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Petchinsky M: Rich in Ruins

Rich in Ruins

Wealth Creation After the Fall

In I Did Everything Right So Why Am I Still Struggling?, Michael J. Henderson exposes the often-hidden realities behind the American dream. With deep personal insight, Henderson shares his journey and the lessons learned from doing everything that society promises will lead to success working hard, studying diligently, and following the rules-only to face continued struggles.

This compelling book is a critical examination of the economic systems that shape our lives. Henderson argues that hard work alone does not guarantee success, and that the structures we rely on are rigged against the very people who contribute the most. Through an exploration of debt, opportunity, meritocracy, and class, Henderson demonstrates that the true barriers to success are systemic, not personal failures.

I Did Everything Right So Why Am I Still Struggling? is more than just a memoir it is a powerful social critique that challenges readers to rethink the promises they were taught about success. It is an invitation to stop internalizing failure and start understanding the forces at play. Henderson calls for a shift in perspective, urging readers to recognize the difference between individual effort and structural inequality.

This book is essential reading for anyone questioning why the rules they've followed for success seem to fail them, and for those seeking to understand the broader forces shaping their lives. It's a thought-provoking exploration of what happens when the American dream doesn't deliver and how to reclaim your power in a system that doesn't reward effort equally.

I Did Everything Right So Why Am I Still Struggling?

Vedic Economy offers a profound exploration of the economic challenges that have plagued human civilization, including poverty, inequality, scarcity of resources and even impoverished mindsets. A series of impactful events, including the COVID-19 pandemic, the Russia-Ukraine war leading to food and energy crises, rising inflation, tightening debt and the climate emergency, has created severe and interconnected challenges. In response, the book draws upon the timeless values of ancient India. Amidst the growing influence of Westernization, the book turns to the scriptures of Kautilya's Arthashastra and Mahabharatha for profound insights and guidance on governance, economics, and social issues. It aims to inspire individuals to integrate the spirit of Vedic Economy into their own frameworks, fostering a transformative experience and contributing to the creation of a better world. The book will appeal to a wide audience including general readers, researchers and scholars.

Vedic Economy

This volume (Parts A and B) contains 16 new studies that shed light on key aspects of immigration: the drivers of immigration, the factors fostering or hindering immigrant integration in the host country, and the impact of immigration in the host countries. The studies span a wide range of countries in Europe, North and South America and use novel administrative, regional and survey data to offer insights into historical and contemporary episodes of migration. Together, they enrich our understanding of the determinants and consequences of migration and provide an evidence base for policy discussions.
The volume covers three broad themes. In both Part A and B are eight papers on the integration of immigrants in the host society, focusing on the acquisition of human capital, labor supply, family formation, and returns to skills. Part B also studies the impact of immigration on outcomes that often dominate the public debate, namely employment, education, and crime. Published twice per year in conjunction with the Institute for the Study of Labor (IZA) Research in Labor Economics contains new cutting edge peer reviewed research applying economic theory and econometrics to policy related topics pertinent to worker well-being often with an international focus.

Migration, Human Capital and the Labor Market

Economic Governance Technology was written with not only the belief, but also a sense of certainty, that insights and tools provided by modern science and technology, combined with basic human values and basic logic, will allow the creation of a new economic governance technology. 
This technology will make it possible to build efficient and productive economies, ensuring full employment and a fair distribution of wealth - all without having to go through depressions, major recessions, or large fluctuations in the interest rate. Moreover, all this can be done even amid major shifts in technology, natural disasters, and epidemics.
Peter G. Hammerschlag, a mechanical engineer with a large variety of experience in the real economy of making goods and providing services, in large companies and in small companies, outlines such a technology in this book. He does so using basic, practical language that even the lay person can grasp. The ideas he presents can be viewed initially as an additional branch of economics. However, they will eventually make substantial parts of present-day economics obsolete. 
This new technology, when fully developed, will make it possible to monitor, guide and, when needed, control an economy for the benefit of all, ensuring productivity, full employment, a fair distribution of wealth, and sufficient allocation of resources to public services and preparations for the future.

A New Approach to Creating a Just Society for All That All can Understand Includes An Action Plan for Economic Fairness in the USA

Economic Governance Technology

Bitcoin Is Revealed is not a book about price, prediction, or market cycles. It is an examination of how Bitcoin is understood through the forces that shape it-structure, pressure, execution, and preservation.
Rather than attempting to define Bitcoin as a single concept, this book approaches it as a system that is revealed through interaction. Each participant encounters a different version depending on their role, incentives, and constraints. Builders focus on infrastructure and access. Market participants respond to volatility and capital flows. Operators test what works in real-world conditions. Others focus on protecting the principles that define the system's original intent.
These perspectives do not cancel each other out. They accumulate.
Drawing from more than 580 conversations with founders, entrepreneurs, and independent builders, Jamil Hasan distills the recurring patterns that emerge beneath surface-level narratives. The result is a framework for understanding how Bitcoin evolves-not in theory, but in practice.
The book explores four key lenses:Structure and Access: how Bitcoin integrates into real-world systems
Pressure and Behavior: how it responds under market and macro stress
Execution and Reality: what survives real-world constraints
Preservation and Drift: what risks being lost as adoption expands


Together, these forces reveal a system that is not static, but continuously shaped by use.
Bitcoin Is Revealed is intended for readers who want to move beyond simplified narratives and understand how digital asset systems develop over time. It situates Bitcoin within broader discussions of economics, behavior, incentives, and system design-offering a grounded perspective on how decentralized technologies evolve when no single entity is in control.
This is not a definitive answer to what Bitcoin is.
It is a framework for observing what it becomes.

