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Economics and Finance (R0)

Pier Luigi Parcu

Timothy Brennan

Victor Glass

Service Challenges, Business Opportunities, and Regulatory Responses in the Postal Sector

&lt;p&gt;Universal postal service as a business opportunity.- Designation Of A Universal Service Provider In The EU Should One Size Fit All.- E-commerce parcel delivery, the unwanted guest at the USO table? An empirical study covering ten markets in Europe.- Is the universal service for “letters” sustainable.- Wheres my post? : A cross-country analysis of delivery frequency under the USO’ : An exploration of the impacts of changes to frequency of delivery days.- Ramsey pricing as a method to financing the universal service obligation.- On the correct Net Avoided Cost (NAC) methodology to be applied in the postal sector.- UK postal parcel traffic price elasticities: Intensive and extensive margins and selection bias.- Econometric Fits of a Linear-Integral-Equation VEC Model to Produce Short-Term Postal Forecasts.- Lessons learned from USPS’s requests for prices increases to offset Inflation.- A Preliminary Evaluation of “Self-Declared” Terminal Dues.- Non-material damages for GDPR infringements after the Austria Post judgment.- The effects of artificial intelligence technologies on postal operators.- Worldwide e-commerce development: after the Covid-19 and the current economic crisis, could we expect a catch-up and convergence between countries?.- Brexit, Covid and UK International Postal Parcel Volumes.- Benchmarking the impact of COVID-19 on Postal Operations to Determine if they are Temporary or Structural.- Entry in parcel markets: applying Fudenberg and Tirole’s taxonomy.- The role of parcel lockers in the last-mile delivery.- Testing for elderly fragility: a valuable public policy and an opportunity for postal operators.- Unifying Product Costing And Product Carbon Emissions Methods.- Comparable sustainability reporting standards and carbon footprint reporting by postal operators in practice.- The decoupling phenomenon: do postal operators play a role on it.- The Appropriate Division of Regulatory Labor.&lt;/p&gt;


How new technology is rapidly changing the nature of money and the way we pay A diverse and growing range of financial institutions and platforms--from PayPal and Venmo to WeChat, Alipay, and the brave new world of stablecoins--has harnessed new technology to disrupt the system of money and payments as we know it. Beyond Banks explains why this disruption holds out the promise of faster, cheaper, more convenient, and more secure payments, but also how it increasingly risks exposing consumers, businesses, and governments to the problem of bad money. Dan Awrey traces the origins of our current bundled system of banking, money, and payments. He explains why the problem of bad money--the result of antiquated and inadequate laws and regulation that fail to establish credible commitments to hold, transfer, or return a customer's money on demand--requires that policymakers fundamentally rethink their approach toward the design of the laws and institutions at the heart of this system. He presents ways to effectively unbundle banking from money and payments, ensure the credibility of monetary commitments, and promote the stability of this system. Awrey also envisions a more forward-looking role for policymakers in encouraging greater technological experimentation, competition, and innovation in the realm of payments. Beyond Banks sheds critical light on the important but too often dysfunctional relationship among technology, regulation, and money, and lays the foundations for a safer, more nimble, and more inclusive system of money and payments.

Technology, Regulation, and the Future of Money

Beyond Banks

The Rose Bargain

Wed to one brother.In love with the other.&nbsp;Bridgerton, The Selection, and The Cruel Prince collide in this Victorian-inspired romantasy; the sequel to the instant New York Times bestseller The Rose Bargain. This limited collector’s edition features an exclusive alternate jacket, gilded holographic edges, an intricately foiled case design, and never-before-seen bonus content. Having won the hand of the faerie King Bram, Ivy is now Queen of England.But with his ascension to the throne, Bram unleashed the fae into the human world. After hundreds of years of being kept from their favorite playthings, the Others are looking to make up for lost time—and they do, with wicked revelry that sweeps through the country.To survive, Ivy acts the sweet, devoted wife. Behind the smile, she plots to banish her husband, save her sister Lydia, and reunite with the love of her life, Emmett.Yet Emmet and Lydia are trapped in the Otherworld, where fae games are deadlier than ever—and a queen must play most viciously of all. Or see herself dethroned.Forbidden romance, deceptive bargains, and lethal court intrigue intertwine in this mesmerizing, fae romantasy sequel that will captivate fans of Once Upon a Broken Heart and Belladonna.&nbsp;&nbsp;

