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Imad Muratspahic

Upside Down Car Loan Rescue

Beat Dealership Financing, Cancel Add-Ons, Lower Your Interest Rate, and Stop Overpaying Before or After You Sign

Seminar paper from the year 2017 in the subject Business economics - Investment and Finance, grade: 1,7, Shanghai University, language: English, abstract: Suppose your boss want to do a long-term investment. A report to recommend one multi-national company to him/her. It included the background of the company, the recent stock price history, its worldwide operation policy, its accounting strategy to deal with changes in currency exchange rate and its internal financing policy.

Long Nguyen

Report about a long-term investment

Long-term investment: ADIDAS GROUP. Financing and controlling in the internationalisation process

Doctoral Thesis / Dissertation from the year 2020 in the subject Economics - Finance, grade: Rite, University of Koblenz-Landau (KOBLENZ-LANDAU UNIVERSITY , School of social sciences, department of Economics), course: PhD Dissertation, language: English, abstract: This study examines the contribution of saving and credit cooperatives (SACCOS) on the improvement of members’ socio economic development in Rwanda. The appearance of saving and credit cooperatives or credit unions has been known as remedy for social ills rooted in poverty because of its efficiency in loans or credits dispensation, social equality for enhancement and reduction of poverty among low income earners. Therefore, millions and millions of poor people and non-bankable in developing countries (or third world countries) have been provided access to formal financial services through saving and credit cooperatives’ programs.The targeted population concerned by the study was 1,940 members of USACCO from which a sample of 92 respondents was purposely selected. The study has adopted a combination of correlation and descriptive research design. It has employed both quantitative and qualitative approaches. The study used both primary and secondary data. The primary data was collected using questionnaire and interview and, while secondary data was collected using documentations techniques whereby, Manual of procedures and Credit policies of USACCO and financial reports have been consulted. The analysis of data was done using SPSS version 21.

Sylvain R. Ntuite

Evidence from Umwalimu SACCO-Huye District

The Contribution of Saving and Credit Cooperatives (SACCOS) on the Improvement of Members' Socio Economic Development in Rwanda. Opportunities and Challenges

Haufe Fachbuch

Investing in one of the most promising real estate markets in Europe offers enormous opportunities. And as with every real estate market, in Germany too, the local framework conditions must be understood and their particularities must be adequately taken into account. The authors are renowned senior executives, real estate advisors and academics, who share here their extensive experience and real life insights from countless real estate investments, covering all aspects of a successful investment process in Germany. Includes: markets, the regulatory framework and investment guidelines.Contents:- Essentials for successful real estate investments in Germany- Macro-economic structure and dynamics of the German real estate market- Real estate investment, trends and strategies- Diverse submarkets: residential, offices, retail, hotel and nursing homes- Real estate legal, tax and audit frameworks- German REITS and ESG in real estate investments- Real estate M&amp;A, financing, due diligence and valuations

Florian Hackelberg

Dirk Hennig

A practical guide

Investing in German Real Estate

Master's Thesis from the year 2021 in the subject Economics - Finance, grade: 1, , course: Masters in Public Administration, language: English, abstract: This study was aimed at assessing and analyzing the Credit Management Practices of Balili Elementary School Teachers in La Trinidad Benguet. Credit management practices are the strategies used by an organization to ensure that the level of credit in the firm is acceptable and is managed effectively. It is part of financial management that comprises the analysis of credit, rating of credit, classification, and reporting of credit. And when credit management is done right, then the capital with debtors reduces, and the possibility of bad debts is also reduced. The main objective of this study was to examine the level of agreement and implementation on the credit management practices when grouped according to sex, civil status, length of service and monthly gross income. The study made use of a descriptive research design and utilized a survey questionnaire as its method. The teachers in the Philippines are being tagged as "taga London" (it means they tend to loan here and there). One of the identified culprits to their burden of borrowing is the low salary they are receiving. But, given the presented facts that those around the world who are top-paid even face over obligations due to borrowings, credit management practices should also be seen as one of the factors. As Alison has opined, borrowing should not cause more debts. Instead, it should serve the purpose of why one borrows, such as holding a buffer stock of savings, planning for retirement, and using high-cost methods of borrowing.  The revelations of Joo and Grable and Gerrans et al. , relative to the teachers' borrowing are quite alarming. It is because the personal financial wellness of the teachers is seen affecting the work performance. The burden of paying the amount borrowed affects work productivity. Shad opined that an employee who is worried about their unpaid obligations could not perform well as it impacts physical and mental wellbeing. It often causes anxiety, depression, and absenteeism. While any organization is for productivity, efficiency, and effectiveness, the employees mirror its goals. They are still the goals' implementers. If personal financial management directly affects their productivity at work, there must be an organization's intervention.