How Builders, Markets, and Systems Shape Its Evolution

Bitcoin is Revealed

Unternehmer gelten oft als gierig, rücksichtslos oder sogar gefährlich. Dabei sind sie das Gegenteil: Sie sind der Motor für Fortschritt, Innovation und Wohlstand für uns alle.Weiying Zhang, einer der renommiertesten chinesischen Ökonomen, ist der profilierteste Verfechter der Marktwirtschaft in China. Seit 40 Jahren beschäftigt er sich mit dem Thema Unternehmertum. Er zeigt in seinem einmaligen Werk, warum wir dazu neigen, Unternehmertum völlig falsch zu verstehen - und warum das enorme Folgen für Politik und Gesellschaft hat.Unternehmer haben in der Geschichte der Menschheit immer wieder gewaltige Probleme gelöst. Die vielleicht größte Gefahr für unseren Wohlstand ist, dass diese Tatsache in Vergessenheit gerät. Denn viele Ökonomen sehen im Unternehmer immer noch eine Art Rechenmaschine: jemanden, der rational abwägt, wie knappe Ressourcen am besten eingesetzt werden. Das hat, so Weiying Zhang, nahezu nichts mit der Wirklichkeit tun. Unternehmer sind eher wie Kreative, wie Künstler.Unternehmertum ist viel mehr als Gewinnstreben - nämlich die kreative Kraft, die aus Unsicherheit Zukunft macht. Das erklärt, warum selbst Big Data niemals Unternehmer ersetzen kann, weshalb Industriepolitik - genauso wie die Planwirtschaft - immer scheitert: und zwar an der Annahme, wirklichkeitsfremde Politiker und Beamte wüssten besser als Millionen Unternehmer und Konsumenten, was die erfolgversprechendsten Innovationen der Zukunft sind.Dieses Buch ist eine leidenschaftliche Verteidigung des Unternehmers - gegen Neid, Vorurteile und ökonomische Irrtümer. Wer von Grund auf verstehen will, wie Märkte wirklich funktionieren und warum Wohlstand ohne Unternehmertum nicht denkbar ist, findet hier eine ebenso fundierte wie inspirierende Antwort.Ein hochaktuelles Buch in einer Zeit, in der sich der Staat immer öfter mit planwirtschaftlichen Methoden in das Leben der Menschen und Unternehmen einmischt.

Was Unternehmer für die Gesellschaft leisten und warum sie so oft missverstanden werden. Fortschritt, Innovation, Wohlstand

Unternehmer sind nicht das Problem, sie sind die Lösung

Over the last fifty years, the American economy has been transformed-and not by accident. Since the mid-1970s, a coordinated project by corporate leaders, wealthy elites, lobbyists, and policy intellectuals has quietly rewritten the rules of the U.S. economy. The result: more than $79 trillion has been shifted upward from the bottom 90% to the richest households, wages have stagnated despite decades of rising productivity, and entire communities have been left precarious, indebted, and insecure.

The Heist tells the story of how this happened-and what it has done to the people who were left behind.
Drawing on economic research, historical evidence, and clear, accessible analysis, Mark M. Orton shows how financialization, monopolization, deregulation, tax policy, weakened labor power, and deliberate political capture combined to redirect the gains of growth to a small elite. From the Powell Memo to the rise of private equity, from stock buybacks to the collapse of antitrust enforcement, Orton traces the mechanisms of upward redistribution in vivid, concrete detail.
Far from inevitability, this new economic order was engineered-step by step, policy by policy, deal by deal. 
The Heist explains how:CEOs and financial firms extracted value through buybacks, LBOs, and debt-fueled predation
Corporations rewrote tax policy to shield trillions
The decline of unions and worker bargaining power hollowed out the middle class
Monopolies in tech, finance, retail, energy, and healthcare reshaped markets and prices
Political influence, dark money, and lobbying blocked reform and entrenched inequality
Ordinary Americans absorbed the risks-precarity, debt, insecurity, and declining prospects