The Thorn Queen Deluxe Limited Edition

Sustainable Development Goals Series

The book investigates the impact of recent policies and regulatory changes related to innovation on Indian organizations. The book keeps a sharp focus on tracking innovation-related public policy in India. Out of the three methods of looking into innovation (i.e., R&amp;D expenditure, patents, and innovation survey), it adopts the innovation survey method. An innovation survey that traces innovation over almost a decade is a novel contribution of the book. Additionally, using quantitative and qualitative methods in the study makes it more dynamic and robust. The book helps to identify both the quantitative and qualitative trends and patterns of innovation in India. The book adopts the survey method to trace and identify the impact of changing policies and regulations related to innovation in India for almost a decade (i.e., 2016, 2020, and 2023). The book uniquely covers not only Indian manufacturing and non-manufacturing firms (i.e., micro, small, medium, and large) but also startups, HEIs, and R&amp;D labs in its survey. The book is of interest to policymakers, academics, embassies, state-level government offices, researchers, and students.

A Snapshot of Survey Results from 2016-23

Tracking Innovation Ecosystem in India

A respected voice on technology shows how seemingly simple ads help dismantle democracy and public discourse. Whether you're intentionally shopping or casually browsing social media, something is following you: ads. Their creators seem to know your income bracket, politics, age, location, medical conditions, and tastes in clothing, food, and romantic partners. As advertising firms use predictive AI to discover your hot buttons and generative AI to push them, your online world becomes an increasingly bespoke--and isolated--place. The fervid competition around personalization in digital marketing has given rise to an ecosystem of advertisers, media outlets, tech companies, and retailers who monetize your data while threatening the health of our media, discourse, and sense of community. In this urgent book, award-winning author Joseph Turow shows how we got here, and how to change direction. The Problem with Personalization shatters common beliefs about advertising history by showing that individualized ads are not new. Today's AI-enabled advertisers draw on past aspirations and assumptions about personalization while weaponizing data in unprecedented ways that drive social fragmentation and the disappearance of shared social reality. Informed by interviews with marketing insiders and covering the latest technology advances, Turow accessibly explains how artificial intelligence sifts through our data to tag and target us wherever we go with personalized videos, pictorial billboards, audio messages, and more. A logical next step for advertiser support is tailored entertainment and news, a shift that further destroys the common ground necessary for a functioning democracy. A must-read for all who care about the future of public discourse, The Problem with Personalization reveals how targeted advertising has altered how we're seen and what we see in return.

How Advertisers Learned to Make and Break Us from Ancient Times to the AI Age

The Problem with Personalization

Supernatural Investigations

The gripping fourth book in the #1 New York Times bestselling Supernatural Investigations series that began with Amari and the Night Brothers! Perfect for fans of Tristan Strong Punches a Hole in the Sky, Percy Jackson and the Olympians, and Nevermoor.In the wake of the extreme losses to the Bureau during the war with Dylan Van Helsing and the magicians, Amari has stepped back from being a Junior Agent to spend the school year as a normal kid. But as she prepares to graduate eighth grade, she's faced with a decision: Return to the Bureau and join the elite new Junior Special Agent Program, or retire for good—which would mean safety, but also losing her memories of the supernatural world.But soon she finds that she may not have a choice. A deadly new curse is threatening both the supernatural and mortal worlds as, beneath their skin, people are slowly becoming machines—and losing their very humanity. And it's somehow related to the First Magician.Hundreds of cases have been cropping up, with no cure in sight. And when the curse hits someone close to Amari, it's up to her to get to the bottom of this deadly mystery—even if it means trusting an old enemy.

