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Imad Muratspahic

Social Security Survivor Benefits

Who qualifies for spousal, widow and divorced-spouse payments, how much you can expect


<p>
Written by the bestselling author of Sacred Marriage, Gary Thomas, Making Your Marriage a Fortress imparts the wisdom and insight couples need to fortify their marriage before trials come, keep their marriage together when they come, and enjoy a marriage that is stronger after they come.</p>


Strengthening Your Marriage to Withstand Life's Storms

Making Your Marriage a Fortress

Bachelor Thesis from the year 2022 in the subject Business economics - Investment and Finance, grade: 1.0, , language: English, abstract: This study attempted to determine if new digital payment providers affected customers' inclination to make online transactions. To summarize succinctly, the digital transformation, payment and purchase behavior, and digital payment providers are interconnected and have an influence on the customer. There are numerous sorts of purchasing behavior, and it is becoming increasingly important for businesses to adapt to these types and evaluate what is necessary and irrelevant to the buyer. Customers' payment methods, namely digital payment providers, can influence their purchasing decisions. This is just one of the many factors that influence the customer decisionmaking process.In the past decade, electronic commerce has been viewed as a beneficial application of technology. Several e-commerce activities include highly updated and enhanced facilities, such as online purchases, and remote payments, which streamline and standardize the payment process. Due to the ongoing growth of technology, it is necessary to investigate the elements associated with payment methods that impact a customer's purchasing behavior. Due to the access and power over digital technology, consumers are regarded as destined for the corporate world and to have a considerable effect on it. This thesis thereby contributes to study the influence of new digital payment mechanisms on purchasing behavior.For a deeper understanding, the research employed different theories with reference to digital transformation, consumer and purchasing behavior and digital payment and providers. In addition, a quantitative study on demographic characteristics, the use and purpose of the Internet, frequency, types, and spending of shopping per month, payment habits and the choice and use of digital payment providers was done to address the research question. There was just one age group considered: 20- to 30-year-olds, and the inquiries were limited to online clothes purchases. The study specifically focused on the use of the payment service Klarna.

Frederik Mund

Digital Transformation. The Influence of New Payment Service Providers on Purchasing Behavior Using the Example of Klarna

Mathematics and Statistics (R0)

This book provides computational tools that readers can use to flourish in the retirement income industry. Each chapter describes recipe-like algorithms and explains how to implement them via simple scripts in the freely available R coding language. Students can use those skills to generate quantitative answers to the most common questions in retirement income planning, as well as to develop a deeper understanding of the finance and economics underlying the field itself. The book will be an excellent asset for experienced students who are interested in advanced wealth management, and specifically within courses that focus on holistic modeling of the retirement income process. The material will also be useful to current and future wealth management professionals within the financial services industry. Readers should have a solid understanding of financial principles, as well as a rudimentary background in economics and accounting.&amp;nbsp;

Moshe Arye Milevsky

From Ruin Probabilities to Intelligent Drawdowns

Retirement Income Recipes in R


<p>
Showcasing gorgeous concept art from Hayao Miyazaki's animated film My Neighbor Totoro, this paperback journal provides note-taking inspiration for Studio Ghibli and Totoro fans of all ages. Incudes full-color artwork on the front and back covers, spot illustrations throughout?plus 4 full spreads of concept art.</p>


