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Economics and Finance (R0)

Anna Renata Pisarkiewicz

Timothy J. Brennan

Leonardo Mazzoni

Victor Glass

Postal Strategies in a Digital and Green Transition

Universal Service, Challenges, and Innovations

&lt;p&gt;Section 1: The Foundations and Evolution of Universal Service Obligations (USO).- 1. Understanding &amp;lsquo;Universality&amp;rsquo; in Postal Regulations: Evolving Meaning and Impact (Mateusz&amp;nbsp;Chołodecki).- 2. Fit for Purpose? A Four-Step Methodology for Evaluating Universal Service Obligations in the&amp;nbsp;Postal Sector (Mindaugas Cerpickis, Jacob &amp;Oslash;stermann, Stephanie Tizik).- 3. Impact of Changes to the USO (Christian Strobel, George Houpis, and Hamish Forsyth).- 4. Could and Should Electronic Communication Help Meet Universal Service Obligations?&lt;br&gt;(Timothy Brennan).- 5. Entitlement to USO Compensation in the Light of the Recent Caselaw in the Transport Sector&amp;nbsp;(Alessandra Fratini).- Section 2: Economic and Financial Sustainability of Postal Services.- 6. Is it Time to Revisit the USPS's Strategy for Financial Sustainability? (Victor Glass and Stefano&lt;br&gt;Gori).- 7. Revisiting the Pricing Scheme in the Postal Sector: A Way to Make Postal Activities and USO&lt;br&gt;Financially Sustainable? (Claire Borsenbgerger and Denis Joram.- 8. USO Net Costs and Economies of Scope Between Letters and Parcels (Ramon Gm&amp;uuml;r, Felix&amp;nbsp;Gottschalk, Matthias Hafner, and Urs Trinker).- Section 3: Competition and Market Dynamics in the Postal and Parcel Sector.- 9. Economic Insights into the Competitive Dynamics in the Parcel Delivery Sector (Alexander Gaigl,&amp;nbsp;David Jevons, Leonardo Mautino, and Bernhard Enzi).- 10. The Last Mile in the New Digitalized Era and the Postal Sector as a Natural Monopoly&lt;br&gt;(Dandoulaki Panagiota).- 11. Assessing the Impact of Subcontractors on Postal Market Regulation (Talat G&amp;uuml;&amp;ccedil;l&amp;uuml;, Bet&amp;uuml;l Yilmaz, &amp;Ouml;zhan Zurel, Muhammed Can B&amp;uuml;y&amp;uuml;ktanir, and M&amp;uuml;berra Oğuz).- 12. The Evolution of the Parcel Segment After the Pandemic (Stijn Braes, &amp;Ouml;zhan Zurel, and Jerry Laurent).- 13. Exploring the Connections Between Postal Development and E-Commerce: A Global Perspective (Anna Renata Pisarkiewicz, Leonardo Mazzoni, and Pier Luigi Parcu).- 14. Can the International &amp;lsquo;Postal Service&amp;rsquo; Survive? (John Hearn). Section 4: Evolving Policy Approaches and Innovation in the Postal Sector.- 15. Exploring the Use of Systems Thinking to Describe and Assess the UK&amp;rsquo;s Postal Market, with an&amp;nbsp;Example for Its Application (Matthew R. Thomas and David Levitt).- 16. Leveraging Hackathons for Policy Innovation in the Postal Sector (Anna Renata Pisarkiewicz&amp;nbsp;and Jos&amp;eacute; Anson).- 17. Digital Commons and Postal Operators: An Exploratory Approach (Adrien Raizonville and&amp;nbsp;Daphn&amp;eacute; Lacroix).- Section 5: Sustainability, Green Transitions, and Environmental Considerations.- 18. The Digital and Green Twin Transition in the Postal Sector: Synergies and Strategies for a&amp;nbsp;Sustainable Future (Yaxuan Chen, Juan Moroni, Susan Alexander, and Sergey Dukelskiy).- 19. Unleashing the Environmental Postal User (Annelise Berendt).- 20. Second-Hand C2C E-Commerce: What Does the Era of the Individual Seller Mean for Logistics&amp;nbsp;Operators? (Anne Pratx).- Section 6: Analytical and Spatial Approaches to Postal Network Optimization.- 21. Assessing the USO Impact on the Network Density Using Spatial Analysis Techniques (Bruno&amp;nbsp;Basalisco, Mindaugas Cerpickis, Lionel Gendebien, and Jacob &amp;Oslash;stermann).- 22. Using a Simple Monte Carlo Simulation to Explore the Relationship Between Number of Stops&amp;nbsp;and Travel Distance (Robert Cohen, Michael Leibert, Matthew Robinson, and Samuel Robison).- 23. Optimizing Distribution Networks with Application to the U.S. Postal Service (Edward S. Pearsall).&lt;/p&gt;