JOJO IVAN INUGUIDAN

Credit Management Practices of Balili Elementary Teachers. Empirical Study

Seminar paper from the year 2015 in the subject Business economics - Investment and Finance, grade: 1,7, Heilbronn University, language: English, abstract: The present work focuses on instruments of short- and medium term financing. Financing is very important for companies in all countries of the world, but what is financing exactly? Why do companies need corporate finance?The nature and extent of the procured, abstract capital are shown on the liabilities side of the balance sheet in the items of equity and debt. On the asset side of the balance sheet it can be seen what kind of goods were procured with the funds provided by the capital providers (investment). As an example, if someone wants to start a business for the production of tennis balls, this person has to procure capital to purchase the raw materials for the production of tennis balls and to pay the staff for manufacturing. Hence the necessity to make use of financial instruments arises. A classification of financing instruments can be carried out according to various criteria. With regard to the origin of capital, external and internal financing can be distinguished. Based on the different types of capital, instruments of financing can be assigned either to equity or debt financing. Moreover, methods of funding can be classified by the purpose and the occasion of capital procurement, or by the maturity structure.When financing is subdivided in external and internal funding on the basis of the origin of the capital, a clear separation between the company on the one hand and the capital donors (including the owners or shareholders) on the other hand is required.

Lola Reiter

On Financing and Capital

Instruments of Short- and Medium Term Financing

Compare Snowball, Avalanche, and Hybrid Strategies with Worked Examples

Debt Payoff Without Guesswork

&lt;b&gt;In this entrepreneurial age, it's very tempting to leave your job to start your own business. &lt;/b&gt;Before you do, learn all you can from the best. This book is just that. World renowned bestselling author and business consultant Brian Tracy tells you about one of today's most needed skill sets, entrepreneurship, covering these important topics: &lt;ul&gt;  &lt;li&gt;MYTHS of entrepreneurship&lt;/li&gt;  &lt;li&gt;BEST business choice for you&lt;/li&gt;  &lt;li&gt;FINANCING the business&lt;/li&gt;  &lt;li&gt;SHIFTING from employee mindset to entrepreneurial mindset&lt;/li&gt;  &lt;li&gt;CREATING a realistic business plan&lt;/li&gt;  &lt;li&gt;HIRING the best and managing for success&lt;/li&gt;  &lt;li&gt;FUELING your business growth with sales and marketing&lt;/li&gt; &lt;/ul&gt;This book is designed to help anyone who wants to start or grow a business. Let Brian Tracy teach you the science of entrepreneurship, tested and proven not just for years, but for millennia. If you simply study the ideas in this book, and apply them, you too, can become a successful entrepreneur. &lt;br&gt; &lt;br&gt;KIRKUS REVIEW &lt;br&gt;A hard-line path to successful entrepreneurship for beginners...Aspiring entrepreneurs will benefit from Tracy's straightforward strategies.

Learn the skills of entrepreneurship, designed to help anyone who wants to start or grow a business. Brian Tracy is a bestselling author who has consulted for more than 1000 companies and addressed more than 5 million people throughout the world.

Brian Tracy

How to Start and Grow Your Own Business

Entrepreneurship

Scientific Essay from the year 2020 in the subject Economics - Foreign Trade Theory, Trade Policy, , language: English, abstract: This paper aims to examine the direct and indirect effects of foreign direct investment (FDI), development assistance (DA), and International Monetary Fund credit (IMFC) on the increase of exports (EXP) in Sub-Saharan African (SSA) countries. The study focuses on identifying the most influential factor in driving EXP, with a particular emphasis on sustainable financing strategies for export diversification and industrialization in SSA.Traditionally, SSA has relied on FDI, development assistance (DA), remittances, and international credit for financial support. However, these sources of funding are expected to decrease due to the pandemic's economic impacts. The United Nations Conference on Trade and Development forecasts a significant decline in global FDI flows, with SSA facing a 25% to 40% reduction in investment flows for 2020. This underscores the urgency for SSA nations to explore sustainable financing methods for the necessary investments to boost exports.Historically, SSA countries have utilized foreign direct investment (FDI) to fund economic development, but the outcomes have often fallen short, leaving many nations in poverty. Despite SSA's wealth of natural resources, efficient resource utilization remains a challenge, and potential advantages have not translated into inclusive growth.The region also grapples with infrastructure gaps, poor investment climates, and weak governance and institutional capacities. In this context, it is imperative to consider alternative ways to finance economic growth, particularly export diversification and industrialization.Research shows that export diversification and industrialization can significantly drive economic growth, but the question of how to finance these processes effectively remains largely unexplored. In the face of declining FDI and limitations within SSA's banking system, this study investigates the direct and indirect effects of FDI, DA, and IMFC on export expansion (EXP) and, subsequently, on gross domestic product (GDP).The study delves into the mediating role of exports in various factors' impact on GDP, with the objective of identifying the most influential factor in driving export growth. Ultimately, this study aims to provide SSA leaders and policymakers with insights into innovative and sustainable financing approaches to promote export diversification and industrialization in the region.