My Neighbor Totoro Journal

Protect Your Time, Set Client Boundaries, and Build More Predictable Income

Calm Freelancer


<p>
</p><div><div><div><p><b>From authentic Italian antipasti to mouthwatering dolce inspiration, <i>Veganissimo!</i> offers a collection of delicious Italian recipes uniquely crafted for a vegan and gluten-free lifestyle. With this essential new cookbook, award-winning chef Antonio Alderuccio has brought the traditional Italian dining experience to the table—making it accessible to everyone.&nbsp;</b></p></div><div><p><i>Veganissimo!</i><i></i>is a contemporary and stylish addition to your cookbook collection, with a table of contents that includes:&nbsp;</p></div><div><ul><li>Antipasti</li><li>Primi</li><li>Secondi</li><li>Pizza, Bread &amp; Crackers</li><li>Sauces &amp; Sides</li><li>Dolce</li><li>Pantry&nbsp;</li></ul></div><div><div><p>With over 75 extraordinary recipes, from mains like Pasta alla Puttanesca and Asparagus Cacio e Pepe, to tantalizing sides such as La Bruschi and Roasted Friggitelli, there’s something for everyone, no matter their diet. And finally, who could resist the Dolce section, featuring familiar favourites like Panna Cotta and Tiramisu?&nbsp;</p></div><div><p><b>Don’t miss <i>Veganissimo!</i>, the ultimate new cookbook that celebrates rustic Italian home cooking&nbsp;and the joy of plant-based, gluten-free eating.</b></p></div><p></p>
</div></div></div>

The Plant-Based & Gluten-Free Italian Kitchen

Veganissimo!

Economics and Finance (R0)

&lt;p&gt;This book takes as a starting point that welfare states in developed societies do not provide systems of social insurance against the risk of an early death. In contrast to the way in which economically developed countries provide ways of insuring citizens against other possibilities, such as unemployment and disease, no such social insurance mechanism exists for early death.&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;It aims to demonstrate that, despite the impossibility to compensate the victims of a short life once they are identified, and despite the impossibility to identify the persons who will be short-lived (when they are still alive), it is nonetheless possible to construct a social insurance against the risk of a short life by means of age-based statistical discrimination favouring all young persons.&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;Combining philosophical literature with economic analysis, the book re-examines the ethical foundations of social insurance, and proposes a major reform of the welfare state: the construction of a social insurance against a short life. It shows how such an insurance system could be constructed by partially ‘reversing’ existing pension systems, by offering a period of retirement to all young adults before they start their career. Such a ‘reversed’ pension system would allocate more free time and opportunities to younger members of society before they enter the labour market, and, hence, this system would also improve the lives of the – unidentified – young persons who will turn out to die prematurely. The book discusses the social desirability of this new system, as well as its financial feasibility and societal consequences, examining how pension allowances paid to young adults may be financed by the work of senior workers. As such, this book demonstrates how the universal uncertainty about the duration of life can be reconciled with the idea of social justice.&lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p&gt;With an accessible and interdisciplinary approach, this book will be of interest to academics working in a range of fields, including economics, public finance, social insurance, the economics of ageing and the welfare state, economic ethics and political philosophy.&lt;/p&gt;&lt;br&gt;

Gregory Ponthiere

Towards a Social Insurance against a Short Life

Allocating Pensions to Younger People

Master's Thesis from the year 2011 in the subject Business economics - Operations Research, European School of Business Reutlingen, language: English, abstract: This thesis investigates the choice of payment method in German M&amp;A. It aims at identifying which determinants are most influential in explaining the choice of payment method in German M&amp;A. The focus, thereby, is on bidder-, acquisition-, and business cycle characteristics. To provide empirical evidence, 207 German acquisitions conducted during January 2003 to December 2010 are closely studied.  Mergers and Acquisitions (M&amp;A) are among the most important and influential investment decisions made by a company. Consequently, M&amp;A have attracted immense attention from both academics and professionals. Among the various topics that have been studied in M&amp;A, the method of payment has been the subject of numerous researches both theoretically and empirically. These studies highlight that the method of payment is one of the most critical elements of the M&amp;A process and its choice may well determine both the ability to complete the acquisitions and the future success of the merged entities.  The choice of payment method in mergers and acquisitions (M&amp;A) has significant diverse implications for the bidder, the target, and the shareholders of both parties. Therefore, it is driven by distinct factors. This becomes evident when examining the choice of payment method in M&amp;A more closely.  Consistent with earlier empirical studies, the logistic regressions'analysis shows that there are several characteristics that affect the choice of payment method. Particularly, the findings suggest that the characteristics of the bidder are most influential in determining the payment method for German M&amp;A. That is to say, the larger a bidder’s total assets, a bidder’s cash holdings, and the relative size of the bidder to the target, the higher the probability of cash payments in German M&amp;A. On the contrary, the higher a bidder’s leverage ratio and the higher a bidder’s tangible assets, the more likely share payments are employed. In addition, a rising stock market index also indicates a higher probability of cash payment in German M&amp;A. Overall, the findings of this paper corroborate common theories and empirical studies. However, similar to other studies on the choice of payment method the analysis shows inconsistent results for some characteristics. This can be partly explained by country-specific characteristics. However, it can also be justified by the selection of the samples, the time, and the undertaking of the study.

