to lay low. No one can know who she really is. No one can know the truth about her past. But as fresh eyes dig deeper into the case, old secrets refuse to stay buried. Cryptic texts, eerie coincidences, and a chilling note leave everyone wondering—does Ryan know more than she’s letting on? As the truth unravels, one thing becomes clear: in a town full of secrets, Ryan might be the biggest mystery of them all. Perfect for fans of Holly Jackson and Jeneva Rose—get ready for a thriller packed with twists you won’t see coming.

Thornbird

A deeply informed, nail-biting expose of the multibillion-dollar hacking and ransomware industry

Inside the Dark Economy of Hacking and Ransomware: LONGLISTED FOR THE FT BUSINESS BOOK OF THE YEAR AWARD 2026

We Know You Can Pay a Million

If you're not writing the truth about crimes against humanity, you're culpable in them. Human rights activist and Middle East scholar Assal Rad is known online as the 'headline fixer' - with a special focus on exposing double standards in Western media, especially about Palestine. Israelis are described as 'children' and 'civilians', while Palestinians are 'people under 18' and 'collateral damage'; Israelis are killed; Palestinians die. Even in the wake of the ceasefire, major Western media continually obfuscates Israeli violence in Palestine, This pattern of dehumanizing language, Don't Say Palestine reveals, has been so consistent throughout the Palestinian genocide that it amounts to a policy. Over the past three years, headlines in outlets from CNN to Reuters to the New York Times have consistently downplayed Israeli responsibility, 'othered' Palestinians, and called into question inviolable tenets of international law like the sanctity of hospitals and journalists in warzones. Highlighting the linguistic moves and framing devices at play and surfacing stories Western media decided not to report, Rad maps with devastating clarity mainstream media's instrumental role in sanitizing, white-washing, and downplaying a human rights crisis. Don't Say Palestine offers both a moral reckoning and an urgent call to action. When these years are studied, this will be the book people read to understand how 'this' was allowed to happen, and the one people turn to when looking to rebuild their faith in the media.

How the Media Manufactured Consent for Genocide

Don't Say Palestine

The definitive history of Russia’s most secret spy program, from the earliest days of the Soviet Union to Putin’s invasion of Ukraine, and a revelatory examination of how that hidden history shaped both Russia and the West. “Shaun Walker relates these real-life spy stories with breathtaking aplomb.” —Wall Street Journal More than a century ago, the new Bolshevik government began sending Soviet citizens abroad as deep-cover spies, training them to pose as foreign aristocrats, merchants, and students. Over time, this grew into the most ambitious espionage program in history. Many intelligence agencies use undercover operatives, but the KGB was the only one to go to such lengths, spending years training its spies in language and etiquette, and sending them abroad on missions that could last for decades. These spies were known as &nbsp;“illegals.” During the Second World War, illegals were dispatched behind enemy lines to assassinate high-ranking Nazis. Later, in the Cold War, they were sent to assimilate and lie low as sleepers in the West. The greatest among them performed remarkable feats, while many others failed in their missions or cracked under the strain of living a double life. Drawing on hundreds of hours of interviews, as well as archival research in more than a dozen countries, Shaun Walker brings this history to life in a page-turning tour de force that takes us into the heart of the KGB’s most secretive program. A riveting spy drama peopled with richly drawn characters, The Illegals also uncovers a hidden thread in the story of Russia itself. As Putin extols Soviet achievements and the KGB’s espionage prowess, and Moscow continues to infiltrate illegals across the globe, this timely narrative shines new light on the long arc of the Soviet experiment, its messy aftermath, and its influence on our world at large.

