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Economics and Finance (R0)

Pier Luigi Parcu

Timothy Brennan

Victor Glass

Service Challenges, Business Opportunities, and Regulatory Responses in the Postal Sector

&lt;p&gt;Universal postal service as a business opportunity.- Designation Of A Universal Service Provider In The EU Should One Size Fit All.- E-commerce parcel delivery, the unwanted guest at the USO table? An empirical study covering ten markets in Europe.- Is the universal service for “letters” sustainable.- Wheres my post? : A cross-country analysis of delivery frequency under the USO’ : An exploration of the impacts of changes to frequency of delivery days.- Ramsey pricing as a method to financing the universal service obligation.- On the correct Net Avoided Cost (NAC) methodology to be applied in the postal sector.- UK postal parcel traffic price elasticities: Intensive and extensive margins and selection bias.- Econometric Fits of a Linear-Integral-Equation VEC Model to Produce Short-Term Postal Forecasts.- Lessons learned from USPS’s requests for prices increases to offset Inflation.- A Preliminary Evaluation of “Self-Declared” Terminal Dues.- Non-material damages for GDPR infringements after the Austria Post judgment.- The effects of artificial intelligence technologies on postal operators.- Worldwide e-commerce development: after the Covid-19 and the current economic crisis, could we expect a catch-up and convergence between countries?.- Brexit, Covid and UK International Postal Parcel Volumes.- Benchmarking the impact of COVID-19 on Postal Operations to Determine if they are Temporary or Structural.- Entry in parcel markets: applying Fudenberg and Tirole’s taxonomy.- The role of parcel lockers in the last-mile delivery.- Testing for elderly fragility: a valuable public policy and an opportunity for postal operators.- Unifying Product Costing And Product Carbon Emissions Methods.- Comparable sustainability reporting standards and carbon footprint reporting by postal operators in practice.- The decoupling phenomenon: do postal operators play a role on it.- The Appropriate Division of Regulatory Labor.&lt;/p&gt;


Shattered Crown

The second book in the epic Shattered Crown trilogy, perfect for fans of Throne of Glass and The Serpent &amp; the Wings of Night. Haunted by betrayal and scarred from the Arcane Crucible trials, Elyria must master the darkness within her and reclaim the Crown of Concord before the human and fae realms are plunged back into war.Yet every step forward brings her closer to Cedric, the human knight who poses an entirely new danger, and who is burdened with new powers that he cannot control.As tensions rise and the kingdoms splinter, Cedric and Elyria must decide whether their growing connection is salvation . . . or the spark that will set their world ablaze.This epic and sizzling romantasy series is perfect for readers who love:<ul><li>Slow-burn romance</li><li>Enemies to lovers</li><li>Elemental magic</li><li>Morally grey characters</li><li>Found family</li><li>High stakes</li></ul>

Splintered Kingdom: Volume 2

Springer Texts in Business and Economics

After having considered the core activities of providing loans and accepting deposits in the first volume, the second volume of this textbook analyses banks in its wider economic context, that is in relationship with each other and other competitors and stakeholders. After studying the competition between banks and how this affects bank behaviour, this volume assesses how banks are managed internally; rather than taking the balance sheet of banks as given, it explores how an optimal balance sheet might look like, how employees are remunerated and how they are acting when representing the bank. The important topic of how bank failures can spread, systemic risk, is also considered, alongside an evaluation of the effectiveness of banking regulation. The final part considers the impact that banks have on the wider economy and how their decisions can affect macroeconomic outcomes.

Commercial Banking in Context

Theoretical Foundations of Commercial Banking - Vol.2

Shortlisted for the Financial Times and Schroders Business Book of the Year Award How 1,000 years of global history show why technological and economic progress is often followed by stagnation and even collapse In How Progress Ends, Carl Benedikt Frey challenges the conventional belief that economic and technological progress is inevitable. For most of human history, stagnation was the norm, and even today progress and prosperity in the world's largest, most advanced economies--the United States and China--have fallen short of expectations. To appreciate why we cannot depend on any AI-fueled great leap forward, Frey offers a remarkable and fascinating journey across the globe, spanning the past 1,000 years, to explain why some societies flourish and others fail in the wake of rapid technological change. By examining key historical moments--from the rise of the steam engine to the dawn of AI--Frey shows why technological shifts have shaped, and sometimes destabilized, entire civilizations. He explores why some leading technological powers of the past--such as Song China, the Dutch Republic, and Victorian Britain--ultimately lost their innovative edge, why some modern nations such as Japan had periods of rapid growth followed by stagnation, and why planned economies like the Soviet Union collapsed after brief surges of progress. Frey uncovers a recurring tension in history: while decentralization fosters the exploration of new technologies, bureaucracy is crucial for scaling them. When institutions fail to adapt to technological change, stagnation inevitably follows. Only by carefully balancing decentralization and bureaucracy can nations innovate and grow over the long term--findings that have worrying implications for the United States, Europe, China, and other economies today. Through a rich narrative that weaves together history, economics, and technology, How Progress Ends reveals that managing the future requires us to draw the right lessons from the past.