Amari and the Metalwork Menace

Translational Systems Sciences

This book is an ambitious research work that incorporates recent findings on communication and knowledge in organizations and includes contributions from global researchers. It brings together researchers from various countries who are active in this field and describes research on communication and knowledge that considers the development of ICT under the positivist paradigm (Part I) as well as research on communication and knowledge that focuses on language under the interpretivist paradigm (Part II). By approaching research on communication and knowledge in organizations using these two paradigms, this book presents a clear and energetic overview of the characteristics of both.

Approaches from Positivist and Interpretivist Paradigms

Communication and Knowledge in Organizations

Research for Development

This book examines postwar Italian craft and design (1948-1962) through a multidisciplinary lens, reassessing its significance today. It explores the enduring appeal of artifacts within and beyond museum contexts, emphasizing their role as dynamic tools that transcend historical value. Addressing future challenges, the book highlights their relevance in enriching society, supporting creative industries, and aligning with UNESCO’s 2030 Agenda for Sustainable Development. Building on seminal exhibitions such as "Il Design Italiano Degli Anni ’50" (Milan, 1981), "Anni Cinquanta" (Milan, 2005), and "Il Modo Italiano" (Montreal-Toronto-Rovereto, 2006-2007), the book underscores the pivotal role of 1950s design in shaping Italy’s postwar renewal. It testifies to the emergence of a vibrant creative world rooted in cultural heritage and sustained by networks of artisans, manufacturers, artists, designers, and architects – each contributing to an interconnected and territorially grounded design culture. Organized into three thematic sections, it explores the uniqueness of Italian design (Section 1: On the Uniqueness of Italian Design), archival practices (Section 2: Archives for Memory and the Future), and exhibition strategies (Section 3: Made in Italy on Display Inside and Outside Museums). The book advocates for innovative strategies in data and memory sharing to enhance the understanding and appreciation of Italy’s cultural assets, ensuring their continued relevance while maintaining their connection to local identities and production practices. Drawing on case studies, experts from diverse fields – including architecture, museums, decorative arts, craft, product and interior design – examine Italian craftsmanship’s heritage and its connections to local communities. Their essays illustrate how interdisciplinary enquiries converge into a unified narrative, benefiting from modern approaches to preservation, communication, exhibition, and promotion across physical, digital, and virtual experiences. The book also addresses practical concerns for individuals, industries, archives, museums, and cultural institutions. It provides insights into best practices for presenting design artifacts, leveraging social media for engagement, and fostering partnerships to amplify the impact of cultural initiatives. Emphasizing community participation and cross-sector collaboration, it emphasizes the importance of sustaining Italy’s design legacy. Beyond academia and professional circles, the book engages a wider audience by raising public awareness of Italy’s cultural heritage and its nature for future generations. It suggests strategies for mitigating overtourism, enhancing engagement with Italy’s design heritage, and developing sustainable tourism initiatives that support local communities. By demonstrating the lasting influence of Italian craftsmanship and design, the book positions heritage as a living tradition that continues to shape contemporary life.

Narratives for the 21st Century

Unfolding Made in Italy (1948-1962)

Natural Resources and Perverse Global Connections

Capital Flight from Cameroon, Ghana, and Zambia

Fundamentals

This 3rd edition of Fundamentals of Fashion Management has been updated throughout to reflect the impact of digital innovation and sustainable practices on every aspect of the industry. Featuring a new chapter on the fashion consumer, this edition offers insight into the processes of segmenting and targeting markets, the purchase decision process, and ethical and social responsibilities of fashion companies and the consumers they sell to. If you are unsure whether to pursue a role in marketing, buying, or retailing then The Fundamentals of Fashion Management will help you decide. There's advice on fashion entrepreneurship, career paths and guidance on profession practice, as well as new international case studies and interviews with leading professionals, making this is a must-have guide to the industry and your place in it.