Antoine Niyungeko

Export Diversification and Financing of Industrialization of Sub-Sahara African Countries

&lt;p&gt;Der schuldrechtliche Vertrag sichert Freiheit und Demokratie. Doch bei sozialen Nutzungsverträgen lässt er Zweck und Dauer außer Acht. Stattdessen herrschen dort weiter Vorstellungen einer Sklavengesellschaft von Unterordnung, Fremdbestimmung und Abhängigkeit, wo die Nutzung von Arbeitsplätzen, Wohnungen und Verbraucherkrediten rechtlich zu beurteilen ist. Dabei gab und gibt es eine Alternative, das Mietvertragsmodell der locatio conductio. Anstelle von exklusivem und punktuellem Erwerb von Eigentum im kaufrechtlichen Denken stellt es den dauerhaften Nutzen in den Mittelpunkt. Dies führt zu einem „anderen“ sozial gerechteren Vertrag, der den Verhältnissen heute besser gerecht wird.&lt;/p&gt;

Udo Reifner

Soziale Dauerschuldverhältnisse über Arbeit, Wohnen und Kredit

Der andere Vertrag

Decode premiums, deductibles, and out-of-pocket max

Choose the Right Health Insurance Plan

Master's Thesis from the year 2020 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, , course: Business Adminstration, language: English, abstract: The main objective of the thesis is to assess the effect of credit risk management on the quality of loans portfolio in the case of Development Bank of Ethiopia. A sample of 84 respondents was drawn from the employees of the Development Bank of Ethiopia by using purposive sampling technique. Both primary and secondary data were used. Data related to loan portfolio and loan position is obtained from the bank whereas, primary data are collected using structured questioners from the employees of the bank.Descriptive and inferential statistics were used to conduct the research and Multiple Regression Analysis was run using SPSS Version 21.0 to analyze the data. With regard to credit risk management practices, the result show that DBE has not satisfactory risk Management practice. Precisely, using score 1 (poor) to 5 (best), all the parameters of risk management practice assessment have a score value below 3.40, i.e. Credit Risk Granting and Portfolio Quality Control (3.40), Credit Risk System and Standard (3.20), Credit Risk and Portfolio Quality Control (3.17), Risk Identification, Measurement and Control (3.03), and Risk Environment (2.98). The Bank`s loan portfolio is also more vulnerable to various types of risks, such as to unpredictable risk, predictable, and controllable risks. The bank’s NPL ratio was above 15% for the last five years.The regression result also showed that sound credit granting process and the existence of comprehensive risk management system and standards are the significant variables that affect loan portfolio quality of the Bank. Credit risk management practice of the bank has insignificant effect on loan portfolio quality. Both in terms of Non-performing loan and concentration, DBE has poor loan portfolio quality which is due to the bank’s poor credit risk management practice. Therefore, there is a need to improve and enhance credit risk management practice of the Bank, especially, by improving the credit granting process to  have sound credit risk management, and by updating credit risk management system and standards so as to have strong credit management.

Kebede Adane

Credit Risk Management in the Development Bank of Ethiopia. Effects on the Quality of Loan Portfolio

Mobilität ist zu einem Grundbedürfnis unserer Gesellschaft geworden. Doch mit dem erhöhten Verkehrsaufkommen häufen sich auch die langfristigen Probleme wie Ressourcenknappheit, Geräuschemission und Luftverschmutzung. Herkömmliche Autos sind ein Grund für die Beschleunigung des globalen Klimawandels.Vor allem in den letzten Jahren hat deshalb ein Umdenken in Politik und Gesellschaft begonnen. Kay Fink gibt einen Überblick über die verschiedenen Antriebskonzepte für Automobile und thematisiert die Zukunft der Elektromobilität in Deutschland.Denn die Elektromobilität stellt die Automobilindustrie auch vor gewaltige Herausforderungen. Wie weit sind Elektroautos bereits verbreitet? Wie entwickelt sich die Branche weiter? Und wie konkurrenzfähig ist der Elektromotor im Vergleich zu alternativen Antriebskonzepten? Fink beleuchtet die quantitative und qualitative Entwicklung der Automobilbranche.Aus dem Inhalt:- Elektromotor;- E-Motor;- E-Auto;- Hybrid;- Feinstaub

Kay Fink

Wie weit ist die Elektromobilität in Deutschland? Erfolgsfaktoren und Herausforderungen von Elektroautos

Upside Down Car Loan Rescue

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