The Pivot

The Pivot is a timely, plain-language nonfiction book about how debt, demographics, inflation, central bank policy, digital assets, stablecoins, and CBDCs are reshaping the global monetary system. It argues that the postwar financial order is under structural pressure and explains what that means for savers, institutions, and governments. The book combines macroeconomics, financial history, case studies, and practical guidance for readers trying to navigate a changing monetary landscape.