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Craig A: How to Own the World / B

How to Own the World

A Plain English Guide to Thinking Globally and Investing Wisely: The life-changing personal finance and investment bestseller

No-Income DSCR Loans is the definitive guide to buying, refinancing, and scaling rental real estate without tax returns, paystubs, or debt-to-income ratios.
Written by Joseph G. Correa, Licensed Mortgage Broker at Finibi Mortgage, this book reveals how professional investors use asset-based DSCR lending to build portfolios that finance themselves and grow without personal income limits.

Inside this book, you will learn:
 ¿ How DSCR underwriting actually works
 ¿ How lenders calculate qualifying rent and loan size
 ¿ How to buy rental properties with no income verification
 ¿ How to structure LLCs and entities for DSCR approval
 ¿ How to use interest-only, 40-year, and portfolio loans to boost cash flow
 ¿ How to refinance and pull cash out without W-2s or tax returns
 ¿ How to scale from one property to dozens without hitting borrowing limits
 ¿ How to stress-test DSCR deals so they survive market downturns
 ¿ How to use DSCR loans for long-term family wealth and legacy planning

This is not theory. This is the same financing framework used by institutional investors, hedge funds, and professional landlords - now available to everyday real estate investors.
If you want to buy more properties, protect your income, and build a portfolio that lasts for generations, this book gives you the blueprint.
Get started today and discover how DSCR loans unlock true financial freedom through real estate.

How to Get Approved Without Tax Returns or Paystubs

No-Income DSCR Loans

*WINNER OF THE WORK &amp; LIFE BUSINESS BOOK AWARD 2023* "This is such a valuable guide to DIY investing, I recommend you make this book your first investment." Claer Barrett, Consumer Editor, Financial Times The second, updated edition of the award-winning and accessible guide to personal finance that busts myths, clarifies jargon and provides the best options for building your wealth. Increasingly more people are reassessing their lives as a result of the COVID-19 pandemic, with many resolving to work only as long as they must - retiring early to focus on families and friends, hobbies or travel. Making the most of these choices requires having and growing enough money to enjoy your future life, without needing to worry about it running out. But when it comes to investing in a pension, there is a dizzying number of complex options available. This book is designed to provide clear, objective guidance that cuts through the jargon, giving you control over your financial future. Robin Powell and Jonathan Hollow strip away the marketing-speak, and through simple graphs, charts and diagrams, provide an evidence-based money manual that you can use again and again. They also alert you to myths and get-rich-quick schemes everyone should avoid. It's a highly practical and refreshingly honest book, written by two independent experts who have seen how the investment industry works from the inside, and how it profits from complexity, ignorance and fear. They show how UK savers and investors can beat this system and, crucially, make more money for themselves than they do for financial services firms.

What everyone needs to know about savings, pensions and investments (Second Edition)

How to Fund the Life You Want

--THE SUNDAY TIMES HARDBACK NON-FICTION &amp; BUSINESS BESTSELLER-- --PORCHLIGHT BUSINESS BOOK AWARDS 2021: BEST BUSINESS BOOK IN THE LEADERSHIP &amp; STRATEGY CATEGORY-- --SHORTLISTED FOR THE BUSINESS BOOK AWARDS 2022-- "THIS IS ONE OF THE MOST POWERFUL BOOKS EVER WRITTEN ABOUT LEADERSHIP." Adam Grant, #1 New York Times bestselling author of THINK AGAIN and host of the TED podcast WorkLife "THE MOST UNLIKELY OF PEOPLE, IN THE MOST IMPROBABLE OF CIRCUMSTANCES, CAN BECOME EXTRAORDINARY." From socio-political chaos and workplace disruption to the climate change crisis, we have never needed people with the skill and will to collaborate to create a better world more than now. We need people who are willing to fill the leadership void. People who will embrace the influence they have. People who believe in improving society and workplace culture - not only because it makes life better, but because it is proven to yield positive results. We need more leaders. The Promises of Giants is a challenge to anyone who aspires to make a difference in their environment. Over fourteen promises, it seamlessly intertwines personal anecdotes and workplace and social observation with the latest research, to provide practical, proven tips and strategies to empower you to maximize your own potential and inspire others. It is not a self-help book. It is a how-to guide for winning, rooted in the belief that the most unlikely of people, in the most improbable of circumstances, can become extraordinary. John Amaechi well understands the responsibilities and potential that come with being a giant. The Promises of Giants is the product of a lifetime spent observing and studying effective leadership - from accompanying his mother's visits to her dying patients to competing at the highest levels of professional sport, through two decades of management consulting with multinational corporations. These experiences have shown that everyone has the ability to act decisively to influence the world in a positive way. Everyone is a giant to someone.