Landmark Cases

Part of the iconic Landmark Cases series, this book brings the most significant cases in charity law together for the first time. More than four hundred years have passed since the concept of charity was first given statutory legal form in England in the Statute of Charitable Uses of 1601. This book explores the substantial body of judge-made rules and principles developed since then, highlighting a carefully curated selection of the landmark cases which have shaped charity law. Each chapter analyses one or more judicial decisions, setting them in their historical context, explaining their contemporary importance, and considering their future relevance. The selected cases cover a broad range of topics. Some go to the heart of what it means to be a charity, elucidating charity's legal definition and public benefit requirement. Others demonstrate how charity law has been shaped by its interaction with other bodies of law, including trust law, company law and equality law, and by emerging tensions between trustees' overriding duty to further the charity's purposes and broader moral obligations or ethical considerations. The book has a core focus on English precedents, but the cases are touchstones in many jurisdictions. Our contributors therefore include scholars, judges and practitioners from Australia, Canada, New Zealand and Singapore, as well as from the UK. The result is a book that sheds new light on the application and development of charity law's defining rules and principles across the common law world.

Landmark Cases in Charity Law

Technology governance is about choices. Every company must choose the technologies it adopts and how it will deploy them. Those choices matter.

Market forces, technology architecture, norms, and laws all have a strong effect on the choices that any company makes in adopting new technologies. Navigating those forces and deciding how to make the right choices is up to the company's leaders. Choosing digital trust is key to mitigating risk and building trustworthy innovation. Written by corporate governance expert Daniel Dobrygowski, Technology Governance helps business leaders identify and make the choices that will lead to trust and long-term success in a constantly evolving technology landscape.

Focusing on how to earn trust in new technologies and defend innovation in an increasingly mistrustful world, this book is a practical guide to implementing a digital trust-based technology governance program. Technology Governance helps leaders by providing a plan to build and deploy technology better, faster, and more responsibly. It covers the actions organizations can take to build digital trust into the tech that they procure or develop so that it considers all stakeholders' interests and upholds societal expectations and values. It includes coverage of how organizations can navigate the geopolitical and regulatory challenges associated with transformational technologies and includes real-world examples and leadership advice from organizations including Maersk, Google, and Microsoft.

Build Trust in Digital Innovation

Technology Governance

Contributions to Finance and Accounting

Financial crime in the digital era has become more complex, sophisticated, and pervasive. With the increasing use of technology and digital platforms, criminals are exploiting new methods to commit fraud, money laundering, identity theft, and other financial crimes.&nbsp;Combating financial crime in the digital era requires a multifaceted approach involving technological innovations, regulatory measures, international collaboration, and the education of both consumers and financial institutions. As the landscape of financial crime evolves, the tools and strategies to combat it must adapt.This book highlights the idea that combating financial crime in the digital era is a complex task that requires the use of cutting-edge technology, effective regulations, and collaborative efforts among governments, financial institutions, and consumers. While the digital landscape provides opportunities for criminals to exploit new vulnerabilities, this book also offers tools that, if used effectively, can help detect, prevent, and disrupt financial crimes. The key to success lies in staying ahead of criminals by continuously evolving strategies, strengthening systems, and fostering international cooperation to protect the integrity of global financial systems.