Technology, Innovation, and the Fate of Nations

How Progress Ends

Sexy new adult romance meets swashbuckling adventure when ex childhood friends Paige and Seb reconnect to finally track down the treasure that has been a legend in their small Michigan beach town for decades. Perfect for fans of&nbsp;The Goonies&nbsp;and Netflix’s&nbsp;Outer Banks&nbsp;who are craving more romance!Star pupil Paige Malone just finished her first year at Harvard. Dropout Seb Jansen spent that time pumping gas for wealthy yacht owners at a Lake Michigan marina. They haven’t seen each other since high school. A shame, considering that they were once inseparable childhood friends who combed their coastal hometown’s sun-kissed beaches along with a couple of other middle-school pals—hunting the Golden Venus, a legendary local treasure that’s distantly connected to Paige’s family.A treasure rumored to be worth millions of dollars.&nbsp;If&nbsp;it even exists.These days, however, the former BFFs have traded adventure for reality. Paige is home for the summer and is spiraling after losing her college financial aid. While across town, Seb fell in with a bad crowd and now regrets his life choices, big time. Both feel colossally stuck. And alone.But when Paige stumbles upon a hidden secret in her grandmother’s beach cottage, she must get their old treasure-hunting gang back together to finally unravel the mystery that has eluded her family for generations. Who knows: the thrill of the hunt might help Paige and Seb find a path back to their lost friendship…or something more.The Summer of Lost Things&nbsp;brings the summer heat with its combination of a high stakes treasure hunt and a swoony love story.Tropes<ul><li>Childhood friends to lovers&nbsp;&nbsp;</li><li>Second-chance romance</li><li>Treasure hunt</li><li>Family secrets</li><li>Partners in crime</li><li>Summer love</li><li>Small beach town setting</li><li>Overachiever x bad boy</li><li>Loveable rogue</li></ul>

A Novel

The Summer of Lost Things

This multi-perspective examination provides deep insight into the many ways people can better understand conflict, with practical application to various roles and settings. Kenneth H. Fox provides a broadly interdisciplinary examination of conflict insights and dives into implications of how this can inform more reflective, insightful, and comprehensive conflict practice across a range of professional and personal settings. While the book is grounded in theory, it is written to be practical and accessible to students and practitioners. The book is organized into 3 parts. Part 1 introduces several metaphors that help the reader envision conflict in complementary ways and examines the importance of adopting multiple perspectives for broadening insights into conflict. It also introduces technical language that helps clarify the implications of conflict intervention and invites the readers to appreciate and engage in reflective and reflexive conflict practice. Part 2 examines sample conflict theories from six, broad disciplinary perspectives: the body; the non-conscious mind; the strategic mind; language and symbols; the co-creation of meaning; and social systems, structures, and the conflict ecosystem. Together, these 6 perspectives help provide a holistic sense of the conflicts we experience. Part 3 shifts focus to practical application of the insights examined. It discusses how the various perspectives impact the work of a conflict practitioner in general as well as particular practice roles and settings.

Insights for Professional and Personal Practice

Perspectives on Conflict

A challenge to incentivization as a dominant framework for understanding and governing people From corporate management and consumer behavior to public health and climate policy, incentives are widely treated as a neutral and effective way to shape how people act. In this book, Guus Dix shows that incentives are not simple policy nudges; they lull us into a passive understanding of ourselves as being merely responsive to changes others make to our environment. They foster a politics of incremental tweaks to a socially and ecologically destructive economic system that we are expected to accept without question. Dix argues that it is time to challenge the reign of incentives in contemporary science and public life. Dix traces the evolution of the incentive, from the engineering of performance charts and rewards for factory workers to combating gridlock at Britain’s National Health Service. He describes the function of incentives under socialism, theories of adjustment incentives developed at the Harvard Business School to manage employees, and incentivizing whole economies—both socialist and capitalist. He shows that incentivization is a distinct way of wielding power. Incentives have become part of a quasi-universal governing philosophy that keeps us from addressing such major issues as poverty and the climate crisis. Finally, Dix analyzes the limits of incentivization, arguing that being governed by incentives keeps us from considering government policies that have the potential to bring about meaningful and transformative change.