Ulrich M. Simon

Choice of Payment in German Mergers and Acquisitions. An Empirical Analysis of Bidder-Acquisition and Business Cycles

Essay from the year 2018 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: 1.4, Egerton University, language: English, abstract: The main objective of this report is to understand the concept of PPI, explore the process lenders have adopted over the last 20 years in providing customers with PPI, and the controversy which evolved in the UK regarding the provision of PPI from a consumer, regulation and retail perspectives.Payment Protection Insurance (PPI) is a form of payment to customers that acts as a cover for the monthly repayments of loans owned to them by financial institutions such as the banks and insurance firms in situations when the customer becomes unemployed, falls sick or dies or even in case of an accident. Over the years, PPI has attracted increasing debate especially in the UK market following various concerns such as miss-sold products to customers who took loans. This concern led to some of the financial institutions in UK including HSBC to stop the progress of selling PPI in most of its branches in 2007, including personal loan protection plan, small business loan protection, cardholder repayment loan, mortgage repayment protection, and flexiloan repayment protection (Financial Ombudsman Service. 2011).

Patrick Kimuyu

Challenges Undermining the Success of Payment Protection Insurance in the UK

Wiley and SAS Business Series


<p>
An evidence-based organizational framework for exceptional analytics team results

The Analytics Lifecycle Toolkit provides managers with a practical manual for integrating data management and analytic technologies into their organization. Author Gregory Nelson has encountered hundreds of unique perspectives on analytics optimization from across industries; over the years, successful strategies have proven to share certain practices, skillsets, expertise, and structural traits. In this book, he details the concepts, people and processes that contribute to exemplary results, and shares an organizational framework for analytics team functions and roles. By merging analytic culture with data and technology strategies, this framework creates understanding for analytics leaders and a toolbox for practitioners. Focused on team effectiveness and the design thinking surrounding product creation, the framework is illustrated by real-world case studies to show how effective analytics team leadership works on the ground.

Tools and templates include best practices for process improvement, workforce enablement, and leadership support, while guidance includes both conceptual discussion of the analytics life cycle and detailed process descriptions. Readers will be equipped to:
* Master fundamental concepts and practices of the analytics life cycle
* Understand the knowledge domains and best practices for each stage
* Delve into the details of analytical team processes and process optimization
* Utilize a robust toolkit designed to support analytic team effectiveness

The analytics life cycle includes a diverse set of considerations involving the people, processes, culture, data, and technology, and managers needing stellar analytics performance must understand their unique role in the process of winnowing the big picture down to meaningful action. The Analytics Lifecycle Toolkit provides expert perspective and much-needed insight to managers, while providing practitioners with a new set of tools for optimizing results.</p>


A Practical Guide for an Effective Analytics Capability

The Analytics Lifecycle Toolkit

How a Health Savings Account Really Works: Spend It or Invest It

HSA Explained


<p>
Essential insights that get to the heart of who you want to be as a leader and help you identify the actions that will take you there.</p>


7 Essentials for Enduring Impact

What Great Leaders Do

Social Security Survivor Benefits

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