The Fundamentals of Fashion Management

To the Death

Welcome to Blood Island, where the struggle for survival against the bloodthirsty undead is captured on camera for entertainment. A heartstopping zombie dystopia horror, perfect for fans of The Last of Us, The Walking Dead and The Hunger Games. *PRE-ORDER Hunting Season, the heart pounding sequel to To the Death* 'Welcome back, dystopia. Welliver delivers a razor-sharp assault on life, death and media itself. To the Death doesn't just raise the stakes, it lights them on fire.' - Bill Wood 'Melissa Welliver is redefining dystopia for a whole new generation. To the Death is a riotous, bloodthirsty triumph and her best work yet.' - Cynthia Murphy When Bloodwatch, the shadowy organisation behind the ever-watchful cameras, descends upon the island to shoot a new high-stakes reality show, Astrid finds herself thrust into the spotlight. The prize at stake? A coveted ticket off the island. Paired with Luke, a risk-taking outsider harbouring secrets of his own, Astrid discovers the perilous costs of winning the adoration of a legion of fans. Caught in a deadly game where the undead and other contestants close in, Astrid must navigate her developing feelings for Luke and the treacherous terrain of reality TV, where there can be only one winner. Escaping the past is impossible when the present threatens to devour you. More praise for To the Death: 'I picked this up and suddenly the entire evening was gone. To the Death is pure adrenaline - tense, ferocious, and impossible to put down. Melissa Welliver drops you straight into a brutal world where survival is a spectacle and every choice has consequences. It's smart, savage fun with real emotional bite, delivering twist after twist. You'll be gasping. A thrilling feast for fans of The Hunger Games and The Last of Us - gripping, relentless, and leaving you desperate for more.' - Josh Silver 'To the Death is everything fans of The Hunger Games could want - but with much sharper teeth! Prepare for a fast-paced, heart-pounding horror adventure with monsters - both human and not-so-human - lurking around every corner. Buckle up, and let the games begin!' - Kat Ellis 'Fast, fun, and bloodthirsty, To the Death brings the dystopian genre back to life with sharp teeth and cutting commentary on reality TV's hunger for spectacle. Melissa Welliver is on fire, and I can't wait to see what she writes next.' - Kathryn Foxfield 'Perfect for fans of The Hunger Games and The Last of Us, this is a chilling, gory thriller with plenty of bite! Dystopias are back and Melissa Welliver is at the helm.' - Amy McCaw 'To the Death is a wild ride from start to finish - you won't want to put it down. Welliver is in her element and is bringing dystopia back with an epic story of zombie vampires . . . Loved it.' - Naomi Gibson

The Hunger Games meets The Walking Dead in this YA zombie dystopia

Classroom Companion: Economics

This textbook offers a clear and accessible introduction to the core principles of microeconomics. Designed for students new to the subject, it covers all the essential topics found in a standard microeconomics course-including consumer theory, producer theory, market structures, imperfect competition, and game theory.
What sets this book apart is its innovative use of illustrations and storytelling. These elements complement the formal analysis, bringing abstract concepts to life and making the material more engaging and easier to understand. The text combines straightforward language, mathematical tools, and visual aids to support a deeper and more intuitive grasp of economic theory.
A&nbsp;companion Workbook, featuring a wide range of exercises and fully worked solutions, is available for separate purchase.

An ABC in 1-2-3

Microeconomics Made Simple

The physiology of peak performance for today's sales professional

In Biohacking for the Sales Athlete, Nicole Ward redefines what it means to succeed in high-performance sales by turning the focus inward-toward energy, recovery, and the physiology that drives every conversation, decision, and deal. Blending executive leadership experience with cutting-edge insights from functional medicine, neuroscience, and performance science, Ward introduces a new model of success: one where resilience, clarity, and stamina are trained as deliberately as pipeline and revenue.
This is not another sales playbook. It's a performance manual for professionals who operate in high-stakes, high-pressure environments and are ready to elevate how they think, feel, and execute.
Through practical strategies and powerful frameworks, Ward shows how to regulate your nervous system, optimize your health, and build a personalized "stack" that supports sustained excellence-without burnout.

Because the future of sales doesn't belong to those who grind harder. It belongs to those who recover smarter, think clearer, and lead from a fully optimized state.

Optimize Your Health to Transform Your Results

Biohacking for the Sales Athlete

Service Challenges, Business Opportunities, and Regulatory Responses in the Postal Sector

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