Innovative Approaches to Preventing Financial Fraud

Financial Crime in the Digital Era

To the Death

Welcome to Blood Island, where the struggle for survival against the bloodthirsty undead is captured on camera for entertainment. 'Welcome back, dystopia. Welliver delivers a razor-sharp assault on life, death and media itself. To the Death doesn't just raise the stakes, it lights them on fire.' - Bill Wood 'Melissa Welliver is redefining dystopia for a whole new generation. To the Death is a riotous, bloodthirsty triumph and her best work yet.' - Cynthia Murphy When Bloodwatch, the shadowy organisation behind the ever-watchful cameras, descends upon the island to shoot a new high-stakes reality show, Astrid finds herself thrust into the spotlight. The prize at stake? A coveted ticket off the island. Paired with Luke, a risk-taking outsider harbouring secrets of his own, Astrid discovers the perilous costs of winning the adoration of a legion of fans. Caught in a deadly game where the undead and other contestants close in, Astrid must navigate her developing feelings for Luke and the treacherous terrain of reality TV, where there can be only one winner. Escaping the past is impossible when the present threatens to devour you. A heartstopping zombie dystopia horror, perfect for fans of The Last of Us, The Walking Dead and The Hunger Games. *PRE-ORDER Hunting Season, the heart pounding sequel to To the Death* More praise for To the Death: 'I picked this up and suddenly the entire evening was gone. To the Death is pure adrenaline - tense, ferocious, and impossible to put down. Melissa Welliver drops you straight into a brutal world where survival is a spectacle and every choice has consequences. It's smart, savage fun with real emotional bite, delivering twist after twist. You'll be gasping. A thrilling feast for fans of The Hunger Games and The Last of Us - gripping, relentless, and leaving you desperate for more.' - Josh Silver 'To the Death is everything fans of The Hunger Games could want - but with much sharper teeth! Prepare for a fast-paced, heart-pounding horror adventure with monsters - both human and not-so-human - lurking around every corner. Buckle up, and let the games begin!' - Kat Ellis 'Fast, fun, and bloodthirsty, To the Death brings the dystopian genre back to life with sharp teeth and cutting commentary on reality TV's hunger for spectacle. Melissa Welliver is on fire, and I can't wait to see what she writes next.' - Kathryn Foxfield 'Perfect for fans of The Hunger Games and The Last of Us, this is a chilling, gory thriller with plenty of bite! Dystopias are back and Melissa Welliver is at the helm.' - Amy McCaw 'To the Death is a wild ride from start to finish - you won't want to put it down. Welliver is in her element and is bringing dystopia back with an epic story of zombie vampires . . . Loved it.' - Naomi Gibson

This heartstopping YA zombie dystopia is The Hunger Games meets The Last of Us

Banking and finance has emerged as a leading sector of the Indian economy. Notwithstanding this, due to its technical nature, the sector has by and large remained outside the purview of the uninitiated readers. The Routledge Handbook of Indian Banking and Finance is devoted to analytical accounts of various aspects of Indian banking and finance and tries to address this vacuum.Written in non-technical language by prominent academics and industry experts, each chapter explores the basic tenets and current challenges within Indian banking and finance across three core areas: institutions, markets, and regulation. Institutions cover issues relating to commercial banks, co-operative banks, technological aspects of banking, mutual funds, insurance, or financial inclusion. Various markets are covered as well, and these include equity, bond, commodities, private equity, forex, money, real estate finance, or alternative assets. The regulatory section addresses the regulation of banking, the risk management practices and norms in the banking sector, insurance, pension funds, the securities market, and the role of government in finance. The chapters provide a comprehensive narrative tracing the evolutionary chronicle of a particular segment of the financial sector while delving into current issues and speculating on the shape of things to come.Offering comprehensive coverage, this book will be a go-to resource for beginners and specialists alike. It will be of interest to those working with corporate finance, banking, finance, economics, business and industry, management and marketing, and banking- and finance-related law.

The Routledge Handbook of Indian Banking and Finance

SIDREA Series in Accounting and Business Administration

In an increasingly interconnected and complex world, businesses face environmental, social, and economic challenges that demand thoughtful reflection and a shift in operational approaches. Today, focusing solely on profit is no longer sufficient. Companies are expected to make decisions that also consider the impact of their actions on the environment, society, and governance. 

This book integrates Environmental, Social, and Governance (ESG) factors into business strategies and analyses its role for firms striving to remain competitive and responsible in a rapidly evolving economic landscape. The author recognizes the ESG approach as a central element of business strategy and not only addresses global challenges such as climate change and social inequality but also its critical role in managing systematic risks—those that affect the entire market and cannot be easily diversified.

