The Reference Handbook on the Homeowners Insurance Policy

Table of Contents:

• Who is an Insured?
• Notice and the Insured's Duty to Cooperate
• Understanding "Personal Injury" and "Property Damage"
• Property Damage and the Concurrent Causation and Efficient Proximate Cause Doctrines
• The Insurer's Duty to Defend
• Additional Coverages or Supplementary Payments Provisions
• The Motor Vehicle, Watercraft, Aircraft, and Hovercraft Exclusions
• The Expected or Intended Injury Exclusion
• Business and Professional Services Exclusions
• Honesty's the Best Policy: Proofs of Loss, Examinations Under Oath, and Fraud or Concealment
• Navigating Appraisals of Property Losses
• Reevaluating Standardized Homeowners Insurance Policies