A Critical History of a Powerful Idea

Incentives

The Rose Bargain

Wed to one brother.In love with the other.&nbsp;Bridgerton, The Selection, and The Cruel Prince collide in this Victorian-inspired romantasy; the sequel to the instant New York Times bestseller The Rose Bargain. This limited collector’s edition features an exclusive alternate jacket, gilded holographic edges, an intricately foiled case design, and never-before-seen bonus content. Having won the hand of the faerie King Bram, Ivy is now Queen of England.But with his ascension to the throne, Bram unleashed the fae into the human world. After hundreds of years of being kept from their favorite playthings, the Others are looking to make up for lost time—and they do, with wicked revelry that sweeps through the country.To survive, Ivy acts the sweet, devoted wife. Behind the smile, she plots to banish her husband, save her sister Lydia, and reunite with the love of her life, Emmett.Yet Emmet and Lydia are trapped in the Otherworld, where fae games are deadlier than ever—and a queen must play most viciously of all. Or see herself dethroned.Forbidden romance, deceptive bargains, and lethal court intrigue intertwine in this mesmerizing, fae romantasy sequel that will captivate fans of Once Upon a Broken Heart and Belladonna.&nbsp;&nbsp;

The Thorn Queen Deluxe Limited Edition

Flame and Thorns

The second book in the riveting and sexy romantasy series, perfect for fans of Fourth Wing and Powerless.After her win at the Atonement Trials, Selina is trying to navigate life outside of the Seelie court, but her mission remains the same: work with the resistance and takedown the Iceheart Dynasty.But that path yet again sets her on a collision course with the ruthless commander of the dragon shifter army; Draven Ryat.With dangerous secrets threatening to be uncovered, the pair must each decide if they are willing to doom one another in order to achieve their own goals. If not, their tangled feelings for each other might destroy them both.This gripping and sexy fantasy romance series is perfect for readers who love:<ul><li>A strong heroine</li><li>A morally grey hunk</li><li>Deadly trials</li><li>Forced proximity</li><li>Enemies to lovers</li><li>Wicked banter</li><li>Sizzling spice</li></ul>

Throne of Ice and Blood: Volume 2

FROM THE AUTHOR OF FINDING HER EDGE - NETFLIX NO.1 IN 20 COUNTRIES WORLDWIDE! SEASON 2 IS COMING! A high-stakes YA sports romance following a gymnast caught between her head, her heart and the biggest prize of all. Perfect for fans of The Summer I Turned Pretty and Lynn Painter. A year ago, Audrey Lee was recovering from surgery; now she's made the US national team. She's about to take part in the competition of a lifetime when horrifying news rips through her squad, threatening to tear them apart. Audrey is desperate to take her mind off the shocking scandal, and then she meets sweet, charming Leo - the one person she can't get close to until after the games. The chemistry between them is impossible to ignore, but so is the fact he's the son of her new coach. Will Audrey tumble towards her podium dreams or into Leo's arms?

An elite gymnastics YA sports romance by author of Finding Her Edge, Netflix global hit