The definitive history of Russia’s most secret spy program, from the earliest days of the Soviet Union to Putin’s invasion of Ukraine, and a revelatory examination of how that hidden history shaped both Russia and the West. “Shaun Walker relates these real-life spy stories with breathtaking aplomb.” —Wall Street Journal More than a century ago, the new Bolshevik government began sending Soviet citizens abroad as deep-cover spies, training them to pose as foreign aristocrats, merchants, and students. Over time, this grew into the most ambitious espionage program in history. Many intelligence agencies use undercover operatives, but the KGB was the only one to go to such lengths, spending years training its spies in language and etiquette, and sending them abroad on missions that could last for decades. These spies were known as &nbsp;“illegals.” During the Second World War, illegals were dispatched behind enemy lines to assassinate high-ranking Nazis. Later, in the Cold War, they were sent to assimilate and lie low as sleepers in the West. The greatest among them performed remarkable feats, while many others failed in their missions or cracked under the strain of living a double life. Drawing on hundreds of hours of interviews, as well as archival research in more than a dozen countries, Shaun Walker brings this history to life in a page-turning tour de force that takes us into the heart of the KGB’s most secretive program. A riveting spy drama peopled with richly drawn characters, The Illegals also uncovers a hidden thread in the story of Russia itself. As Putin extols Soviet achievements and the KGB’s espionage prowess, and Moscow continues to infiltrate illegals across the globe, this timely narrative shines new light on the long arc of the Soviet experiment, its messy aftermath, and its influence on our world at large.

Russia's Most Audacious Spies and Their Century-Long Mission to Infiltrate the West

The Illegals

A dazzling insider’s account of the contemporary art world and the stunning rise and fall of the charismatic American art dealer Inigo Philbrick, as seen through the eyes of his friend and fellow dealer A BEST BOOK: The New York Times, The New Yorker, The Economist, Town &amp; Country • In development as a series for HBO “Exhilarating. . . . Compulsively readable.”—The Guardian • “Reads like a Liar’s Poker for the art world.”—The Economist “This tantalizing glimpse by a former dealer into the art world’s most rarefied stratum doubles as a cautionary tale about a largely unregulated industry where hubris, greed and fraud abound.”—The New York Times Orlando Whitfield and Inigo Philbrick met in 2006 at London’s Goldsmiths University where they became best friends. By 2007 they had started I&amp;O Fine Art. Orlando would eventually set up his own gallery and watch as Inigo quickly immersed himself in a world of private jets and multimillion-dollar deals for major clients. Inigo seemed brilliant, but underneath the extravagant façade, his complicated financial schemes were unraveling. With debt, lawsuits, and court summonses piling up, Inigo went into a tailspin of lies and subterfuge. At around the same time, Orlando himself experienced a nervous breakdown and left the art world for good. By 2019 things had spiraled enough out of control for Inigo to flee to the remote island nation of Vanuatu, 300 miles west of Fiji. Within a year, he was arrested by the FBI and extradited to America, where he was sentenced to seven years in prison for having committed more than $86 million in fraud. All That Glitters is at once a shocking and compulsive story of ambition and downfall, a cautionary tale, and an intimate portrait of friendship and its loss.

A Story of Friendship, Fraud, and Fine Art

All That Glitters

Risk Management and Corporate Governance in Unpredictable Business Environments

When does a philosophy become a conspiracy? In 2024, Sam Bankman-Fried — once hailed as the future of finance and one of the richest men in America — was sentenced to 25 years in prison for stealing $11 billion and collapsing over a hundred companies. Stealing the Future is the inside story of that unraveling, told by a member of the CoinDesk team that first broke the case. But this is more than a true crime story. It’s a journey into the tangled web of tech-utopianism, libertarian idealism, and the seductive ideologies of Silicon Valley — from Effective Altruism to transhumanism — that helped cloak one of the biggest financial frauds of the 21st century. As these philosophies increasingly fuel the global far right, Stealing the Future asks: what happens when abstract theories gain real power — and who’s really paying the price?

When does a philosophy become a conspiracy? In 2024, Sam Bankman-Fried — once hailed as the future of finance and one of the richest men in America — was sentenced to 25 years in prison for stealing $11 billion and collapsing over a hundred companies. Stealing the Future is the inside story of that unraveling, told by a member of the CoinDesk team that first broke the case. But this is more than a true crime story. It’s a journey into the tangled web of tech-utopianism, libertarian idealism, and the seductive ideologies of Silicon Valley — from Effective Altruism to transhumanism — that helped cloak one of the biggest financial frauds of the 21st century. As these philosophies increasingly fuel the global far right, Stealing the Future asks: what happens when abstract theories gain real power — and who’s really paying the price?