Empirical Evidence from the European Stock Markets

Sustainability, Business Risk and ESG Rating

Wyrdos

'Ambitious, gruesome and appallingly fascinating' - The Guardian In a rotten and bloody world, four magical rivals are forced to work together to avoid certain death in a deadly competition. Gothic, visceral and utterly compelling, These Shattered Spires is the first book in the Wyrdos trilogy. Beneath a tooth-filled sky, the world rots. At the heart of the decaying world is Fourspires Castle, home to arcanists from across the four magical disciplines: bone, blood, botany and stone. When the king is assassinated, chaos erupts. To seize the crown, arcanists and their human familiars are dragged into the Slaughter - a deadly competition, where survival means killing and death is the only escape. Amidst the bloodshed, four rival familiars must work together . Taro, a bone witch still obsessed with her ex. Nixie, a botanical familiar with a ghost living in her bedroom. Elliot, a cursed and vengeful blood familiar and Alix, banished from the stone arcania tower and shrouded in secrets. Together, the four Wyrdos are not just fighting to survive, but to lift the curse upon their world. There must be more to the sky than a dome of teeth and spittle; there must be something beyond the decay of Fourspires . *********************************************************************************************************** 'These Shattered Spires is a grotesque extravaganza of a book, with a labyrinthine quest and complex, morally grey characters you can't help but root for - no matter how many times they make clear you shouldn't. With utterly unique world-building, a brilliant magic system and writing that flips from fun and entertaining to heart-wrenching without a moment's notice, this is such a unique, compelling book that kept me glued to the edge of my seat. Grotesque, disturbing and frankly unsanitary. I've never had so much fun.' Bea Fitzgerald, author of Girl, Goddess, Queen 'Utterly fabulous and darkly imaginative. Complicated, flawed characters shine in a world of grit and bloodshed, all brought to life through effortlessly evocative prose. I devoured every page.' Elise Kova, New York Times Bestselling Author of Arcana Academy 'Gruesome, gothic, gay and glorious. I ate this up from cover to cover. Addictively weird, heartfelt and a bloody good time!' Kat Dunn, author of Bitterthorn 'These Shattered Spires is part fantastical court intrigue, part murder mystery, part lush queer romance, and part dysfunctional found family. At times, the writing is humorous, at others it bites like a scorpion's sting. This story follows four morally complicated people tangled by love and hatred but forced to work together to survive. You will keep wondering what will happen next to the very end!' Katy Nyquist, author of the A Holy Maiden's Guide to Getting Kidnapped 'Absolutely perfect for fans of Gideon the Ninth, These Shattered Spires pulses with the weird and wonderful macabre. Salter weaves a ragtag crew of lovable misfits with uniquely grim world-building that is impossible to forget. Witty, diverse characters and tongue-in-cheek humor makes this gothic YA fantasy both upbeat and chill inducing. I fear I'll never look at nuns the same way again!' Catelyn Wilson, author of All the Devils with Penguin

A queer, gothic fantasy YA, perfect for fans of The Atlas Six and Gideon the Ninth

These Shattered Spires

Management for Professionals

This volume discusses the characteristics of the Turkish real estate market from different perspectives and presents the current legal, economic, and institutional framework for real estate activities in Türkiye. The chapters discuss case studies of domestic market players and illustrate how the Turkish real estate market is evolving. The volume will appeal not only to national and foreign investors, asset managers, rating companies and financial institutions but also to professionals from the real estate market.

Legal, Economic and Institutional Framework

Understanding Türkiye’s Real Estate Markets

'Great ideas, no flannel and just the right combination of empathy and tough love.' – Viv Groskop'Transformative and inspirational, this is a must-read for anyone ready to break free from self-doubt and embrace their true potential.' – Dame Kelly Holmes'This is not a book you read once and put aside, but one you come back to again and again. It is an essential tool not just for those struggling with confidence, but anyone seeking to understand themselves better.’ – Veronika Dapunt Be confident in just 100 days. &nbsp; &nbsp; This transformative guide by award-winning coach, Jo Emerson promises a clear, practical path to help you overcome self-doubt and rediscover your authentic, empowered self. &nbsp; &nbsp; Be Confident&nbsp;is structured into ten focused chapters including, but not limited to: &nbsp;<ul><li>Is There an Impostor in the House? Understand and overcome the inner critic that tells you you’re a fraud. &nbsp;</li><li>The Dark Art of People Pleasing: Break free from the exhausting cycle of trying to please everyone at your own expense. &nbsp;</li><li>The Comparison Trap: Escape the damaging habit of comparing yourself to others and embrace your unique path. &nbsp;</li><li>The Worry Habit: Manage anxiety and stop the endless loop of worry that drains your confidence. &nbsp;</li><li>Body Confidence: Make peace with your body and cultivate self-love beyond appearance. &nbsp;&nbsp;</li><li>Speaking Upand Speaking Out: Overcome social anxiety and find your voice in any situation.&nbsp;</li></ul> Each chapter builds on the last with coaching exercises, case studies, journaling prompts, affirmations, and quick tips. Yet each also stands alone, so you can dive into the areas that matter most to you. &nbsp; &nbsp; Hiding beneath your fears and doubts and neuroses is a confident, self-assured version of you just waiting to be rediscovered. So, set aside your doubts, trust in the process, and allow the power of this book to really change your life.&nbsp;