Break The Fall

Divided Fates

An Instant New York Times Bestseller!Get in. Get out. Don't Fall in Love. Order now to receive the stunning DELUXE LIMITED EDITION featuring an exclusive bonus chapter from Vale's perspective, gorgeous stenciled edges, and illustrated endpapers—only available on the first printing while supplies last!Enter the brutal world of Endlock, a prison where the wealthy hunt the inmates for sport. In the city of Dividium, the law is simple: commit a crime, and your punishment is a life sentence in Endlock.Raven Thorne is Dividium’s most notorious bounty hunter, living on the edge of society. But when her younger brother, Jed, is sentenced to Endlock, Raven will do anything to save him—even if it means getting herself arrested.Now trapped in a prison where danger lurks around every corner, Raven must use all her cunning and strength to protect Jed—and herself if she is to complete her perilous mission. But there’s one obstacle she never expected: the prison guard who stirs something deep inside her. The man she should hate. The man whose true motives seem impossible to pin down.In a world where trust is a weapon and love is a liability, Raven must decide if she will risk everything to tear down a vicious system.To Cage a Wild Bird is a dystopian romance perfect for readers of Divergent, Prison Break, forced proximity, and a fast-paced plot that will keep you turning the pages. What to expect: <ul><li>Bounty Hunter FMC: Raven is imprisoned with the same people she has condemned</li><li>Prison Break Heist: Every day is a countdown to perilous escape</li><li>Found Family: Can a lone wolf learn to trust again in a brutal prison?</li><li>Dystopian Romance: Any crime earns you a death sentence at Endlock</li><li>Forced Proximity: A bounty hunter and a prison guard must work together to survive</li><li>Deadly Prison: The inmates are hunted for sport by wealthy citizens</li><li>“Who did this to you?” : Danger lies around every corner when both fellow prisoners and hunters are out for Raven's blood</li></ul>

A Fast-Paced Dystopian Romance

To Cage a Wild Bird (Deluxe Limited Edition)

Supernatural Investigations

The gripping fourth book in the #1 New York Times bestselling Supernatural Investigations series that began with Amari and the Night Brothers! Perfect for fans of Tristan Strong Punches a Hole in the Sky, Percy Jackson and the Olympians, and Nevermoor.In the wake of the extreme losses to the Bureau during the war with Dylan Van Helsing and the magicians, Amari has stepped back from being a Junior Agent to spend the school year as a normal kid. But as she prepares to graduate eighth grade, she's faced with a decision: Return to the Bureau and join the elite new Junior Special Agent Program, or retire for good—which would mean safety, but also losing her memories of the supernatural world.But soon she finds that she may not have a choice. A deadly new curse is threatening both the supernatural and mortal worlds as, beneath their skin, people are slowly becoming machines—and losing their very humanity. And it's somehow related to the First Magician.Hundreds of cases have been cropping up, with no cure in sight. And when the curse hits someone close to Amari, it's up to her to get to the bottom of this deadly mystery—even if it means trusting an old enemy.

Amari and the Metalwork Menace

“Charming, clever, romantic, and fun, but most of all, filled with tremendous heart. You're in for a treat!” — Sarah Beth Durst, New York Times bestselling author of The SpellshopA not-so-evil villain strikes a deal with a not-quite-perfect hero to fake a feud, boost their reputations . . . and try not to fall in love in the process—in this hilarious, tender, sexy, and outrageously fun romp that blends the humor of Assistant to the Villain with the unforgettable romance of Heated Rivalry and the cozy fantasy vibes of Legends &amp; Lattes.Fake nemeses. It’s a dastardly plan that can’t go wrong… until love crashes the act.Nobody is more surprised than Cyrus to learn that he’s no longer considered the greatest villain in the land of Athaca. Sure, he’s lying about the fact that his magical power is making flowers grow. And maybe lately he’s spent more time embroidering pillowcases than tormenting the locals. But that doesn’t mean he’s ready to be yesterday’s evil news.Enter the hero Maximillian: the realm’s golden boy, complete with a blinding smile, chiseled abs, and an infuriating habit of spreading hope and joy. (Gross.) If Cyrus wants to be taken seriously, he’ll have to take this guy down.But Maximillian isn’t quite as perfect as he seems. When he proposes a scheme to fake an epic rivalry and increase their fame, Cyrus can’t resist. Stage the battles, soak up the spotlight, share the spoils—it’s a villainously good marketing plan.There’s just one hitch. Pretending to hate your nemesis becomes a lot harder when you start falling for them instead.Nemesis Mine is a wickedly funny, steamy, and big-hearted rom-com set in a cozy fantasy world, featuring: <ul><li>A gleefully villainous protagonist with the comedic flair of Megamind and The Grinch</li><li>An irreverent take on a fantasy kingdom for fans of Shrek and The Princess Bride</li><li>Enemies to reluctant allies to lovers (M/M)</li><li>"Ye Olde Heated Rivalry" for those who love a twist on fake rivals/secret relationship</li><li>Black cat/golden retriever energy</li><li>Dagger to the throat moments</li><li>Falling for the hot* villain (*added by request of Cyrus)</li><li>“Touch him and die”</li></ul>

A Romance of Nemeses to Lovers

Nemesis Mine

Service Challenges, Business Opportunities, and Regulatory Responses in the Postal Sector

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