--THE SUNDAY TIMES HARDBACK NON-FICTION &amp; BUSINESS BESTSELLER-- --PORCHLIGHT BUSINESS BOOK AWARDS 2021: BEST BUSINESS BOOK IN THE LEADERSHIP &amp; STRATEGY CATEGORY-- --SHORTLISTED FOR THE BUSINESS BOOK AWARDS 2022-- "THIS IS ONE OF THE MOST POWERFUL BOOKS EVER WRITTEN ABOUT LEADERSHIP." Adam Grant, #1 New York Times bestselling author of THINK AGAIN and host of the TED podcast WorkLife "THE MOST UNLIKELY OF PEOPLE, IN THE MOST IMPROBABLE OF CIRCUMSTANCES, CAN BECOME EXTRAORDINARY." From socio-political chaos and workplace disruption to the climate change crisis, we have never needed people with the skill and will to collaborate to create a better world more than now. We need people who are willing to fill the leadership void. People who will embrace the influence they have. People who believe in improving society and workplace culture - not only because it makes life better, but because it is proven to yield positive results. We need more leaders. The Promises of Giants is a challenge to anyone who aspires to make a difference in their environment. Over fourteen promises, it seamlessly intertwines personal anecdotes and workplace and social observation with the latest research, to provide practical, proven tips and strategies to empower you to maximize your own potential and inspire others. It is not a self-help book. It is a how-to guide for winning, rooted in the belief that the most unlikely of people, in the most improbable of circumstances, can become extraordinary. John Amaechi well understands the responsibilities and potential that come with being a giant. The Promises of Giants is the product of a lifetime spent observing and studying effective leadership - from accompanying his mother's visits to her dying patients to competing at the highest levels of professional sport, through two decades of management consulting with multinational corporations. These experiences have shown that everyone has the ability to act decisively to influence the world in a positive way. Everyone is a giant to someone.

How YOU can fill the leadership void --THE SUNDAY TIMES BESTSELLER--

The Promises of Giants

Critical University Studies

How Entrepreneurialism Captured Higher Education

The Start-Up Factory

This book provides an in-depth legal examination of limited partnership in the context of China's venture capital and private equity market. It aims to provide an authoritative and timely evaluation of the Chinese partnership law and limited partnership regime and will be a valuable tool for practitioners who need a readily available source of information on Chinese partnership law and those who wish to understand how the Chinese partnership regime operates and functions. The book explains the essential characteristics of Chinese partnership law and Chinese limited partnership, highlighting difficult and developing areas by examining relevant legislation and recent cases. In addition to Chinese authorities, it also covers legislation and cases from overseas jurisdictions, such as the UK and the US. New developments such as the amendments to the PRC Partnership Enterprise Law 2007, new legislation and regulations on foreign partnerships and private equity funds are also covered. The book explains the essential areas of Chinese limited partnership such as management and control, duties and liabilities of partners, remedies for limited partners, dissolution, liquidation and taxation. Based on thorough comparative and empirical studies, the book examines existing and potential legal problems under the current law and offers key proposals for practitioners and lawmakers. The empirical problems identified in the book may also guide subsequent discussion and legislation on the limited partnership model and the ongoing debate on new business vehicles.