Sam Bankman-Fried, Elite Fraud, and the Cult of Techno-Utopia

Stealing The Future

Foreword INDIES Book of the Year Award Finalist, 2025 A renowned researcher takes readers inside the hunt for Wall Street's biggest frauds, revealing the forensic techniques that catch corporate criminals in the act. The world of business runs on trust, but that trust is routinely broken. From stock market manipulation to accounting fraud, corporate executives and Wall Street insiders find endless, creative ways to cheat the system. With engaging stories and compelling data analysis, Erik Lie reveals how these schemes work and how to catch them. Through real cases such as Martha Stewart’s insider trading, Bernie Madoff’s Ponzi scheme, and the LIBOR rate-fixing scandal, readers will learn the following: <ul><li>Two powerful methods for detecting systematic fraud using data</li><li>How cheaters leave behind telltale statistical patterns</li><li>Why some of Wall Street's biggest frauds persisted for years despite red flags</li><li>The role of whistleblowers, journalists, and researchers in exposing deception</li></ul> Packed with intriguing examples and whimsical illustrations, this eye-opening guide shows how anyone can help expose corporate misconduct hiding in plain sight.

A renowned researcher takes readers inside the hunt for Wall Street's biggest frauds, revealing the forensic techniques that catch corporate criminals in the act. The world of business runs on trust, but that trust is routinely broken. From stock market manipulation to accounting fraud, corporate executives and Wall Street insiders find endless, creative ways to cheat the system. With engaging stories and compelling data analysis, Erik Lie reveals how these schemes work and how to catch them. Through real cases such as Martha Stewart’s insider trading, Bernie Madoff’s Ponzi scheme, and the LIBOR rate-fixing scandal, readers will learn the following: <ul><li>Two powerful methods for detecting systematic fraud using data</li><li>How cheaters leave behind telltale statistical patterns</li><li>Why some of Wall Street's biggest frauds persisted for years despite red flags</li><li>The role of whistleblowers, journalists, and researchers in exposing deception</li></ul> Packed with intriguing examples and whimsical illustrations, this eye-opening guide shows how anyone can help expose corporate misconduct hiding in plain sight.

Everyday Forensics to Unmask Business Fraud

Catching Cheats

NEW YORK TIMES BESTSELLER • A NATIONAL BOOK CRITICS CIRCLE AWARD WINNER • BEST BOOK OF THE YEAR: THE NEW YORKER, THE ATLANTIC, NPR • The powerful and moving memoir of a fearless political opposition leader who paid the ultimate price for his beliefs. "Patriot is by turns funny, fiery, reflective and tragic, laced with Navalny’s trademark wry humor and idealism....a gutting personal account from a husband and father facing the reality that he will never be with his family again."—The New York Times "Honest"—The Washington Post • "Shocking"—The Atlantic • "Uplifting." —Vanity Fair "A testament to resilience" —Associated Press • "Will be seen as a historic text."—The Economist Alexei Navalny began writing Patriot shortly after his near-fatal poisoning in 2020. It is the full story of his life: his youth, his call to activism, his marriage and family, his commitment to challenging a world super-power determined to silence him, and his total conviction that change cannot be resisted—and will come. In vivid, page-turning detail, including never-before-seen correspondence from prison, Navalny recounts, among other things, his political career, the many attempts on his life, and the lives of the people closest to him, and the relentless campaign he and his team waged against an increasingly dictatorial regime. Written with the passion, wit, candor, and bravery for which he was justly acclaimed, Patriot is Navalny’s final letter to the world: a moving account of his last years spent in the most brutal prison on earth; a reminder of why the principles of individual freedom matter so deeply; and a rousing call to continue the work for which he sacrificed his life. “This book is a testament not only to Alexei’s life, but to his unwavering commitment to the fight against dictatorship—a fight he gave everything for, including his life. Through its pages, readers will come to know the man I loved deeply—a man of profound integrity and unyielding courage. Sharing his story will not only honor his memory but also inspire others to stand up for what is right and to never lose sight of the values that truly matter." —Yulia Navalnaya