Your 100-day guide

Be Confident

This innovative textbook edited by international experts in technology law and policy provides a comprehensive and accessible guide into the fast-evolving landscape of technology law and policy in the UK and the EU. The recent wave of regulatory reforms adopted by UK and EU regulators increases the complexity of Internet law as it had developed in the past decades. Recognising the ever-growing importance of artificial intelligence in today's public discourse, the textbook extends beyond traditional legal sectoral frameworks, and explores the intersection of law, technology, and public policy to describe and critically reflect on current and emerging issues in the modern information society. This exploration follows thematic areas of interest, such as adtech, privacy by design, predictive policing, and social media, while also providing accessible historical overviews of how policy has developed in specific fields including platform liability, copyright, or data protection, and case studies on key topics. The companion website provides multimedia resources to delve deeper into specific topics; introductory materials for readers that are unfamiliar with the EU legal system; and teaching resources. Law, Policy, and the Internet is an essential resource for anyone seeking to navigate the complexities of internet regulation in an era of exponential technological change.

Law, Policy, and the Internet

CUE THE CHAOS. CUT THE LIGHTS. IT'S TIME TO TAKE TO THE STAGE. 🎭 Caraval meets One Dark Window in the spellbinding new enemies-to-lovers fantasy set in a mysterious theatre where godlike creatures run the show and mortals compete for immortality. 🖤 🔥 'DARK FANTASY AT ITS MOST INTOXICATING' #1 New York Times bestselling author Jennifer L. Armentrout 🔥 -- The gods are dead. All that's left are the Players . . . The performers of the Playhouse are as worshipped as they are feared, their enchanting shows bending hearts, minds, and even reality itself. Vicious, godlike, lethal. Eighteen-year-old Riven Hesper knows the dangers better than anyone, after her own encounter with a Player resulted in a curse that is slowly killing her. When the Playhouse announces the spectacle of a lifetime - a chance for one mortal to steal a Player's immortality - Riven sees her last chance to live. Desperate for answers, she infiltrates the competition. There, she finds Jude, the Playhouse's brilliant, merciless Lead Player, whose charm is as dangerous as his Craft, and strikes a deadly bargain to save her life. But with time running out and the Playhouse's secrets unraveling into a disturbing picture, Riven faces a grim possibility: she might not be the hero of her story after all. In fact, she may be the villain. Because the Playhouse doesn't just tell stories. It rewrites them. And Riven's might end in blood. Vibes of A Stage Set for Villains: 🎭 Theatre setting 🎭 Who's the villain? 🎭 Enemies-to-lovers 🎭 Dark atmospheric fantasy 🎭 Mind blowing twists -- Critics are raving about A Stage Set for Villains: 'As enthralling as it is unique, A Stage Set for Villains will have you spellbound!' New York Times bestselling author, Mai Corland 'Part novel, part script, A Stage Set For Villains is a fascinatingly unique world like nothing you've ever read before. . .that will have you riveted from the first casting call!' USA Today bestselling author Amalie Howard 'Dark fantasy at its most intoxicating. Shannon Spann delivers a world where gods crave applause, mortals bleed for love, and every truth feels like a curse. I was completely enthralled' #1 New York Times bestselling author Jennifer L. Armentrout 'Absolutely thrilling. Be ready to be hooked from the first page to the shocking end' New York Times bestselling author Elise Kova 'A dark and dizzying fantasy that will keep readers enthralled to the end' Kirkus Reviews 'Rife with political intrigue and power imbalances. Riven and Jude's sharp banter and slow-burning enemies-to-lovers romance dials up the novel's showmanship' Publisher's Weekly

A Stage Set for Villains

Postal Strategies in a Digital and Green Transition

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