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This book provides an in-depth legal examination of limited partnership in the context of China’s venture capital and private equity market. It aims to provide an authoritative and timely evaluation of the Chinese partnership law and limited partnership regime and will be a valuable tool for practitioners who need a readily available source of information on Chinese partnership law and those who wish to understand how the Chinese partnership regime operates and functions. The book explains the essential characteristics of Chinese partnership law and Chinese limited partnership, highlighting difficult and developing areas by examining relevant legislation and recent cases. In addition to Chinese authorities, it also covers legislation and cases from overseas jurisdictions, such as the UK and the US. New developments such as the amendments to the PRC Partnership Enterprise Law 2007, new legislation and regulations on foreign partnerships and private equity funds are also covered. The book explains the essential areas of Chinese limited partnership such as management and control, duties and liabilities of partners, remedies for limited partners, dissolution, liquidation and taxation. Based on thorough comparative and empirical studies, the book examines existing and potential legal problems under the current law and offers key proposals for practitioners and lawmakers. The empirical problems identified in the book may also guide subsequent discussion and legislation on the limited partnership model and the ongoing debate on new business vehicles.

Legal Perspectives on Venture Capital and Private Equity

The Limited Partnership in China

A Practical Guide to the Future of Investing

Digital Assets for All

The Science of Succeeding with People

Captivate

What if your home didn't just cost you money - what if it helped pay for itself?
Buying Multi-Unit Homes with FHA reveals one of the most powerful and overlooked wealth-building strategies available to everyday buyers: using an FHA loan to purchase a 2-4 unit property, live in one unit, and rent the rest. This book shows you exactly how to turn housing into a financial advantage - even if you don't have perfect credit, a large down payment, or real estate experience.

Written for first-time buyers, working professionals, self-employed borrowers, and aspiring investors, this guide breaks down the FHA multifamily strategy step by step in plain language, real math, and real-world scenarios. You'll learn how rental income can help you qualify, how to choose the right property, how to manage tenants while living on site, and how to turn one FHA purchase into long-term financial stability.

Whether your goal is affordable homeownership, passive income, or a foundation for future investing, this book shows you how FHA multifamily loans can work for you when used correctly and responsibly.
What You'll Learn
 ¿ How FHA loans allow you to buy 2-4 unit properties with low down payments
 ¿ How rental income is calculated and used to help you qualify
 ¿ How to choose a multi-unit property where the numbers actually work
 ¿ How owner-occupancy rules create advantages instead of limitations
 ¿ How to manage tenants while living on site without burnout
 ¿ How to understand real expenses, cash flow, and what you truly keep
 ¿ How appraisals and inspections protect you from costly surprises
 ¿ How appreciation, rent growth, and refinancing build long-term wealth
 ¿ When to move out, hold, refinance, sell, or scale into more properties

This is not theory or hype. It's a practical, proven approach used by thousands of homeowners to reduce housing costs, build equity faster, and create options for the future - all while living in their own property.

How to Purchase 2-4 Unit Properties, Live in One, and Rent the Rest

Buying Multi-Unit Homes with FHA

A giant of the political left, Rosa Luxemburg is one of the foremost minds in the canon of revolutionary socialist thought. But she was much more than just a thinker. She made herself heard in a world inimical to the voices of strong-willed women. She overcame physical infirmity and the prejudice she faced as a Jew to become an active revolutionary whose philosophy enriched every corner of an incredibly productive and creative life—her many friendships, her sexual intimacies, and her love of science, nature and art. Always opposed to the First World War, when others on the German left were swept up on a tide of nationalism, she was imprisoned and murdered in 1919 fighting for a revolution she knew to be doomed. In this beautifully drawn work of graphic biography, writer and artist Kate Evans has opened up her subject’s intellectual world to a new audience, grounding Luxemburg’s ideas in the realities of an inspirational and deeply affecting life.

A Graphic Biography of Rosa Luxemburg

Red Rosa

In the battle of investment, you have to be prepared.

 

Investing is an intellectual battle, one requiring thoughtful strategy. You must develop a plan. Get in shape. Procure your armor, helmet, and shield so you're prepared for the market's first arrow.