NEW YORK TIMES BESTSELLER • A NATIONAL BOOK CRITICS CIRCLE AWARD WINNER • BEST BOOK OF THE YEAR: THE NEW YORKER, THE ATLANTIC, NPR • The powerful and moving memoir of a fearless political opposition leader who paid the ultimate price for his beliefs. "Patriot is by turns funny, fiery, reflective and tragic, laced with Navalny’s trademark wry humor and idealism....a gutting personal account from a husband and father facing the reality that he will never be with his family again."—The New York Times "Honest"—The Washington Post • "Shocking"—The Atlantic • "Uplifting." —Vanity Fair "A testament to resilience" —Associated Press • "Will be seen as a historic text."—The Economist Alexei Navalny began writing Patriot shortly after his near-fatal poisoning in 2020. It is the full story of his life: his youth, his call to activism, his marriage and family, his commitment to challenging a world super-power determined to silence him, and his total conviction that change cannot be resisted—and will come. In vivid, page-turning detail, including never-before-seen correspondence from prison, Navalny recounts, among other things, his political career, the many attempts on his life, and the lives of the people closest to him, and the relentless campaign he and his team waged against an increasingly dictatorial regime. Written with the passion, wit, candor, and bravery for which he was justly acclaimed, Patriot is Navalny’s final letter to the world: a moving account of his last years spent in the most brutal prison on earth; a reminder of why the principles of individual freedom matter so deeply; and a rousing call to continue the work for which he sacrificed his life. “This book is a testament not only to Alexei’s life, but to his unwavering commitment to the fight against dictatorship—a fight he gave everything for, including his life. Through its pages, readers will come to know the man I loved deeply—a man of profound integrity and unyielding courage. Sharing his story will not only honor his memory but also inspire others to stand up for what is right and to never lose sight of the values that truly matter." —Yulia Navalnaya

A Memoir

Patriot

Gabriel Allon

Art restorer and legendary spy Gabriel Allon must solve the perfect crime in the dazzling new tale of murder, greed, and corruption from #1 New York Times bestselling novelist Daniel Silva."Daniel Silva spins a yarn better than any living author and I appreciated the chance to disappear into a great book, if only for a single night (there is no stopping a Silva book once I've begun). --Todd Wilkins, Best Thriller BooksSometimes the only way to recover a stolen masterpiece is to steal it back . . .Gabriel Allon has been awarded a commission to restore one of the most important paintings in Venice. But when he discovers the body of a mysterious woman floating in the waters of the Venetian Lagoon, he finds himself in a desperate race to recover a lost masterpiece by Leonardo da Vinci.The painting, a portrait of a beautiful young girl, has been gathering dust in a storeroom at the Vatican Museums for more than a century, misattributed and hidden beneath a worthless picture by an unknown artist. Because no one knows that the Leonardo is there, no one notices when it disappears one night during a suspicious power outage. No one but the ruthless mobsters and moneymen behind the theft -- and the mysterious woman whom Gabriel found in a watery grave in Venice. A woman without a name. A woman without a face.The action moves at breakneck speed from the galleries and auction houses of London to an enclave of unimaginable wealth on the French Riviera -- and, finally, to a shocking climax in St. Peter's Square, where the life of a pope hangs in the balance. An elegant and stylish journey through the dark side of the art world and the Vatican's murky finances, An Inside Job proves once again that Daniel Silva is the reigning master of international intrigue and suspense.

Art restorer and legendary spy Gabriel Allon must solve the perfect crime in the dazzling new tale of murder, greed, and corruption from #1 New York Times bestselling novelist Daniel Silva."Daniel Silva spins a yarn better than any living author and I appreciated the chance to disappear into a great book, if only for a single night (there is no stopping a Silva book once I've begun). --Todd Wilkins, Best Thriller BooksSometimes the only way to recover a stolen masterpiece is to steal it back . . .Gabriel Allon has been awarded a commission to restore one of the most important paintings in Venice. But when he discovers the body of a mysterious woman floating in the waters of the Venetian Lagoon, he finds himself in a desperate race to recover a lost masterpiece by Leonardo da Vinci.The painting, a portrait of a beautiful young girl, has been gathering dust in a storeroom at the Vatican Museums for more than a century, misattributed and hidden beneath a worthless picture by an unknown artist. Because no one knows that the Leonardo is there, no one notices when it disappears one night during a suspicious power outage. No one but the ruthless mobsters and moneymen behind the theft -- and the mysterious woman whom Gabriel found in a watery grave in Venice. A woman without a name. A woman without a face.The action moves at breakneck speed from the galleries and auction houses of London to an enclave of unimaginable wealth on the French Riviera -- and, finally, to a shocking climax in St. Peter's Square, where the life of a pope hangs in the balance. An elegant and stylish journey through the dark side of the art world and the Vatican's murky finances, An Inside Job proves once again that Daniel Silva is the reigning master of international intrigue and suspense.

A Novel

An Inside Job

Insult to Injury

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