Clear-eyed, urgent, and deeply researched, The Heist exposes the mechani

How the Rich & Corporations Stole the American Dream

THE HEIST

Debasing the price of gold to protect the dollar has failed. A new system is now inevitable. The Western media fixation on Bitcoin--price, memetics, and volatility--ignores the strategic resurgence of gold. The narrative framing of the rise of gold ignores the cause: an underlying structural shift. In 2023 and 2024, Chinese gold imports surpassed most Western central banks' entire holdings. China doesn't need to announce a gold standard. It only needs to create conditions where gold becomes more trustworthy than Western fiat. The shift won't require an edict. It will occur by default, when trust fails and metal remains. The new significance of gold isn't driven by inflation fears or chart patterns--it reflects a tectonic restructure, a repricing of trust. Not trust from the public--but from institutions. Central banks keep buying gold. There was no mania. Just a quiet shift from paper gold promises to physical certainty. Then suddenly the Bank of International Settlements gave the transition a big shove via Basel III. Power is flowing East. China and Russia have drawn in massive amounts of gold while dumping Treasuries. The BRICS will unveil a gold backed e-CNY to compete with the dollar. Simultaneously, they are forcing the US debt back home in exchange for real assets, choking the Fed/Treasury on the mountain of paper, and grabbing the financial power. This momentous shift is already underway Western banks, lacking the gold to cover their obligations, are increasingly trying to financialize the problem. A Chinese edition of the original edition of Gold Wars was published by the prestigious Shanghai Jiao Tong University Press.

Emergence of a Multipolar Monetary Order

Gold Wars

When systems fail, most people panic. A rare few build power.
Wealth in the Ash Cycle: Building Power When Systems Collapse is a strategic guide for navigating economic instability, currency decline, and systemic disruption with clarity and control. Instead of fearing collapse, this book reveals how to recognize it as a cycle-one that redistributes power, resources, and opportunity to those who understand its patterns.
Inside, you will learn how to identify emerging value when traditional systems weaken, position yourself within shifting resource flows, and build resilient forms of wealth that are not dependent on fragile institutions. This is not about survival alone-it is about transformation.
From understanding the psychology of collapse to mastering real-world strategies like resource control, adaptive income systems, and network-based leverage, this book equips you with the mindset and tools to move with precision while others hesitate.
Collapse is not the end. It is a reset.
And those who see clearly in the ashes will shape what comes next.

Building Power When Systems Collapse

Wealth in the Ash Cycle

Knowing what is coming is not enough. This book is about how to survive it. 

The Friction Era is already operating in your daily life - prices climbing faster than wages, institutions you no longer trust, a political system that cannot solve problems it can no longer deny. The question is no longer what is happening. The question is what you do about it.

In this meticulously researched third volume of the America at a Crossroads series, James C. Tanner delivers in While America Burns -- How to Protect Your Family, Preserve Your Wealth, and Position for the Rebuilding of America the specific, actionable guidance the first two books made urgent - how to build genuine financial resilience against inflation and dollar decline, how to secure your family's food and energy independence, how to build the community relationships that matter more than any stockpile, and how to position yourself not just to survive the transition, but to participate in the rebuilding that follows.

This is not a survivalist manual. It is a preparation guide calibrated to the realistic range of disruptions already in motion - written for the household that understands what is coming and is ready to act.

The America at a Crossroads series by James C. Tanner, published by Calico GOLD Publishing, begins with Volume I - The Rise and Fall of America: History's Warning - America in the Crosshairs of Collapse, and continues with Volume II - The Collapse Indicators: America's Debt, Dollar, and Institutional Decline - What Comes Next.

While America Burns

Women are underrepresented in the field of economics. Why is there a gender disparity in this discipline? How does this impact economic policy? What does this mean for society? &nbsp;This contributed volume explores the underrepresentation of women in the field of economics. Offering unique empirical approaches into gender imbalance in a profession, this book documents the leaky pipeline that women face in the field of economics.&nbsp;Contributors draw upon quantitative and qualitative data, exploring unique challenges and opportunities women economists encounter in their personal and professional lives. Chapters highlight issues of discrimination and implicit bias, such as silencing, mansplaining, and the presumption of incompetence. These sections bring to life the experiences of female students and faculty, examining teaching, hiring, colleague interactions, and tenure and promotion processes. The authors propose mechanisms to increase diversity and improve the experiences of all faculty members.&nbsp; Missing Voices in Economics
 explores whether historical sexist structures are slowing progress in economic research and, as a result, human development. Readers will walk away from the book ready to continue this conversation and support gender equity in economics.
 Veronika Dolar
 is Associate Professor in the economics department at Pace University. She was born in Slovenia, which was within Yugoslavia. Dolar obtained her international baccalaureate in Italy at the United World College of the Adriatic and went on to graduate summa cum laude from Western University. She earned a PhD in applied economics from the University of Minnesota.&nbsp;
 Teresa Perry
 is Assistant Professor in the economics department at California State University, San Bernardino. She graduated from the University of California, Santa Barbara, with an undergraduate degree in economics and later obtained a master’s degree in economics from Colorado State University. Perry earned a PhD in economics from Colorado State University.

Addressing the Gender Gap

Missing Voices in Economics

I Work I'm Broke. What the Hell Happened?

Rich in Ruins

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