 

The Next Perfect Trade shifts focus from the forces that drive markets to those that drive successful trades, an approach HonTe Investments founder Alex Gurevich named the "Magic Sword of Necessity." With complete training and equipment, the sword of necessity gives you a devastating advantage.

 

In this second edition, Alex returns ten years later to review his predictions and provide new content, highlighting the successes-and failures-of his strategy. He presents criteria for superior trades that can be profitable in the broadest range of economic scenarios, every chapter leading you a step closer to mastery. For aspiring and experienced investors, this second edition of The Next Perfect Trade is a practical guide for elevating your position in the world of investment.

A Magic Sword of Necessity

The Next Perfect Trade

Millions of people around the world have - and continue to - improve their lives based on the teachings of Dale Carnegie. In How to Win Friends and Influence People Carnegie offers practical advice and techniques, in his exuberant and conversational style, for how to get out of a mental rut and make life more rewarding. This premium paperback edition, featuring elegant gold foiling, provides a luxurious reading experience that complements its timeless wisdom. His advice has stood the test of time and will teach you how to:<ul><li>Make friends quickly and easily</li><li>Increase your popularity</li><li>Win people to your way of thinking</li><li>Enable you to win new clients and customers</li><li>Become a better speaker and a more entertaining conversationalist</li><li>Arouse enthusiasm among your colleagues</li></ul> This book will turn around your relationships and improve your dealings with all the people in your life.

Timeless Bestseller (Original, Unabridged Classic) Premium Paperback

Penguin Select Classics: How to Win Friends and Influence People

"A powerful guide to turning ambition into action—by focusing not on willpower but on what matters most."—Charles Duhigg, author of Supercommunicators and The Power of Habit Setting goals is easy. Following through on them? A whole lot harder. It turns out, the secret to finishing what you start isn’t sheer willpower or the latest productivity hack. It’s becoming more intentional. With Intentional, bestselling author Chris Bailey distills a decade of deep research on productivity to deliver a profound, practical, and counterintuitive road map to getting things done. Forget extensive to-do lists and a never-ending workload. To reach your goals, you must structure your daily actions around what’s most important to you—and let go of the rest. This way, getting things done becomes second nature. Integrating the science of desire, values, and procrastination with the wisdom of Buddhist monks, Bailey lays out step-by-step strategies for intentional accomplishment, covering how to: • Structure short-term goals to increase the likelihood of completion • Make unappealing, boring, or frustrating tasks more attractive • Lower the chance of procrastinating on long-term goals • Create a system for tracking progres • Know when a goal isn’t for you—and when it’s time to let it go What matters most to you? Intentional shows that the answer has the power to unlock not just greater productivity but a deeper and more satisfying sense of accomplishment.

"A powerful guide to turning ambition into action—by focusing not on willpower but on what matters most."—Charles Duhigg, author of Supercommunicators and The Power of Habit Setting goals is easy. Following through on them? A whole lot harder. It turns out, the secret to finishing what you start isn’t sheer willpower or the latest productivity hack. It’s becoming more intentional. With Intentional, bestselling author Chris Bailey distills a decade of deep research on productivity to deliver a profound, practical, and counterintuitive road map to getting things done. Forget extensive to-do lists and a never-ending workload. To reach your goals, you must structure your daily actions around what’s most important to you—and let go of the rest. This way, getting things done becomes second nature. Integrating the science of desire, values, and procrastination with the wisdom of Buddhist monks, Bailey lays out step-by-step strategies for intentional accomplishment, covering how to: • Structure short-term goals to increase the likelihood of completion • Make unappealing, boring, or frustrating tasks more attractive • Lower the chance of procrastinating on long-term goals • Create a system for tracking progres • Know when a goal isn’t for you—and when it’s time to let it go What matters most to you? Intentional shows that the answer has the power to unlock not just greater productivity but a deeper and more satisfying sense of accomplishment.

How to Finish What You Start

Intentional

How to Own the World

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